Last update: Oct 2026

Cost of Living Comparison Between Key West, FL and Calgary

For one person, living is cheaper in Calgary: $2,223 a month against $4,808 in Key West, FL, rent and utilities included – about $31,000 less a year. Rent and utilities account for most of the difference.

233

Cost of Living Index in Key West, FL
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Key West, FL Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Key West, FL

🇺🇸 United States

$4,808

/mo nomad

Calgary

🇨🇦 Canada

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Key West, FL and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Key West, FL and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,808 in Key West, FL versus $2,223 in Calgary.

Key West, FL $4,808
Calgary $2,223

Estimated couple costs with rent: $7,043 in Key West, FL versus $3,301 in Calgary.

Key West, FL $7,043
Calgary $3,301

Monthly costs for a family of three with rent: $9,278 in Key West, FL versus $4,379 in Calgary.

Key West, FL $9,278
Calgary $4,379

Living in Key West, FL is roughly 116% more expensive than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Key West, FL 256% above, Calgary 65% above.

Meal at Budget Restaurant

$22.31 $22.31

$17.22 CA$24.34

29.56%

Three-Course Dinner for Two, Mid-Range

$98.3 $98.3

$71.1 CA$100

38.37%

Fast Food Meal (McDonalds, etc)

$11.87 $11.87

$10.53 CA$14.89

12.73%

Cappuccino

$4.56 $4.56

$3.66 CA$5.18

24.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$1.98 CA$2.80

14.14%

Water (0.33 liter bottle)

$1.90 $1.90

$1.94 CA$2.74

-2.06%

Local Beer (0.5 liter draught)

$5.85 $5.85

$4.95 CA$7.00

18.18%

Imported Beer (0.33 liter bottle)

$6.84 $6.84

$5.57 CA$7.87

22.80%

Milk (1 liter)

$0.99 $0.99

$1.88 CA$2.65

-47.34%

White Bread (500g)

$3.68 $3.68

$2.67 CA$3.78

37.83%

Rice (white) (1kg)

$6.74 $6.74

$5.32 CA$7.52

26.69%

Eggs

$5.16 $5.16

$3.79 CA$5.35

36.15%

Local Cheese (1kg)

$11.61 $11.61

$11.09 CA$15.68

4.69%

Chicken Fillets (1kg)

$13.34 $13.34

$11.36 CA$16.05

17.43%

Beef Round Steak (1kg)

$23.97 $23.97

$18.40 CA$26.01

30.27%

Apples (1kg)

$4.81 $4.81

$4.56 CA$6.45

5.48%

Banana (1kg)

$1.86 $1.86

$1.44 CA$2.04

29.17%

Oranges (1kg)

$3.67 $3.67

$4.08 CA$5.76

-10.05%

Tomato (1kg)

$5.17 $5.17

$3.89 CA$5.50

32.90%

Potato (1kg)

$5.93 $5.93

$2.64 CA$3.73

124.62%

Onion (1kg)

$3.33 $3.33

$2.64 CA$3.73

26.14%

Lettuce (1 head)

$3.60 $3.60

$2.50 CA$3.54

44.00%

Water (1.5 liter bottle)

$2.65 $2.65

$1.50 CA$2.12

76.67%

Cigarettes 20 Pack (Marlboro, Camel)

$8.18 $8.18

$14.05 CA$19.86

-41.78%

Wine (Bottle)

$14.18 $14.18

$15.70 CA$22.20

-9.68%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$2.44 CA$3.45

-18.44%

Imported Beer (0.33 liter bottle)

$2.38 $2.38

$3.09 CA$4.37

-22.98%

One-way Ticket (Public Transport)

$3.98 $3.98

$2.82 CA$3.99

41.13%

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

Taxi Start (Normal Tariff)

$3.90 $3.90

$3.12 CA$4.41

25.00%

Taxi (Normal Tariff) (1km)

$3.12 $3.12

$1.35 CA$1.91

131.11%

Taxi 1hour Waiting (Normal Tariff)

$30.20 $30.20

$27.02 CA$38.20

11.77%

Gasoline (1 liter)

$0.91 $0.91

$1.16 CA$1.64

-21.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$27.9K CA$39.5K

30.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$20.3K CA$28.8K

27.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$161 CA$227

33.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 $54.4

$38.13 CA$53.9

42.59%

Internet (50+ Mbps, Unlimited Data)

$73.3 $73.3

$50.0 CA$70.7

46.54%

Gym Membership (Monthly)

$79.6 $79.6

$51.5 CA$72.8

54.59%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

Cinema Ticket

$14.05 $14.05

$13.82 CA$19.54

1.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,090 $1,090

$786 CA$1,111

38.60%

International Primary School, 1 Child (Yearly)

$20.7K $20.7K

$15.5K CA$21.8K

34.09%

Jeans (Levis 501 Or Similar)

$47.58 $47.58

$58.3 CA$82.4

-18.36%

Summer Dress (H&M, Zara, etc)

$41.78 $41.78

$39.27 CA$55.5

6.39%

Sport Shoes (Adidas, Nike)

$71.7 $71.7

$89.8 CA$127

-20.07%

Men's Leather Business Shoes

$69.1 $69.1

$110 CA$155

-37.09%

1-bedroom Apartment, City Center (Monthly)

$3,436 $3,436

$1,229 CA$1,737

179.60%

1-bedroom Apartment, Outside City Center (Monthly)

$3,432 $3,432

$1,001 CA$1,415

242.80%

3-bedroom Apartment, City Center (Monthly)

$7,122 $7,122

$1,921 CA$2,716

270.78%

3-bedroom Apartment, Outside City Center (Monthly)

$6,144 $6,144

$1,621 CA$2,292

278.97%

Buy Apartment in City Center (m2)

$9,644 $9,644

$3,549 CA$5,018

171.69%

Buy Apartment Outside City Center (m2)

$9,886 $9,886

$3,335 CA$4,715

196.44%

Average Monthly Net Salary (After Tax)

$5,967 $5,967

$3,165 CA$4,474

88.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

4.51

41.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Key West, FL: October 13, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Key West, FL

$3.4K 71.4%

Calgary

$1K 45% 70.8% $2.4K

Groceries & Markets

Key West, FL

$457 9.5%

Calgary

$385 17.3% 15.8% $72

Monthly Utilities & Internet

Key West, FL

$343 7.1%

Calgary

$249 11.2% 27.4% $94

Eating Out

Key West, FL

$328 6.8%

Calgary

$265 11.9% 19.3% $64

Sport & Entertainment

Key West, FL

$108 2.2%

Calgary

$79 3.6% 26.5% $29

Clothing & Footwear

Key West, FL

$104 2.2%

Calgary

$134 6% 29.1% $30

Getting Around

Key West, FL

$35 * 0.7%

Calgary

$110 4.9% 210% $74

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,436 in Key West, FL and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Key West, FL pays 89% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Key West, FL vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $457 vs $385 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Key West, FL

🇨🇦 Calgary

🕒 Local time

12:35 12:35 PM

10:35 10:35 AM

2 h behind Key West, FL

🌤 Weather

👥 Population

24,684

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Key West, FL Calgary 4,030 km ≈ 6 h nonstop flight

From you

Key West, FL
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Key West, FL vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and utilities. The 116% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 89% higher in Key West, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,436 in Key West, FL versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,090 in Key West, FL versus $786 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $98.0 in Key West, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,223 in Calgary versus $4,808 in Key West, FL, a $2,500 budget is realistic in Calgary but tight or insufficient in Key West, FL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 116% less than in Key West, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.