Last update: Oct 2026

Cost of Living Comparison Between Kirkuk and Belgrade

For one person, living is cheaper in Kirkuk: $540 a month against $1,554 in Belgrade, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Kirkuk
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Kirkuk Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Kirkuk

🇮🇶 Iraq

$540

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Kirkuk and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kirkuk and in Belgrade actually costs, broken down by who's living it.

A single person spends $540 per month in Kirkuk vs $1,554 in Belgrade, rent included.

Kirkuk $540
Belgrade $1,554

A couple spends around $868 per month in Kirkuk vs $2,337 in Belgrade, rent included.

Kirkuk $868
Belgrade $2,337

A family of three spends $1,197 per month in Kirkuk vs $3,121 in Belgrade, rent included.

Kirkuk $1,197
Belgrade $3,121

Kirkuk is about 65% cheaper than Belgrade, and outside of rent the biggest gap is in clothing.

Kirkuk sits 60% below the global median, while Belgrade is 15% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.58 IQD 5,403

$13.15 RSD 1,371

-72.78%

Three-Course Dinner for Two, Mid-Range

$23.24 IQD 35.1K

$57.5 RSD 5,999

-59.61%

Fast Food Meal (McDonalds, etc)

$5.40 IQD 8,162

$13.38 RSD 1,394

-59.64%

Cappuccino

$2.46 IQD 3,716

$3.10 RSD 323

-20.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 IQD 537

$2.82 RSD 294

-87.23%

Water (0.33 liter bottle)

$0.16 IQD 238

$2.22 RSD 231

-92.79%

Local Beer (0.5 liter draught)

$2.62 IQD 3,963

$3.47 RSD 362

-24.50%

Imported Beer (0.33 liter bottle)

$3.37 IQD 5,087

$3.96 RSD 412

-14.90%

Milk (1 liter)

$0.95 IQD 1,433

$1.38 RSD 144

-31.16%

White Bread (500g)

$0.60 IQD 911

$1.13 RSD 118

-46.90%

Rice (white) (1kg)

$1.31 IQD 1,984

$2.66 RSD 277

-50.75%

Eggs

$1.27 IQD 1,915

$2.78 RSD 290

-54.32%

Local Cheese (1kg)

$3.42 IQD 5,160

$10.99 RSD 1,146

-68.88%

Chicken Fillets (1kg)

$3.13 IQD 4,735

$6.56 RSD 684

-52.29%

Beef Round Steak (1kg)

$11.18 IQD 16.9K

$15.07 RSD 1,571

-25.81%

Apples (1kg)

$0.79 IQD 1,198

$1.66 RSD 173

-52.41%

Banana (1kg)

$0.83 IQD 1,254

$1.79 RSD 186

-53.63%

Oranges (1kg)

$0.80 IQD 1,209

$1.87 RSD 195

-57.22%

Tomato (1kg)

$0.60 IQD 906

$3.03 RSD 315

-80.20%

Potato (1kg)

$0.48 IQD 730

$0.92 RSD 96.3

-47.83%

Onion (1kg)

$0.48 IQD 730

$0.71 RSD 73.8

-32.39%

Lettuce (1 head)

$0.57 IQD 854

$0.74 RSD 77.6

-22.97%

Water (1.5 liter bottle)

$0.32 IQD 477

$0.74 RSD 77.2

-56.76%

Cigarettes 20 Pack (Marlboro, Camel)

$1.61 IQD 2,430

$4.61 RSD 481

-65.08%

Wine (Bottle)

$11.55 IQD 17.4K

$8.81 RSD 918

31.10%

Local Beer (0.5 liter bottle)

$1.29 IQD 1,950

$0.89 RSD 92.7

44.94%

Imported Beer (0.33 liter bottle)

$1.61 IQD 2,434

$1.45 RSD 151

11.03%

One-way Ticket (Public Transport)

$0.32 IQD 482

Public Transport Monthly Pass (Regular Price)

$20.32 IQD 30.7K

Taxi Start (Normal Tariff)

$2.01 IQD 3,034

$3.02 RSD 315

-33.44%

Taxi (Normal Tariff) (1km)

$1.34 IQD 2,028

$0.98 RSD 103

36.73%

Taxi 1hour Waiting (Normal Tariff)

$6.42 IQD 9,693

$17.08 RSD 1,780

-62.41%

Gasoline (1 liter)

