Last update: Oct 2026

Cost of Living Comparison Between Camarillo, CA and Key West, FL

For one person, living is cheaper in Camarillo, CA: $3,615 a month against $4,808 in Key West, FL, rent and utilities included – about $14,300 less a year. Higher rent and utilities in Key West, FL outweigh lower spending on other living expenses.

177

Cost of Living Index in Camarillo, CA
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Camarillo, CA Living Index
233

Cost of Living Index in Key West, FL
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Key West, FL Living Index

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Camarillo, CA

🇺🇸 United States

$3,615

/mo nomad

Key West, FL

🇺🇸 United States

$4,808

/mo nomad

Monthly Cost of Living

How much you'll spend in Camarillo, CA and in Key West, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Camarillo, CA and in Key West, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,615 in Camarillo, CA versus $4,808 in Key West, FL.

Camarillo, CA $3,615
Key West, FL $4,808

Estimated couple costs with rent: $5,284 in Camarillo, CA versus $7,043 in Key West, FL.

Camarillo, CA $5,284
Key West, FL $7,043

Monthly costs for a family of three with rent: $6,953 in Camarillo, CA versus $9,278 in Key West, FL.

Camarillo, CA $6,953
Key West, FL $9,278

Living in Camarillo, CA costs roughly 25% less than in Key West, FL, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Camarillo, CA 168% above, Key West, FL 256% above.

Meal at Budget Restaurant

$25.44 $25.44

$22.31 $22.31

14.03%

Three-Course Dinner for Two, Mid-Range

$65.8 $65.8

$98.3 $98.3

-33.06%

Fast Food Meal (McDonalds, etc)

$10.00 $10.00

$11.87 $11.87

-15.75%

Cappuccino

$5.63 $5.63

$4.56 $4.56

23.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 $2.80

$2.26 $2.26

23.89%

Water (0.33 liter bottle)

$1.95 $1.95

$1.90 $1.90

2.63%

Local Beer (0.5 liter draught)

$7.12 $7.12

$5.85 $5.85

21.71%

Imported Beer (0.33 liter bottle)

$9.65 $9.65

$6.84 $6.84

41.08%

Milk (1 liter)

$1.20 $1.20

$0.99 $0.99

21.21%

White Bread (500g)

$5.61 $5.61

$3.68 $3.68

52.45%

Rice (white) (1kg)

$4.44 $4.44

$6.74 $6.74

-34.12%

Eggs

$4.91 $4.91

$5.16 $5.16

-4.84%

Local Cheese (1kg)

$12.26 $12.26

$11.61 $11.61

5.60%

Chicken Fillets (1kg)

$20.76 $20.76

$13.34 $13.34

55.62%

Beef Round Steak (1kg)

$14.08 $14.08

$23.97 $23.97

-41.26%

Apples (1kg)

$5.58 $5.58

$4.81 $4.81

16.01%

Banana (1kg)

$1.71 $1.71

$1.86 $1.86

-8.06%

Oranges (1kg)

$4.33 $4.33

$3.67 $3.67

17.98%

Tomato (1kg)

$6.35 $6.35

$5.17 $5.17

22.82%

Potato (1kg)

$3.50 $3.50

$5.93 $5.93

-40.98%

Onion (1kg)

$3.61 $3.61

$3.33 $3.33

8.41%

Lettuce (1 head)

$2.29 $2.29

$3.60 $3.60

-36.39%

Water (1.5 liter bottle)

$2.27 $2.27

$2.65 $2.65

-14.34%

Cigarettes 20 Pack (Marlboro, Camel)

$11.50 $11.50

$8.18 $8.18

40.59%

Wine (Bottle)

$14.95 $14.95

$14.18 $14.18

5.43%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.99 $1.99

-12.06%

Imported Beer (0.33 liter bottle)

$3.20 $3.20

$2.38 $2.38

34.45%

One-way Ticket (Public Transport)

$3.98 $3.98

Taxi Start (Normal Tariff)

$4.41 $4.41

$3.90 $3.90

13.08%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$3.12 $3.12

-38.78%

Taxi 1hour Waiting (Normal Tariff)

