Last update: Oct 2026

Cost of Living Comparison Between Kelowna and Austin, TX

For one person, living is cheaper in Kelowna: $2,351 a month against $2,704 in Austin, TX, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Kelowna
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Kelowna Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Kelowna

🇨🇦 Canada

$2,351

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Kelowna and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kelowna and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,351 in Kelowna versus $2,704 in Austin, TX.

Kelowna $2,351
Austin, TX $2,704

Estimated couple costs with rent: $3,444 in Kelowna versus $4,133 in Austin, TX.

Kelowna $3,444
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,536 in Kelowna versus $5,562 in Austin, TX.

Kelowna $4,536
Austin, TX $5,562

Living in Kelowna costs roughly 13% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Kelowna 75% above, Austin, TX 102% above.

Meal at Budget Restaurant

$16.53 CA$23.51

$20.22 $20.22

-18.25%

Three-Course Dinner for Two, Mid-Range

$58.2 CA$82.8

$85.0 $85.0

-31.58%

Fast Food Meal (McDonalds, etc)

$11.36 CA$16.16

$12.35 $12.35

-8.02%

Cappuccino

$3.91 CA$5.56

$5.47 $5.47

-28.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 CA$2.80

$3.82 $3.82

-48.43%

Water (0.33 liter bottle)

$1.70 CA$2.42

$2.50 $2.50

-32.00%

Local Beer (0.5 liter draught)

$4.52 CA$6.42

$8.06 $8.06

-43.92%

Imported Beer (0.33 liter bottle)

$5.64 CA$8.03

$8.99 $8.99

-37.26%

Milk (1 liter)

$1.98 CA$2.82

$1.13 $1.13

75.22%

White Bread (500g)

$2.74 CA$3.90

$3.78 $3.78

-27.51%

Rice (white) (1kg)

$3.52 CA$5.01

$3.25 $3.25

8.31%

Eggs

$3.14 CA$4.46

$4.14 $4.14

-24.15%

Local Cheese (1kg)

$9.04 CA$12.86

$13.08 $13.08

-30.89%

Chicken Fillets (1kg)

$13.07 CA$18.59

$14.31 $14.31

-8.67%

Beef Round Steak (1kg)

$21.06 CA$29.96

$15.96 $15.96

31.95%

Apples (1kg)

$3.34 CA$4.75

$4.38 $4.38

-23.74%

Banana (1kg)

$1.54 CA$2.19

$1.45 $1.45

6.21%

Oranges (1kg)

$3.38 CA$4.81

$4.54 $4.54

-25.55%

Tomato (1kg)

$4.76 CA$6.77

$4.19 $4.19

13.60%

Potato (1kg)

$3.04 CA$4.33

$2.63 $2.63

15.59%

Onion (1kg)

$3.11 CA$4.43

$2.36 $2.36

31.78%

Lettuce (1 head)

$2.51 CA$3.57

$1.76 $1.76

42.61%

Water (1.5 liter bottle)

$1.87 CA$2.66

$2.16 $2.16

-13.43%

Cigarettes 20 Pack (Marlboro, Camel)

$14.00 CA$19.92

$9.81 $9.81

42.71%

Wine (Bottle)

$13.39 CA$19.04

$14.72 $14.72

-9.04%

Local Beer (0.5 liter bottle)

$2.58 CA$3.67

$2.78 $2.78

-7.19%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.41

$3.48 $3.48

-10.92%

One-way Ticket (Public Transport)

$1.72 CA$2.45

$1.49 $1.49

15.44%

Public Transport Monthly Pass (Regular Price)

$48.15 CA$68.5

$40.51 $40.51

18.86%

Taxi Start (Normal Tariff)

$2.79 CA$3.98

$2.67 $2.67

4.49%

Taxi (Normal Tariff) (1km)

$1.71 CA$2.43

$1.58 $1.58

8.23%

Taxi 1hour Waiting (Normal Tariff)

$33.36 CA$47.45

$35.29 $35.29

-5.47%

Gasoline (1 liter)

