Last update: Oct 2026

Cost of Living Comparison Between Kartuzy and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,423 in Kartuzy, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Kartuzy
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Kartuzy Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Kartuzy

🇵🇱 Poland

$1,423

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Kartuzy and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kartuzy and in Bansko actually costs, broken down by who's living it.

A single person spends $1,423 per month in Kartuzy vs $956 in Bansko, rent included.

Kartuzy $1,423
Bansko $956

A couple spends around $2,043 per month in Kartuzy vs $1,467 in Bansko, rent included.

Kartuzy $2,043
Bansko $1,467

A family of three spends $2,663 per month in Kartuzy vs $1,979 in Bansko, rent included.

Kartuzy $2,663
Bansko $1,979

Kartuzy costs about 49% more than Bansko, and outside of rent the biggest gap is in clothing.

Kartuzy sits 5% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.06 zł 31.30

$8.66 BGN 15.06

-6.93%

Three-Course Dinner for Two, Mid-Range

$41.46 zł 161

$44.94 BGN 78.2

-7.74%

Fast Food Meal (McDonalds, etc)

$8.99 zł 34.91

$8.78 BGN 15.28

2.39%

Cappuccino

$3.35 zł 13.03

$2.33 BGN 4.05

43.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 zł 8.29

$1.57 BGN 2.74

35.67%

Water (0.33 liter bottle)

$1.59 zł 6.18

$0.82 BGN 1.43

93.90%

Local Beer (0.5 liter draught)

$3.63 zł 14.09

$1.68 BGN 2.92

116.07%

Imported Beer (0.33 liter bottle)

$3.77 zł 14.66

$1.98 BGN 3.45

90.40%

Milk (1 liter)

$0.92 zł 3.59

$1.73 BGN 3.00

-46.82%

White Bread (500g)

$1.21 zł 4.69

$0.80 BGN 1.40

51.25%

Rice (white) (1kg)

$1.13 zł 4.41

$1.44 BGN 2.51

-21.53%

Eggs

$3.34 zł 12.97

$2.36 BGN 4.10

41.53%

Local Cheese (1kg)

$8.10 zł 31.47

$9.39 BGN 16.34

-13.74%

Chicken Fillets (1kg)

$6.83 zł 26.54

$6.41 BGN 11.15

6.55%

Beef Round Steak (1kg)

$10.96 zł 42.57

$8.48 BGN 14.76

29.25%

Apples (1kg)

$1.12 zł 4.35

$1.31 BGN 2.28

-14.50%

Banana (1kg)

$1.65 zł 6.43

$1.62 BGN 2.82

1.85%

Oranges (1kg)

$1.45 zł 5.65

$1.73 BGN 3.01

-16.18%

Tomato (1kg)

$2.63 zł 10.22

$1.94 BGN 3.38

35.57%

Potato (1kg)

$0.83 zł 3.23

$0.94 BGN 1.63

-11.70%

Onion (1kg)

$1.03 zł 4.02

$0.76 BGN 1.32

35.53%

Lettuce (1 head)

$1.37 zł 5.30

$0.55 BGN 0.95

149.09%

Water (1.5 liter bottle)

$0.68 zł 2.64

$0.59 BGN 1.02

15.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.56 zł 17.71

$3.25 BGN 5.66

40.31%

Wine (Bottle)

$6.67 zł 25.91

$5.20 BGN 9.05

28.27%

Local Beer (0.5 liter bottle)

$1.13 zł 4.40

$1.09 BGN 1.89

3.67%

Imported Beer (0.33 liter bottle)

$1.57 zł 6.11

$1.68 BGN 2.92

-6.55%

One-way Ticket (Public Transport)

$1.10 zł 4.28

$0.84 BGN 1.45

30.95%

Public Transport Monthly Pass (Regular Price)

$26.96 zł 105

$27.06 BGN 47.09

-0.37%

Taxi Start (Normal Tariff)

$2.33 zł 9.05

$1.34 BGN 2.34

73.88%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.89

$0.65 BGN 1.14

13.85%

Taxi 1hour Waiting (Normal Tariff)