$0.47 IQD 712

$1.91 RSD 199

-75.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K IQD 25.3M

$31.0K RSD 3.2M

-45.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.4K IQD 24.8M

$24.7K RSD 2.6M

-33.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.6 IQD 78.0K

$220 RSD 23.0K

-76.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.64 IQD 26.6K

$24.41 RSD 2,544

-27.73%

Internet (50+ Mbps, Unlimited Data)

$36.97 IQD 55.9K

$35.64 RSD 3,715

3.73%

Gym Membership (Monthly)

$9.82 IQD 14.8K

$41.20 RSD 4,295

-76.17%

Tennis Court (1 Hour on Weekend)

$22.60 RSD 2,356

Cinema Ticket

$9.80 IQD 14.8K

$8.59 RSD 896

14.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$143 IQD 215.9K

$424 RSD 44.2K

-66.28%

International Primary School, 1 Child (Yearly)

$2,984 IQD 4.5M

$11.0K RSD 1.1M

-72.81%

Jeans (Levis 501 Or Similar)

$25.27 IQD 38.2K

$111 RSD 11.5K

-77.15%

Summer Dress (H&M, Zara, etc)

$16.32 IQD 24.7K

$47.28 RSD 4,929

-65.48%

Sport Shoes (Adidas, Nike)

$58.3 IQD 88.1K

$113 RSD 11.8K

-48.43%

Men's Leather Business Shoes

$29.54 IQD 44.6K

$157 RSD 16.3K

-81.14%

1-bedroom Apartment, City Center (Monthly)

$162 IQD 245.2K

$805 RSD 83.9K

-79.84%

1-bedroom Apartment, Outside City Center (Monthly)

$78.1 IQD 118.1K

$546 RSD 56.9K

-85.69%

3-bedroom Apartment, City Center (Monthly)

$198 IQD 299.8K

$1,452 RSD 151.4K

-86.34%

3-bedroom Apartment, Outside City Center (Monthly)

$201 IQD 304.3K

$931 RSD 97.0K

-78.36%

Buy Apartment in City Center (m2)

$490 IQD 740.7K

$5,368 RSD 559.6K

-90.87%

Buy Apartment Outside City Center (m2)

$259 IQD 391.8K

$3,155 RSD 328.9K

-91.78%

Average Monthly Net Salary (After Tax)

$379 IQD 572.3K

$1,237 RSD 128.9K

-69.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

4.61

-10.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkuk: October 11, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kirkuk

$142 26.2%

Belgrade

$241 15.5% 69.8% $99

Monthly Utilities & Internet

Kirkuk

$106 19.7%

Belgrade

$280 18.1% 164% $174

Eating Out

Kirkuk

$96 17.8%

Belgrade

$228 14.7% 137% $132

Accommodation & Living

Kirkuk

$78 14.5%

Belgrade

$546 35.2% 599% $468

Clothing & Footwear

Kirkuk

$58 10.8%

Belgrade

$192 12.4% 230% $134

Getting Around

Kirkuk

$30 5.6%

Belgrade

$7.9 * 0.5% 73.8% $22

Sport & Entertainment

Kirkuk

$29 5.4%

Belgrade

$58 3.8% 98.5% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $162 in Kirkuk versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Kirkuk versus $58.0 in Belgrade. Monthly groceries follow the same trend: $142 vs $241 – making Kirkuk the more affordable choice for daily food spending.

Good to know

🇮🇶 Kirkuk

🇷🇸 Belgrade

🕒 Local time

08:56 8:56 AM

07:56 7:56 AM

1 h behind Kirkuk

🌤 Weather

👥 Population

850,787

1,197,714 Capital

💱 Currency

Iraqi Dinar IQD ع.د

Serbian Dinar RSD din

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.88 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.52 EUR

Exchange rates and currency converter

RSD, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,701 IQD (10,000 IQD = 5.88 EUR).

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.52 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Kirkuk Belgrade 2,270 km ≈ 3 h 15 min nonstop flight

From you

Kirkuk
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkuk vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $540 in Kirkuk, $1,554 in Belgrade – roughly 188% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $810 per month in Kirkuk and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kirkuk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Kirkuk and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 70% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Kirkuk, where all-in costs run around $540, than in Belgrade at $1,554. In Kirkuk it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Kirkuk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kirkuk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.