Last update: Oct 2026

Cost of Living Comparison Between Kista and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,726 in Kista, rent and utilities included – about $9,700 less a year. Other living expenses account for most of the difference.

Kista
🇸🇪 Sweden
$1,726
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Kista and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kista and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,726 in Kista versus $918 in Cebu.

  • Kista $1,726
  • Cebu $918

Estimated couple costs with rent: $2,685 in Kista versus $1,409 in Cebu.

  • Kista $2,685
  • Cebu $1,409

Monthly costs for a family of three with rent: $3,644 in Kista versus $1,900 in Cebu.

  • Kista $3,644
  • Cebu $1,900

Living in Kista is roughly 88% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kista is 28% above, Cebu is 32% below.

Currency
🍽 Eating Out
Kista
Cebu
Difference
Meal at Budget Restaurant
$12.98 SEK 129
$3.09 ₱194
320.06%
Three-Course Dinner for Two, Mid-Range
$75.9 SEK 752
$24.22 ₱1,525
213.50%
Fast Food Meal (McDonalds, etc)
$10.22 SEK 101
$3.92 ₱247
160.71%
Cappuccino
$4.44 SEK 44.02
$2.51 ₱158
76.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.59 SEK 25.65
$1.59 ₱100
62.89%
Water (0.33 liter bottle)
$2.20 SEK 21.83
$0.53 ₱33.43
315.09%
Local Beer (0.5 liter draught)
$7.07 SEK 70.1
$1.78 ₱112
297.19%
Imported Beer (0.33 liter bottle)
$7.28 SEK 72.1
$2.17 ₱137
235.48%
🛒 Groceries & Markets
Kista
Cebu
Difference
Milk (1 liter)
$1.64 SEK 16.27
$1.92 ₱121
-14.58%
White Bread (500g)
$2.69 SEK 26.68
$1.36 ₱85.4
97.79%
Rice (white) (1kg)
$3.51 SEK 34.75
$1.01 ₱63.5
247.52%
Eggs
$4.24 SEK 42.04
$2.03 ₱128
108.87%
Local Cheese (1kg)
$11.67 SEK 116
$9.86 ₱621
18.36%
Chicken Fillets (1kg)
$11.62 SEK 115
$4.39 ₱277
164.69%
Beef Round Steak (1kg)
$17.38 SEK 172
$7.60 ₱479
128.68%
Apples (1kg)
$3.05 SEK 30.22
$3.30 ₱208
-7.58%
Banana (1kg)
$2.48 SEK 24.53
$1.39 ₱87.8
78.42%
Oranges (1kg)
$2.89 SEK 28.60
$2.33 ₱147
24.03%
Tomato (1kg)
$4.30 SEK 42.59
$1.50 ₱94.3
186.67%
Potato (1kg)
$1.62 SEK 16.01
$2.36 ₱149
-31.36%
Onion (1kg)
$1.56 SEK 15.49
$1.90 ₱119
-17.89%
Lettuce (1 head)
$2.28 SEK 22.56
$1.19 ₱74.9
91.60%
Water (1.5 liter bottle)
$1.45 SEK 14.33
$0.63 ₱39.71
130.16%
Cigarettes 20 Pack (Marlboro, Camel)
$7.22 SEK 71.6
$3.00 ₱189
140.67%
Wine (Bottle)
$9.69 SEK 96.0
$6.03 ₱379
60.70%
Local Beer (0.5 liter bottle)
$1.95 SEK 19.29
$1.23 ₱77.7
58.54%
Imported Beer (0.33 liter bottle)
$2.13 SEK 21.15
$1.75 ₱110
21.71%
🚌 Getting Around
Kista
Cebu
Difference
One-way Ticket (Public Transport)
$3.27 SEK 32.41
$0.25 ₱15.86
1208.00%
Public Transport Monthly Pass (Regular Price)
$76.2 SEK 755
$12.64 ₱796
502.85%
Taxi Start (Normal Tariff)
$6.01 SEK 59.5
$0.77 ₱48.62
680.52%
Taxi (Normal Tariff) (1km)
$1.71 SEK 16.99
$0.23 ₱14.53
643.48%
Taxi 1hour Waiting (Normal Tariff)
$58.4 SEK 579
$4.46 ₱281
1209.42%
Gasoline (1 liter)
$1.79 SEK 17.70
$1.31 ₱82.8
36.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5K SEK 322.2K
$21.2K ₱1.3M
53.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1K SEK 327.9K
$19.1K ₱1.2M
72.83%
🧾 Monthly Utilities & Internet
Kista
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$102 SEK 1,013
$120 ₱7,569
-14.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.99 SEK 238
$14.00 ₱882
71.36%
Internet (50+ Mbps, Unlimited Data)
$37.81 SEK 375
$27.54 ₱1,734
37.29%
🎉 Sport & Entertainment