$35.38 $35.38

$30.20 $30.20

17.15%

Gasoline (1 liter)

$1.40 $1.40

$0.91 $0.91

53.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K $36.3K

$36.5K $36.5K

-0.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$25.8K $25.8K

-5.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$215 $215

-0.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.3 $72.3

$54.4 $54.4

33.03%

Internet (50+ Mbps, Unlimited Data)

$71.1 $71.1

$73.3 $73.3

-3.05%

Gym Membership (Monthly)

$39.53 $39.53

$79.6 $79.6

-50.34%

Cinema Ticket

$12.17 $12.17

$14.05 $14.05

-13.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,933 $1,933

$1,090 $1,090

77.37%

International Primary School, 1 Child (Yearly)

$42.2K $42.2K

$20.7K $20.7K

103.73%

Jeans (Levis 501 Or Similar)

$74.1 $74.1

$47.58 $47.58

55.63%

Summer Dress (H&M, Zara, etc)

$19.66 $19.66

$41.78 $41.78

-52.94%

Sport Shoes (Adidas, Nike)

$81.0 $81.0

$71.7 $71.7

12.91%

Men's Leather Business Shoes

$170 $170

$69.1 $69.1

145.46%

1-bedroom Apartment, City Center (Monthly)

$2,229 $2,229

$3,436 $3,436

-35.14%

1-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$3,432 $3,432

-36.63%

3-bedroom Apartment, City Center (Monthly)

$4,282 $4,282

$7,122 $7,122

-39.88%

3-bedroom Apartment, Outside City Center (Monthly)

$3,833 $3,833

$6,144 $6,144

-37.61%

Buy Apartment in City Center (m2)

$6,465 $6,465

$9,644 $9,644

-32.96%

Buy Apartment Outside City Center (m2)

$9,886 $9,886

Average Monthly Net Salary (After Tax)

$5,776 $5,776

$5,967 $5,967

-3.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.38

4.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Camarillo, CA: October 12, 2026

Last update for Key West, FL: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Camarillo, CA

$2.2K 60.2%

Key West, FL

$3.4K 71.4% 57.8% $1.3K

Groceries & Markets

Camarillo, CA

$475 13.1%

Key West, FL

$457 9.5% 3.7% $17

Eating Out

Camarillo, CA

$375 10.4%

Key West, FL

$328 6.8% 12.4% $47

Monthly Utilities & Internet

Camarillo, CA

$357 9.9%

Key West, FL

$343 7.1% 4% $14

Clothing & Footwear

Camarillo, CA

$155 4.3%

Key West, FL

$104 2.2% 33.1% $51

Sport & Entertainment

Camarillo, CA

$64 1.8%

Key West, FL

$108 2.2% 68.6% $44

Getting Around

Camarillo, CA

$14 * 0.4%

Key West, FL

$35 * 0.7% 154% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,229 in Camarillo, CA and $3,436 in Key West, FL. Housing cost is often the main lever when comparing two cities.

Key West, FL pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Camarillo, CA vs $98.0 in Key West, FL. Groceries flip the comparison at $475 vs $457, with Key West, FL cheaper for home cooking.

Good to know

🇺🇸 Camarillo, CA

🇺🇸 Key West, FL

🕒 Local time

14:51 2:51 PM

17:51 5:51 PM

3 h ahead of Camarillo, CA

🌤 Weather

👥 Population

62,489

24,684

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Camarillo, CA Key West, FL 3,740 km ≈ 5 h nonstop flight

From you

Camarillo, CA
Key West, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Camarillo, CA vs Key West, FL: Cost of Living - Frequently Asked Questions

Camarillo, CA is cheaper overall, especially in leisure and transport. The 33% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 3% lower in Key West, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,229 in Camarillo, CA versus $3,436 in Key West, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Key West, FL pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $3,615 per month in Camarillo, CA versus $4,808 in Key West, FL – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Camarillo, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Camarillo, CA and Key West, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Camarillo, CA gentler on the wallet – expenses run 33% less than in Key West, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.