Last update: Oct 2026

Cost of Living Comparison Between Kefalonia and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,571 in Kefalonia, rent and utilities included – about $7,600 less a year. Rent and utilities account for about half of the difference.

76

Cost of Living Index in Kefalonia
Learn more

Kefalonia Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Kefalonia

🇬🇷 Greece

$1,571

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Kefalonia and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kefalonia and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,571 per month in Kefalonia vs $936 in Chiang Mai, rent included.

Kefalonia $1,571
Chiang Mai $936

A couple spends around $2,339 per month in Kefalonia vs $1,457 in Chiang Mai, rent included.

Kefalonia $2,339
Chiang Mai $1,457

A family of three spends $3,108 per month in Kefalonia vs $1,979 in Chiang Mai, rent included.

Kefalonia $3,108
Chiang Mai $1,979

Kefalonia costs about 68% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Kefalonia sits 15% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.00 €13.48

$2.24 ฿75.7

569.64%

Three-Course Dinner for Two, Mid-Range

$38.51 €34.60

$19.00 ฿642

102.68%

Fast Food Meal (McDonalds, etc)

$10.16 €9.13

$5.55 ฿188

83.06%

Cappuccino

$3.09 €2.77

$1.67 ฿56.6

85.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 €3.00

$0.64 ฿21.56

421.87%

Water (0.33 liter bottle)

$0.60 €0.54

$0.31 ฿10.32

93.55%

Local Beer (0.5 liter draught)

$4.81 €4.32

$2.36 ฿79.6

103.81%

Imported Beer (0.33 liter bottle)

$5.32 €4.78

$3.66 ฿124

45.36%

Milk (1 liter)

$1.60 €1.43

$1.95 ฿65.8

-17.95%

White Bread (500g)

$1.60 €1.43

$1.44 ฿48.51

11.11%

Rice (white) (1kg)

$2.25 €2.02

$1.33 ฿45.07

69.17%

Eggs

$4.68 €4.21

$2.28 ฿77.1

105.26%

Local Cheese (1kg)

$13.07 €11.75

$16.45 ฿556

-20.55%

Chicken Fillets (1kg)

$9.95 €8.94

$2.78 ฿94.0

257.91%

Beef Round Steak (1kg)

$14.96 €13.44

$9.31 ฿314

60.69%

Apples (1kg)

$1.97 €1.77

$2.35 ฿79.5

-16.17%

Banana (1kg)

$1.82 €1.64

$0.97 ฿32.82

87.63%

Oranges (1kg)

$1.58 €1.42

$1.60 ฿53.9

-1.25%

Tomato (1kg)

$2.10 €1.89

$1.50 ฿50.7

40.00%

Potato (1kg)

$1.12 €1.01

$1.28 ฿43.15

-12.50%

Onion (1kg)

$1.11 €1.00

$1.10 ฿37.22

0.91%

Lettuce (1 head)

$1.21 €1.09

$0.71 ฿23.84

70.42%

Water (1.5 liter bottle)

$0.81 €0.73

$0.49 ฿16.38

65.31%

Cigarettes 20 Pack (Marlboro, Camel)

$5.30 €4.77

$4.14 ฿140

28.02%

Wine (Bottle)

$6.69 €6.02

$17.52 ฿592

-61.82%

Local Beer (0.5 liter bottle)

$2.49 €2.24

$1.61 ฿54.5

54.66%

Imported Beer (0.33 liter bottle)

$2.55 €2.29

$2.78 ฿94.0

-8.27%

One-way Ticket (Public Transport)

$1.21 €1.09

$0.87 ฿29.33

39.08%

Public Transport Monthly Pass (Regular Price)

$48.36 €43.45

$54.1 ฿1,827

-10.59%

Taxi Start (Normal Tariff)

$3.80 €3.41

$1.16 ฿39.08

227.59%

Taxi (Normal Tariff) (1km)

$0.99 €0.89

$0.53 ฿17.82

86.79%

Taxi 1hour Waiting (Normal Tariff)