Kista
Cebu
Difference
Gym Membership (Monthly)
$37.48 SEK 371
$32.33 ₱2,035
15.93%
Tennis Court (1 Hour on Weekend)
$25.74 SEK 255
$6.65 ₱419
287.07%
Cinema Ticket
$16.18 SEK 160
$5.65 ₱356
186.37%
🧸 Childcare & Education
Kista
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$154 SEK 1,522
$275 ₱17.3K
-44.22%
International Primary School, 1 Child (Yearly)
$5,003 SEK 49.6K
$7,918 ₱498.5K
-36.82%
👕👟 Clothing & Footwear
Kista
Cebu
Difference
Jeans (Levis 501 Or Similar)
$90.7 SEK 898
$49.33 ₱3,106
83.76%
Summer Dress (H&M, Zara, etc)
$40.01 SEK 396
$25.24 ₱1,589
58.52%
Sport Shoes (Adidas, Nike)
$89.3 SEK 885
$77.0 ₱4,846
16.06%
Men's Leather Business Shoes
$140 SEK 1,383
$57.2 ₱3,601
143.99%
🏠 Accommodation & Living
Kista
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$795 SEK 7,877
$500 ₱31.5K
59.14%
1-bedroom Apartment, Outside City Center (Monthly)
$619 SEK 6,131
$309 ₱19.4K
100.38%
3-bedroom Apartment, City Center (Monthly)
$1,317 SEK 13.0K
$1,078 ₱67.9K
22.19%
3-bedroom Apartment, Outside City Center (Monthly)
$1,016 SEK 10.1K
$615 ₱38.7K
65.16%
Buy Apartment in City Center (m2)
$3,969 SEK 39.3K
$2,886 ₱181.7K
37.54%
Buy Apartment Outside City Center (m2)
$2,749 SEK 27.2K
$1,917 ₱120.7K
43.45%
💵 Salaries & Financials
Kista
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.45
7.2
-52.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kista: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kista
$619
Cebu
$309 50.1% $310
Groceries & Markets
Kista
$351
Cebu
$206 41.3% $145
Eating Out
Kista
$257
Cebu
$88 65.6% $169
Monthly Utilities & Internet
Kista
$164
Cebu
$162 1.4% $2.2
Clothing & Footwear
Kista
$162
Cebu
$94 41.9% $68
Getting Around
Kista
$104
Cebu
$16 85% $88
Sport & Entertainment
Kista
$70
Cebu
$44 37.5% $26

Cost Breakdown

A one-bedroom apartment in the center runs $795 in Kista and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Kista vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $351 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇸🇪 Kista
🇵🇭 Cebu
🕒 Local time
09:27 9:27 AM
15:27 3:27 PM
6 h ahead of Kista
🌤 Weather
👥 Population
10,254
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Kista Cebu 9,900 km ≈ 13 h nonstop flight
From you
  • Kista
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kista vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Kista?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 88% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,589 in Kista and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Kista and Cebu?
Rent for a central apartment: $795 in Kista versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kista and in Cebu?
All in, you'll spend $1,726 per month in Kista versus $918 in Cebu – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 503% less than in Kista. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Kista or in Cebu?
At $918 in Cebu versus $1,726 in Kista, a $1,500 budget is realistic in Cebu but tight or insufficient in Kista. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Kista or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kista, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kista or Cebu?
Safety-wise, Kista and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 88% less than in Kista. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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