Last update: Oct 2026

Cost of Living Comparison Between Karnal and Delhi

For one person, living is cheaper in Karnal: $340 a month against $536 in Delhi, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Karnal
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Karnal Living Index
26

Cost of Living Index in Delhi
Learn more

Delhi Living Index

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Karnal

🇮🇳 India

$340

/mo nomad

Delhi

🇮🇳 India

$536

/mo nomad

Monthly Cost of Living

How much you'll spend in Karnal and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karnal and in Delhi actually costs, broken down by who's living it.

A single person spends $340 per month in Karnal vs $536 in Delhi, rent included.

Karnal $340
Delhi $536

A couple spends around $546 per month in Karnal vs $901 in Delhi, rent included.

Karnal $546
Delhi $901

A family of three spends $752 per month in Karnal vs $1,266 in Delhi, rent included.

Karnal $752
Delhi $1,266

Karnal is about 37% cheaper than Delhi, and outside of rent the biggest gap is in eating out.

Both Karnal and Delhi are more affordable than the global median – Karnal 75% lower, Delhi 61% lower.

Meal at Budget Restaurant

$1.60 ₹153

$3.66 ₹349

-56.28%

Three-Course Dinner for Two, Mid-Range

$10.34 ₹985

$20.76 ₹1,976

-50.19%

Fast Food Meal (McDonalds, etc)

$1.97 ₹188

$3.74 ₹356

-47.33%

Cappuccino

$1.62 ₹155

$2.48 ₹237

-34.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.32

$0.38 ₹36.21

-2.63%

Water (0.33 liter bottle)

$0.10 ₹9.32

$0.17 ₹15.85

-41.18%

Local Beer (0.5 liter draught)

$1.33 ₹127

$2.04 ₹195

-34.80%

Imported Beer (0.33 liter bottle)

$2.30 ₹219

$3.07 ₹293

-25.08%

Milk (1 liter)

$0.56 ₹53.1

$0.70 ₹66.4

-20.00%

White Bread (500g)

$0.51 ₹48.97

$0.52 ₹49.25

-1.92%

Rice (white) (1kg)

$0.73 ₹69.1

$0.82 ₹78.2

-10.98%

Eggs

$0.87 ₹82.6

$1.17 ₹112

-25.64%

Local Cheese (1kg)

$4.97 ₹473

$4.31 ₹411

15.31%

Chicken Fillets (1kg)

$3.40 ₹323

$3.36 ₹320

1.19%

Apples (1kg)

$2.21 ₹211

$1.96 ₹186

12.76%

Banana (1kg)

$0.60 ₹57.4

$0.74 ₹70.6

-18.92%

Oranges (1kg)

$1.19 ₹113

$0.99 ₹94.1

20.20%

Tomato (1kg)

$0.35 ₹33.69

$0.49 ₹46.72

-28.57%

Potato (1kg)

$0.27 ₹25.48

$0.29 ₹27.29

-6.90%

Onion (1kg)

$0.27 ₹25.66

$0.41 ₹38.63

-34.15%

Lettuce (1 head)

$0.62 ₹58.6

$0.44 ₹41.95

40.91%

Water (1.5 liter bottle)

$0.29 ₹27.65

$0.31 ₹29.80

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 ₹335

$5.03 ₹479

-30.02%

Wine (Bottle)

$9.13 ₹869

$8.37 ₹797

9.08%

Local Beer (0.5 liter bottle)

$1.22 ₹117

$1.67 ₹159

-26.95%

Imported Beer (0.33 liter bottle)

$1.64 ₹156

$2.81 ₹268

-41.64%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.47 ₹616

$6.64 ₹633

-2.56%

One-way Ticket (Public Transport)

$0.16 ₹15.07

$0.41 ₹38.58

-60.98%

Public Transport Monthly Pass (Regular Price)

$16.79 ₹1,599

$15.60 ₹1,485

7.63%

Taxi Start (Normal Tariff)

$0.33 ₹31.66

$1.08 ₹102

-69.44%

Taxi (Normal Tariff) (1km)

$0.12 ₹11.84

$0.25 ₹23.74

-52.00%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹147

$1.57 ₹149

-1.91%

Gasoline (1 liter)

