Last update: Oct 2026

Cost of Living Comparison Between Key West, FL and Camarillo, CA

For one person, living is cheaper in Camarillo, CA: $3,615 a month against $4,808 in Key West, FL, rent and utilities included – about $14,300 less a year. Higher rent and utilities in Key West, FL outweigh lower spending on other living expenses.

233

Cost of Living Index in Key West, FL
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Key West, FL Living Index
177

Cost of Living Index in Camarillo, CA
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Camarillo, CA Living Index

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Key West, FL

🇺🇸 United States

$4,808

/mo nomad

Camarillo, CA

🇺🇸 United States

$3,615

/mo nomad

Monthly Cost of Living

How much you'll spend in Key West, FL and in Camarillo, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Key West, FL and in Camarillo, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,808 in Key West, FL versus $3,615 in Camarillo, CA.

Key West, FL $4,808
Camarillo, CA $3,615

Estimated couple costs with rent: $7,043 in Key West, FL versus $5,284 in Camarillo, CA.

Key West, FL $7,043
Camarillo, CA $5,284

Monthly costs for a family of three with rent: $9,278 in Key West, FL versus $6,953 in Camarillo, CA.

Key West, FL $9,278
Camarillo, CA $6,953

Living in Key West, FL is roughly 33% more expensive than in Camarillo, CA, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Key West, FL 256% above, Camarillo, CA 168% above.

Meal at Budget Restaurant

$22.31 $22.31

$25.44 $25.44

-12.30%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$65.8 $65.8

49.38%

Fast Food Meal (McDonalds, etc)

$11.87 $11.87

$10.00 $10.00

18.70%

Cappuccino

$4.56 $4.56

$5.63 $5.63

-19.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$2.80 $2.80

-19.29%

Water (0.33 liter bottle)

$1.90 $1.90

$1.95 $1.95

-2.56%

Local Beer (0.5 liter draught)

$5.85 $5.85

$7.12 $7.12

-17.84%

Imported Beer (0.33 liter bottle)

$6.84 $6.84

$9.65 $9.65

-29.12%

Milk (1 liter)

$0.99 $0.99

$1.20 $1.20

-17.50%

White Bread (500g)

$3.68 $3.68

$5.61 $5.61

-34.40%

Rice (white) (1kg)

$6.74 $6.74

$4.44 $4.44

51.80%

Eggs

$5.16 $5.16

$4.91 $4.91

5.09%

Local Cheese (1kg)

$11.61 $11.61

$12.26 $12.26

-5.30%

Chicken Fillets (1kg)

$13.34 $13.34

$20.76 $20.76

-35.74%

Beef Round Steak (1kg)

$23.97 $23.97

$14.08 $14.08

70.24%

Apples (1kg)

$4.81 $4.81

$5.58 $5.58

-13.80%

Banana (1kg)

$1.86 $1.86

$1.71 $1.71

8.77%

Oranges (1kg)

$3.67 $3.67

$4.33 $4.33

-15.24%

Tomato (1kg)

$5.17 $5.17

$6.35 $6.35

-18.58%

Potato (1kg)

$5.93 $5.93

$3.50 $3.50

69.43%

Onion (1kg)

$3.33 $3.33

$3.61 $3.61

-7.76%

Lettuce (1 head)

$3.60 $3.60

$2.29 $2.29

57.21%

Water (1.5 liter bottle)

$2.65 $2.65

$2.27 $2.27

16.74%

Cigarettes 20 Pack (Marlboro, Camel)

$8.18 $8.18

$11.50 $11.50

-28.87%

Wine (Bottle)

$14.18 $14.18

$14.95 $14.95

-5.15%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$1.75 $1.75

13.71%

Imported Beer (0.33 liter bottle)

$2.38 $2.38

$3.20 $3.20

-25.63%

One-way Ticket (Public Transport)

$3.98 $3.98

Taxi Start (Normal Tariff)

$3.90 $3.90

$4.41 $4.41

-11.56%

Taxi (Normal Tariff) (1km)

$3.12 $3.12

$1.91 $1.91

63.35%

Taxi 1hour Waiting (Normal Tariff)

