Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kelowna

For one person, living is cheaper in Kelowna: $2,351 a month against $2,704 in Austin, TX, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
113

Cost of Living Index in Kelowna
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Kelowna Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Kelowna

🇨🇦 Canada

$2,351

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kelowna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kelowna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $2,351 in Kelowna.

Austin, TX $2,704
Kelowna $2,351

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,444 in Kelowna.

Austin, TX $4,133
Kelowna $3,444

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $4,536 in Kelowna.

Austin, TX $5,562
Kelowna $4,536

Living in Austin, TX is roughly 15% more expensive than in Kelowna, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 102% above, Kelowna 75% above.

Meal at Budget Restaurant

$20.22 $20.22

$16.53 CA$23.56

22.32%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$58.2 CA$82.9

46.15%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$11.36 CA$16.19

8.71%

Cappuccino

$5.47 $5.47

$3.91 CA$5.57

39.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.97 CA$2.80

93.91%

Water (0.33 liter bottle)

$2.50 $2.50

$1.70 CA$2.42

47.06%

Local Beer (0.5 liter draught)

$8.06 $8.06

$4.52 CA$6.44

78.32%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$5.64 CA$8.04

59.40%

Milk (1 liter)

$1.13 $1.13

$1.98 CA$2.82

-42.93%

White Bread (500g)

$3.78 $3.78

$2.74 CA$3.90

37.96%

Rice (white) (1kg)

$3.25 $3.25

$3.52 CA$5.02

-7.67%

Eggs

$4.14 $4.14

$3.14 CA$4.47

31.85%

Local Cheese (1kg)

$13.08 $13.08

$9.04 CA$12.89

44.69%

Chicken Fillets (1kg)

$14.31 $14.31

$13.07 CA$18.63

9.49%

Beef Round Steak (1kg)

$15.96 $15.96

$21.06 CA$30.03

-24.22%

Apples (1kg)

$4.38 $4.38

$3.34 CA$4.76

31.14%

Banana (1kg)

$1.45 $1.45

$1.54 CA$2.20

-5.84%

Oranges (1kg)

$4.54 $4.54

$3.38 CA$4.82

34.32%

Tomato (1kg)

$4.19 $4.19

$4.76 CA$6.78

-11.97%

Potato (1kg)

$2.63 $2.63

$3.04 CA$4.33

-13.49%

Onion (1kg)

$2.36 $2.36

$3.11 CA$4.44

-24.12%

Lettuce (1 head)

$1.76 $1.76

$2.51 CA$3.58

-29.88%

Water (1.5 liter bottle)

$2.16 $2.16

$1.87 CA$2.66

15.51%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$14.00 CA$19.96

-29.93%

Wine (Bottle)

$14.72 $14.72

$13.39 CA$19.08

9.93%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$2.58 CA$3.68

7.75%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.10 CA$4.42

12.26%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.72 CA$2.46

-13.37%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$48.15 CA$68.6

-15.87%

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.79 CA$3.98

-4.30%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.71 CA$2.43

-7.60%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$33.36 CA$47.55

5.79%

Gasoline (1 liter)

$0.99 $0.99

$1.27 CA$1.82

-22.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$28.0K CA$39.9K

27.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$17.9K CA$25.5K

51.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$127 CA$181

72.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$44.36 CA$63.2

30.73%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$55.9 CA$79.7

22.29%

Gym Membership (Monthly)

$57.9 $57.9

$55.1 CA$78.5

5.16%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$30.27 CA$43.14

-51.04%

Cinema Ticket

$14.13 $14.13

$11.71 CA$16.69

20.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$1,006 CA$1,433

50.07%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$15.9K CA$22.7K

34.54%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$47.17 CA$67.2

9.52%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$40.66 CA$58.0

8.34%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$83.3 CA$119

2.17%

Men's Leather Business Shoes

$105 $105

$96.8 CA$138

8.84%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$1,353 CA$1,929

42.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$1,197 CA$1,707

6.27%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$2,267 CA$3,232

61.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,924 CA$2,742

31.26%

Buy Apartment in City Center (m2)

$7,617 $7,617

$3,893 CA$5,549

95.66%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$3,207 CA$4,571

-0.23%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$3,012 CA$4,294

69.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.69

44.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Kelowna: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Kelowna

$1.2K 51.2% 5.9% $75

Groceries & Markets

Austin, TX

$403 15.3%

Kelowna

$386 16.5% 4.1% $16

Eating Out

Austin, TX

$348 13.2%

Kelowna

$262 11.2% 24.8% $86

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Kelowna

$227 9.7% 34.2% $118

Clothing & Footwear

Austin, TX

$129 4.9%

Kelowna

$121 5.2% 6.4% $8.2

Sport & Entertainment

Austin, TX

$86 3.3%

Kelowna

$78 3.4% 8.9% $7.7

Getting Around

Austin, TX

$57 2.2%

Kelowna

$66 2.8% 16.4% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $1,353 in Kelowna. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 69% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $58.0 in Kelowna for a mid-range dinner for two. Groceries echo the gap at $403 vs $386 per month, with Kelowna cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇨🇦 Kelowna

🕒 Local time

06:18 6:18 AM

04:18 4:18 AM

2 h behind Austin, TX

🌤 Weather

👥 Population

974,447

144,576

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Austin, TX Kelowna 2,840 km ≈ 4 h nonstop flight

From you

Austin, TX
Kelowna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kelowna: Cost of Living - Frequently Asked Questions

Kelowna wins on cost – living expenses run 15% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kelowna the obvious pick if budget is a priority.

Average pay runs 69% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $1,353 in Kelowna. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $2,351 in Kelowna – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kelowna runs roughly 19% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,351 in Kelowna versus $2,704 in Austin, TX, a $3,000 budget is realistic in Kelowna but tight or insufficient in Austin, TX. The gap between the two cities makes Kelowna the clear choice for anyone on this budget.

Both work as nomad bases, but Kelowna delivers better value – similar infrastructure at $2,351 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kelowna hard to pass up.

Safety-wise, Austin, TX and Kelowna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kelowna gentler on the wallet – expenses run 15% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.