Last update: Oct 2026

Cost of Living Comparison Between Kerak and Cebu

For one person, living costs are similar in Kerak and in Cebu: $955 and $918 a month, rent and utilities included.

46

Cost of Living Index in Kerak
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Kerak Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kerak

🇯🇴 Jordan

$955

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kerak and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kerak and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Kerak versus $918 in Cebu.

Kerak $955
Cebu $918

Estimated couple costs with rent: $1,499 in Kerak versus $1,409 in Cebu.

Kerak $1,499
Cebu $1,409

Monthly costs for a family of three with rent: $2,043 in Kerak versus $1,900 in Cebu.

Kerak $2,043
Cebu $1,900

Living in Kerak is roughly 4% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Kerak 29% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.80 JOD 1.98

$3.09 ₱194

-9.39%

Three-Course Dinner for Two, Mid-Range

$71.8 JOD 50.9

$24.22 ₱1,525

196.61%

Fast Food Meal (McDonalds, etc)

$5.50 JOD 3.89

$3.92 ₱247

40.31%

Cappuccino

$0.68 JOD 0.48

$2.51 ₱158

-72.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 JOD 0.36

$1.59 ₱100

-67.92%

Water (0.33 liter bottle)

$0.36 JOD 0.26

$0.53 ₱33.43

-32.08%

Local Beer (0.5 liter draught)

$8.59 JOD 6.08

$1.78 ₱112

382.58%

Imported Beer (0.33 liter bottle)

$10.85 JOD 7.68

$2.17 ₱137

400.00%

Milk (1 liter)

$1.43 JOD 1.01

$1.92 ₱121

-25.52%

White Bread (500g)

$0.37 JOD 0.26

$1.36 ₱85.4

-72.79%

Rice (white) (1kg)

$0.81 JOD 0.58

$1.01 ₱63.5

-19.80%

Eggs

$1.72 JOD 1.21

$2.03 ₱128

-15.27%

Local Cheese (1kg)

$6.98 JOD 4.94

$9.86 ₱621

-29.21%

Chicken Fillets (1kg)

$4.26 JOD 3.02

$4.39 ₱277

-2.96%

Beef Round Steak (1kg)

$12.74 JOD 9.02

$7.60 ₱479

67.63%

Apples (1kg)

$1.45 JOD 1.03

$3.30 ₱208

-56.06%

Banana (1kg)

$1.42 JOD 1.01

$1.39 ₱87.8

2.16%

Oranges (1kg)

$1.45 JOD 1.02

$2.33 ₱147

-37.77%

Tomato (1kg)

$0.41 JOD 0.29

$1.50 ₱94.3

-72.67%

Potato (1kg)

$0.87 JOD 0.62

$2.36 ₱149

-63.14%

Onion (1kg)

$0.80 JOD 0.57

$1.90 ₱119

-57.89%

Lettuce (1 head)

$0.64 JOD 0.46

$1.19 ₱74.9

-46.22%

Water (1.5 liter bottle)

$0.66 JOD 0.47

$0.63 ₱39.71

4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 JOD 2.82

$3.00 ₱189

32.67%

Wine (Bottle)

$20.86 JOD 14.77

$6.03 ₱379

245.94%

Local Beer (0.5 liter bottle)

$5.06 JOD 3.58

$1.23 ₱77.7

311.38%

Imported Beer (0.33 liter bottle)

$4.92 JOD 3.48

$1.75 ₱110

181.14%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.63 JOD 0.44

$0.77 ₱48.62

-18.18%

Taxi (Normal Tariff) (1km)

$1.43 JOD 1.01

$0.23 ₱14.53

521.74%

Taxi 1hour Waiting (Normal Tariff)

$6.94 JOD 4.91

$4.46 ₱281

55.61%

Gasoline (1 liter)

