Last update: Oct 2026

Cost of Living Comparison Between Katy, TX and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $2,431 in Katy, TX, rent and utilities included – about $7,800 less a year. Higher rent and utilities in Katy, TX outweigh lower spending on other living expenses.

118

Cost of Living Index in Katy, TX
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Katy, TX Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Katy, TX

🇺🇸 United States

$2,431

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Monthly Cost of Living

How much you'll spend in Katy, TX and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Katy, TX and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,431 per month in Katy, TX vs $1,784 in Montevideo, rent included.

Katy, TX $2,431
Montevideo $1,784

A couple spends around $3,672 per month in Katy, TX vs $2,756 in Montevideo, rent included.

Katy, TX $3,672
Montevideo $2,756

A family of three spends $4,913 per month in Katy, TX vs $3,728 in Montevideo, rent included.

Katy, TX $4,913
Montevideo $3,728

Katy, TX costs about 36% more than Montevideo, and outside of rent the biggest gap is in utilities.

Both Katy, TX and Montevideo sit above the global median – Katy, TX by 79%, Montevideo by 32%.

Meal at Budget Restaurant

$16.86 $16.86

$14.82 UYU 595

13.77%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$69.7 UYU 2,797

-13.19%

Fast Food Meal (McDonalds, etc)

$8.79 $8.79

$14.68 UYU 589

-40.12%

Cappuccino

$3.58 $3.58

$4.65 UYU 186

-23.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 $2.05

$2.74 UYU 110

-25.18%

Water (0.33 liter bottle)

$2.06 $2.06

$2.07 UYU 82.9

-0.48%

Local Beer (0.5 liter draught)

$3.94 $3.94

$4.79 UYU 192

-17.75%

Imported Beer (0.33 liter bottle)

$5.46 $5.46

$3.63 UYU 146

50.41%

Milk (1 liter)

$0.91 $0.91

$1.39 UYU 55.8

-34.53%

White Bread (500g)

$3.66 $3.66

$2.89 UYU 116

26.64%

Rice (white) (1kg)

$2.98 $2.98

$1.70 UYU 68.1

75.29%

Eggs

$3.08 $3.08

$4.62 UYU 185

-33.33%

Local Cheese (1kg)

$12.77 $12.77

$14.22 UYU 571

-10.20%

Chicken Fillets (1kg)

$9.27 $9.27

$11.62 UYU 466

-20.22%

Beef Round Steak (1kg)

$16.07 $16.07

$12.23 UYU 491

31.40%

Apples (1kg)

$3.77 $3.77

$2.77 UYU 111

36.10%

Banana (1kg)

$1.23 $1.23

$2.85 UYU 114

-56.84%

Oranges (1kg)

$2.97 $2.97

$1.81 UYU 72.5

64.09%

Tomato (1kg)

$3.15 $3.15

$3.20 UYU 129

-1.56%

Potato (1kg)

$2.10 $2.10

$1.94 UYU 77.8

8.25%

Onion (1kg)

$2.35 $2.35

$2.16 UYU 86.5

8.80%

Lettuce (1 head)

$1.77 $1.77

$1.43 UYU 57.3

23.78%

Water (1.5 liter bottle)

$1.24 $1.24

$1.94 UYU 77.9

-36.08%

Cigarettes 20 Pack (Marlboro, Camel)

$9.77 $9.77

$5.47 UYU 219

78.61%

Wine (Bottle)

$12.36 $12.36

$8.95 UYU 359

38.10%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.26 UYU 90.8

-22.57%

Imported Beer (0.33 liter bottle)

$1.63 $1.63

$2.81 UYU 113

-41.99%

One-way Ticket (Public Transport)

$4.59 $4.59

$1.56 UYU 62.6

194.23%

Public Transport Monthly Pass (Regular Price)

$91.0 $91.0

$73.8 UYU 2,962

23.22%

Taxi Start (Normal Tariff)

$2.80 $2.80

$1.90 UYU 76.2

47.37%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.43 UYU 17.36

267.44%

Taxi 1hour Waiting (Normal Tariff)

$34.39 $34.39

$10.59 UYU 425

224.74%

Gasoline (1 liter)

$0.82 $0.82

$2.12 UYU 85.2

-61.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K $32.5K

$26.8K UYU 1.1M

21.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$37.0K UYU 1.5M

-33.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$193 UYU 7,727

17.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$20.91 UYU 839

174.27%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$44.89 UYU 1,802

57.59%

Gym Membership (Monthly)

$30.38 $30.38

$50.8 UYU 2,038

-40.16%

Tennis Court (1 Hour on Weekend)

$25.12 $25.12

$19.73 UYU 792

27.32%

Cinema Ticket

$11.93 $11.93

$12.30 UYU 494

-3.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,004 $1,004

$629 UYU 25.2K

59.62%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$10.9K UYU 437.3K

77.17%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$104 UYU 4,166

-49.30%

Summer Dress (H&M, Zara, etc)

$43.11 $43.11

$57.4 UYU 2,305

-24.95%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$125 UYU 5,010

-30.48%

Men's Leather Business Shoes

$104 $104

$132 UYU 5,315

-21.73%

1-bedroom Apartment, City Center (Monthly)

$1,594 $1,594

$713 UYU 28.6K

123.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,196 $1,196

$575 UYU 23.1K

107.86%

3-bedroom Apartment, City Center (Monthly)

$2,601 $2,601

$1,164 UYU 46.7K

123.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,268 $2,268

$1,033 UYU 41.5K

119.42%

Buy Apartment in City Center (m2)

$2,028 $2,028

$3,418 UYU 137.2K

-40.66%

Buy Apartment Outside City Center (m2)

$1,693 $1,693

$1,760 UYU 70.6K

-3.80%

Average Monthly Net Salary (After Tax)

$5,760 $5,760

$1,244 UYU 49.9K

362.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.41

5.74

11.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Katy, TX: October 19, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Katy, TX

$1.2K 49.2%

Montevideo

$575 32.2% 51.9% $621

Monthly Utilities & Internet

Katy, TX

$354 14.6%

Montevideo

$258 14.5% 27.1% $96

Groceries & Markets

Katy, TX

$326 13.4%

Montevideo

$334 18.7% 2.2% $7.3

Eating Out

Katy, TX

$251 10.3%

Montevideo

$269 15.1% 7% $18

Clothing & Footwear

Katy, TX

$129 5.3%

Montevideo

$188 10.6% 46.2% $60

Getting Around

Katy, TX

$120 4.9%

Montevideo

$84 4.7% 29.9% $36

Sport & Entertainment

Katy, TX

$54 2.2%

Montevideo

$75 4.2% 38.9% $21

Cost Breakdown

A central one-bedroom costs $1,594 in Katy, TX versus $713 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 363% higher in Katy, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Katy, TX versus $70.0 in Montevideo. Monthly groceries follow the same trend: $326 vs $334 – making Katy, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Katy, TX

🇺🇾 Montevideo

🕒 Local time

15:40 3:40 PM

17:40 5:40 PM

2 h ahead of Katy, TX

🌤 Weather

👥 Population

14,102

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 20, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Katy, TX Montevideo 8,310 km ≈ 11 h nonstop flight

From you

Katy, TX
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Katy, TX vs Montevideo: Cost of Living - Frequently Asked Questions

Katy, TX costs about 36% more than Montevideo, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,646 per month in Katy, TX and $2,676 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Katy, TX – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $61.0 in Katy, TX and $70.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Katy, TX at $2,431. In Montevideo it covers expenses comfortably, while in Katy, TX it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montevideo costs $1,784 versus $2,431 in Katy, TX. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.