Last update: Nov 2026

Cost of Living Comparison Between Kempten and Hamburg

For one person, living is cheaper in Kempten: $1,977 a month against $2,364 in Hamburg, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Kempten
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Kempten Living Index
113

Cost of Living Index in Hamburg
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Hamburg Living Index

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Kempten

🇩🇪 Germany

$1,977

/mo nomad

Hamburg

🇩🇪 Germany

$2,364

/mo nomad

Monthly Cost of Living

How much you'll spend in Kempten and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kempten and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,977 per month in Kempten vs $2,364 in Hamburg, rent included.

Kempten $1,977
Hamburg $2,364

A couple spends around $2,950 per month in Kempten vs $3,490 in Hamburg, rent included.

Kempten $2,950
Hamburg $3,490

A family of three spends $3,924 per month in Kempten vs $4,615 in Hamburg, rent included.

Kempten $3,924
Hamburg $4,615

Kempten is about 16% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Kempten and Hamburg sit above the global median – Kempten by 46%, Hamburg by 75%.

Meal at Budget Restaurant

$17.69 €15.82

$18.17 €16.24

-2.64%

Three-Course Dinner for Two, Mid-Range

$56.0 €50.1

$71.6 €64.0

-21.77%

Fast Food Meal (McDonalds, etc)

$9.73 €8.70

$13.50 €12.07

-27.93%

Cappuccino

$4.06 €3.63

$4.55 €4.07

-10.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 €2.49

$4.10 €3.66

-31.95%

Water (0.33 liter bottle)

$2.36 €2.11

$3.33 €2.98

-29.13%

Local Beer (0.5 liter draught)

$4.87 €4.35

$5.56 €4.97

-12.41%

Imported Beer (0.33 liter bottle)

$3.43 €3.06

$5.06 €4.53

-32.21%

Milk (1 liter)

$1.28 €1.15

$1.23 €1.10

4.07%

White Bread (500g)

$2.29 €2.04

$2.70 €2.42

-15.19%

Rice (white) (1kg)

$3.11 €2.78

$2.87 €2.57

8.36%

Eggs

$4.37 €3.91

$4.35 €3.89

0.46%

Local Cheese (1kg)

$16.66 €14.90

$12.37 €11.06

34.68%

Chicken Fillets (1kg)

$12.67 €11.33

$11.82 €10.57

7.19%

Beef Round Steak (1kg)

$16.81 €15.03

$18.72 €16.74

-10.20%

Apples (1kg)

$2.45 €2.19

$3.19 €2.85

-23.20%

Banana (1kg)

$1.42 €1.27

$2.30 €2.06

-38.26%

Oranges (1kg)

$1.58 €1.41

$2.98 €2.66

-46.98%

Tomato (1kg)

$4.10 €3.66

$4.05 €3.62

1.23%

Potato (1kg)

$1.68 €1.51

$1.89 €1.69

-11.11%

Onion (1kg)

$1.61 €1.44

$1.74 €1.56

-7.47%

Lettuce (1 head)

$1.47 €1.32

$1.71 €1.53

-14.04%

Water (1.5 liter bottle)

$0.54 €0.48

$1.23 €1.10

-56.10%

Cigarettes 20 Pack (Marlboro, Camel)

$9.05 €8.09

$10.36 €9.27

-12.64%

Wine (Bottle)

$5.51 €4.93

$6.55 €5.85

-15.88%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$1.18 €1.06

-7.63%

Imported Beer (0.33 liter bottle)

$1.09 €0.97

$1.50 €1.34

-27.33%

One-way Ticket (Public Transport)

$3.15 €2.81

$4.29 €3.84

-26.57%

Public Transport Monthly Pass (Regular Price)

$60.6 €54.2

$71.5 €63.9

-15.23%

Taxi Start (Normal Tariff)

$4.76 €4.25

$5.41 €4.84

-12.01%

Taxi (Normal Tariff) (1km)

$2.87 €2.56

$3.07 €2.74

-6.51%

Taxi 1hour Waiting (Normal Tariff)

