Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kerak

For one person, living costs are similar in Cebu and in Kerak: $918 and $955 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
46

Cost of Living Index in Kerak
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Kerak Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kerak

🇯🇴 Jordan

$955

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kerak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kerak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $955 in Kerak.

Cebu $918
Kerak $955

Estimated couple costs with rent: $1,409 in Cebu versus $1,499 in Kerak.

Cebu $1,409
Kerak $1,499

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,043 in Kerak.

Cebu $1,900
Kerak $2,043

Living in Cebu costs roughly 4% less than in Kerak, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Kerak 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.80 JOD 1.98

10.36%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$71.8 JOD 50.9

-66.29%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.50 JOD 3.89

-28.73%

Cappuccino

$2.51 ₱158

$0.68 JOD 0.48

269.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.51 JOD 0.36

211.76%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.36 JOD 0.26

47.22%

Local Beer (0.5 liter draught)

$1.78 ₱112

$8.59 JOD 6.08

-79.28%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$10.85 JOD 7.68

-80.00%

Milk (1 liter)

$1.92 ₱121

$1.43 JOD 1.01

34.27%

White Bread (500g)

$1.36 ₱85.4

$0.37 JOD 0.26

267.57%

Rice (white) (1kg)

$1.01 ₱63.5

$0.81 JOD 0.58

24.69%

Eggs

$2.03 ₱128

$1.72 JOD 1.21

18.02%

Local Cheese (1kg)

$9.86 ₱621

$6.98 JOD 4.94

41.26%

Chicken Fillets (1kg)

$4.39 ₱277

$4.26 JOD 3.02

3.05%

Beef Round Steak (1kg)

$7.60 ₱479

$12.74 JOD 9.02

-40.35%

Apples (1kg)

$3.30 ₱208

$1.45 JOD 1.03

127.59%

Banana (1kg)

$1.39 ₱87.8

$1.42 JOD 1.01

-2.11%

Oranges (1kg)

$2.33 ₱147

$1.45 JOD 1.02

60.69%

Tomato (1kg)

$1.50 ₱94.3

$0.41 JOD 0.29

265.85%

Potato (1kg)

$2.36 ₱149

$0.87 JOD 0.62

171.26%

Onion (1kg)

$1.90 ₱119

$0.80 JOD 0.57

137.50%

Lettuce (1 head)

$1.19 ₱74.9

$0.64 JOD 0.46

85.94%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.66 JOD 0.47

-4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.98 JOD 2.82

-24.62%

Wine (Bottle)

$6.03 ₱379

$20.86 JOD 14.77

-71.09%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$5.06 JOD 3.58

-75.69%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$4.92 JOD 3.48

-64.43%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.63 JOD 0.44

22.22%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.43 JOD 1.01

-83.92%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.94 JOD 4.91

-35.73%

Gasoline (1 liter)

$1.31 ₱82.8

$1.68 JOD 1.19

-22.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.8K JOD 24.6K

-38.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.2K JOD 24.9K

-45.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$111 JOD 78.6

8.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$15.71 JOD 11.12

-10.88%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$28.44 JOD 20.13

-3.16%

Gym Membership (Monthly)

$32.33 ₱2,035

$42.59 JOD 30.16

-24.09%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$11.44 JOD 8.10

-50.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$140 JOD 99.0

96.89%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$3,415 JOD 2,418

131.89%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$63.8 JOD 45.17

-22.68%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$83.2 JOD 58.9

-69.66%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$124 JOD 87.6

-37.77%

Men's Leather Business Shoes

$57.2 ₱3,601

$86.8 JOD 61.4

-34.07%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$181 JOD 128

176.05%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$227 JOD 160

36.28%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$277 JOD 196

288.63%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$321 JOD 227

91.51%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$215 JOD 153

1239.74%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$280 JOD 198

584.22%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$521 JOD 369

-33.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.81

5.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kerak: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kerak

$227 23.7% 26.6% $82

Groceries & Markets

Cebu

$206 22.4%

Kerak

$224 23.4% 8.7% $18

Monthly Utilities & Internet

Cebu

$162 17.6%

Kerak

$155 16.3% 4.1% $6.6

Clothing & Footwear

Cebu

$94 10.2%

Kerak

$161 16.8% 71.2% $67

Eating Out

Cebu

$88 9.6%

Kerak

$115 12.1% 30.6% $27

Sport & Entertainment

Cebu

$44 4.8%

Kerak

$65 6.9% 50.1% $22

Getting Around

Cebu

$16 1.7%

Kerak

$7.8 * 0.8% 50.2% $7.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $181 in Kerak. Housing cost is often the main lever when comparing two cities.

Kerak pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $72.0 in Kerak for a mid-range dinner for two. Groceries echo the gap at $206 vs $224 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇴 Kerak

🕒 Local time

12:04 12:04 PM

07:04 7:04 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

21,678

💱 Currency

Philippine Peso PHP ₱

Jordanian Dinar JOD د.ا

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 JOD = 1.41 USD

1 JOD = 1.26 EUR

Exchange rates and currency converter

JOD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Jordanian Dinar exchange rates as of October 18, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.796 JOD (1 JOD = 1.26 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Kerak 9,240 km ≈ 12 h nonstop flight

From you

Cebu
Kerak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kerak: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 51% lower in Kerak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $181 in Kerak. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Kerak. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $955 in Kerak – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kerak, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kerak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Kerak. Beyond cost, consider language, visa policies, and how big the international community is in each city.