Last update: Oct 2026

Cost of Living Comparison Between Kefalonia and Austin, TX

For one person, living is cheaper in Kefalonia: $1,551 a month against $2,698 in Austin, TX, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Kefalonia
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Kefalonia Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Kefalonia

🇬🇷 Greece

$1,551

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Kefalonia and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kefalonia and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,551 in Kefalonia versus $2,698 in Austin, TX.

Kefalonia $1,551
Austin, TX $2,698

Estimated couple costs with rent: $2,322 in Kefalonia versus $4,160 in Austin, TX.

Kefalonia $2,322
Austin, TX $4,160

Monthly costs for a family of three with rent: $3,092 in Kefalonia versus $5,622 in Austin, TX.

Kefalonia $3,092
Austin, TX $5,622

Living in Kefalonia costs roughly 43% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kefalonia 14% above, Austin, TX 99% above.

Meal at Budget Restaurant

$14.80 €13.16

$20.63 $20.63

-28.26%

Three-Course Dinner for Two, Mid-Range

$38.73 €34.45

$84.6 $84.6

-54.20%

Fast Food Meal (McDonalds, etc)

$10.23 €9.10

$12.07 $12.07

-15.24%

Cappuccino

$3.14 €2.79

$5.48 $5.48

-42.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.44 €3.06

$3.80 $3.80

-9.47%

Water (0.33 liter bottle)

$0.61 €0.54

$2.47 $2.47

-75.30%

Local Beer (0.5 liter draught)

$4.68 €4.16

$8.05 $8.05

-41.86%

Imported Beer (0.33 liter bottle)

$5.38 €4.79

$8.88 $8.88

-39.41%

Milk (1 liter)

$1.55 €1.38

$1.11 $1.11

39.64%

White Bread (500g)

$1.39 €1.24

$3.72 $3.72

-62.63%

Rice (white) (1kg)

$2.58 €2.30

$3.37 $3.37

-23.44%

Eggs

$4.69 €4.17

$4.32 $4.32

8.56%

Local Cheese (1kg)

$13.39 €11.91

$13.13 $13.13

1.98%

Chicken Fillets (1kg)

$9.56 €8.51

$14.15 $14.15

-32.44%

Beef Round Steak (1kg)

$14.16 €12.59

$16.33 $16.33

-13.29%

Apples (1kg)

$2.18 €1.94

$4.55 $4.55

-52.09%

Banana (1kg)

$2.09 €1.86

$1.46 $1.46

43.15%

Oranges (1kg)

$1.38 €1.22

$4.71 $4.71

-70.70%

Tomato (1kg)

$2.01 €1.79

$4.15 $4.15

-51.57%

Potato (1kg)

$1.12 €0.99

$2.58 $2.58

-56.59%

Onion (1kg)

$1.12 €1.00

$2.35 $2.35

-52.34%

Lettuce (1 head)

$1.09 €0.97

$1.77 $1.77

-38.42%

Water (1.5 liter bottle)

$0.87 €0.78

$2.14 $2.14

-59.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.26 €4.68

$10.10 $10.10

-47.92%

Wine (Bottle)

$6.71 €5.97

$15.19 $15.19

-55.83%

Local Beer (0.5 liter bottle)

$2.58 €2.30

$2.82 $2.82

-8.51%

Imported Beer (0.33 liter bottle)

$2.53 €2.25

$3.44 $3.44

-26.45%

One-way Ticket (Public Transport)

$1.37 €1.22

$1.54 $1.54

-11.04%

Public Transport Monthly Pass (Regular Price)

$45.22 €40.23

$40.99 $40.99

10.32%

Taxi Start (Normal Tariff)

$4.20 €3.73

$2.80 $2.80

50.00%

Taxi (Normal Tariff) (1km)

$1.11 €0.99

$1.60 $1.60

-30.62%

Taxi 1hour Waiting (Normal Tariff)

