Last update: Oct 2026

Cost of Living Comparison Between Kinmen and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Ho Chi Minh City (Saigon): $855 a month against $1,103 in Kinmen, rent and utilities included – about $3,000 less a year. The total is higher in Kinmen despite lower rent and utilities.

53

Cost of Living Index in Kinmen
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Kinmen Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Kinmen

🇹🇼 Taiwan

$1,103

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Monthly Cost of Living

How much you'll spend in Kinmen and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kinmen and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,103 in Kinmen versus $855 in Ho Chi Minh City (Saigon).

Kinmen $1,103
Ho Chi Minh City (Saigon) $855

Estimated couple costs with rent: $1,846 in Kinmen versus $1,400 in Ho Chi Minh City (Saigon).

Kinmen $1,846
Ho Chi Minh City (Saigon) $1,400

Monthly costs for a family of three with rent: $2,588 in Kinmen versus $1,944 in Ho Chi Minh City (Saigon).

Kinmen $2,588
Ho Chi Minh City (Saigon) $1,944

Living in Kinmen is roughly 29% more expensive than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kinmen 18% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$4.63 NT$148

$1.90 ₫49.1K

143.68%

Three-Course Dinner for Two, Mid-Range

$30.89 NT$986

$23.32 ₫603.5K

32.46%

Fast Food Meal (McDonalds, etc)

$4.62 NT$147

$4.67 ₫120.9K

-1.07%

Cappuccino

$2.93 NT$93.4

$1.85 ₫47.9K

58.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 NT$29.15

$0.56 ₫14.4K

62.50%

Water (0.33 liter bottle)

$0.64 NT$20.42

$0.34 ₫8,857

88.24%

Local Beer (0.5 liter draught)

$1.55 NT$49.41

$1.01 ₫26.2K

53.47%

Imported Beer (0.33 liter bottle)

$2.54 NT$81.0

$1.69 ₫43.7K

50.30%

Milk (1 liter)

$3.03 NT$96.5

$1.58 ₫40.8K

91.77%

White Bread (500g)

$1.90 NT$60.8

$1.04 ₫27.0K

82.69%

Rice (white) (1kg)

$3.28 NT$105

$0.99 ₫25.7K

231.31%

Eggs

$2.66 NT$84.9

$1.60 ₫41.5K

66.25%

Local Cheese (1kg)

$17.16 NT$548

$12.23 ₫316.6K

40.31%

Chicken Fillets (1kg)

$7.93 NT$253

$3.54 ₫91.7K

124.01%

Beef Round Steak (1kg)

$22.08 NT$705

$10.44 ₫270.2K

111.49%

Apples (1kg)

$4.20 NT$134

$3.09 ₫79.9K

35.92%

Banana (1kg)

$2.13 NT$68.0

$1.26 ₫32.5K

69.05%

Oranges (1kg)

$3.02 NT$96.4

$1.57 ₫40.6K

92.36%

Tomato (1kg)

$3.39 NT$108

$1.26 ₫32.5K

169.05%

Potato (1kg)

$2.82 NT$90.1

$1.17 ₫30.4K

141.03%

Onion (1kg)

$2.20 NT$70.2

$1.15 ₫29.7K

91.30%

Lettuce (1 head)

$2.09 NT$66.6

$0.72 ₫18.7K

190.28%

Water (1.5 liter bottle)

$1.04 NT$33.16

$0.54 ₫14.0K

92.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 NT$108

$1.22 ₫31.5K

177.05%

Wine (Bottle)

$12.50 NT$399

$12.28 ₫317.8K

1.79%

Local Beer (0.5 liter bottle)

$1.63 NT$52.2

$0.98 ₫25.4K

66.33%

Imported Beer (0.33 liter bottle)

$2.30 NT$73.4

$1.49 ₫38.5K

54.36%

One-way Ticket (Public Transport)

$0.71 NT$22.54

$0.28 ₫7,249

153.57%

Public Transport Monthly Pass (Regular Price)

$32.25 NT$1,029

$11.62 ₫300.8K

177.54%

Taxi Start (Normal Tariff)

$2.61 NT$83.3

$0.73 ₫18.9K

257.53%

Taxi (Normal Tariff) (1km)

$0.90 NT$28.74

$0.64 ₫16.7K

40.63%

Taxi 1hour Waiting (Normal Tariff)

$9.69 NT$309

$3.17 ₫82.0K

205.68%

Gasoline (1 liter)

$1.07 NT$34.15

$0.95 ₫24.6K

12.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K NT$1.2M

$30.7K ₫795.6M

18.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K NT$823.9K

$30.6K ₫791.6M

-15.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.2 NT$2,783

$102 ₫2.6M

-14.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.22 NT$518

$5.65 ₫146.1K

187.08%

Internet (50+ Mbps, Unlimited Data)

$22.12 NT$706

$10.52 ₫272.2K

110.27%

Gym Membership (Monthly)