$1.68 JOD 1.19

$1.31 ₱82.8

28.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K JOD 24.6K

$21.2K ₱1.3M

63.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K JOD 24.9K

$19.1K ₱1.2M

83.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 JOD 78.6

$120 ₱7,569

-7.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.71 JOD 11.12

$14.00 ₱882

12.21%

Internet (50+ Mbps, Unlimited Data)

$28.44 JOD 20.13

$27.54 ₱1,734

3.27%

Gym Membership (Monthly)

$42.59 JOD 30.16

$32.33 ₱2,035

31.74%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.44 JOD 8.10

$5.65 ₱356

102.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$140 JOD 99.0

$275 ₱17.3K

-49.21%

International Primary School, 1 Child (Yearly)

$3,415 JOD 2,418

$7,918 ₱498.5K

-56.88%

Jeans (Levis 501 Or Similar)

$63.8 JOD 45.17

$49.33 ₱3,106

29.33%

Summer Dress (H&M, Zara, etc)

$83.2 JOD 58.9

$25.24 ₱1,589

229.56%

Sport Shoes (Adidas, Nike)

$124 JOD 87.6

$77.0 ₱4,846

60.69%

Men's Leather Business Shoes

$86.8 JOD 61.4

$57.2 ₱3,601

51.68%

1-bedroom Apartment, City Center (Monthly)

$181 JOD 128

$500 ₱31.5K

-63.78%

1-bedroom Apartment, Outside City Center (Monthly)

$227 JOD 160

$309 ₱19.4K

-26.62%

3-bedroom Apartment, City Center (Monthly)

$277 JOD 196

$1,078 ₱67.9K

-74.27%

3-bedroom Apartment, Outside City Center (Monthly)

$321 JOD 227

$615 ₱38.7K

-47.78%

Buy Apartment in City Center (m2)

$215 JOD 153

$2,886 ₱181.7K

-92.54%

Buy Apartment Outside City Center (m2)

$280 JOD 198

$1,917 ₱120.7K

-85.38%

Average Monthly Net Salary (After Tax)

$521 JOD 369

$346 ₱21.8K

50.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

7.2

-5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kerak: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kerak

$227 23.7%

Cebu

$309 33.6% 36.3% $82

Groceries & Markets

Kerak

$224 23.4%

Cebu

$206 22.4% 8% $18

Clothing & Footwear

Kerak

$161 16.8%

Cebu

$94 10.2% 41.6% $67

Monthly Utilities & Internet

Kerak

$155 16.3%

Cebu

$162 17.6% 4.2% $6.6

Eating Out

Kerak

$115 12.1%

Cebu

$88 9.6% 23.4% $27

Sport & Entertainment

Kerak

$65 6.9%

Cebu

$44 4.8% 33.4% $22

Getting Around

Kerak

$7.8 * 0.8%

Cebu

$16 1.7% 101% $7.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $181 in Kerak and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kerak pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Kerak vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $224 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇴 Kerak

🇵🇭 Cebu

🕒 Local time

02:37 2:37 AM

07:37 7:37 AM

5 h ahead of Kerak

🌤 Weather

👥 Population

21,678

964,169

💱 Currency

Jordanian Dinar JOD د.ا

Philippine Peso PHP ₱

📈 Exchange rate

1 JOD = 1.41 USD

1 JOD = 1.26 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JOD – Jordanian Dinar Converter

🇺🇸 United States Dollar ($)

🇯🇴 Jordanian Dinar (د.ا)

Jordanian Dinar exchange rates as of October 17, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.796 JOD (1 JOD = 1.26 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JOD in detail →

On the map

Lowest

Highest

Between locations

Kerak Cebu 9,240 km ≈ 12 h nonstop flight

From you

Kerak
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kerak vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 51% higher in Kerak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $181 in Kerak versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Kerak. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $955 per month in Kerak versus $918 in Cebu – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kerak, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kerak and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Kerak. Beyond cost, consider language, visa policies, and how big the international community is in each city.