Cost of Living Comparison Between Key West, FL and Camarillo, CA Cost of Living Comparison Between Key West, FL and Camarillo, CA

Monthly Cost of Living

Monthly costs for one person with rent: $4,801 in Key West, FL versus $3,577 in Camarillo, CA.

Estimated couple costs with rent: $6,916 in Key West, FL versus $5,168 in Camarillo, CA.

Monthly costs for a family of three with rent: $9,031 in Key West, FL versus $6,758 in Camarillo, CA.

Living in Key West, FL is roughly 34% more expensive than in Camarillo, CA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Key West, FL 259% above, Camarillo, CA 168% above.

Meal at Budget Restaurant

$22.36 $22.36

$24.56 $24.56

-8.96%

Three-Course Dinner for Two, Mid-Range

$85.3 $85.3

$64.6 $64.6

31.90%

Fast Food Meal (McDonalds, etc)

$12.17 $12.17

$10.02 $10.02

21.46%

Cappuccino

$4.40 $4.40

$5.65 $5.65

-22.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$2.64 $2.64

-4.92%

Water (0.33 liter bottle)

$2.16 $2.16

$2.10 $2.10

2.86%

Local Beer (0.5 liter draught)

$6.13 $6.13

$6.88 $6.88

-10.90%

Imported Beer (0.33 liter bottle)

$7.57 $7.57

$8.97 $8.97

-15.61%

Milk (1 liter)

$1.10 $1.10

$1.19 $1.19

-7.56%

White Bread (500g)

$3.66 $3.66

$5.71 $5.71

-35.90%

Rice (white) (1kg)

$4.00 $4.00

$4.60 $4.60

-13.04%

Eggs

$4.81 $4.81

$4.53 $4.53

6.18%

Local Cheese (1kg)

$11.42 $11.42

$12.23 $12.23

-6.62%

Chicken Fillets (1kg)

$13.87 $13.87

$11.62 $11.62

19.36%

Beef Round Steak (1kg)

$28.00 $28.00

$14.44 $14.44

93.91%

Apples (1kg)

$4.85 $4.85

$6.45 $6.45

-24.81%

Banana (1kg)

$1.84 $1.84

$1.86 $1.86

-1.08%

Oranges (1kg)

$4.29 $4.29

$3.75 $3.75

14.40%

Tomato (1kg)

$6.32 $6.32

$5.45 $5.45

15.96%

Potato (1kg)

$6.12 $6.12

$3.25 $3.25

88.31%

Onion (1kg)

$8.70 $8.70

$2.93 $2.93

196.93%

Lettuce (1 head)

$3.44 $3.44

$2.17 $2.17

58.53%

Water (1.5 liter bottle)

$3.21 $3.21

$2.10 $2.10

52.86%

Cigarettes 20 Pack (Marlboro, Camel)

$7.85 $7.85

$9.38 $9.38

-16.31%

Wine (Bottle)

$13.91 $13.91

$14.75 $14.75

-5.69%

Local Beer (0.5 liter bottle)

$1.93 $1.93

$1.69 $1.69

14.20%

Imported Beer (0.33 liter bottle)

$2.26 $2.26

$4.71 $4.71

-52.02%

One-way Ticket (Public Transport)

$3.92 $3.92

$2.05 $2.05

91.22%

Taxi Start (Normal Tariff)

$4.06 $4.06

$4.08 $4.08

-0.49%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.69 $2.69

-41.26%

Taxi 1hour Waiting (Normal Tariff)

$29.06 $29.06

$31.91 $31.91

-8.93%

Gasoline (1 liter)

$0.87 $0.87

$1.30 $1.30

-33.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K $25.1K

$28.7K $28.7K

-12.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K $24.0K

$23.8K $23.8K

0.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 $243

$199 $199

22.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.07 $49.07

$54.6 $54.6

-10.10%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$71.1 $71.1

-4.93%

Gym Membership (Monthly)

$79.3 $79.3

$39.81 $39.81

99.30%

Cinema Ticket

$13.93 $13.93

$14.12 $14.12

-1.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,238 $1,238

$1,816 $1,816

-31.83%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$39.7K $39.7K

-40.38%

Jeans (Levis 501 Or Similar)

$31.62 $31.62

$68.4 $68.4

-53.77%

Summer Dress (H&M, Zara, etc)

$42.17 $42.17

$19.68 $19.68

114.28%

Sport Shoes (Adidas, Nike)

$64.7 $64.7

$75.9 $75.9

-14.76%

Men's Leather Business Shoes

$60.8 $60.8

$155 $155

-60.76%

1-bedroom Apartment, City Center (Monthly)

$3,474 $3,474

$2,185 $2,185

58.99%

1-bedroom Apartment, Outside City Center (Monthly)

$3,386 $3,386

$2,166 $2,166

56.33%

3-bedroom Apartment, City Center (Monthly)

$7,050 $7,050

$4,245 $4,245

66.07%

3-bedroom Apartment, Outside City Center (Monthly)

$6,055 $6,055

$3,818 $3,818

58.60%

Buy Apartment in City Center (m2)

$9,948 $9,948

$6,416 $6,416

55.05%

Buy Apartment Outside City Center (m2)

$9,891 $9,891

Average Monthly Net Salary (After Tax)

$6,008 $6,008

$5,739 $5,739

4.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.69

-4.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Key West, FL: July 12, 2026

Last update for Camarillo, CA: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,474 in Key West, FL and $2,185 in Camarillo, CA. Housing cost is often the main lever when comparing two cities.

Key West, FL pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Key West, FL vs $65.0 in Camarillo, CA for a mid-range dinner for two. Groceries echo the gap at $485 vs $426 per month, with Camarillo, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Key West, FL vs Camarillo, CA: Cost of Living - Frequently Asked Questions

Camarillo, CA is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Getting Around. The 34% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 5% higher in Key West, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,474 in Key West, FL versus $2,185 in Camarillo, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Key West, FL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,801 per month in Key West, FL versus $3,577 in Camarillo, CA – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Camarillo, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Key West, FL and Camarillo, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Camarillo, CA gentler on the wallet – expenses run 34% less than in Key West, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.