Last update: Nov 2026

Cost of Living Comparison Between Kempten and Frankfurt

For one person, living is cheaper in Kempten: $1,977 a month against $2,543 in Frankfurt, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Kempten
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Kempten Living Index
122

Cost of Living Index in Frankfurt
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Frankfurt Living Index

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Kempten

🇩🇪 Germany

$1,977

/mo nomad

Frankfurt

🇩🇪 Germany

$2,543

/mo nomad

Monthly Cost of Living

How much you'll spend in Kempten and in Frankfurt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kempten and in Frankfurt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,977 in Kempten versus $2,543 in Frankfurt.

Kempten $1,977
Frankfurt $2,543

Estimated couple costs with rent: $2,950 in Kempten versus $3,752 in Frankfurt.

Kempten $2,950
Frankfurt $3,752

Monthly costs for a family of three with rent: $3,924 in Kempten versus $4,960 in Frankfurt.

Kempten $3,924
Frankfurt $4,960

Living in Kempten costs roughly 22% less than in Frankfurt, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Kempten 46% above, Frankfurt 88% above.

Meal at Budget Restaurant

$17.69 €15.82

$16.49 €14.74

7.28%

Three-Course Dinner for Two, Mid-Range

$56.0 €50.1

$87.8 €78.5

-36.22%

Fast Food Meal (McDonalds, etc)

$9.73 €8.70

$13.34 €11.93

-27.06%

Cappuccino

$4.06 €3.63

$4.49 €4.02

-9.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 €2.49

$3.53 €3.16

-20.96%

Water (0.33 liter bottle)

$2.36 €2.11

$3.54 €3.17

-33.33%

Local Beer (0.5 liter draught)

$4.87 €4.35

$5.67 €5.07

-14.11%

Imported Beer (0.33 liter bottle)

$3.43 €3.06

$5.56 €4.97

-38.31%

Milk (1 liter)

$1.28 €1.15

$1.35 €1.21

-5.19%

White Bread (500g)

$2.29 €2.04

$2.15 €1.92

6.51%

Rice (white) (1kg)

$3.11 €2.78

$2.97 €2.65

4.71%

Eggs

$4.37 €3.91

$3.69 €3.30

18.43%

Local Cheese (1kg)

$16.66 €14.90

$13.51 €12.08

23.32%

Chicken Fillets (1kg)

$12.67 €11.33

$11.71 €10.47

8.20%

Beef Round Steak (1kg)

$16.81 €15.03

$22.10 €19.76

-23.94%

Apples (1kg)

$2.45 €2.19

$3.22 €2.88

-23.91%

Banana (1kg)

$1.42 €1.27

$2.05 €1.83

-30.73%

Oranges (1kg)

$1.58 €1.41

$1.98 €1.77

-20.20%

Tomato (1kg)

$4.10 €3.66

$3.82 €3.42

7.33%

Potato (1kg)

$1.68 €1.51

$1.78 €1.59

-5.62%

Onion (1kg)

$1.61 €1.44

$1.95 €1.74

-17.44%

Lettuce (1 head)

$1.47 €1.32

$1.58 €1.41

-6.96%

Water (1.5 liter bottle)

$0.54 €0.48

$1.00 €0.89

-46.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.05 €8.09

$9.56 €8.55

-5.33%

Wine (Bottle)

$5.51 €4.93

$5.52 €4.94

-0.18%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$1.15 €1.03

-5.22%

Imported Beer (0.33 liter bottle)

$1.09 €0.97

$1.41 €1.26

-22.70%

One-way Ticket (Public Transport)

$3.15 €2.81

$4.17 €3.73

-24.46%

Public Transport Monthly Pass (Regular Price)

$60.6 €54.2

$69.2 €61.8

-12.41%

Taxi Start (Normal Tariff)

$4.76 €4.25

$4.57 €4.09

4.16%

Taxi (Normal Tariff) (1km)

$2.87 €2.56

$2.64 €2.36

8.71%

Taxi 1hour Waiting (Normal Tariff)