$16.47 €14.80

$2.42 ฿81.8

580.58%

Gasoline (1 liter)

$2.00 €1.80

$1.45 ฿48.93

37.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K €24.7K

$21.1K ฿711.2K

30.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.9K

$26.9K ฿909.8K

-5.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 €255

$62.2 ฿2,100

357.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.46 €21.08

$12.17 ฿411

92.77%

Internet (50+ Mbps, Unlimited Data)

$30.53 €27.43

$20.12 ฿680

51.74%

Gym Membership (Monthly)

$50.5 €45.34

$37.31 ฿1,260

35.25%

Tennis Court (1 Hour on Weekend)

$24.65 €22.15

$3.77 ฿127

553.85%

Cinema Ticket

$8.78 €7.89

$6.49 ฿219

35.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 €398

$736 ฿24.9K

-39.83%

International Primary School, 1 Child (Yearly)

$10.1K €9,056

$14.8K ฿498.6K

-31.73%

Jeans (Levis 501 Or Similar)

$90.1 €81.0

$53.4 ฿1,802

68.88%

Summer Dress (H&M, Zara, etc)

$34.74 €31.22

$24.64 ฿832

40.99%

Sport Shoes (Adidas, Nike)

$94.1 €84.6

$91.5 ฿3,089

2.87%

Men's Leather Business Shoes

$122 €110

$71.9 ฿2,429

69.81%

1-bedroom Apartment, City Center (Monthly)

$539 €484

$482 ฿16.3K

11.79%

1-bedroom Apartment, Outside City Center (Monthly)

$429 €386

$309 ฿10.4K

38.99%

3-bedroom Apartment, City Center (Monthly)

$1,100 €989

$1,006 ฿34.0K

9.39%

3-bedroom Apartment, Outside City Center (Monthly)

$787 €707

$633 ฿21.4K

24.21%

Buy Apartment in City Center (m2)

$2,621 €2,355

$2,363 ฿79.8K

10.93%

Buy Apartment Outside City Center (m2)

$1,814 €1,630

$1,589 ฿53.7K

14.16%

Average Monthly Net Salary (After Tax)

$1,111 €998

$590 ฿19.9K

88.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.57

-19.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kefalonia

$429 27.3%

Chiang Mai

$309 33% 28.1% $120

Monthly Utilities & Internet

Kefalonia

$338 21.5%

Chiang Mai

$94 10.1% 72.1% $244

Groceries & Markets

Kefalonia

$282 18%

Chiang Mai

$234 25.1% 16.9% $48

Eating Out

Kefalonia

$238 15.1%

Chiang Mai

$78 8.3% 67.4% $160

Clothing & Footwear

Kefalonia

$154 9.8%

Chiang Mai

$109 11.6% 29.2% $45

Sport & Entertainment

Kefalonia

$68 4.3%

Chiang Mai

$50 5.4% 26.1% $18

Getting Around

Kefalonia

$62 3.9%

Chiang Mai

$61 6.6% 1% $0.6

Cost Breakdown

A central one-bedroom costs $539 in Kefalonia versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 88% higher in Kefalonia. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39 in Kefalonia versus $19 in Chiang Mai. Monthly groceries follow the same trend: $282 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇬🇷 Kefalonia

🇹🇭 Chiang Mai

🕒 Local time

08:47 8:47 AM

13:47 1:47 PM

5 h ahead of Kefalonia

🌤 Weather

👥 Population

36,404

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.11 USD

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Kefalonia Chiang Mai 7,740 km ≈ 10 h nonstop flight

From you

Kefalonia
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kefalonia vs Chiang Mai: Cost of Living - Frequently Asked Questions

Kefalonia costs about 68% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,357 per month in Kefalonia and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $539 in Kefalonia.

Kindergarten costs $443 per month in Kefalonia and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 20% more in Kefalonia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 is a stretch for both – monthly costs hit $1,571 in Kefalonia and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,571 in Kefalonia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kefalonia makes more sense. Both are solid long-term options with distinct trade-offs.