Last update: Oct 2026

Cost of Living Comparison Between Kerava and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,788 in Kerava, rent and utilities included – about $10,200 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in Kerava
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Kerava Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Kerava

🇫🇮 Finland

$1,788

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Kerava and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kerava and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,788 per month in Kerava vs $936 in Chiang Mai, rent included.

Kerava $1,788
Chiang Mai $936

A couple spends around $2,809 per month in Kerava vs $1,457 in Chiang Mai, rent included.

Kerava $2,809
Chiang Mai $1,457

A family of three spends $3,830 per month in Kerava vs $1,979 in Chiang Mai, rent included.

Kerava $3,830
Chiang Mai $1,979

Kerava costs about 91% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Kerava sits 31% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.05 €14.39

$2.24 ฿75.6

616.52%

Three-Course Dinner for Two, Mid-Range

$100 €89.9

$19.00 ฿641

427.84%

Fast Food Meal (McDonalds, etc)

$12.31 €11.03

$5.55 ฿187

121.80%

Cappuccino

$4.92 €4.41

$1.67 ฿56.5

194.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 €2.95

$0.64 ฿21.55

414.06%

Water (0.33 liter bottle)

$1.86 €1.67

$0.31 ฿10.31

500.00%

Local Beer (0.5 liter draught)

$9.60 €8.61

$2.36 ฿79.6

306.78%

Imported Beer (0.33 liter bottle)

$8.79 €7.88

$3.66 ฿124

140.16%

Milk (1 liter)

$1.42 €1.27

$1.95 ฿65.8

-27.18%

White Bread (500g)

$2.53 €2.27

$1.44 ฿48.48

75.69%

Rice (white) (1kg)

$2.57 €2.31

$1.33 ฿45.04

93.23%

Eggs

$3.97 €3.56

$2.28 ฿77.1

74.12%

Local Cheese (1kg)

$8.21 €7.36

$16.45 ฿555

-50.09%

Chicken Fillets (1kg)

$13.81 €12.38

$2.78 ฿93.9

396.76%

Beef Round Steak (1kg)

$20.98 €18.80

$9.31 ฿314

125.35%

Apples (1kg)

$2.71 €2.43

$2.35 ฿79.4

15.32%

Banana (1kg)

$2.16 €1.94

$0.97 ฿32.80

122.68%

Oranges (1kg)

$2.29 €2.05

$1.60 ฿53.9

43.13%

Tomato (1kg)

$4.32 €3.87

$1.50 ฿50.6

188.00%

Potato (1kg)

$1.26 €1.13

$1.28 ฿43.12

-1.56%

Onion (1kg)

$1.61 €1.45

$1.10 ฿37.19

46.36%

Lettuce (1 head)

$2.19 €1.96

$0.71 ฿23.82

208.45%

Water (1.5 liter bottle)

$1.68 €1.51

$0.49 ฿16.37

242.86%

Cigarettes 20 Pack (Marlboro, Camel)

$13.43 €12.03

$4.14 ฿140

224.40%

Wine (Bottle)

$15.47 €13.86

$17.52 ฿591

-11.70%

Local Beer (0.5 liter bottle)

$3.75 €3.36

$1.61 ฿54.5

132.92%

Imported Beer (0.33 liter bottle)

$3.55 €3.18

$2.78 ฿94.0

27.70%

One-way Ticket (Public Transport)

$3.37 €3.02

$0.87 ฿29.31

287.36%

Public Transport Monthly Pass (Regular Price)

$63.8 €57.2

$54.1 ฿1,826

17.91%

Taxi Start (Normal Tariff)

$8.69 €7.79

$1.16 ฿39.06

649.14%

Taxi (Normal Tariff) (1km)

$1.24 €1.11

$0.53 ฿17.80

133.96%

Taxi 1hour Waiting (Normal Tariff)

$66.4 €59.5

$2.42 ฿81.8

2641.74%

Gasoline (1 liter)

$2.32 €2.08

$1.45 ฿48.90

60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K €33.0K

$21.1K ฿710.7K

75.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K €33.2K

$26.9K ฿909.3K

37.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 €121

$62.2 ฿2,098

117.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.38 €23.64

$12.17 ฿411

116.76%

Internet (50+ Mbps, Unlimited Data)

$22.04 €19.75

$20.12 ฿679

9.54%

Gym Membership (Monthly)

$45.38 €40.67

$37.31 ฿1,259

21.63%

Tennis Court (1 Hour on Weekend)

$21.34 €19.12

$3.77 ฿127

466.05%

Cinema Ticket

$18.81 €16.85

$6.49 ฿219

189.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$480 €430

$736 ฿24.8K

-34.82%

International Primary School, 1 Child (Yearly)

$7,396 €6,627

$14.8K ฿498.3K

-49.91%

Jeans (Levis 501 Or Similar)

$93.3 €83.6

$53.4 ฿1,801

74.89%

Summer Dress (H&M, Zara, etc)

$43.57 €39.05

$24.64 ฿831

76.83%

Sport Shoes (Adidas, Nike)

$104 €93.0

$91.5 ฿3,087

13.46%

Men's Leather Business Shoes

$110 €98.7

$71.9 ฿2,428

53.07%

1-bedroom Apartment, City Center (Monthly)

$835 €748

$482 ฿16.3K

73.06%

1-bedroom Apartment, Outside City Center (Monthly)

$589 €528

$309 ฿10.4K

90.58%

3-bedroom Apartment, City Center (Monthly)

$1,320 €1,182

$1,006 ฿33.9K

31.18%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €833

$633 ฿21.4K

46.74%

Buy Apartment in City Center (m2)

$3,963 €3,551

$2,363 ฿79.8K

67.71%

Buy Apartment Outside City Center (m2)

$2,146 €1,923

$1,589 ฿53.6K

35.04%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

5.57

-34.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kerava: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kerava

$589 32.9%

Chiang Mai

$309 33% 47.5% $280

Groceries & Markets

Kerava

$372 20.8%

Chiang Mai

$234 25.1% 37.1% $138

Eating Out

Kerava

$311 17.4%

Chiang Mai

$78 8.3% 75% $233

Monthly Utilities & Internet

Kerava

$184 10.3%

Chiang Mai

$94 10.1% 48.6% $89

Clothing & Footwear

Kerava

$158 8.8%

Chiang Mai

$109 11.6% 31.2% $49

Getting Around

Kerava

$92 5.2%

Chiang Mai

$61 6.6% 33.4% $31

Sport & Entertainment

Kerava

$83 4.6%

Chiang Mai

$50 5.4% 39.4% $33

Cost Breakdown

A central one-bedroom costs $835 in Kerava versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Kerava versus $19 in Chiang Mai. Monthly groceries follow the same trend: $372 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇫🇮 Kerava

🇹🇭 Chiang Mai

🕒 Local time

05:16 5:16 AM

10:16 10:16 AM

5 h ahead of Kerava

🌤 Weather

👥 Population

38,227

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

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Between locations

Kerava Chiang Mai 7,320 km ≈ 10 h nonstop flight

From you

Kerava
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kerava vs Chiang Mai: Cost of Living - Frequently Asked Questions

Kerava costs about 91% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,683 per month in Kerava and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $835 in Kerava.

Kindergarten costs $480 per month in Kerava and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 59% more in Kerava, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,788 in Kerava and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,788 in Kerava. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Chiang Mai is the easier option financially – housing and daily costs are lower, and overall it costs about 48% less, which matters a lot on a fixed budget or early-career salary.