Last update: Oct 2026

Cost of Living Comparison Between Toronto and Kearney, NE

For one person, living is cheaper in Kearney, NE: $2,083 a month against $2,610 in Toronto, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
101

Cost of Living Index in Kearney, NE
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Kearney, NE Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Kearney, NE

🇺🇸 United States

$2,083

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Kearney, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Kearney, NE actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,083 in Kearney, NE.

Toronto $2,610
Kearney, NE $2,083

Estimated couple costs with rent: $3,727 in Toronto versus $2,931 in Kearney, NE.

Toronto $3,727
Kearney, NE $2,931

Monthly costs for a family of three with rent: $4,844 in Toronto versus $3,780 in Kearney, NE.

Toronto $4,844
Kearney, NE $3,780

Living in Toronto is roughly 25% more expensive than in Kearney, NE, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Kearney, NE 54% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$15.29 $15.29

15.04%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$61.0 $61.0

29.26%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.87 $11.87

-9.60%

Cappuccino

$4.09 CA$5.78

$5.12 $5.12

-20.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.11 $2.11

-0.47%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.85 $1.85

-7.03%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.05 $4.05

57.04%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.10 $5.10

38.82%

Milk (1 liter)

$2.54 CA$3.59

$0.87 $0.87

191.95%

White Bread (500g)

$2.72 CA$3.85

$1.69 $1.69

60.95%

Rice (white) (1kg)

$2.18 CA$3.09

$3.68 $3.68

-40.76%

Eggs

$3.63 CA$5.13

$3.69 $3.69

-1.63%

Local Cheese (1kg)

$9.46 CA$13.37

$8.79 $8.79

7.62%

Chicken Fillets (1kg)

$11.54 CA$16.32

$6.52 $6.52

76.99%

Beef Round Steak (1kg)

$14.37 CA$20.32

$15.41 $15.41

-6.75%

Apples (1kg)

$3.70 CA$5.23

$5.43 $5.43

-31.86%

Banana (1kg)

$1.19 CA$1.68

$2.13 $2.13

-44.13%

Oranges (1kg)

$3.46 CA$4.90

$4.72 $4.72

-26.69%

Tomato (1kg)

$4.22 CA$5.97

$4.29 $4.29

-1.63%

Potato (1kg)

$1.79 CA$2.52

$1.89 $1.89

-5.29%

Onion (1kg)

$1.65 CA$2.33

$2.99 $2.99

-44.82%

Lettuce (1 head)

$2.20 CA$3.11

$2.01 $2.01

9.45%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.93 $2.93

-57.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.02 $9.02

54.88%

Wine (Bottle)

$14.20 CA$20.07

$15.12 $15.12

-6.08%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.82 $1.82

23.63%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.98 $1.98

27.78%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.99 $2.99

2.34%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.34 $1.34

-8.96%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$24.73 $24.73

-12.29%

Gasoline (1 liter)

$1.21 CA$1.72

$1.02 $1.02

18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$24.3K $24.3K

7.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$27.1K $27.1K

-22.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$273 $273

-56.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$62.3 $62.3

-48.27%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$73.5 $73.5

-33.48%

Gym Membership (Monthly)

$39.34 CA$55.6

$56.1 $56.1

-29.81%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$5.94 $5.94

296.97%

Cinema Ticket

$12.58 CA$17.79

$12.42 $12.42

1.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$992 $992

-16.11%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$19.2K $19.2K

23.01%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$29.42 $29.42

77.70%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$39.22 $39.22

0.56%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$95.6 $95.6

3.61%

Men's Leather Business Shoes

$122 CA$172

$122 $122

-0.29%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,018 $1,018

60.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$850 $850

70.33%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,497 $1,497

82.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,224 $1,224

74.00%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,619 $1,619

407.00%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,585 $1,585

331.49%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$7,554 $7,554

-53.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Kearney, NE: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Kearney, NE

$850 40.8% 41.3% $598

Groceries & Markets

Toronto

$343 13.1%

Kearney, NE

$339 16.3% 1.2% $4.1

Eating Out

Toronto

$283 10.9%

Kearney, NE

$266 12.8% 6.2% $17

Monthly Utilities & Internet

Toronto

$201 7.7%

Kearney, NE

$409 19.6% 104% $208

Clothing & Footwear

Toronto

$141 5.4%

Kearney, NE

$129 6.2% 8.4% $12

Getting Around

Toronto

$130 5%

Kearney, NE

$9.7 * 0.5% 92.5% $120

Sport & Entertainment

Toronto

$65 2.5%

Kearney, NE

$81 3.9% 25.4% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,018 in Kearney, NE. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 115% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $61.0 in Kearney, NE for a mid-range dinner for two. Groceries echo the gap at $343 vs $339 per month, with Kearney, NE cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Kearney, NE

🕒 Local time

16:45 4:45 PM

15:45 3:45 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

29,385

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Kearney, NE 1,650 km ≈ 2 h 30 min nonstop flight

From you

Toronto
Kearney, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kearney, NE: Cost of Living - Frequently Asked Questions

Toronto and Kearney, NE differ by about 25% in total monthly costs ($2,610 vs $2,083 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 115% lower in Kearney, NE. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,018 in Kearney, NE. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $2,083 in Kearney, NE – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,083 in Kearney, NE versus $2,610 in Toronto, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in Toronto. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Kearney, NE are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 25% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.