$9.94 zł 38.61

$10.06 BGN 17.51

-1.19%

Gasoline (1 liter)

$1.64 zł 6.38

$1.48 BGN 2.57

10.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K zł 104.3K

$29.1K BGN 50.7K

-7.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K zł 116.3K

$20.9K BGN 36.4K

43.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 zł 1,052

$92.4 BGN 161

192.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.82 zł 34.25

$14.52 BGN 25.26

-39.26%

Internet (50+ Mbps, Unlimited Data)

$17.21 zł 66.9

$12.32 BGN 21.43

39.69%

Gym Membership (Monthly)

$38.82 zł 151

$31.70 BGN 55.2

22.46%

Tennis Court (1 Hour on Weekend)

$24.96 zł 97.0

$8.53 BGN 14.84

192.61%

Cinema Ticket

$7.11 zł 27.62

$5.62 BGN 9.78

26.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$362 zł 1,407

$230 BGN 401

57.16%

International Primary School, 1 Child (Yearly)

$6,810 zł 26.5K

$2,268 BGN 3,947

200.19%

Jeans (Levis 501 Or Similar)

$93.2 zł 362

$30.10 BGN 52.4

209.73%

Summer Dress (H&M, Zara, etc)

$40.83 zł 159

$19.62 BGN 34.13

108.10%

Sport Shoes (Adidas, Nike)

$95.0 zł 369

$45.86 BGN 79.8

107.22%

Men's Leather Business Shoes

$90.3 zł 351

$47.69 BGN 83.0

89.28%

1-bedroom Apartment, City Center (Monthly)

$607 zł 2,360

$518 BGN 902

17.22%

1-bedroom Apartment, Outside City Center (Monthly)

$514 zł 1,998

$357 BGN 621

44.04%

3-bedroom Apartment, City Center (Monthly)

$995 zł 3,868

$614 BGN 1,069

62.06%

3-bedroom Apartment, Outside City Center (Monthly)

$804 zł 3,124

$569 BGN 990

41.32%

Buy Apartment in City Center (m2)

$2,891 zł 11.2K

$1,191 BGN 2,073

142.69%

Buy Apartment Outside City Center (m2)

$2,217 zł 8,615

$959 BGN 1,669

131.16%

Average Monthly Net Salary (After Tax)

$1,269 zł 4,930

$1,704 BGN 2,965

-25.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

2.99

123.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kartuzy: October 12, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kartuzy

$514 36.1%

Bansko

$357 37.3% 30.6% $157

Monthly Utilities & Internet

Kartuzy

$297 20.9%

Bansko

$119 12.5% 59.8% $177

Groceries & Markets

Kartuzy

$205 14.4%

Bansko

$192 20.1% 6.6% $14

Eating Out

Kartuzy

$172 12.1%

Bansko

$145 15.2% 15.5% $27

Clothing & Footwear

Kartuzy

$144 10.1%

Bansko

$64 6.7% 55.1% $79

Sport & Entertainment

Kartuzy

$53 3.7%

Bansko

$43 4.5% 19% $10

Getting Around

Kartuzy

$37 2.6%

Bansko

$35 3.7% 6.4% $2.4

Cost Breakdown

A central one-bedroom costs $607 in Kartuzy versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Kartuzy versus $45.00 in Bansko. Groceries tell a different story – $205 in Kartuzy vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Kartuzy

🇧🇬 Bansko

🕒 Local time

01:26 1:26 AM

02:26 2:26 AM

1 h ahead of Kartuzy

🌤 Weather

👥 Population

14,186

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Kartuzy Bansko 1,440 km ≈ 2 h 15 min nonstop flight

From you

Kartuzy
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kartuzy vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,423 in Kartuzy, $956 in Bansko – roughly 49% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,134 per month in Kartuzy and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $41.00 in Kartuzy and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,423 in Kartuzy and $956 in Bansko. That's a gap of about 49%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Kartuzy at $1,423. In Bansko it covers expenses comfortably, while in Kartuzy it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,423 in Kartuzy. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kartuzy makes more sense. Both are solid long-term options with distinct trade-offs.