$39.80 €35.59

$42.55 €38.05

-6.46%

Gasoline (1 liter)

$2.10 €1.88

$2.29 €2.05

-8.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K €30.0K

$32.6K €29.1K

2.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K €29.5K

$38.5K €34.4K

-14.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 €279

$381 €340

-17.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.72 €15.85

$21.51 €19.23

-17.62%

Internet (50+ Mbps, Unlimited Data)

$43.47 €38.87

$46.50 €41.58

-6.52%

Gym Membership (Monthly)

$56.1 €50.2

$64.2 €57.4

-12.59%

Tennis Court (1 Hour on Weekend)

$26.35 €23.56

$29.64 €26.50

-11.10%

Cinema Ticket

$13.08 €11.70

$16.75 €14.97

-21.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 €284

$1,079 €964

-70.54%

International Primary School, 1 Child (Yearly)

$22.2K €19.8K

$22.7K €20.3K

-2.18%

Jeans (Levis 501 Or Similar)

$80.4 €71.9

$83.2 €74.4

-3.34%

Summer Dress (H&M, Zara, etc)

$43.26 €38.68

$33.29 €29.77

29.95%

Sport Shoes (Adidas, Nike)

$96.0 €85.9

$85.1 €76.1

12.83%

Men's Leather Business Shoes

$139 €124

$108 €96.7

28.65%

1-bedroom Apartment, City Center (Monthly)

$894 €799

$1,393 €1,245

-35.83%

1-bedroom Apartment, Outside City Center (Monthly)

$680 €608

$1,131 €1,011

-39.88%

3-bedroom Apartment, City Center (Monthly)

$1,544 €1,380

$2,672 €2,389

-42.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,213 €1,084

$1,933 €1,729

-37.28%

Buy Apartment in City Center (m2)

$6,054 €5,413

$7,757 €6,936

-21.95%

Buy Apartment Outside City Center (m2)

$4,882 €4,366

$4,393 €3,928

11.13%

Average Monthly Net Salary (After Tax)

$3,872 €3,463

$4,060 €3,631

-4.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.6

3.64

-28.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kempten: November 2, 2026

Last update for Frankfurt: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kempten

$680 34.4%

Frankfurt

$1.1K 44.5% 66.3% $451

Monthly Utilities & Internet

Kempten

$374 18.9%

Frankfurt

$449 17.6% 20.1% $75

Groceries & Markets

Kempten

$316 16%

Frankfurt

$330 13% 4.3% $13

Eating Out

Kempten

$271 13.7%

Frankfurt

$294 11.5% 8.2% $22

Clothing & Footwear

Kempten

$161 8.2%

Frankfurt

$139 5.5% 13.7% $22

Getting Around

Kempten

$92 4.7%

Frankfurt

$104 4.1% 12.3% $11

Sport & Entertainment

Kempten

$82 4.2%

Frankfurt

$98 3.8% 18.7% $15

Cost Breakdown

A one-bedroom apartment in the center runs $894 in Kempten and $1,393 in Frankfurt. Housing cost is often the main lever when comparing two cities.

Frankfurt pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56 in Kempten vs $88 in Frankfurt for a mid-range dinner for two. Groceries echo the gap at $316 vs $330 per month, with Kempten cheaper across the board.

Good to know

🇩🇪 Kempten

🇩🇪 Frankfurt

🕒 Local time

19:38 7:38 PM

Same time as Kempten

🌤 Weather

👥 Population

61,399

701,350

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kempten vs Frankfurt: Cost of Living - Frequently Asked Questions

Kempten is about 22% cheaper overall, especially in eating out, leisure, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 5% lower in Kempten. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $894 in Kempten versus $1,393 in Frankfurt. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kempten – a meal for two runs $56 versus $88 in Frankfurt. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,977 per month in Kempten versus $2,543 in Frankfurt – Kempten is about 22% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Kempten gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kempten and Frankfurt are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Kempten gentler on the wallet – expenses run 22% less than in Frankfurt. Beyond cost, consider language, visa policies, and how big the international community is in each city.