Last update: Oct 2026

Cost of Living Comparison Between Kiruna and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,747 in Kiruna, rent and utilities included – about $10,000 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Kiruna
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Kiruna Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Kiruna

🇸🇪 Sweden

$1,747

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Kiruna and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kiruna and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,747 in Kiruna versus $915 in Cebu.

Kiruna $1,747
Cebu $915

Estimated couple costs with rent: $2,915 in Kiruna versus $1,418 in Cebu.

Kiruna $2,915
Cebu $1,418

Monthly costs for a family of three with rent: $4,082 in Kiruna versus $1,921 in Cebu.

Kiruna $4,082
Cebu $1,921

Living in Kiruna is roughly 91% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kiruna is 29% above, Cebu is 33% below.

Meal at Budget Restaurant

$13.82 SEK 137

$3.05 ₱192

353.11%

Three-Course Dinner for Two, Mid-Range

$128 SEK 1,270

$24.00 ₱1,511

434.04%

Fast Food Meal (McDonalds, etc)

$10.40 SEK 103

$3.99 ₱251

160.65%

Cappuccino

$4.33 SEK 42.90

$2.50 ₱157

73.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 SEK 26.70

$1.54 ₱97.1

74.68%

Water (0.33 liter bottle)

$2.26 SEK 22.37

$0.50 ₱31.37

352.00%

Local Beer (0.5 liter draught)

$9.54 SEK 94.5

$1.78 ₱112

435.96%

Imported Beer (0.33 liter bottle)

$6.59 SEK 65.3

$2.17 ₱136

203.69%

Milk (1 liter)

$1.45 SEK 14.34

$2.00 ₱126

-27.50%

White Bread (500g)

$2.80 SEK 27.79

$1.37 ₱86.2

104.38%

Rice (white) (1kg)

$3.72 SEK 36.83

$1.03 ₱64.9

261.17%

Eggs

$3.55 SEK 35.18

$2.03 ₱128

74.88%

Local Cheese (1kg)

$12.29 SEK 122

$10.20 ₱642

20.49%

Chicken Fillets (1kg)

$13.80 SEK 137

$4.45 ₱280

210.11%

Beef Round Steak (1kg)

$19.62 SEK 194

$7.67 ₱483

155.80%

Apples (1kg)

$2.79 SEK 27.66

$3.31 ₱208

-15.71%

Banana (1kg)

$2.53 SEK 25.12

$1.46 ₱91.8

73.29%

Oranges (1kg)

$2.61 SEK 25.90

$2.32 ₱146

12.50%

Tomato (1kg)

$4.40 SEK 43.63

$1.49 ₱94.0

195.30%

Potato (1kg)

$1.47 SEK 14.58

$2.34 ₱147

-37.18%

Onion (1kg)

$1.59 SEK 15.77

$1.94 ₱122

-18.04%

Lettuce (1 head)

$2.01 SEK 19.93

$1.16 ₱73.0

73.28%

Water (1.5 liter bottle)

$1.56 SEK 15.46

$0.68 ₱42.89

129.41%

Cigarettes 20 Pack (Marlboro, Camel)

$6.46 SEK 64.0

$2.99 ₱188

116.05%

Wine (Bottle)

$9.69 SEK 96.1

$6.24 ₱393

55.29%

Local Beer (0.5 liter bottle)

$1.98 SEK 19.65

$1.23 ₱77.3

60.98%

Imported Beer (0.33 liter bottle)

$1.99 SEK 19.75

$1.73 ₱109

15.03%

One-way Ticket (Public Transport)

$3.22 SEK 31.95

$0.23 ₱14.36

1300.00%

Public Transport Monthly Pass (Regular Price)

$79.4 SEK 787

$12.34 ₱777

543.27%

Taxi Start (Normal Tariff)

$5.85 SEK 57.9

$0.79 ₱49.96

640.51%

Taxi (Normal Tariff) (1km)

$1.68 SEK 16.68

$0.22 ₱13.86

663.64%

Taxi 1hour Waiting (Normal Tariff)

