Last update: Oct 2026

Cost of Living Comparison Between Kearney, NE and Toronto

For one person, living is cheaper in Kearney, NE: $2,083 a month against $2,610 in Toronto, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Kearney, NE
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Kearney, NE Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Kearney, NE

🇺🇸 United States

$2,083

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Kearney, NE and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kearney, NE and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,083 in Kearney, NE versus $2,610 in Toronto.

Kearney, NE $2,083
Toronto $2,610

Estimated couple costs with rent: $2,931 in Kearney, NE versus $3,727 in Toronto.

Kearney, NE $2,931
Toronto $3,727

Monthly costs for a family of three with rent: $3,780 in Kearney, NE versus $4,844 in Toronto.

Kearney, NE $3,780
Toronto $4,844

Living in Kearney, NE costs roughly 20% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Kearney, NE 54% above, Toronto 93% above.

Meal at Budget Restaurant

$15.29 $15.29

$17.59 CA$24.87

-13.08%

Three-Course Dinner for Two, Mid-Range

$61.0 $61.0

$78.8 CA$111

-22.63%

Fast Food Meal (McDonalds, etc)

$11.87 $11.87

$10.73 CA$15.16

10.62%

Cappuccino

$5.12 $5.12

$4.09 CA$5.78

25.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$2.10 CA$2.97

0.48%

Water (0.33 liter bottle)

$1.85 $1.85

$1.72 CA$2.43

7.56%

Local Beer (0.5 liter draught)

$4.05 $4.05

$6.36 CA$8.99

-36.32%

Imported Beer (0.33 liter bottle)

$5.10 $5.10

$7.08 CA$10.01

-27.97%

Milk (1 liter)

$0.87 $0.87

$2.54 CA$3.59

-65.75%

White Bread (500g)

$1.69 $1.69

$2.72 CA$3.85

-37.87%

Rice (white) (1kg)

$3.68 $3.68

$2.18 CA$3.09

68.81%

Eggs

$3.69 $3.69

$3.63 CA$5.13

1.65%

Local Cheese (1kg)

$8.79 $8.79

$9.46 CA$13.37

-7.08%

Chicken Fillets (1kg)

$6.52 $6.52

$11.54 CA$16.32

-43.50%

Beef Round Steak (1kg)

$15.41 $15.41

$14.37 CA$20.32

7.24%

Apples (1kg)

$5.43 $5.43

$3.70 CA$5.23

46.76%

Banana (1kg)

$2.13 $2.13

$1.19 CA$1.68

78.99%

Oranges (1kg)

$4.72 $4.72

$3.46 CA$4.90

36.42%

Tomato (1kg)

$4.29 $4.29

$4.22 CA$5.97

1.66%

Potato (1kg)

$1.89 $1.89

$1.79 CA$2.52

5.59%

Onion (1kg)

$2.99 $2.99

$1.65 CA$2.33

81.21%

Lettuce (1 head)

$2.01 $2.01

$2.20 CA$3.11

-8.64%

Water (1.5 liter bottle)

$2.93 $2.93

$1.26 CA$1.78

132.54%

Cigarettes 20 Pack (Marlboro, Camel)

$9.02 $9.02

$13.97 CA$19.75

-35.43%

Wine (Bottle)

$15.12 $15.12

$14.20 CA$20.07

6.48%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$2.25 CA$3.18

-19.11%

Imported Beer (0.33 liter bottle)

$1.98 $1.98

$2.53 CA$3.58

-21.74%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.99 $2.99

$3.06 CA$4.33

-2.29%

Taxi (Normal Tariff) (1km)

$1.34 $1.34

$1.22 CA$1.72

9.84%

Taxi 1hour Waiting (Normal Tariff)

$24.73 $24.73

$21.69 CA$30.66

14.02%

Gasoline (1 liter)

$1.02 $1.02

$1.21 CA$1.72

-15.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$26.1K CA$37.0K

-7.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$21.1K CA$29.9K

28.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 $273

$120 CA$169

128.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.3 $62.3

$32.21 CA$45.54

93.33%

Internet (50+ Mbps, Unlimited Data)

$73.5 $73.5

$48.88 CA$69.1

50.33%

Gym Membership (Monthly)

$56.1 $56.1

$39.34 CA$55.6

42.48%

Tennis Court (1 Hour on Weekend)

$5.94 $5.94

$23.58 CA$33.34

-74.81%

Cinema Ticket

$12.42 $12.42

$12.58 CA$17.79

-1.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$992 $992

$832 CA$1,176

19.20%

International Primary School, 1 Child (Yearly)

$19.2K $19.2K

$23.6K CA$33.4K

-18.71%

Jeans (Levis 501 Or Similar)

$29.42 $29.42

$52.3 CA$73.9

-43.73%

Summer Dress (H&M, Zara, etc)

$39.22 $39.22

$39.44 CA$55.8

-0.56%

Sport Shoes (Adidas, Nike)

$95.6 $95.6

$99.0 CA$140

-3.48%

Men's Leather Business Shoes

$122 $122

$122 CA$172

0.29%

1-bedroom Apartment, City Center (Monthly)

$1,018 $1,018

$1,631 CA$2,306

-37.63%

1-bedroom Apartment, Outside City Center (Monthly)

$850 $850

$1,448 CA$2,048

-41.29%

3-bedroom Apartment, City Center (Monthly)

$1,497 $1,497

$2,737 CA$3,869

-45.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,224 $1,224

$2,129 CA$3,010

-42.53%

Buy Apartment in City Center (m2)

$1,619 $1,619

$8,206 CA$11.6K

-80.28%

Buy Apartment Outside City Center (m2)

$1,585 $1,585

$6,838 CA$9,666

-76.82%

Average Monthly Net Salary (After Tax)

$7,554 $7,554

$3,520 CA$4,976

114.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.47

46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kearney, NE: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kearney, NE

$850 40.8%

Toronto

$1.4K 55.5% 70.3% $598

Monthly Utilities & Internet

Kearney, NE

$409 19.6%

Toronto

$201 7.7% 50.9% $208

Groceries & Markets

Kearney, NE

$339 16.3%

Toronto

$343 13.1% 1.2% $4.1

Eating Out

Kearney, NE

$266 12.8%

Toronto

$283 10.9% 6.6% $17

Clothing & Footwear

Kearney, NE

$129 6.2%

Toronto

$141 5.4% 9.1% $12

Sport & Entertainment

Kearney, NE

$81 3.9%

Toronto

$65 2.5% 20.3% $16

Getting Around

Kearney, NE

$9.7 * 0.5%

Toronto

$130 5% 1241% $120

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Kearney, NE and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 115% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61.0 in Kearney, NE vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $339 vs $343 per month, with Kearney, NE cheaper across the board.

Good to know

🇺🇸 Kearney, NE

🇨🇦 Toronto

🕒 Local time

11:58 11:58 AM

12:58 12:58 PM

1 h ahead of Kearney, NE

🌤 Weather

👥 Population

29,385

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Kearney, NE Toronto 1,650 km ≈ 2 h 30 min nonstop flight

From you

Kearney, NE
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kearney, NE vs Toronto: Cost of Living - Frequently Asked Questions

Kearney, NE and Toronto differ by about 25% in total monthly costs ($2,083 vs $2,610 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 115% higher in Kearney, NE, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,018 in Kearney, NE versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,083 per month in Kearney, NE versus $2,610 in Toronto – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,083 in Kearney, NE versus $2,610 in Toronto, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in Toronto. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kearney, NE and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 25% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.