Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kefalonia

For one person, living is cheaper in Kefalonia: $1,551 a month against $2,698 in Austin, TX, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
76

Cost of Living Index in Kefalonia
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Kefalonia Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Kefalonia

🇬🇷 Greece

$1,551

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kefalonia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kefalonia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $1,551 in Kefalonia.

Austin, TX $2,698
Kefalonia $1,551

Estimated couple costs with rent: $4,160 in Austin, TX versus $2,322 in Kefalonia.

Austin, TX $4,160
Kefalonia $2,322

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $3,092 in Kefalonia.

Austin, TX $5,622
Kefalonia $3,092

Living in Austin, TX is roughly 74% more expensive than in Kefalonia, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Kefalonia 14% above.

Meal at Budget Restaurant

$20.63 $20.63

$14.80 €13.16

39.39%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$38.73 €34.45

118.36%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$10.23 €9.10

17.99%

Cappuccino

$5.48 $5.48

$3.14 €2.79

74.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$3.44 €3.06

10.47%

Water (0.33 liter bottle)

$2.47 $2.47

$0.61 €0.54

304.92%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.68 €4.16

72.01%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$5.38 €4.79

65.06%

Milk (1 liter)

$1.11 $1.11

$1.55 €1.38

-28.39%

White Bread (500g)

$3.72 $3.72

$1.39 €1.24

167.63%

Rice (white) (1kg)

$3.37 $3.37

$2.58 €2.30

30.62%

Eggs

$4.32 $4.32

$4.69 €4.17

-7.89%

Local Cheese (1kg)

$13.13 $13.13

$13.39 €11.91

-1.94%

Chicken Fillets (1kg)

$14.15 $14.15

$9.56 €8.51

48.01%

Beef Round Steak (1kg)

$16.33 $16.33

$14.16 €12.59

15.32%

Apples (1kg)

$4.55 $4.55

$2.18 €1.94

108.72%

Banana (1kg)

$1.46 $1.46

$2.09 €1.86

-30.14%

Oranges (1kg)

$4.71 $4.71

$1.38 €1.22

241.30%

Tomato (1kg)

$4.15 $4.15

$2.01 €1.79

106.47%

Potato (1kg)

$2.58 $2.58

$1.12 €0.99

130.36%

Onion (1kg)

$2.35 $2.35

$1.12 €1.00

109.82%

Lettuce (1 head)

$1.77 $1.77

$1.09 €0.97

62.39%

Water (1.5 liter bottle)

$2.14 $2.14

$0.87 €0.78

145.98%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$5.26 €4.68

92.02%

Wine (Bottle)

$15.19 $15.19

$6.71 €5.97

126.38%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.58 €2.30

9.30%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.53 €2.25

35.97%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.37 €1.22

12.41%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$45.22 €40.23

-9.35%

Taxi Start (Normal Tariff)

$2.80 $2.80

$4.20 €3.73

-33.33%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.11 €0.99

44.14%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$16.11 €14.33

113.16%

Gasoline (1 liter)

$0.94 $0.94

$1.99 €1.77

-52.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.6K €24.6K

23.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.0K €22.2K

7.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$277 €246

-19.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$23.48 €20.89

150.85%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$30.05 €26.73

134.91%

Gym Membership (Monthly)

$57.7 $57.7

$50.7 €45.08

13.85%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$24.90 €22.15

-33.61%

Cinema Ticket

$14.26 $14.26

$9.15 €8.14

55.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$427 €380

253.98%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$7,666 €6,819

172.49%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$88.7 €78.9

-42.20%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$40.31 €35.85

9.58%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$93.9 €83.5

-7.37%

Men's Leather Business Shoes

$104 $104

$120 €107

-12.88%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$527 €469

267.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$420 €374

213.47%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,093 €972

235.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$786 €699

226.40%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,638 €2,347

178.78%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,187 €1,946

43.05%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$1,095 €974

382.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.46

52.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Kefalonia: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Kefalonia

$420 27.1% 68.1% $896

Groceries & Markets

Austin, TX

$406 15.1%

Kefalonia

$280 18.1% 31.1% $126

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Kefalonia

$330 21.3% 6.2% $22

Eating Out

Austin, TX

$350 13%

Kefalonia

$237 15.3% 32.3% $113

Clothing & Footwear

Austin, TX

$129 4.8%

Kefalonia

$154 9.9% 19.5% $25

Sport & Entertainment

Austin, TX

$86 3.2%

Kefalonia

$69 4.5% 20% $17

Getting Around

Austin, TX

$58 2.2%

Kefalonia

$60 3.9% 4.4% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $527 in Kefalonia. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 383% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $39.00 in Kefalonia for a mid-range dinner for two. Groceries echo the gap at $406 vs $280 per month, with Kefalonia cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇬🇷 Kefalonia

🕒 Local time

14:35 2:35 PM

22:35 10:35 PM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

36,404

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Kefalonia 10,070 km ≈ 13 h nonstop flight

From you

Austin, TX
Kefalonia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kefalonia: Cost of Living - Frequently Asked Questions

Kefalonia wins on cost – living expenses run 74% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kefalonia the obvious pick if budget is a priority.

Average pay runs 383% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $527 in Kefalonia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $1,551 in Kefalonia – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kefalonia runs roughly 10% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,551 in Kefalonia versus $2,698 in Austin, TX, a $1,000 budget is realistic in Kefalonia but tight or insufficient in Austin, TX. The gap between the two cities makes Kefalonia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Kefalonia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kefalonia gentler on the wallet – expenses run 74% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.