$56.9 SEK 563

$4.54 ₱286

1152.42%

Gasoline (1 liter)

$2.11 SEK 20.90

$1.32 ₱82.9

59.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K SEK 310.1K

$21.0K ₱1.3M

49.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K SEK 329.6K

$19.4K ₱1.2M

71.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 SEK 951

$119 ₱7,464

-19.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.86 SEK 246

$14.22 ₱896

74.82%

Internet (50+ Mbps, Unlimited Data)

$35.94 SEK 356

$27.47 ₱1,730

30.83%

Gym Membership (Monthly)

$37.74 SEK 374

$32.31 ₱2,034

16.81%

Tennis Court (1 Hour on Weekend)

$25.04 SEK 248

$6.50 ₱409

285.23%

Cinema Ticket

$15.92 SEK 158

$5.40 ₱340

194.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$152 SEK 1,506

$276 ₱17.4K

-44.94%

International Primary School, 1 Child (Yearly)

$5,610 SEK 55.6K

$7,866 ₱495.3K

-28.68%

Jeans (Levis 501 Or Similar)

$100 SEK 993

$49.37 ₱3,108

103.02%

Summer Dress (H&M, Zara, etc)

$44.87 SEK 445

$24.58 ₱1,548

82.55%

Sport Shoes (Adidas, Nike)

$81.8 SEK 810

$76.6 ₱4,825

6.69%

Men's Leather Business Shoes

$139 SEK 1,378

$58.9 ₱3,706

136.31%

1-bedroom Apartment, City Center (Monthly)

$812 SEK 8,047

$503 ₱31.7K

61.30%

1-bedroom Apartment, Outside City Center (Monthly)

$610 SEK 6,043

$305 ₱19.2K

100.28%

3-bedroom Apartment, City Center (Monthly)

$1,363 SEK 13.5K

$1,075 ₱67.7K

26.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,123 SEK 11.1K

$632 ₱39.8K

77.67%

Buy Apartment in City Center (m2)

$3,456 SEK 34.2K

$2,870 ₱180.7K

20.43%

Buy Apartment Outside City Center (m2)

$2,527 SEK 25.0K

$1,877 ₱118.2K

34.59%

Average Monthly Net Salary (After Tax)

$3,257 SEK 32.3K

$336 ₱21.1K

869.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiruna: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kiruna

$610 34.9%

Cebu

$305 33.3% 50.1% $305

Groceries & Markets

Kiruna

$366 20.9%

Cebu

$210 22.9% 42.7% $156

Eating Out

Kiruna

$274 15.7%

Cebu

$88 9.6% 68% $187

Clothing & Footwear

Kiruna

$165 9.4%

Cebu

$94 10.3% 42.8% $70

Monthly Utilities & Internet

Kiruna

$157 9%

Cebu

$160 17.5% 2.2% $3.5

Getting Around

Kiruna

$107 6.1%

Cebu

$15 1.7% 85.8% $91

Sport & Entertainment

Kiruna

$70 4%

Cebu

$43 4.7% 38.1% $26

Cost Breakdown

A one-bedroom apartment in the center runs $812 in Kiruna and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Kiruna pays 870% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $128 in Kiruna vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $366 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Kiruna

🇵🇭 Cebu

🕒 Local time

19:40 7:40 PM

01:40 1:40 AM

6 h ahead of Kiruna

🌤 Weather

👥 Population

22,454

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 20, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SEK in detail →

On the map

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Highest

Between locations

Kiruna Cebu 9,530 km ≈ 12 h nonstop flight

From you

Kiruna
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kiruna vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 91% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 870% higher in Kiruna, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $812 in Kiruna versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,747 per month in Kiruna versus $915 in Cebu – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 543% less than in Kiruna. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,747 in Kiruna, a $1,500 budget is realistic in Cebu but tight or insufficient in Kiruna. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kiruna, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kiruna and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 91% less than in Kiruna. Beyond cost, consider language, visa policies, and how big the international community is in each city.