Cost of Living Comparison Between Kearney, NE and New York, NY Cost of Living Comparison Between Kearney, NE and New York, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,010 in Kearney, NE versus $4,438 in New York, NY.

Estimated couple costs with rent: $2,828 in Kearney, NE versus $7,016 in New York, NY.

Monthly costs for a family of three with rent: $3,647 in Kearney, NE versus $9,593 in New York, NY.

Living in Kearney, NE costs roughly 55% less than in New York, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Kearney, NE 50% above, New York, NY 231% above.

Meal at Budget Restaurant

$14.97 $14.97

$29.91 $29.91

-49.95%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$144 $144

-57.96%

Fast Food Meal (McDonalds, etc)

$11.47 $11.47

$12.32 $12.32

-6.90%

Cappuccino

$5.25 $5.25

$6.03 $6.03

-12.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 $2.22

$3.39 $3.39

-34.51%

Water (0.33 liter bottle)

$1.99 $1.99

$2.56 $2.56

-22.27%

Local Beer (0.5 liter draught)

$3.93 $3.93

$8.20 $8.20

-52.07%

Imported Beer (0.33 liter bottle)

$5.10 $5.10

$11.95 $11.95

-57.32%

Milk (1 liter)

$0.86 $0.86

$1.54 $1.54

-44.16%

White Bread (500g)

$1.61 $1.61

$5.15 $5.15

-68.74%

Rice (white) (1kg)

$3.81 $3.81

$8.43 $8.43

-54.80%

Eggs

$3.33 $3.33

$6.97 $6.97

-52.22%

Local Cheese (1kg)

$8.98 $8.98

$17.28 $17.28

-48.03%

Chicken Fillets (1kg)

$6.49 $6.49

$16.24 $16.24

-60.04%

Beef Round Steak (1kg)

$15.47 $15.47

$19.95 $19.95

-22.46%

Apples (1kg)

$6.42 $6.42

$7.45 $7.45

-13.83%

Banana (1kg)

$2.19 $2.19

$2.42 $2.42

-9.50%

Oranges (1kg)

$5.90 $5.90

$5.87 $5.87

0.51%

Tomato (1kg)

$4.88 $4.88

$6.31 $6.31

-22.66%

Potato (1kg)

$1.80 $1.80

$3.72 $3.72

-51.61%

Onion (1kg)

$2.81 $2.81

$3.99 $3.99

-29.57%

Lettuce (1 head)

$2.08 $2.08

$3.19 $3.19

-34.80%

Water (1.5 liter bottle)

$2.46 $2.46

$2.55 $2.55

-3.53%

Cigarettes 20 Pack (Marlboro, Camel)

$9.63 $9.63

$19.09 $19.09

-49.55%

Wine (Bottle)

$14.76 $14.76

$20.24 $20.24

-27.08%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.99 $2.99

-41.81%

Imported Beer (0.33 liter bottle)

$2.05 $2.05

$3.87 $3.87

-47.03%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.95 $2.95

-30.51%

Public Transport Monthly Pass (Regular Price)

$131 $131

Taxi Start (Normal Tariff)

$2.96 $2.96

$5.13 $5.13

-42.30%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

$2.20 $2.20

-36.82%

Taxi 1hour Waiting (Normal Tariff)

$25.19 $25.19

$42.64 $42.64

-40.92%

Gasoline (1 liter)

$0.85 $0.85

$0.95 $0.95

-10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K $23.8K

$34.5K $34.5K

-31.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$28.2K $28.2K

-5.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$334 $334

$182 $182

83.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.8 $51.8

$60.1 $60.1

-13.71%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$61.9 $61.9

8.49%

Gym Membership (Monthly)

$54.5 $54.5

$140 $140

-61.08%

Tennis Court (1 Hour on Weekend)

$6.06 $6.06

$64.4 $64.4

-90.59%

Cinema Ticket

$12.37 $12.37

$20.33 $20.33

-39.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$926 $926

$3,222 $3,222

-71.26%

International Primary School, 1 Child (Yearly)

$24.6K $24.6K

$56.2K $56.2K

-56.17%

Jeans (Levis 501 Or Similar)

$29.94 $29.94

$65.9 $65.9

-54.59%

Summer Dress (H&M, Zara, etc)

$38.50 $38.50

$47.20 $47.20

-18.43%

Sport Shoes (Adidas, Nike)

$94.8 $94.8

$111 $111

-14.62%

Men's Leather Business Shoes

$113 $113

$173 $173

-34.91%

1-bedroom Apartment, City Center (Monthly)

$923 $923

$4,208 $4,208

-78.06%

1-bedroom Apartment, Outside City Center (Monthly)

$737 $737

$2,647 $2,647

-72.18%

3-bedroom Apartment, City Center (Monthly)

$2,638 $2,638

$8,415 $8,415

-68.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,044 $1,044

$5,170 $5,170

-79.81%

Buy Apartment in City Center (m2)

$1,510 $1,510

$20.1K $20.1K

-92.49%

Buy Apartment Outside City Center (m2)

$1,502 $1,502

$8,742 $8,742

-82.82%

Average Monthly Net Salary (After Tax)

$7,583 $7,583

$5,144 $5,144

47.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

6.44

0.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kearney, NE: April 20, 2026

Last update for New York, NY: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $923 in Kearney, NE and $4,208 in New York, NY. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 47% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60 in Kearney, NE vs $144 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $344 vs $554 per month, with Kearney, NE cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kearney, NE vs New York, NY: Cost of Living - Frequently Asked Questions

Kearney, NE and New York, NY differ by about 121% in total monthly costs ($2,010 vs $4,438 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Kearney, NE pays 47% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $923 in Kearney, NE versus $4,208 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,010 per month in Kearney, NE versus $4,438 in New York, NY – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,010 in Kearney, NE versus $4,438 in New York, NY, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in New York, NY. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kearney, NE and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 121% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.