Cost of Living Comparison Between Kathmandu and Ubud, Bali Cost of Living Comparison Between Kathmandu and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $497 in Kathmandu versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $791 in Kathmandu versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,084 in Kathmandu versus $3,694 in Ubud, Bali.

Living in Kathmandu costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kathmandu is 63% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$1.79 NPR 274

$3.57 Rp 64.8K

-49.86%

Three-Course Dinner for Two, Mid-Range

$18.80 NPR 2,878

$32.50 Rp 590.5K

-42.15%

Fast Food Meal (McDonalds, etc)

$6.68 NPR 1,023

$4.86 Rp 88.4K

37.45%

Cappuccino

$1.92 NPR 294

$2.75 Rp 49.9K

-30.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 NPR 76.4

$1.32 Rp 24.0K

-62.12%

Water (0.33 liter bottle)

$0.19 NPR 29.23

$0.70 Rp 12.8K

-72.86%

Local Beer (0.5 liter draught)

$2.60 NPR 398

$2.91 Rp 52.9K

-10.65%

Imported Beer (0.33 liter bottle)

$3.72 NPR 569

$3.79 Rp 68.9K

-1.85%

Milk (1 liter)

$0.89 NPR 136

$1.71 Rp 31.1K

-47.95%

White Bread (500g)

$0.55 NPR 84.3

$2.47 Rp 45.0K

-77.73%

Rice (white) (1kg)

$1.01 NPR 155

$1.20 Rp 21.8K

-15.83%

Eggs

$1.79 NPR 274

$2.44 Rp 44.4K

-26.64%

Local Cheese (1kg)

$9.18 NPR 1,406

$14.38 Rp 261.3K

-36.16%

Chicken Fillets (1kg)

$3.26 NPR 499

$4.31 Rp 78.2K

-24.36%

Beef Round Steak (1kg)

$6.23 NPR 955

$12.21 Rp 221.8K

-48.98%

Apples (1kg)

$2.20 NPR 337

$3.68 Rp 66.9K

-40.22%

Banana (1kg)

$1.09 NPR 167

$1.55 Rp 28.2K

-29.68%

Oranges (1kg)

$1.24 NPR 190

$2.79 Rp 50.6K

-55.56%

Tomato (1kg)

$0.64 NPR 98.5

$2.33 Rp 42.4K

-72.53%

Potato (1kg)

$0.48 NPR 72.8

$1.97 Rp 35.8K

-75.63%

Onion (1kg)

$0.72 NPR 110

$2.31 Rp 42.0K

-68.83%

Lettuce (1 head)

$0.52 NPR 79.8

$1.06 Rp 19.3K

-50.94%

Water (1.5 liter bottle)

$0.27 NPR 41.67

$0.73 Rp 13.2K

-63.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 NPR 448

$3.28 Rp 59.6K

-10.67%

Wine (Bottle)

$7.90 NPR 1,210

$22.79 Rp 414.1K

-65.34%

Local Beer (0.5 liter bottle)

$2.29 NPR 351

$2.81 Rp 51.0K

-18.51%

Imported Beer (0.33 liter bottle)

$3.34 NPR 512

$2.78 Rp 50.5K

20.14%

One-way Ticket (Public Transport)

$0.21 NPR 32.01

$0.29 Rp 5,290

-27.59%

Public Transport Monthly Pass (Regular Price)

$11.00 NPR 1,685

$8.06 Rp 146.4K

36.48%

Taxi Start (Normal Tariff)

$2.24 NPR 343

$0.45 Rp 8,159

397.78%

Taxi (Normal Tariff) (1km)

$1.07 NPR 163

$0.45 Rp 8,207

137.78%

Taxi 1hour Waiting (Normal Tariff)

$3.54 NPR 542

$6.24 Rp 113.3K

-43.27%

Gasoline (1 liter)

$1.27 NPR 195

$0.85 Rp 15.4K

49.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K NPR 4.8M

$26.0K Rp 471.9M

20.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K NPR 6.2M

$31.7K Rp 575.1M

27.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.35 NPR 5,106

$80.8 Rp 1.5M

-58.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 NPR 726

$4.06 Rp 73.7K

16.75%

Internet (50+ Mbps, Unlimited Data)

$9.57 NPR 1,466

$24.42 Rp 443.7K

-60.81%

Gym Membership (Monthly)

$22.34 NPR 3,421

$97.7 Rp 1.8M

-77.13%

Tennis Court (1 Hour on Weekend)

$7.19 NPR 1,101

$6.45 Rp 117.1K

11.47%

Cinema Ticket

$3.21 NPR 492

$4.04 Rp 73.4K

-20.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$92.3 NPR 14.1K

$304 Rp 5.5M

-69.64%

International Primary School, 1 Child (Yearly)

$3,802 NPR 582.2K

$6,621 Rp 120.3M

-42.58%

Jeans (Levis 501 Or Similar)

$24.77 NPR 3,792

$54.2 Rp 985.2K

-54.32%

Summer Dress (H&M, Zara, etc)

$28.44 NPR 4,355

$38.78 Rp 704.4K

-26.66%

Sport Shoes (Adidas, Nike)

$57.4 NPR 8,789

$86.1 Rp 1.6M

-33.36%

Men's Leather Business Shoes

$39.43 NPR 6,037

$76.7 Rp 1.4M

-48.57%

1-bedroom Apartment, City Center (Monthly)

$195 NPR 29.9K

$986 Rp 17.9M

-80.18%

1-bedroom Apartment, Outside City Center (Monthly)

$99.1 NPR 15.2K

$658 Rp 12.0M

-84.93%

3-bedroom Apartment, City Center (Monthly)

$346 NPR 52.9K

$3,369 Rp 61.2M

-89.74%

3-bedroom Apartment, Outside City Center (Monthly)

$184 NPR 28.2K

$2,066 Rp 37.5M

-91.09%

Buy Apartment in City Center (m2)

$2,286 NPR 350.1K

$2,741 Rp 49.8M

-16.60%

Buy Apartment Outside City Center (m2)

$1,329 NPR 203.4K

$2,228 Rp 40.5M

-40.36%

Average Monthly Net Salary (After Tax)

$278 NPR 42.6K

$163 Rp 3.0M

70.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.08

13.28

-9.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kathmandu: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $195 in Kathmandu and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kathmandu pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Kathmandu vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $156 vs $297 per month, with Kathmandu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kathmandu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kathmandu wins on cost – living expenses run 182% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kathmandu the obvious pick if budget is a priority.

Kathmandu pays 70% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $195 in Kathmandu versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kathmandu – a meal for two runs $19.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $497 per month in Kathmandu versus $1,404 in Ubud, Bali – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

At $497 in Kathmandu versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Kathmandu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kathmandu the clear choice for anyone on this budget.

Both work as nomad bases, but Kathmandu delivers better value – similar infrastructure at $497 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kathmandu hard to pass up.

Safety-wise, Kathmandu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kathmandu gentler on the wallet – expenses run 182% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.