🙂Monthly costs for one person with rent: $501 in Kathmandu versus $1,395 in Ubud, Bali.
🙂Estimated couple costs with rent: $782 in Kathmandu versus $2,559 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,063 in Kathmandu versus $3,724 in Ubud, Bali.
🙂Living in Kathmandu costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kathmandu is 63% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Kathmandu
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.78NPR 266
$3.48Rp 59.7K
-48.85%
Three-Course Dinner for Two, Mid-Range
$19.20NPR 2,862
$32.88Rp 563.4K
-41.61%
Fast Food Meal(McDonalds, etc)
$6.65NPR 991
$5.09Rp 87.2K
30.65%
Cappuccino
$1.90NPR 284
$2.75Rp 47.1K
-30.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49NPR 73.8
$1.38Rp 23.7K
-64.49%
Water(0.33 liter bottle)
$0.15NPR 22.74
$0.71Rp 12.2K
-78.87%
Local Beer(0.5 liter draught)
$2.55NPR 380
$2.88Rp 49.3K
-11.46%
Imported Beer(0.33 liter bottle)
$3.62NPR 540
$3.87Rp 66.3K
-6.46%
🛒 Groceries & Markets
Kathmandu
Ubud, Bali
Difference
Milk(1 liter)
$0.89NPR 132
$1.79Rp 30.7K
-50.28%
White Bread(500g)
$0.54NPR 80.8
$2.45Rp 41.9K
-77.96%
Rice(white)(1kg)
$0.94NPR 139
$1.21Rp 20.7K
-22.31%
Eggs
$1.77NPR 264
$2.39Rp 40.9K
-25.94%
Local Cheese(1kg)
$9.22NPR 1,375
$14.70Rp 251.9K
-37.28%
Chicken Fillets(1kg)
$3.12NPR 465
$4.24Rp 72.7K
-26.42%
Beef Round Steak(1kg)
$6.05NPR 902
$12.08Rp 206.9K
-49.92%
Apples(1kg)
$2.18NPR 326
$3.66Rp 62.8K
-40.44%
Banana(1kg)
$1.09NPR 162
$1.61Rp 27.5K
-32.30%
Oranges(1kg)
$1.25NPR 187
$2.72Rp 46.6K
-54.04%
Tomato(1kg)
$0.65NPR 96.4
$2.27Rp 38.9K
-71.37%
Potato(1kg)
$0.49NPR 72.8
$1.90Rp 32.6K
-74.21%
Onion(1kg)
$0.72NPR 107
$2.30Rp 39.4K
-68.70%
Lettuce(1 head)
$0.50NPR 74.0
$1.02Rp 17.4K
-50.98%
Water(1.5 liter bottle)
$0.25NPR 36.92
$0.78Rp 13.3K
-67.95%
Cigarettes 20 Pack(Marlboro, Camel)
$2.85NPR 425
$3.24Rp 55.6K
-12.04%
Wine(Bottle)
$6.66NPR 993
$24.06Rp 412.3K
-72.32%
Local Beer(0.5 liter bottle)
$2.34NPR 350
$2.84Rp 48.7K
-17.61%
Imported Beer(0.33 liter bottle)
$3.35NPR 499
$2.79Rp 47.8K
20.07%
🚌 Getting Around
Kathmandu
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.23NPR 34.39
$0.27Rp 4,606
-14.81%
Public Transport Monthly Pass(Regular Price)
$10.79NPR 1,608
$8.24Rp 141.2K
30.95%
Taxi Start(Normal Tariff)
$2.21NPR 329
$0.45Rp 7,700
391.11%
Taxi(Normal Tariff)(1km)
$1.07NPR 159
$0.43Rp 7,298
148.84%
Taxi 1hour Waiting(Normal Tariff)
$3.67NPR 546
$6.02Rp 103.2K
-39.04%
Gasoline(1 liter)
$1.26NPR 188
$0.86Rp 14.7K
46.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7KNPR 4.7M
$26.1KRp 446.6M
21.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.2KNPR 6.1M
$31.7KRp 543.2M
29.94%
🧾 Monthly Utilities & Internet
Kathmandu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$32.83NPR 4,894
$78.3Rp 1.3M
-58.09%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.00NPR 746
$4.00Rp 68.5K
25.00%
Internet(50+ Mbps, Unlimited Data)
$9.86NPR 1,469
$24.35Rp 417.3K
-59.51%
🎉 Sport & Entertainment
Kathmandu
Ubud, Bali
Difference
Gym Membership(Monthly)
$21.99NPR 3,277
$95.8Rp 1.6M
-77.04%
Tennis Court(1 Hour on Weekend)
$7.17NPR 1,069
$6.46Rp 110.6K
10.99%
Cinema Ticket
$3.32NPR 494
$4.01Rp 68.7K
-17.21%
🧸 Childcare & Education
