Last update: Oct 2026

Cost of Living Comparison Between Kleve and Munich

For one person, living is cheaper in Kleve: $1,868 a month against $2,681 in Munich, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Kleve
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Kleve Living Index
130

Cost of Living Index in Munich
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Munich Living Index

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Kleve

🇩🇪 Germany

$1,868

/mo nomad

Munich

🇩🇪 Germany

$2,681

/mo nomad

Monthly Cost of Living

How much you'll spend in Kleve and in Munich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kleve and in Munich actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,868 in Kleve versus $2,681 in Munich.

Kleve $1,868
Munich $2,681

Estimated couple costs with rent: $2,297 in Kleve versus $4,080 in Munich.

Kleve $2,297
Munich $4,080

Monthly costs for a family of three with rent: $2,726 in Kleve versus $5,480 in Munich.

Kleve $2,726
Munich $5,480

Living in Kleve costs roughly 30% less than in Munich, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Kleve 37% above, Munich 97% above.

Meal at Budget Restaurant

$13.67 €12.25

$18.66 €16.71

-26.74%

Three-Course Dinner for Two, Mid-Range

$72.4 €64.8

$89.2 €79.9

-18.89%

Fast Food Meal (McDonalds, etc)

$12.11 €10.84

$13.38 €11.99

-9.49%

Cappuccino

$3.86 €3.45

$4.32 €3.87

-10.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.95 €3.54

$3.86 €3.46

2.33%

Water (0.33 liter bottle)

$2.67 €2.39

$3.35 €3.00

-20.30%

Local Beer (0.5 liter draught)

$5.68 €5.09

$5.22 €4.67

8.81%

Imported Beer (0.33 liter bottle)

$4.41 €3.95

$5.74 €5.14

-23.17%

Milk (1 liter)

$1.18 €1.05

$1.28 €1.15

-7.81%

White Bread (500g)

$2.01 €1.80

$2.32 €2.08

-13.36%

Rice (white) (1kg)

$3.55 €3.18

$2.69 €2.41

31.97%

Eggs

$3.92 €3.51

$4.57 €4.09

-14.22%

Local Cheese (1kg)

$13.60 €12.18

$17.92 €16.05

-24.11%

Chicken Fillets (1kg)

$10.10 €9.04

$13.29 €11.91

-24.00%

Beef Round Steak (1kg)

$19.94 €17.86

$21.85 €19.57

-8.74%

Apples (1kg)

$3.12 €2.79

$3.19 €2.85

-2.19%

Banana (1kg)

$2.02 €1.81

$2.01 €1.80

0.50%

Oranges (1kg)

$1.88 €1.69

$2.81 €2.52

-33.10%

Tomato (1kg)

$3.80 €3.40

$4.53 €4.05

-16.11%

Potato (1kg)

$1.71 €1.53

$1.85 €1.66

-7.57%

Onion (1kg)

$1.12 €1.00

$1.83 €1.64

-38.80%

Lettuce (1 head)

$1.49 €1.33

$1.50 €1.34

-0.67%

Water (1.5 liter bottle)

$0.73 €0.65

$0.86 €0.77

-15.12%

Cigarettes 20 Pack (Marlboro, Camel)

$9.64 €8.63

$11.22 €10.05

-14.08%

Wine (Bottle)

$6.21 €5.56

$6.67 €5.97

-6.90%

Local Beer (0.5 liter bottle)

$1.12 €1.00

$1.29 €1.16

-13.18%

Imported Beer (0.33 liter bottle)

$1.51 €1.35

$1.60 €1.44

-5.63%

One-way Ticket (Public Transport)

$4.87 €4.36

$4.74 €4.24

2.74%

Public Transport Monthly Pass (Regular Price)

$68.0 €60.9

$70.1 €62.7

-2.94%

Taxi Start (Normal Tariff)

$4.50 €4.03

$6.76 €6.06

-33.43%

Taxi (Normal Tariff) (1km)

$2.86 €2.56

$3.09 €2.77

-7.44%

Taxi 1hour Waiting (Normal Tariff)

$34.15 €30.59

$43.44 €38.90

-21.39%

Gasoline (1 liter)