$39.80 €35.59

$41.82 €37.40

-4.83%

Gasoline (1 liter)

$2.10 €1.88

$2.27 €2.03

-7.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K €30.0K

$33.6K €30.1K

-0.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K €29.5K

$38.0K €34.0K

-13.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 €279

$401 €359

-22.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.72 €15.85

$19.94 €17.83

-11.13%

Internet (50+ Mbps, Unlimited Data)

$43.47 €38.87

$38.88 €34.76

11.81%

Gym Membership (Monthly)

$56.1 €50.2

$42.28 €37.81

32.69%

Tennis Court (1 Hour on Weekend)

$26.35 €23.56

$28.73 €25.69

-8.28%

Cinema Ticket

$13.08 €11.70

$16.16 €14.45

-19.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 €284

$512 €458

-37.93%

International Primary School, 1 Child (Yearly)

$22.2K €19.8K

$18.3K €16.4K

20.97%

Jeans (Levis 501 Or Similar)

$80.4 €71.9

$85.1 €76.1

-5.49%

Summer Dress (H&M, Zara, etc)

$43.26 €38.68

$35.94 €32.14

20.37%

Sport Shoes (Adidas, Nike)

$96.0 €85.9

$105 €94.1

-8.70%

Men's Leather Business Shoes

$139 €124

$118 €106

17.87%

1-bedroom Apartment, City Center (Monthly)

$894 €799

$1,242 €1,111

-28.05%

1-bedroom Apartment, Outside City Center (Monthly)

$680 €608

$922 €824

-26.25%

3-bedroom Apartment, City Center (Monthly)

$1,544 €1,380

$2,193 €1,961

-29.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,213 €1,084

$1,621 €1,449

-25.19%

Buy Apartment in City Center (m2)

$6,054 €5,413

$9,428 €8,431

-35.79%

Buy Apartment Outside City Center (m2)

$4,882 €4,366

$5,259 €4,703

-7.17%

Average Monthly Net Salary (After Tax)

$3,872 €3,463

$3,680 €3,291

5.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.6

3.75

-30.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kempten: November 2, 2026

Last update for Hamburg: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kempten

$680 34.4%

Hamburg

$922 39% 35.6% $242

Monthly Utilities & Internet

Kempten

$374 18.9%

Hamburg

$460 19.5% 23.1% $86

Groceries & Markets

Kempten

$316 16%

Hamburg

$335 14.2% 6% $19

Eating Out

Kempten

$271 13.7%

Hamburg

$308 13% 13.6% $37

Clothing & Footwear

Kempten

$161 8.2%

Hamburg

$155 6.6% 4.1% $6.6

Getting Around

Kempten

$92 4.7%

Hamburg

$109 4.6% 18.6% $17

Sport & Entertainment

Kempten

$82 4.2%

Hamburg

$75 3.2% 9.3% $7.7

Cost Breakdown

A central one-bedroom costs $894 in Kempten versus $1,242 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Kempten, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $56 in Kempten versus $72 in Hamburg. Monthly groceries follow the same trend: $316 vs $335 – making Kempten the more affordable choice for daily food spending.

Good to know

🇩🇪 Kempten

🇩🇪 Hamburg

🕒 Local time

15:08 3:08 PM

Same time as Kempten

🌤 Weather

👥 Population

61,399

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Kempten Hamburg 650 km ≈ 1 h 15 min nonstop flight

From you

Kempten
Hamburg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kempten vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 20% more than Kempten, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,965 per month in Kempten and $3,546 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kempten, especially for central apartments: a one-bedroom in the center costs $894 there versus $1,242 in Hamburg.

Monthly expenses with rent come to $1,977 in Kempten and $2,364 in Hamburg. That makes Kempten about 16% cheaper.

Public transport costs about 15% less in Kempten. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $1,977 in Kempten and $2,364 in Hamburg, leaving budget for savings and extras in both cases.

Families tend to lean toward Kempten – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kempten is the easier option financially – housing and daily costs are lower, and overall it costs about 16% less, which matters a lot on a fixed budget or early-career salary.