Cost of Living Comparison Between Kearney, NE and Seattle, WA Cost of Living Comparison Between Kearney, NE and Seattle, WA

Monthly Cost of Living

Monthly costs for one person with rent: $2,008 in Kearney, NE versus $3,621 in Seattle, WA.

Estimated couple costs with rent: $2,796 in Kearney, NE versus $5,548 in Seattle, WA.

Monthly costs for a family of three with rent: $3,584 in Kearney, NE versus $7,476 in Seattle, WA.

Living in Kearney, NE costs roughly 45% less than in Seattle, WA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Kearney, NE 51% above, Seattle, WA 172% above.

Meal at Budget Restaurant

$14.88 $14.88

$25.02 $25.02

-40.53%

Three-Course Dinner for Two, Mid-Range

$60.9 $60.9

$118 $118

-48.48%

Fast Food Meal (McDonalds, etc)

$11.28 $11.28

$13.76 $13.76

-18.02%

Cappuccino

$5.29 $5.29

$5.85 $5.85

-9.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 $2.20

$3.05 $3.05

-27.87%

Water (0.33 liter bottle)

$2.01 $2.01

$2.39 $2.39

-15.90%

Local Beer (0.5 liter draught)

$3.94 $3.94

$7.93 $7.93

-50.32%

Imported Beer (0.33 liter bottle)

$5.04 $5.04

$7.85 $7.85

-35.80%

Milk (1 liter)

$0.81 $0.81

$1.39 $1.39

-41.73%

White Bread (500g)

$1.63 $1.63

$4.86 $4.86

-66.46%

Rice (white) (1kg)

$3.78 $3.78

$5.18 $5.18

-27.03%

Eggs

$3.45 $3.45

$6.69 $6.69

-48.43%

Local Cheese (1kg)

$8.71 $8.71

$25.28 $25.28

-65.55%

Chicken Fillets (1kg)

$6.65 $6.65

$15.92 $15.92

-58.23%

Beef Round Steak (1kg)

$15.65 $15.65

$20.16 $20.16

-22.37%

Apples (1kg)

$6.77 $6.77

$6.19 $6.19

9.37%

Banana (1kg)

$2.19 $2.19

$2.88 $2.88

-23.96%

Oranges (1kg)

$5.87 $5.87

$5.48 $5.48

7.12%

Tomato (1kg)

$4.85 $4.85

$6.38 $6.38

-23.98%

Potato (1kg)

$1.82 $1.82

$3.09 $3.09

-41.10%

Onion (1kg)

$2.70 $2.70

$3.80 $3.80

-28.95%

Lettuce (1 head)

$1.99 $1.99

$2.80 $2.80

-28.93%

Water (1.5 liter bottle)

$2.44 $2.44

$2.61 $2.61

-6.51%

Cigarettes 20 Pack (Marlboro, Camel)

$9.58 $9.58

$11.41 $11.41

-16.04%

Wine (Bottle)

$14.89 $14.89

$15.59 $15.59

-4.49%

Local Beer (0.5 liter bottle)

$1.81 $1.81

$2.99 $2.99

-39.46%

Imported Beer (0.33 liter bottle)

$1.96 $1.96

$4.23 $4.23

-53.66%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.69 $2.69

-23.79%

Public Transport Monthly Pass (Regular Price)

$101 $101

Taxi Start (Normal Tariff)

$3.05 $3.05

$2.68 $2.68

13.81%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$1.70 $1.70

-18.24%

Taxi 1hour Waiting (Normal Tariff)

$25.60 $25.60

$29.50 $29.50

-13.22%

Gasoline (1 liter)

$0.86 $0.86

$1.14 $1.14

-24.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K $23.7K

$33.3K $33.3K

-29.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.5K $26.5K

-1.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$327 $327

$261 $261

25.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.2 $53.2

$60.4 $60.4

-11.88%

Internet (50+ Mbps, Unlimited Data)

$66.4 $66.4

$75.8 $75.8

-12.45%

Gym Membership (Monthly)

$55.4 $55.4

$78.8 $78.8

-29.65%

Tennis Court (1 Hour on Weekend)

$5.92 $5.92

$40.08 $40.08

-85.23%

Cinema Ticket

$12.55 $12.55

$15.82 $15.82

-20.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$932 $932

$2,210 $2,210

-57.83%

International Primary School, 1 Child (Yearly)

$24.7K $24.7K

$29.8K $29.8K

-17.24%

Jeans (Levis 501 Or Similar)

$29.98 $29.98

$69.8 $69.8

-57.07%

Summer Dress (H&M, Zara, etc)

$38.05 $38.05

$52.0 $52.0

-26.84%

Sport Shoes (Adidas, Nike)

$96.8 $96.8

$117 $117

-17.29%

Men's Leather Business Shoes

$112 $112

$139 $139

-19.73%

1-bedroom Apartment, City Center (Monthly)

$914 $914

$2,321 $2,321

-60.61%

1-bedroom Apartment, Outside City Center (Monthly)

$736 $736

$1,870 $1,870

-60.63%

3-bedroom Apartment, City Center (Monthly)

$2,619 $2,619

$4,728 $4,728

-44.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,041 $1,041

$3,569 $3,569

-70.83%

Buy Apartment in City Center (m2)

$1,506 $1,506

$7,651 $7,651

-80.32%

Buy Apartment Outside City Center (m2)

$1,554 $1,554

$5,034 $5,034

-69.13%

Average Monthly Net Salary (After Tax)

$7,584 $7,584

$6,516 $6,516

16.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

6.42

1.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kearney, NE: July 25, 2026

Last update for Seattle, WA: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $914 in Kearney, NE and $2,321 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61.0 in Kearney, NE vs $118 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $345 vs $542 per month, with Kearney, NE cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kearney, NE vs Seattle, WA: Cost of Living - Frequently Asked Questions

Kearney, NE and Seattle, WA differ by about 80% in total monthly costs ($2,008 vs $3,621 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 16% higher in Kearney, NE, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $914 in Kearney, NE versus $2,321 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 57% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,008 per month in Kearney, NE versus $3,621 in Seattle, WA – a 80% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,008 in Kearney, NE versus $3,621 in Seattle, WA, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in Seattle, WA. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kearney, NE and Seattle, WA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 80% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.