$40.94 NT$1,306

$25.86 ₫669.2K

58.31%

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

Cinema Ticket

$8.63 NT$275

$3.39 ₫87.8K

154.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$585 NT$18.7K

$438 ₫11.3M

33.65%

International Primary School, 1 Child (Yearly)

$16.0K NT$510.0K

$23.3K ₫603.1M

-31.42%

Jeans (Levis 501 Or Similar)

$72.2 NT$2,305

$51.5 ₫1.3M

40.20%

Summer Dress (H&M, Zara, etc)

$27.56 NT$880

$34.56 ₫894.3K

-20.25%

Sport Shoes (Adidas, Nike)

$91.1 NT$2,908

$91.3 ₫2.4M

-0.23%

Men's Leather Business Shoes

$89.4 NT$2,852

$94.9 ₫2.5M

-5.85%

1-bedroom Apartment, City Center (Monthly)

$409 NT$13.1K

$577 ₫14.9M

-29.04%

1-bedroom Apartment, Outside City Center (Monthly)

$254 NT$8,118

$292 ₫7.6M

-12.92%

3-bedroom Apartment, City Center (Monthly)

$986 NT$31.5K

$1,293 ₫33.5M

-23.73%

3-bedroom Apartment, Outside City Center (Monthly)

$743 NT$23.7K

$717 ₫18.6M

3.61%

Buy Apartment in City Center (m2)

$7,945 NT$253.5K

$4,714 ₫122.0M

68.54%

Buy Apartment Outside City Center (m2)

$4,645 NT$148.2K

$1,882 ₫48.7M

146.78%

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.38

8.64

-72.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: October 4, 2026

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kinmen

$365 33.9%

Ho Chi Minh City (Saigon)

$206 24.1% 43.6% $159

Accommodation & Living

Kinmen

$254 23.6%

Ho Chi Minh City (Saigon)

$292 34.3% 14.8% $38

Clothing & Footwear

Kinmen

$126 11.7%

Ho Chi Minh City (Saigon)

$123 14.4% 2.8% $3.6

Monthly Utilities & Internet

Kinmen

$126 11.7%

Ho Chi Minh City (Saigon)

$118 13.9% 5.7% $7.1

Eating Out

Kinmen

$105 9.8%

Ho Chi Minh City (Saigon)

$63 7.5% 39.6% $42

Sport & Entertainment

Kinmen

$58 5.4%

Ho Chi Minh City (Saigon)

$33 3.8% 43.9% $26

Getting Around

Kinmen

$42 3.9%

Ho Chi Minh City (Saigon)

$17 2% 60.4% $25

Cost Breakdown

A one-bedroom apartment in the center runs $409 in Kinmen and $577 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Kinmen vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $365 vs $206 per month, with Ho Chi Minh City (Saigon) cheaper across the board.

Good to know

🇹🇼 Kinmen

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

16:53 4:53 PM

15:53 3:53 PM

1 h behind Kinmen

🌤 Weather

👥 Population

12,568

9,456,700

💱 Currency

New Taiwan Dollar TWD NT$

Vietnamese Dong VND ₫

📈 Exchange rate

100 TWD = 3.13 USD

100 TWD = 2.79 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

Exchange rates and currency converter

VND, USD, EUR to TWD – New Taiwan Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇼 New Taiwan Dollar (NT$)

New Taiwan Dollar exchange rates as of October 10, 2026: 1 USD = 31.91 TWD (100 TWD = 3.13 USD). 1 EUR = 35.79 TWD (100 TWD = 2.79 EUR).

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 29,025 VND (100,000 VND = 3.45 EUR).

USD to TWD in detail →

On the map

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Kinmen Ho Chi Minh City (Saigon) 1,950 km ≈ 3 h nonstop flight

From you

Kinmen
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kinmen vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Ho Chi Minh City (Saigon) wins on cost – living expenses run 29% lower than in Kinmen. Housing and daily spending are where you'll feel the difference most, making Ho Chi Minh City (Saigon) the obvious pick if budget is a priority.

You'd need roughly $1,654 in Kinmen and $1,283 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $409 in Kinmen versus $577 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,103 per month in Kinmen versus $855 in Ho Chi Minh City (Saigon) – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ho Chi Minh City (Saigon) runs roughly 178% less than in Kinmen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $855 in Ho Chi Minh City (Saigon) versus $1,103 in Kinmen, a $1,000 budget is realistic in Ho Chi Minh City (Saigon) but tight or insufficient in Kinmen. The gap between the two cities makes Ho Chi Minh City (Saigon) the clear choice for anyone on this budget.

Both work as nomad bases, but Ho Chi Minh City (Saigon) delivers better value – similar infrastructure at $855 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ho Chi Minh City (Saigon) hard to pass up.

Safety-wise, Kinmen and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ho Chi Minh City (Saigon) gentler on the wallet – expenses run 29% less than in Kinmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.