Last update: Oct 2026

Cost of Living Comparison Between Kettering and Austin, TX

For one person, living is cheaper in Kettering: $1,921 a month against $2,663 in Austin, TX, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Kettering
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Kettering Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Kettering

🇬🇧 United Kingdom

$1,921

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Kettering and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kettering and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,921 in Kettering versus $2,663 in Austin, TX.

Kettering $1,921
Austin, TX $2,663

Estimated couple costs with rent: $2,555 in Kettering versus $4,133 in Austin, TX.

Kettering $2,555
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,189 in Kettering versus $5,603 in Austin, TX.

Kettering $3,189
Austin, TX $5,603

Living in Kettering costs roughly 28% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kettering 42% above, Austin, TX 97% above.

Meal at Budget Restaurant

$19.80 £14.86

$20.77 $20.77

-4.67%

Three-Course Dinner for Two, Mid-Range

$80.4 £60.3

$84.6 $84.6

-4.98%

Fast Food Meal (McDonalds, etc)

$10.75 £8.07

$12.32 $12.32

-12.74%

Cappuccino

$4.59 £3.44

$5.63 $5.63

-18.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 £1.58

$3.72 $3.72

-43.55%

Water (0.33 liter bottle)

$1.53 £1.15

$2.50 $2.50

-38.80%

Local Beer (0.5 liter draught)

$5.75 £4.31

$8.05 $8.05

-28.57%

Imported Beer (0.33 liter bottle)

$5.35 £4.01

$9.01 $9.01

-40.62%

Milk (1 liter)

$1.44 £1.08

$1.12 $1.12

28.57%

White Bread (500g)

$1.76 £1.32

$3.75 $3.75

-53.07%

Rice (white) (1kg)

$2.71 £2.03

$3.26 $3.26

-16.87%

Eggs

$3.98 £2.99

$4.17 $4.17

-4.56%

Local Cheese (1kg)

$9.01 £6.76

$12.90 $12.90

-30.16%

Chicken Fillets (1kg)

$7.54 £5.66

$14.16 $14.16

-46.75%

Beef Round Steak (1kg)

$16.40 £12.30

$16.22 $16.22

1.11%

Apples (1kg)

$3.30 £2.48

$4.33 $4.33

-23.79%

Banana (1kg)

$1.54 £1.15

$1.46 $1.46

5.48%

Oranges (1kg)

$2.67 £2.01

$4.51 $4.51

-40.80%

Tomato (1kg)

$3.16 £2.37

$4.34 $4.34

-27.19%

Potato (1kg)

$1.21 £0.91

$2.58 $2.58

-53.10%

Onion (1kg)

$1.71 £1.28

$2.35 $2.35

-27.23%

Lettuce (1 head)

$1.21 £0.91

$1.78 $1.78

-32.02%

Water (1.5 liter bottle)

$1.24 £0.93

$2.22 $2.22

-44.14%

Cigarettes 20 Pack (Marlboro, Camel)

$23.65 £17.74

$9.88 $9.88

139.37%

Wine (Bottle)

$9.70 £7.28

$15.08 $15.08

-35.68%

Local Beer (0.5 liter bottle)

$3.28 £2.46

$2.92 $2.92

12.33%

Imported Beer (0.33 liter bottle)

$2.39 £1.79

$3.46 $3.46

-30.92%

One-way Ticket (Public Transport)

$2.59 £1.94

$1.49 $1.49

73.83%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$4.09 £3.07

$2.73 $2.73

49.82%

Taxi (Normal Tariff) (1km)

$1.59 £1.19

$1.66 $1.66

-4.22%

Taxi 1hour Waiting (Normal Tariff)

$31.82 £23.87

$35.30 $35.30

-9.86%

Gasoline (1 liter)

$2.00 £1.50

$0.95 $0.95

110.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K £28.2K

$36.0K $36.0K

4.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.7K

$27.1K $27.1K

51.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 £150

$229 $229

-12.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.23 £12.17

$59.4 $59.4

-72.67%

Internet (50+ Mbps, Unlimited Data)

$43.94 £32.96

$69.9 $69.9

-37.15%

Gym Membership (Monthly)

$39.72 £29.80

$57.2 $57.2

-30.61%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$12.96 £9.73

$14.28 $14.28

-9.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,503 £1,128

$1,506 $1,506

-0.16%

International Primary School, 1 Child (Yearly)

$22.3K £16.7K

$21.5K $21.5K

3.88%

Jeans (Levis 501 Or Similar)

$86.4 £64.8

$52.8 $52.8

63.51%

Summer Dress (H&M, Zara, etc)

$31.23 £23.43

$43.82 $43.82

-28.73%

Sport Shoes (Adidas, Nike)

$73.9 £55.4

$84.8 $84.8

-12.88%

Men's Leather Business Shoes

$97.2 £72.9

$103 $103

-5.67%

1-bedroom Apartment, City Center (Monthly)

$1,053 £790

$1,907 $1,907

-44.78%

1-bedroom Apartment, Outside City Center (Monthly)

$851 £638

$1,274 $1,274

-33.24%

3-bedroom Apartment, City Center (Monthly)

$1,071 £804

$3,664 $3,664

-70.77%

3-bedroom Apartment, Outside City Center (Monthly)

$758 £569

$2,538 $2,538

-70.14%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$4,330 £3,248

$5,121 $5,121

-15.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

6.79

-25.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kettering: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kettering

$851 44.3%

Austin, TX

$1.3K 47.8% 49.8% $424

Eating Out

Kettering

$300 15.6%

Austin, TX

$354 13.3% 18.1% $54

Groceries & Markets

Kettering

$292 15.2%

Austin, TX

$405 15.2% 38.4% $112

Monthly Utilities & Internet

Kettering

$260 13.6%

Austin, TX

$358 13.5% 37.7% $98

Clothing & Footwear

Kettering

$130 6.8%

Austin, TX

$128 4.8% 1.5% $1.9

Sport & Entertainment

Kettering

$66 3.4%

Austin, TX

$86 3.2% 30.7% $20

Getting Around

Kettering

$22 * 1.2%

Austin, TX

$59 2.2% 162% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,053 in Kettering and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Kettering vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $292 vs $405 per month, with Kettering cheaper across the board.

Good to know

🇬🇧 Kettering

🇺🇸 Austin, TX

🕒 Local time

03:00 3:00 AM

21:00 9:00 PM

6 h behind Kettering

🌤 Weather

👥 Population

56,676

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to GBP in detail →

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Between locations

Kettering Austin, TX 7,830 km ≈ 10 h nonstop flight

From you

Kettering
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kettering vs Austin, TX: Cost of Living - Frequently Asked Questions

Kettering wins on cost – living expenses run 39% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kettering the obvious pick if budget is a priority.

On paper, salaries run 18% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,053 in Kettering versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,503 in Kettering versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kettering – a meal for two runs $80.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,921 in Kettering versus $2,663 in Austin, TX, a $2,500 budget is realistic in Kettering but tight or insufficient in Austin, TX. The gap between the two cities makes Kettering the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kettering and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kettering gentler on the wallet – expenses run 39% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.