$0.98 ₹93.0

$1.11 ₹106

-11.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,976 ₹759.4K

$11.1K ₹1.1M

-27.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.6K ₹1.2M

$19.6K ₹1.9M

-35.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.12 ₹4,106

$43.87 ₹4,178

-1.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.69 ₹256

$4.27 ₹407

-37.00%

Internet (50+ Mbps, Unlimited Data)

$5.74 ₹547

$6.82 ₹649

-15.84%

Gym Membership (Monthly)

$13.19 ₹1,255

$26.06 ₹2,481

-49.39%

Tennis Court (1 Hour on Weekend)

$4.30 ₹410

$8.09 ₹771

-46.85%

Cinema Ticket

$2.69 ₹256

$5.34 ₹509

-49.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.12 ₹2,487

$100 ₹9,534

-73.91%

International Primary School, 1 Child (Yearly)

$642 ₹61.1K

$2,288 ₹217.9K

-71.94%

Jeans (Levis 501 Or Similar)

$12.39 ₹1,180

$24.84 ₹2,366

-50.12%

Summer Dress (H&M, Zara, etc)

$28.11 ₹2,677

$29.18 ₹2,779

-3.67%

Sport Shoes (Adidas, Nike)

$47.10 ₹4,485

$53.2 ₹5,063

-11.42%

Men's Leather Business Shoes

$22.36 ₹2,129

$44.74 ₹4,260

-50.02%

1-bedroom Apartment, City Center (Monthly)

$66.5 ₹6,334

$277 ₹26.4K

-75.99%

1-bedroom Apartment, Outside City Center (Monthly)

$45.12 ₹4,296

$159 ₹15.1K

-71.58%

3-bedroom Apartment, City Center (Monthly)

$183 ₹17.4K

$798 ₹76.0K

-77.07%

3-bedroom Apartment, Outside City Center (Monthly)

$131 ₹12.5K

$420 ₹40.0K

-68.80%

Buy Apartment in City Center (m2)

$1,179 ₹112.2K

$2,558 ₹243.6K

-53.93%

Buy Apartment Outside City Center (m2)

$372 ₹35.4K

$1,172 ₹111.6K

-68.29%

Average Monthly Net Salary (After Tax)

$444 ₹42.3K

$598 ₹57.0K

-25.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.58

8.35

2.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karnal: October 27, 2026

Last update for Delhi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karnal

$105 31%

Delhi

$108 20.2% 3.1% $3.2

Monthly Utilities & Internet

Karnal

$52 15.2%

Delhi

$55 10.3% 6.6% $3.4

Eating Out

Karnal

$51 15.1%

Delhi

$89 16.6% 73.1% $38

Clothing & Footwear

Karnal

$49 14.6%

Delhi

$68 12.8% 38.2% $19

Accommodation & Living

Karnal

$45 13.3%

Delhi

$159 29.6% 252% $114

Sport & Entertainment

Karnal

$19 5.5%

Delhi

$37 6.9% 98% $18

Getting Around

Karnal

$18 5.4%

Delhi

$20 3.7% 6.3% $1.2

Cost Breakdown

A central one-bedroom costs $67 in Karnal versus $277 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Delhi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10 in Karnal versus $21 in Delhi. Monthly groceries follow the same trend: $105 vs $108 – making Karnal the more affordable choice for daily food spending.

Good to know

🇮🇳 Karnal

🇮🇳 Delhi

🕒 Local time

02:45 2:45 AM

Same time as Karnal

🌤 Weather

👥 Population

286,974

16,787,941 Capital

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karnal vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $340 in Karnal, $536 in Delhi – Karnal comes out roughly 37% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $509 per month in Karnal and $803 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karnal, especially for central apartments: a one-bedroom in the center costs $67 there versus $277 in Delhi.

A mid-range dinner for two costs $10 in Karnal and $21 in Delhi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $340 in Karnal and $536 in Delhi. That makes Karnal about 37% cheaper.

$1,000 covers both cities comfortably – all-in costs are $340 in Karnal and $536 in Delhi, leaving budget for savings and extras in both cases.

Families tend to lean toward Karnal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Karnal. If higher salaries or specific career opportunities are the priority, Delhi makes more sense. Both are solid long-term options with distinct trade-offs.