Last update: Oct 2026

Cost of Living Comparison Between Kempten and Munich

For one person, living is cheaper in Kempten: $1,986 a month against $2,681 in Munich, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

96

Cost of Living Index in Kempten
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Kempten Living Index
130

Cost of Living Index in Munich
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Munich Living Index

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Kempten

🇩🇪 Germany

$1,986

/mo nomad

Munich

🇩🇪 Germany

$2,681

/mo nomad

Monthly Cost of Living

How much you'll spend in Kempten and in Munich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kempten and in Munich actually costs, broken down by who's living it.

A single person spends $1,986 per month in Kempten vs $2,681 in Munich, rent included.

Kempten $1,986
Munich $2,681

A couple spends around $2,951 per month in Kempten vs $4,080 in Munich, rent included.

Kempten $2,951
Munich $4,080

A family of three spends $3,915 per month in Kempten vs $5,480 in Munich, rent included.

Kempten $3,915
Munich $5,480

Kempten is about 26% cheaper than Munich, and outside of rent the biggest gap is in groceries.

Both Kempten and Munich sit above the global median – Kempten by 46%, Munich by 97%.

Meal at Budget Restaurant

$17.89 €15.98

$18.66 €16.67

-4.13%

Three-Course Dinner for Two, Mid-Range

$57.0 €50.9

$89.2 €79.7

-36.07%

Fast Food Meal (McDonalds, etc)

$9.28 €8.29

$13.38 €11.95

-30.64%

Cappuccino

$4.10 €3.66

$4.32 €3.86

-5.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 €2.52

$3.86 €3.45

-26.94%

Water (0.33 liter bottle)

$2.33 €2.08

$3.35 €2.99

-30.45%

Local Beer (0.5 liter draught)

$4.70 €4.20

$5.22 €4.66

-9.96%

Imported Beer (0.33 liter bottle)

$3.58 €3.19

$5.74 €5.12

-37.63%

Milk (1 liter)

$1.28 €1.15

White Bread (500g)

$2.16 €1.93

$2.32 €2.08

-6.90%

Rice (white) (1kg)

$3.23 €2.89

$2.69 €2.40

20.07%

Eggs

$4.68 €4.18

$4.57 €4.08

2.41%

Local Cheese (1kg)

$16.07 €14.35

$17.92 €16.01

-10.32%

Chicken Fillets (1kg)

$12.85 €11.48

$13.29 €11.87

-3.31%

Beef Round Steak (1kg)

$17.02 €15.21

$21.85 €19.52

-22.11%

Apples (1kg)

$2.48 €2.21

$3.19 €2.85

-22.26%

Banana (1kg)

$1.48 €1.32

$2.01 €1.79

-26.37%

Oranges (1kg)

$1.52 €1.36

$2.81 €2.51

-45.91%

Tomato (1kg)

$3.92 €3.50

$4.53 €4.04

-13.47%

Potato (1kg)

$1.33 €1.19

$1.85 €1.65

-28.11%

Onion (1kg)

$1.43 €1.27

$1.83 €1.64

-21.86%

Lettuce (1 head)

$1.47 €1.31

$1.50 €1.34

-2.00%

Water (1.5 liter bottle)

$0.57 €0.51

$0.86 €0.77

-33.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.22 €8.24

$11.22 €10.02

-17.83%

Wine (Bottle)

$5.48 €4.90

$6.67 €5.96

-17.84%

Local Beer (0.5 liter bottle)

$1.01 €0.91

$1.29 €1.15

-21.71%

Imported Beer (0.33 liter bottle)

$1.14 €1.02

$1.60 €1.43

-28.75%

One-way Ticket (Public Transport)

$3.12 €2.79

$4.74 €4.23

-34.18%

Public Transport Monthly Pass (Regular Price)

$61.0 €54.5

$70.1 €62.6

-12.97%

Taxi Start (Normal Tariff)

$4.75 €4.25

$6.76 €6.04

-29.73%

Taxi (Normal Tariff) (1km)