Kathmandu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$93.0NPR 13.9K
$302Rp 5.2M
-69.18%
International Primary School, 1 Child(Yearly)
$3,703NPR 552.0K
$6,545Rp 112.2M
-43.42%
👕👟 Clothing & Footwear
Kathmandu
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$24.62NPR 3,670
$53.4Rp 915.5K
-53.91%
Summer Dress(H&M, Zara, etc)
$27.47NPR 4,095
$38.55Rp 660.6K
-28.74%
Sport Shoes(Adidas, Nike)
$58.3NPR 8,688
$89.1Rp 1.5M
-34.57%
Men's Leather Business Shoes
$40.32NPR 6,010
$78.9Rp 1.4M
-48.90%
🏠 Accommodation & Living
Kathmandu
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$192NPR 28.6K
$1,016Rp 17.4M
-81.09%
1-bedroom Apartment, Outside City Center(Monthly)
$99.7NPR 14.9K
$672Rp 11.5M
-85.17%
3-bedroom Apartment, City Center(Monthly)
$347NPR 51.8K
$3,368Rp 57.7M
-89.69%
3-bedroom Apartment, Outside City Center(Monthly)
$189NPR 28.2K
$2,108Rp 36.1M
-91.03%
Buy Apartment in City Center(m2)
$2,382NPR 355.1K
$3,001Rp 51.4M
-20.64%
Buy Apartment Outside City Center(m2)
$1,359NPR 202.6K
$2,337Rp 40.0M
-41.82%
💵 Salaries & Financials
Kathmandu
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$241NPR 36.0K
$178Rp 3.0M
35.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
12.08
13.28
-9.04%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kathmandu: April 14, 2026
Last update for Ubud, Bali: April 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $192 in Kathmandu and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kathmandu pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $19 in Kathmandu vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $152 vs $300 per month, with Kathmandu cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kathmandu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kathmandu or Ubud, Bali?
Kathmandu wins on cost – living expenses run 179% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kathmandu the obvious pick if budget is a priority.
Are salaries higher in Kathmandu or Ubud, Bali?
Kathmandu pays 36% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Kathmandu vs Ubud, Bali?
Rent for a central apartment: $192 in Kathmandu versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Kathmandu vs Ubud, Bali?
Dining out is cheaper in Kathmandu – a meal for two runs $19.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Kathmandu compared to Ubud, Bali?
All in, you'll spend $501 per month in Kathmandu versus $1,395 in Ubud, Bali – a 179% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Kathmandu or Ubud, Bali?
At $501 in Kathmandu versus $1,395 in Ubud, Bali, a $1,000 budget is realistic in Kathmandu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kathmandu the clear choice for anyone on this budget.
Which city is better for digital nomads, Kathmandu or Ubud, Bali?
Both work as nomad bases, but Kathmandu delivers better value – similar infrastructure at $501 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kathmandu hard to pass up.
How safe is Kathmandu compared to Ubud, Bali?
Safety-wise, Kathmandu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kathmandu gentler on the wallet – expenses run 179% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.