$2.08 €1.86

$2.31 €2.07

-9.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.6K

$33.9K €30.3K

-2.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K €34.6K

$39.3K €35.2K

-1.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$378 €339

$350 €313

8.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.20 €19.89

$18.57 €16.63

19.55%

Internet (50+ Mbps, Unlimited Data)

$41.12 €36.83

$39.33 €35.22

4.55%

Gym Membership (Monthly)

$22.42 €20.08

$51.8 €46.39

-56.72%

Tennis Court (1 Hour on Weekend)

$33.64 €30.13

Cinema Ticket

$11.36 €10.17

$15.92 €14.26

-28.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$446 €400

$868 €778

-48.59%

International Primary School, 1 Child (Yearly)

$14.9K €13.3K

$16.5K €14.7K

-9.70%

Jeans (Levis 501 Or Similar)

$105 €94.3

$87.7 €78.6

19.98%

Summer Dress (H&M, Zara, etc)

$45.07 €40.37

$42.09 €37.70

7.08%

Sport Shoes (Adidas, Nike)

$88.2 €79.0

$102 €91.2

-13.39%

Men's Leather Business Shoes

$111 €99.4

$114 €102

-2.79%

1-bedroom Apartment, City Center (Monthly)

$449 €402

$1,664 €1,490

-73.05%

1-bedroom Apartment, Outside City Center (Monthly)

$552 €494

$1,254 €1,123

-56.01%

3-bedroom Apartment, City Center (Monthly)

$1,001 €896

$3,113 €2,788

-67.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,352 €2,107

Buy Apartment in City Center (m2)

$2,504 €2,242

$12.5K €11.2K

-79.89%

Buy Apartment Outside City Center (m2)

$2,199 €1,969

$8,605 €7,707

-74.45%

Average Monthly Net Salary (After Tax)

$3,179 €2,847

$4,072 €3,647

-21.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.82

3.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kleve: October 24, 2026

Last update for Munich: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kleve

$552 29.5%

Munich

$1.3K 46.8% 127% $702

Monthly Utilities & Internet

Kleve

$442 23.6%

Munich

$407 15.2% 7.7% $34

Groceries & Markets

Kleve

$310 16.6%

Munich

$361 13.5% 16.5% $51

Eating Out

Kleve

$256 13.7%

Munich

$308 11.5% 20.3% $52

Clothing & Footwear

Kleve

$157 8.4%

Munich

$156 5.8% 1% $1.7

Getting Around

Kleve

$106 5.7%

Munich

$111 4.2% 4.6% $4.9

Sport & Entertainment

Kleve

$45 2.4%

Munich

$84 3.1% 85.3% $39

Cost Breakdown

A one-bedroom apartment in the center runs $449 in Kleve and $1,664 in Munich. Housing cost is often the main lever when comparing two cities.

Munich pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72 in Kleve vs $89 in Munich for a mid-range dinner for two. Groceries echo the gap at $310 vs $361 per month, with Kleve cheaper across the board.

Good to know

🇩🇪 Kleve

🇩🇪 Munich

🕒 Local time

19:20 7:20 PM

Same time as Kleve

🌤 Weather

👥 Population

22,643

1,484,226

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Kleve Munich 560 km ≈ 1 h 15 min nonstop flight

From you

Kleve
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kleve vs Munich: Cost of Living - Frequently Asked Questions

Kleve is about 30% cheaper overall, especially in eating out, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 22% lower in Kleve. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $449 in Kleve versus $1,664 in Munich. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,868 per month in Kleve versus $2,681 in Munich – Kleve is about 30% cheaper, which adds up to real savings over time.

A monthly transit pass in Kleve runs roughly 3% less than in Munich. The price difference matters if you commute daily and watch your budget.

At $1,868 in Kleve versus $2,681 in Munich, a $2,500 budget is realistic in Kleve but tight or insufficient in Munich. The gap between the two cities makes Kleve the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kleve and Munich are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Kleve gentler on the wallet – expenses run 30% less than in Munich. Beyond cost, consider language, visa policies, and how big the international community is in each city.