Cost of Living Comparison Between Karlovo and Ubud, Bali Cost of Living Comparison Between Karlovo and Ubud, Bali

🙂 Solo nomad: Karlovo is 13.4% cheaper than Ubud, Bali without rent, and 45.3% cheaper with rent.

🙂 Family of 3: Karlovo is 38.6% cheaper than Ubud, Bali without rent, and 54.9% cheaper with rent.

Meal at Budget Restaurant

$7.22 BGN 11.70

$3.47 Rp 58.5K

108.07%

Three-Course Dinner for Two, Mid-Range

$35.11 BGN 56.9

$32.10 Rp 541.6K

9.38%

Fast Food Meal (McDonalds, etc)

$9.09 BGN 14.72

$4.86 Rp 82.0K

87.04%

Cappuccino

$1.43 BGN 2.32

$2.82 Rp 47.6K

-49.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.73

$1.37 Rp 23.2K

-21.90%

Water (0.33 liter bottle)

$0.69 BGN 1.12

$0.73 Rp 12.3K

-5.48%

Local Beer (0.5 liter draught)

$2.10 BGN 3.39

$2.90 Rp 48.9K

-27.59%

Imported Beer (0.33 liter bottle)

$1.79 BGN 2.89

$3.92 Rp 66.1K

-54.34%

Milk (1 liter)

$1.20 BGN 1.94

$1.74 Rp 29.3K

-31.03%

White Bread (500g)

$0.84 BGN 1.36

$2.44 Rp 41.2K

-65.57%

Rice (white) (1kg)

$1.87 BGN 3.03

$1.17 Rp 19.7K

59.83%

Eggs

$3.28 BGN 5.32

$2.35 Rp 39.7K

39.57%

Local Cheese (1kg)

$9.29 BGN 15.06

$14.78 Rp 249.4K

-37.14%

Chicken Fillets (1kg)

$7.79 BGN 12.62

$4.25 Rp 71.7K

83.29%

Beef Round Steak (1kg)

$5.99 BGN 9.71

$12.21 Rp 206.1K

-50.94%

Apples (1kg)

$1.32 BGN 2.14

$3.72 Rp 62.8K

-64.52%

Banana (1kg)

$2.13 BGN 3.45

$1.56 Rp 26.2K

36.54%

Oranges (1kg)

$2.01 BGN 3.25

$2.69 Rp 45.4K

-25.28%

Tomato (1kg)

$2.26 BGN 3.66

$2.34 Rp 39.4K

-3.42%

Potato (1kg)

$0.45 BGN 0.73

$2.00 Rp 33.7K

-77.50%

Onion (1kg)

$0.92 BGN 1.49

$2.31 Rp 38.9K

-60.17%

Lettuce (1 head)

$1.02 BGN 1.65

$1.01 Rp 17.1K

0.99%

Water (1.5 liter bottle)

$0.74 BGN 1.19

$0.73 Rp 12.3K

1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 BGN 5.70

$3.31 Rp 55.9K

6.34%

Wine (Bottle)

$6.40 BGN 10.38

$25.14 Rp 424.2K

-74.54%

Local Beer (0.5 liter bottle)

$1.01 BGN 1.64

$2.90 Rp 48.9K

-65.17%

Imported Beer (0.33 liter bottle)

$1.81 BGN 2.93

$2.77 Rp 46.8K

-34.66%

One-way Ticket (Public Transport)

$1.21 BGN 1.97

$0.27 Rp 4,526

348.15%

Public Transport Monthly Pass (Regular Price)

$26.19 BGN 42.42

$8.26 Rp 139.4K

217.07%

Taxi Start (Normal Tariff)

$1.16 BGN 1.88

$0.45 Rp 7,634

157.78%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.15

$0.42 Rp 7,129

69.05%

Taxi 1hour Waiting (Normal Tariff)

$12.91 BGN 20.92

$6.26 Rp 105.5K

106.23%

Gasoline (1 liter)

$1.44 BGN 2.33

$0.86 Rp 14.6K

67.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K BGN 52.7K

$25.9K Rp 436.8M

25.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K BGN 41.6K

$31.9K Rp 538.1M

-19.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.1 BGN 152

$80.8 Rp 1.4M

16.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.76 BGN 27.15

$3.98 Rp 67.1K

321.11%

Internet (50+ Mbps, Unlimited Data)

$13.20 BGN 21.39

$23.55 Rp 397.3K

-43.95%

Gym Membership (Monthly)

$29.75 BGN 48.20

$97.3 Rp 1.6M

-69.42%

Tennis Court (1 Hour on Weekend)

$14.71 BGN 23.82

$6.42 Rp 108.4K

129.13%

Cinema Ticket

$6.07 BGN 9.83

$4.16 Rp 70.3K

45.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BGN 380

$294 Rp 5.0M

-20.26%

International Primary School, 1 Child (Yearly)

$4,088 BGN 6,622

$6,548 Rp 110.5M

-37.57%

Jeans (Levis 501 Or Similar)

$29.21 BGN 47.33

$54.2 Rp 913.9K

-46.08%

Summer Dress (H&M, Zara, etc)

$11.90 BGN 19.29

$37.95 Rp 640.3K

-68.64%

Sport Shoes (Adidas, Nike)

$58.1 BGN 94.2

$88.1 Rp 1.5M

-34.02%

Men's Leather Business Shoes

$46.70 BGN 75.7

$78.1 Rp 1.3M

-40.20%

1-bedroom Apartment, City Center (Monthly)

$292 BGN 473

$995 Rp 16.8M

-70.69%

1-bedroom Apartment, Outside City Center (Monthly)

$198 BGN 321

$668 Rp 11.3M

-70.33%

3-bedroom Apartment, City Center (Monthly)

$469 BGN 760

$3,391 Rp 57.2M

-86.17%

3-bedroom Apartment, Outside City Center (Monthly)

$359 BGN 582

$2,080 Rp 35.1M

-82.71%

Buy Apartment in City Center (m2)

$1,474 BGN 2,387

$3,037 Rp 51.2M

-51.48%

Buy Apartment Outside City Center (m2)

$1,289 BGN 2,089

$2,378 Rp 40.1M

-45.79%

Average Monthly Net Salary (After Tax)

$469 BGN 759

$180 Rp 3.0M

161.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.28

-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: February 28, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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