Cost of Living Comparison Between Kempten and Hamburg Cost of Living Comparison Between Kempten and Hamburg

Monthly Cost of Living

A single person spends $2,049 per month in Kempten vs $2,379 in Hamburg, rent included.

A couple spends around $3,063 per month in Kempten vs $3,568 in Hamburg, rent included.

A family of three spends $4,078 per month in Kempten vs $4,757 in Hamburg, rent included.

Kempten is about 14% cheaper than Hamburg, driven mainly by Eating Out.

Both Kempten and Hamburg sit above the global median – Kempten by 50%, Hamburg by 74%.

Meal at Budget Restaurant

$18.67 €16.27

$17.00 €14.81

9.82%

Three-Course Dinner for Two, Mid-Range

$58.3 €50.7

$70.5 €61.4

-17.35%

Fast Food Meal (McDonalds, etc)

$9.59 €8.35

$13.90 €12.11

-31.01%

Cappuccino

$4.18 €3.65

$4.80 €4.18

-12.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 €2.50

$4.16 €3.63

-31.01%

Water (0.33 liter bottle)

$2.37 €2.06

$3.43 €2.99

-30.90%

Local Beer (0.5 liter draught)

$4.78 €4.16

$5.88 €5.12

-18.71%

Imported Beer (0.33 liter bottle)

$3.56 €3.10

$4.92 €4.29

-27.64%

Milk (1 liter)

$1.28 €1.12

$1.24 €1.08

3.23%

White Bread (500g)

$2.35 €2.05

$2.43 €2.11

-3.29%

Rice (white) (1kg)

$3.70 €3.23

$3.13 €2.72

18.21%

Eggs

$4.60 €4.01

$4.37 €3.80

5.26%

Local Cheese (1kg)

$15.66 €13.64

$12.80 €11.15

22.34%

Chicken Fillets (1kg)

$13.32 €11.61

$12.49 €10.88

6.65%

Beef Round Steak (1kg)

$17.04 €14.85

$19.81 €17.26

-13.98%

Apples (1kg)

$2.41 €2.10

$3.33 €2.90

-27.63%

Banana (1kg)

$1.52 €1.32

$2.41 €2.10

-36.93%

Oranges (1kg)

$1.61 €1.40

$3.14 €2.73

-48.73%

Tomato (1kg)

$4.14 €3.60

$4.13 €3.60

0.24%

Potato (1kg)

$1.34 €1.16

$1.92 €1.68

-30.21%

Onion (1kg)

$1.30 €1.13

$1.90 €1.66

-31.58%

Lettuce (1 head)

$1.49 €1.30

$1.78 €1.55

-16.29%

Water (1.5 liter bottle)

$0.56 €0.49

$1.22 €1.06

-54.10%

Cigarettes 20 Pack (Marlboro, Camel)

$9.35 €8.14

$10.31 €8.99

-9.31%

Wine (Bottle)

$5.74 €5.00

$5.71 €4.98

0.53%

Local Beer (0.5 liter bottle)

$1.13 €0.98

$1.21 €1.05

-6.61%

Imported Beer (0.33 liter bottle)

$1.15 €1.00

$1.41 €1.23

-18.44%

One-way Ticket (Public Transport)

$3.23 €2.81

$4.45 €3.88

-27.42%

Public Transport Monthly Pass (Regular Price)

$62.3 €54.2

$73.6 €64.1

-15.41%

Taxi Start (Normal Tariff)

$4.79 €4.17

$7.10 €6.19

-32.54%

Taxi (Normal Tariff) (1km)

$2.95 €2.57

$3.09 €2.70

-4.53%

Taxi 1hour Waiting (Normal Tariff)

$41.15 €35.85

$43.30 €37.72

-4.97%

Gasoline (1 liter)

$2.08 €1.82

$2.33 €2.03

-10.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €29.3K

$34.1K €29.7K

-1.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K €30.6K

$40.5K €35.3K

-13.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$322 €281

$386 €337

-16.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.16 €15.82

$20.66 €18.00

-12.10%

Internet (50+ Mbps, Unlimited Data)

$44.22 €38.53

$40.09 €34.93

10.30%

Gym Membership (Monthly)

$56.9 €49.54

$44.73 €38.97

27.12%

Tennis Court (1 Hour on Weekend)

$34.62 €30.17

$29.18 €25.42

18.64%

Cinema Ticket

$12.87 €11.21

$16.13 €14.05

-20.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$332 €289

$517 €450

-35.68%

International Primary School, 1 Child (Yearly)

$18.2K €15.9K

$14.2K €12.3K

28.59%

Jeans (Levis 501 Or Similar)

$87.8 €76.5

$83.8 €73.0

4.84%

Summer Dress (H&M, Zara, etc)

$42.65 €37.16

$43.32 €37.74

-1.55%

Sport Shoes (Adidas, Nike)

$99.0 €86.2

$98.0 €85.4

1.01%

Men's Leather Business Shoes

$144 €126

$117 €102

23.60%

1-bedroom Apartment, City Center (Monthly)

$919 €800

$1,364 €1,188

-32.64%

1-bedroom Apartment, Outside City Center (Monthly)

$727 €633

$982 €856

-26.04%

3-bedroom Apartment, City Center (Monthly)

$1,606 €1,399

$2,381 €2,074

-32.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,238 €1,079

$1,705 €1,485

-27.37%

Buy Apartment in City Center (m2)

$6,340 €5,523

$9,783 €8,523

-35.19%

Buy Apartment Outside City Center (m2)

$4,945 €4,308

$5,278 €4,598

-6.31%

Average Monthly Net Salary (After Tax)

$4,069 €3,545

$3,765 €3,280

8.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.6

3.63

-28.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kempten: September 13, 2026

Last update for Hamburg: September 12, 2026

Cost Breakdown

A central one-bedroom costs $919 in Kempten versus $1,364 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Kempten, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $58.0 in Kempten versus $70.0 in Hamburg. Monthly groceries follow the same trend: $321 vs $343 – making Kempten the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kempten vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 16% more than Kempten, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,073 per month in Kempten and $3,568 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kempten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,049 in Kempten and $2,379 in Hamburg. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 18% less in Kempten. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Kempten, where all-in costs run around $2,049, than in Hamburg at $2,379. In Kempten it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kempten costs $2,049 versus $2,379 in Hamburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kempten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.