$2.76 €2.47

$3.09 €2.76

-10.68%

Taxi 1hour Waiting (Normal Tariff)

$39.72 €35.48

$43.44 €38.80

-8.56%

Gasoline (1 liter)

$2.01 €1.80

$2.31 €2.07

-12.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.3K

0.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.3K €30.6K

$39.3K €35.1K

-12.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$315 €282

$350 €312

-9.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.60 €15.72

$18.57 €16.59

-5.22%

Internet (50+ Mbps, Unlimited Data)

$42.34 €37.82

$39.33 €35.13

7.65%

Gym Membership (Monthly)

$55.4 €49.46

$51.8 €46.27

6.89%

Tennis Court (1 Hour on Weekend)

$26.42 €23.60

$33.64 €30.05

-21.46%

Cinema Ticket

$12.95 €11.57

$15.92 €14.22

-18.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$316 €282

$868 €775

-63.64%

International Primary School, 1 Child (Yearly)

$17.5K €15.6K

$16.5K €14.7K

6.36%

Jeans (Levis 501 Or Similar)

$87.5 €78.1

$87.7 €78.4

-0.27%

Summer Dress (H&M, Zara, etc)

$43.00 €38.40

$42.09 €37.60

2.16%

Sport Shoes (Adidas, Nike)

$97.4 €87.0

$102 €91.0

-4.37%

Men's Leather Business Shoes

$141 €126

$114 €102

23.22%

1-bedroom Apartment, City Center (Monthly)

$900 €804

$1,664 €1,486

-45.93%

1-bedroom Apartment, Outside City Center (Monthly)

$686 €612

$1,254 €1,120

-45.31%

3-bedroom Apartment, City Center (Monthly)

$1,584 €1,414

$3,113 €2,780

-49.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,191 €1,064

$2,352 €2,101

-49.36%

Buy Apartment in City Center (m2)

$6,148 €5,492

$12.5K €11.1K

-50.62%

Buy Apartment Outside City Center (m2)

$4,842 €4,325

$8,605 €7,686

-43.73%

Average Monthly Net Salary (After Tax)

$3,992 €3,565

$4,072 €3,637

-1.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.6

3.82

-31.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kempten: October 26, 2026

Last update for Munich: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kempten

$686 34.5%

Munich

$1.3K 46.8% 82.8% $568

Monthly Utilities & Internet

Kempten

$375 18.9%

Munich

$407 15.2% 8.6% $32

Groceries & Markets

Kempten

$314 15.8%

Munich

$361 13.5% 14.9% $47

Eating Out

Kempten

$271 13.7%

Munich

$308 11.5% 13.4% $36

Clothing & Footwear

Kempten

$166 8.4%

Munich

$156 5.8% 6.2% $10

Getting Around

Kempten

$92 4.6%

Munich

$111 4.2% 20.9% $19

Sport & Entertainment

Kempten

$81 4.1%

Munich

$84 3.1% 2.9% $2.4

Cost Breakdown

A central one-bedroom costs $900 in Kempten versus $1,664 in Munich. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $57 in Kempten versus $89 in Munich. Monthly groceries follow the same trend: $314 vs $361 – making Kempten the more affordable choice for daily food spending.

Good to know

🇩🇪 Kempten

🇩🇪 Munich

🕒 Local time

10:28 10:28 AM

Same time as Kempten

🌤 Weather

👥 Population

61,399

1,484,226

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kempten vs Munich: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,986 in Kempten, $2,681 in Munich – Kempten comes out roughly 26% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,979 per month in Kempten and $4,021 in Munich. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kempten, especially for central apartments: a one-bedroom in the center costs $900 there versus $1,664 in Munich.

Public transport costs about 13% less in Kempten. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $316 per month in Kempten and $868 in Munich. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 covers both cities comfortably – all-in costs are $1,986 in Kempten and $2,681 in Munich, leaving budget for savings and extras in both cases.

Families tend to lean toward Kempten – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kempten is the easier option financially – housing and daily costs are lower, and overall it costs about 26% less, which matters a lot on a fixed budget or early-career salary.