$16.11 €14.33

$34.34 $34.34

-53.09%

Gasoline (1 liter)

$1.99 €1.77

$0.94 $0.94

111.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$34.0K $34.0K

-18.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K €22.2K

$26.8K $26.8K

-6.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$277 €246

$223 $223

24.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.48 €20.89

$58.9 $58.9

-60.14%

Internet (50+ Mbps, Unlimited Data)

$30.05 €26.73

$70.6 $70.6

-57.43%

Gym Membership (Monthly)

$50.7 €45.08

$57.7 $57.7

-12.17%

Tennis Court (1 Hour on Weekend)

$24.90 €22.15

$16.53 $16.53

50.64%

Cinema Ticket

$9.15 €8.14

$14.26 $14.26

-35.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €380

$1,511 $1,511

-71.75%

International Primary School, 1 Child (Yearly)

$7,666 €6,819

$20.9K $20.9K

-63.30%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$51.3 $51.3

73.03%

Summer Dress (H&M, Zara, etc)

$40.31 €35.85

$44.17 $44.17

-8.74%

Sport Shoes (Adidas, Nike)

$93.9 €83.5

$87.0 $87.0

7.95%

Men's Leather Business Shoes

$120 €107

$104 $104

14.79%

1-bedroom Apartment, City Center (Monthly)

$527 €469

$1,940 $1,940

-72.82%

1-bedroom Apartment, Outside City Center (Monthly)

$420 €374

$1,316 $1,316

-68.10%

3-bedroom Apartment, City Center (Monthly)

$1,093 €972

$3,664 $3,664

-70.18%

3-bedroom Apartment, Outside City Center (Monthly)

$786 €699

$2,565 $2,565

-69.36%

Buy Apartment in City Center (m2)

$2,638 €2,347

$7,354 $7,354

-64.13%

Buy Apartment Outside City Center (m2)

$2,187 €1,946

$3,129 $3,129

-30.09%

Average Monthly Net Salary (After Tax)

$1,095 €974

$5,286 $5,286

-79.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

6.79

-34.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: October 18, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kefalonia

$420 27.1%

Austin, TX

$1.3K 48.8% 214% $896

Monthly Utilities & Internet

Kefalonia

$330 21.3%

Austin, TX

$352 13.1% 6.6% $22

Groceries & Markets

Kefalonia

$280 18.1%

Austin, TX

$406 15.1% 45.1% $126

Eating Out

Kefalonia

$237 15.3%

Austin, TX

$350 13% 47.7% $113

Clothing & Footwear

Kefalonia

$154 9.9%

Austin, TX

$129 4.8% 16.3% $25

Sport & Entertainment

Kefalonia

$69 4.5%

Austin, TX

$86 3.2% 25% $17

Getting Around

Kefalonia

$60 3.9%

Austin, TX

$58 2.2% 4.2% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $527 in Kefalonia and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 383% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Kefalonia vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $280 vs $406 per month, with Kefalonia cheaper across the board.

Good to know

🇬🇷 Kefalonia

🇺🇸 Austin, TX

🕒 Local time

22:34 10:34 PM

14:34 2:34 PM

8 h behind Kefalonia

🌤 Weather

👥 Population

36,404

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

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Kefalonia Austin, TX 10,070 km ≈ 13 h nonstop flight

From you

Kefalonia
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kefalonia vs Austin, TX: Cost of Living - Frequently Asked Questions

Kefalonia wins on cost – living expenses run 74% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kefalonia the obvious pick if budget is a priority.

On paper, salaries run 383% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $527 in Kefalonia versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,551 per month in Kefalonia versus $2,698 in Austin, TX – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kefalonia runs roughly 10% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,551 in Kefalonia versus $2,698 in Austin, TX, a $1,000 budget is realistic in Kefalonia but tight or insufficient in Austin, TX. The gap between the two cities makes Kefalonia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kefalonia and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kefalonia gentler on the wallet – expenses run 74% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.