Cost of Living Comparison Between Kelowna and Toronto Cost of Living Comparison Between Kelowna and Toronto

🙂 Solo nomad: Kelowna is 2.6% cheaper than Toronto without rent, and 10.7% cheaper with rent.

🙂 Family of 3: Kelowna is 5.8% cheaper than Toronto without rent, and 9.2% cheaper with rent.

Meal at Budget Restaurant

$18.53 CA$25.23

$18.44 CA$25.1

0.49%

Three-Course Dinner for Two, Mid-Range

$66.4 CA$90.3

$83.7 CA$114

-20.69%

Fast Food Meal (McDonalds, etc)

$10.96 CA$14.92

$11.24 CA$15.3

-2.49%

Cappuccino

$4.41 CA$6.01

$3.93 CA$5.34

12.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$2.97

$2.15 CA$2.93

1.40%

Water (0.33 liter bottle)

$1.75 CA$2.38

$1.69 CA$2.3

3.55%

Local Beer (0.5 liter draught)

$5.96 CA$8.12

$5.95 CA$8.1

0.17%

Imported Beer (0.33 liter bottle)

$6.2 CA$8.44

$6.8 CA$9.25

-8.82%

Milk (1 liter)

$1.91 CA$2.6

$2.71 CA$3.68

-29.52%

White Bread (500g)

$3.19 CA$4.34

$2.72 CA$3.7

17.28%

Rice (white) (1kg)

$3 CA$4.09

$3.64 CA$4.96

-17.58%

Eggs

$3.83 CA$5.22

$3.49 CA$4.75

9.74%

Local Cheese (1kg)

$11.25 CA$15.32

$13.31 CA$18.12

-15.48%

Chicken Fillets (1kg)

$14.87 CA$20.24

$12.9 CA$17.56

15.27%

Beef Round Steak (1kg)

$20 CA$27.23

$16.93 CA$23.05

18.13%

Apples (1kg)

$3.77 CA$5.13

$3.97 CA$5.41

-5.04%

Banana (1kg)

$1.4 CA$1.9

$1.13 CA$1.54

23.89%

Oranges (1kg)

$3.86 CA$5.26

$3.39 CA$4.61

13.86%

Tomato (1kg)

$4.01 CA$5.45

$4.07 CA$5.54

-1.47%

Potato (1kg)

$2.51 CA$3.42

$2.42 CA$3.29

3.72%

Onion (1kg)

$2.84 CA$3.87

$2.89 CA$3.93

-1.73%

Lettuce (1 head)

$2.61 CA$3.56

$2.36 CA$3.21

10.59%

Water (1.5 liter bottle)

$1.86 CA$2.54

$1.98 CA$2.7

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$14.76 CA$20.1

$14.81 CA$20.16

-0.34%

Wine (Bottle)

$13.54 CA$18.43

$12.68 CA$17.26

6.78%

Local Beer (0.5 liter bottle)

$2.44 CA$3.32

$2.77 CA$3.77

-11.91%

Imported Beer (0.33 liter bottle)

$3.14 CA$4.28

$3.16 CA$4.3

-0.63%

One-way Ticket (Public Transport)

$1.89 CA$2.57

$2.53 CA$3.44

-25.30%

Public Transport Monthly Pass (Regular Price)

$51.1 CA$69.5

$116 CA$158

-56.01%

Taxi Start (Normal Tariff)

$2.91 CA$3.96

$3.73 CA$5.08

-21.98%

Taxi (Normal Tariff) (1km)

$1.75 CA$2.38

$1.34 CA$1.82

30.60%

Taxi 1hour Waiting (Normal Tariff)

$34.8 CA$47.37

$26.03 CA$35.44

33.69%

Gasoline (1 liter)

$1.24 CA$1.69

$1.15 CA$1.57

7.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$34.6K

$24.9K CA$33.8K

2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$26.9K

$21.1K CA$28.7K

-6.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 CA$197

$118 CA$160

22.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.2 CA$69.6

$38.04 CA$51.8

34.49%

Internet (50+ Mbps, Unlimited Data)

$67.2 CA$91.4

$53.4 CA$72.7

25.72%

Gym Membership (Monthly)

$45.27 CA$61.6

$57.2 CA$77.8

-20.82%

Tennis Court (1 Hour on Weekend)

$32.47 CA$44.2

$20.67 CA$28.13

57.09%

Cinema Ticket

$11.75 CA$16

$11.92 CA$16.23

-1.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,049 CA$1,428

$1,155 CA$1,572

-9.15%

International Primary School, 1 Child (Yearly)

$16.9K CA$23K

$17.9K CA$24.4K

-5.62%

Jeans (Levis 501 Or Similar)

$52.2 CA$71.1

$58.6 CA$79.8

-10.93%

Summer Dress (H&M, Zara, etc)

$39.8 CA$54.2

$39.24 CA$53.4

1.43%

Sport Shoes (Adidas, Nike)

$86.7 CA$118

$88.1 CA$120

-1.57%

Men's Leather Business Shoes

$129 CA$175

$114 CA$155

12.77%

1-bedroom Apartment, City Center (Monthly)

$1,410 CA$1,919

$1,805 CA$2,456

-21.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,206 CA$1,642

$1,522 CA$2,072

-20.77%

3-bedroom Apartment, City Center (Monthly)

$2,241 CA$3,050

$2,963 CA$4,033

-24.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,045 CA$2,783

$2,466 CA$3,357

-17.08%

Buy Apartment in City Center (m2)

$5,264 CA$7,165

$8,787 CA$12K

-40.10%

Buy Apartment Outside City Center (m2)

$4,252 CA$5,787

$7,087 CA$9,646

-40.00%

Average Monthly Net Salary (After Tax)

$2,770 CA$3,770

$3,391 CA$4,616

-18.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

5.16

26.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kelowna: October 28, 2025

Last update for Toronto: October 29, 2025

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