$30.20 $30.20

$35.38 $35.38

-14.64%

Gasoline (1 liter)

$0.91 $0.91

$1.40 $1.40

-35.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$36.3K $36.3K

0.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$24.4K $24.4K

6.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$214 $214

0.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 $54.4

$72.3 $72.3

-24.83%

Internet (50+ Mbps, Unlimited Data)

$73.3 $73.3

$71.1 $71.1

3.15%

Gym Membership (Monthly)

$79.6 $79.6

$39.53 $39.53

101.37%

Cinema Ticket

$14.05 $14.05

$12.17 $12.17

15.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,090 $1,090

$1,933 $1,933

-43.62%

International Primary School, 1 Child (Yearly)

$20.7K $20.7K

$42.2K $42.2K

-50.91%

Jeans (Levis 501 Or Similar)

$47.58 $47.58

$74.1 $74.1

-35.75%

Summer Dress (H&M, Zara, etc)

$41.78 $41.78

$19.66 $19.66

112.51%

Sport Shoes (Adidas, Nike)

$71.7 $71.7

$81.0 $81.0

-11.43%

Men's Leather Business Shoes

$69.1 $69.1

$170 $170

-59.26%

1-bedroom Apartment, City Center (Monthly)

$3,436 $3,436

$2,229 $2,229

54.18%

1-bedroom Apartment, Outside City Center (Monthly)

$3,432 $3,432

$2,175 $2,175

57.80%

3-bedroom Apartment, City Center (Monthly)

$7,122 $7,122

$4,282 $4,282

66.32%

3-bedroom Apartment, Outside City Center (Monthly)

$6,144 $6,144

$3,833 $3,833

60.27%

Buy Apartment in City Center (m2)

$9,644 $9,644

$6,465 $6,465

49.16%

Buy Apartment Outside City Center (m2)

$9,886 $9,886

Average Monthly Net Salary (After Tax)

$5,967 $5,967

$5,776 $5,776

3.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.64

-3.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Key West, FL: October 13, 2026

Last update for Camarillo, CA: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Key West, FL

$3.4K 71.4%

Camarillo, CA

$2.2K 60.2% 36.6% $1.3K

Groceries & Markets

Key West, FL

$457 9.5%

Camarillo, CA

$475 13.1% 3.8% $17

Monthly Utilities & Internet

Key West, FL

$343 7.1%

Camarillo, CA

$357 9.9% 4.2% $14

Eating Out

Key West, FL

$328 6.8%

Camarillo, CA

$375 10.4% 14.2% $47

Sport & Entertainment

Key West, FL

$108 2.2%

Camarillo, CA

$64 1.8% 40.7% $44

Clothing & Footwear

Key West, FL

$104 2.2%

Camarillo, CA

$155 4.3% 49.6% $51

Getting Around

Key West, FL

$35 * 0.7%

Camarillo, CA

$14 * 0.4% 60.6% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,436 in Key West, FL and $2,229 in Camarillo, CA. Housing cost is often the main lever when comparing two cities.

Key West, FL pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Key West, FL vs $66.0 in Camarillo, CA. Groceries flip the comparison at $457 vs $475, with Key West, FL cheaper for home cooking.

Good to know

🇺🇸 Key West, FL

🇺🇸 Camarillo, CA

🕒 Local time

17:51 5:51 PM

14:51 2:51 PM

3 h behind Key West, FL

🌤 Weather

👥 Population

24,684

62,489

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Key West, FL Camarillo, CA 3,740 km ≈ 5 h nonstop flight

From you

Key West, FL
Camarillo, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Key West, FL vs Camarillo, CA: Cost of Living - Frequently Asked Questions

Camarillo, CA is cheaper overall, especially in leisure and transport. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 3% higher in Key West, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,436 in Key West, FL versus $2,229 in Camarillo, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Key West, FL pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $4,808 per month in Key West, FL versus $3,615 in Camarillo, CA – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Camarillo, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Key West, FL and Camarillo, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Camarillo, CA gentler on the wallet – expenses run 33% less than in Key West, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.