Cost of Living Comparison Between Toronto and Kelowna Cost of Living Comparison Between Toronto and Kelowna

😐 Solo nomad: Toronto is 2.1% more expensive than Kelowna without rent, and 16.5% more expensive with rent.
😐 Family of 3: Toronto is 6.1% more expensive than Kelowna without rent, and 11.1% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Kelowna
Difference
Meal at Budget Restaurant
$18.40 CA$25.20
$18.35 CA$25.14
0.27%
Three-Course Dinner for Two, Mid-Range
$81.3 CA$111
$66.1 CA$90.6
22.99%
Fast Food Meal (McDonalds, etc)
$10.92 CA$14.97
$11.23 CA$15.39
-2.76%
Cappuccino
$3.83 CA$5.25
$4.46 CA$6.11
-14.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 CA$3.01
$2.25 CA$3.08
-2.67%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.74 CA$2.39
-5.75%
Local Beer (0.5 liter draught)
$5.87 CA$8.05
$5.97 CA$8.18
-1.68%
Imported Beer (0.33 liter bottle)
$6.74 CA$9.24
$6.13 CA$8.40
9.95%
🛒 Groceries & Markets
Toronto
Kelowna
Difference
Milk (1 liter)
$2.69 CA$3.68
$1.96 CA$2.68
37.24%
White Bread (500g)
$2.78 CA$3.81
$3.16 CA$4.33
-12.03%
Rice (white) (1kg)
$3.51 CA$4.81
$2.99 CA$4.10
17.39%
Eggs
$3.47 CA$4.76
$3.66 CA$5.02
-5.19%
Local Cheese (1kg)
$13.25 CA$18.15
$11.15 CA$15.27
18.83%
Chicken Fillets (1kg)
$12.92 CA$17.70
$15.09 CA$20.67
-14.38%
Beef Round Steak (1kg)
$16.38 CA$22.44
$19.87 CA$27.22
-17.56%
Apples (1kg)
$4.03 CA$5.52
$3.92 CA$5.37
2.81%
Banana (1kg)
$1.17 CA$1.61
$1.41 CA$1.94
-17.02%
Oranges (1kg)
$3.35 CA$4.59
$3.93 CA$5.38
-14.76%
Tomato (1kg)
$4.01 CA$5.50
$3.92 CA$5.36
2.30%
Potato (1kg)
$2.44 CA$3.34
$2.60 CA$3.57
-6.15%
Onion (1kg)
$2.84 CA$3.90
$2.84 CA$3.89
-
Lettuce (1 head)
$2.39 CA$3.27
$2.71 CA$3.71
-11.81%
Water (1.5 liter bottle)
$1.98 CA$2.71
$1.82 CA$2.50
8.79%
Cigarettes 20 Pack (Marlboro, Camel)
$14.82 CA$20.31
$14.63 CA$20.05
1.30%
Wine (Bottle)
$14.37 CA$19.68
$13.29 CA$18.21
8.13%
Local Beer (0.5 liter bottle)
$2.77 CA$3.79
$2.38 CA$3.26
16.39%
Imported Beer (0.33 liter bottle)
$3.30 CA$4.52
$3.01 CA$4.12
9.63%
🚌 Getting Around
Toronto
Kelowna
Difference
One-way Ticket (Public Transport)
$2.45 CA$3.35
$1.85 CA$2.54
32.43%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$51.4 CA$70.4
120.67%
Taxi Start (Normal Tariff)
$3.61 CA$4.95
$2.92 CA$4.00
23.63%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.69 CA$2.31
-15.98%
Taxi 1hour Waiting (Normal Tariff)
$25.90 CA$35.48
$35.42 CA$48.53
-26.88%
Gasoline (1 liter)
$1.10 CA$1.50
$1.25 CA$1.72
-12.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.0K
$25.5K CA$34.9K
0.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0K CA$28.7K
$20.3K CA$27.8K
3.24%
🧾 Monthly Utilities & Internet
Toronto
Kelowna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 CA$163
$144 CA$198
-17.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.69 CA$51.6
$52.7 CA$72.3
-28.54%
Internet (50+ Mbps, Unlimited Data)
$54.6 CA$74.7
$66.1 CA$90.5
-17.45%
🎉 Sport & Entertainment
Toronto
Kelowna
Difference
Gym Membership (Monthly)
$57.3 CA$78.5
$44.96 CA$61.6
27.36%
Tennis Court (1 Hour on Weekend)
$20.68 CA$28.33
$31.65 CA$43.37
-34.66%
Cinema Ticket
$11.62 CA$15.92
$11.90 CA$16.31
-2.35%
🧸 Childcare & Education
Toronto
Kelowna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,118 CA$1,531
$1,087 CA$1,489
2.86%
International Primary School, 1 Child (Yearly)
$18.3K CA$25.0K
$17.1K CA$23.4K
6.97%
👕👟 Clothing & Footwear
Toronto
Kelowna
Difference
Jeans (Levis 501 Or Similar)
$57.3 CA$78.6
$53.3 CA$73.0
7.54%
Summer Dress (H&M, Zara, etc)
$39.80 CA$54.5
$40.30 CA$55.2
-1.24%
Sport Shoes (Adidas, Nike)
$88.4 CA$121
$83.7 CA$115
5.58%
Men's Leather Business Shoes
$116 CA$159
$125 CA$172
-7.42%
🏠 Accommodation & Living
Toronto
Kelowna
Difference
1-bedroom Apartment, City Center (Monthly)
$1,836 CA$2,516
$1,395 CA$1,911
31.63%
1-bedroom Apartment, Outside City Center (Monthly)
$1,550 CA$2,124
$1,193 CA$1,634
30.00%
3-bedroom Apartment, City Center (Monthly)
$2,991 CA$4,097
$2,209 CA$3,026
35.39%
3-bedroom Apartment, Outside City Center (Monthly)
$2,492 CA$3,415
$2,032 CA$2,784
22.64%
Buy Apartment in City Center (m2)
$8,566 CA$11.7K
$4,048 CA$5,546
111.60%
Buy Apartment Outside City Center (m2)
$6,905 CA$9,460
$3,262 CA$4,470
111.65%
💵 Salaries & Financials
Toronto
Kelowna
Difference
Average Monthly Net Salary (After Tax)
$3,697 CA$5,064
$3,043 CA$4,170
21.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.53
-20.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Kelowna: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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