$1.27 CA$1.81

$0.99 $0.99

28.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.9K

$35.8K $35.8K

-21.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.9K CA$25.4K

$27.2K $27.2K

-34.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 CA$181

$219 $219

-42.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.36 CA$63.1

$58.0 $58.0

-23.50%

Internet (50+ Mbps, Unlimited Data)

$55.9 CA$79.5

$68.4 $68.4

-18.23%

Gym Membership (Monthly)

$55.1 CA$78.3

$57.9 $57.9

-4.91%

Tennis Court (1 Hour on Weekend)

$30.27 CA$43.05

$14.82 $14.82

104.25%

Cinema Ticket

$11.71 CA$16.66

$14.13 $14.13

-17.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,006 CA$1,430

$1,509 $1,509

-33.36%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.7K

$21.5K $21.5K

-25.67%

Jeans (Levis 501 Or Similar)

$47.17 CA$67.1

$51.7 $51.7

-8.69%

Summer Dress (H&M, Zara, etc)

$40.66 CA$57.8

$44.05 $44.05

-7.70%

Sport Shoes (Adidas, Nike)

$83.3 CA$118

$85.1 $85.1

-2.13%

Men's Leather Business Shoes

$96.8 CA$138

$105 $105

-8.12%

1-bedroom Apartment, City Center (Monthly)

$1,353 CA$1,925

$1,932 $1,932

-29.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,197 CA$1,703

$1,272 $1,272

-5.90%

3-bedroom Apartment, City Center (Monthly)

$2,267 CA$3,225

$3,670 $3,670

-38.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,924 CA$2,736

$2,525 $2,525

-23.82%

Buy Apartment in City Center (m2)

$3,893 CA$5,538

$7,617 $7,617

-48.89%

Buy Apartment Outside City Center (m2)

$3,207 CA$4,561

$3,199 $3,199

0.23%

Average Monthly Net Salary (After Tax)

$3,012 CA$4,285

$5,105 $5,105

-40.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.69

6.79

-30.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kelowna: October 6, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kelowna

$1.2K 51.2%

Austin, TX

$1.3K 48.2% 6.3% $75

Groceries & Markets

Kelowna

$386 16.5%

Austin, TX

$403 15.3% 4.2% $16

Eating Out

Kelowna

$262 11.2%

Austin, TX

$348 13.2% 33% $86

Monthly Utilities & Internet

Kelowna

$227 9.7%

Austin, TX

$346 13.1% 52.1% $118

Clothing & Footwear

Kelowna

$121 5.2%

Austin, TX

$129 4.9% 6.8% $8.2

Sport & Entertainment

Kelowna

$78 3.4%

Austin, TX

$86 3.3% 9.8% $7.7

Getting Around

Kelowna

$66 2.8%

Austin, TX

$57 2.2% 14.1% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,353 in Kelowna and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 69% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Kelowna vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $386 vs $403 per month, with Kelowna cheaper across the board.

Good to know

🇨🇦 Kelowna

🇺🇸 Austin, TX

🕒 Local time

00:26 12:26 AM

02:26 2:26 AM

2 h ahead of Kelowna

🌤 Weather

👥 Population

144,576

974,447

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Kelowna Austin, TX 2,840 km ≈ 4 h nonstop flight

From you

Kelowna
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kelowna vs Austin, TX: Cost of Living - Frequently Asked Questions

Kelowna wins on cost – living expenses run 15% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kelowna the obvious pick if budget is a priority.

On paper, salaries run 69% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,353 in Kelowna versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,351 per month in Kelowna versus $2,704 in Austin, TX – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kelowna runs roughly 19% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,351 in Kelowna versus $2,704 in Austin, TX, a $3,000 budget is realistic in Kelowna but tight or insufficient in Austin, TX. The gap between the two cities makes Kelowna the clear choice for anyone on this budget.

Both work as nomad bases, but Kelowna delivers better value – similar infrastructure at $2,351 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kelowna hard to pass up.

Safety-wise, Kelowna and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kelowna gentler on the wallet – expenses run 15% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.