Cost of Living Comparison Between Kartuzy and Warsaw Cost of Living Comparison Between Kartuzy and Warsaw

🙂 Solo nomad: Kartuzy is 20.8% cheaper than Warsaw without rent, and 29.8% cheaper with rent.
🙂 Family of 3: Kartuzy is 26.3% cheaper than Warsaw without rent, and 28% cheaper with rent.
Currency
🍽 Eating Out
Kartuzy
Warsaw
Difference
Meal at Budget Restaurant
$8.74 zł 32.24
$11.03 zł 40.67
-20.76%
Three-Course Dinner for Two, Mid-Range
$41.91 zł 155
$56.1 zł 207
-25.28%
Fast Food Meal (McDonalds, etc)
$8.09 zł 29.84
$9.74 zł 35.93
-16.94%
Cappuccino
$3.41 zł 12.59
$4.28 zł 15.8
-20.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 zł 8.4
$2.03 zł 7.49
12.32%
Water (0.33 liter bottle)
$1.68 zł 6.19
$1.84 zł 6.79
-8.70%
Local Beer (0.5 liter draught)
$3.17 zł 11.68
$4.43 zł 16.32
-28.44%
Imported Beer (0.33 liter bottle)
$3.72 zł 13.73
$4.57 zł 16.86
-18.60%
🛒 Groceries & Markets
Kartuzy
Warsaw
Difference
Milk (1 liter)
$1.06 zł 3.91
$1.2 zł 4.43
-11.67%
White Bread (500g)
$1.3 zł 4.8
$1.35 zł 5
-3.70%
Rice (white) (1kg)
$1.25 zł 4.62
$1.83 zł 6.76
-31.69%
Eggs
$3.33 zł 12.29
$3.61 zł 13.32
-7.76%
Local Cheese (1kg)
$9.21 zł 33.97
$10.01 zł 36.92
-7.99%
Chicken Fillets (1kg)
$6.6 zł 24.35
$6.84 zł 25.21
-3.51%
Beef Round Steak (1kg)
$10.82 zł 39.9
$14.32 zł 52.8
-24.44%
Apples (1kg)
$1.08 zł 3.99
$1.27 zł 4.67
-14.96%
Banana (1kg)
$1.72 zł 6.33
$1.8 zł 6.64
-4.44%
Oranges (1kg)
$1.7 zł 6.28
$2 zł 7.39
-15.00%
Tomato (1kg)
$2.79 zł 10.31
$3.8 zł 14
-26.58%
Potato (1kg)
$0.95 zł 3.51
$1.06 zł 3.9
-10.38%
Onion (1kg)
$1.13 zł 4.17
$1.23 zł 4.55
-8.13%
Lettuce (1 head)
$1.28 zł 4.73
$1.44 zł 5.33
-11.11%
Water (1.5 liter bottle)
$0.62 zł 2.27
$0.67 zł 2.48
-7.46%
Cigarettes 20 Pack (Marlboro, Camel)
$4.85 zł 17.88
$5.32 zł 19.62
-8.83%
Wine (Bottle)
$6.93 zł 25.57
$8.37 zł 30.87
-17.20%
Local Beer (0.5 liter bottle)
$1.14 zł 4.19
$1.42 zł 5.25
-19.72%
Imported Beer (0.33 liter bottle)
$1.67 zł 6.17
$1.87 zł 6.88
-10.70%
🚌 Getting Around
Kartuzy
Warsaw
Difference
One-way Ticket (Public Transport)
$1.07 zł 3.93
$1.22 zł 4.49
-12.30%
Public Transport Monthly Pass (Regular Price)
$32.2 zł 119
$30.35 zł 112
6.10%
Taxi Start (Normal Tariff)
$2.22 zł 8.19
$2.64 zł 9.74
-15.91%
Taxi (Normal Tariff) (1km)
$0.76 zł 2.81
$1.02 zł 3.76
-25.49%
Taxi 1hour Waiting (Normal Tariff)
$10.99 zł 40.52
$13.52 zł 49.86
-18.71%
Gasoline (1 liter)
$1.73 zł 6.4
$1.7 zł 6.28
1.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K zł 124.4K
$33.1K zł 122K
2.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3K zł 111.6K
$32.8K zł 120.8K
-7.62%
🧾 Monthly Utilities & Internet
Kartuzy
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$278 zł 1,026
$360 zł 1,326
-22.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.43 zł 31.08
$10.06 zł 37.1
-16.20%
Internet (50+ Mbps, Unlimited Data)
$16.67 zł 61.5
$17.41 zł 64.2
-4.25%
🎉 Sport & Entertainment
Kartuzy
Warsaw
Difference
Gym Membership (Monthly)
$36.06 zł 133
$44.32 zł 163
-18.64%
Tennis Court (1 Hour on Weekend)
$19.78 zł 73
$28.95 zł 107
-31.68%
Cinema Ticket
$7.03 zł 25.92
$9.29 zł 34.25
-24.33%
🧸 Childcare & Education
Kartuzy
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$342 zł 1,260
$573 zł 2,113
-40.39%
International Primary School, 1 Child (Yearly)
$7,987 zł 29.5K
$15.5K zł 57.3K
-48.55%
👕👟 Clothing & Footwear
Kartuzy
Warsaw
Difference
Jeans (Levis 501 Or Similar)
$91.7 zł 338
$97.4 zł 359
-5.87%
Summer Dress (H&M, Zara, etc)
$36.4 zł 134
$48.07 zł 177
-24.28%
Sport Shoes (Adidas, Nike)
$81.4 zł 300
$94.1 zł 347
-13.52%
Men's Leather Business Shoes
$95.4 zł 352
$109 zł 401
-12.21%
🏠 Accommodation & Living
Kartuzy
Warsaw
Difference
1-bedroom Apartment, City Center (Monthly)
$645 zł 2,379
$1,136 zł 4,190
-43.21%
1-bedroom Apartment, Outside City Center (Monthly)
$502 zł 1,851
$889 zł 3,278
-43.53%
3-bedroom Apartment, City Center (Monthly)
$980 zł 3,613
$2,057 zł 7,585
-52.36%
3-bedroom Apartment, Outside City Center (Monthly)
$808 zł 2,980
$1,501 zł 5,537
-46.18%
Buy Apartment in City Center (m2)
$2,863 zł 10.6K
$6,880 zł 25.4K
-58.38%
Buy Apartment Outside City Center (m2)
$2,354 zł 8,682
$4,348 zł 16K
-45.86%
💵 Salaries & Financials
Kartuzy
Warsaw
Difference
Average Monthly Net Salary (After Tax)
$1,372 zł 5,060
$2,062 zł 7,604
-33.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
7.55
-10.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kartuzy: October 27, 2025

Last update for Warsaw: October 29, 2025

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