Cost of Living Comparison Between Karlovo and Ubud, Bali Cost of Living Comparison Between Karlovo and Ubud, Bali

🙂 Solo nomad: Karlovo is 30.7% cheaper than Ubud, Bali without rent, and 44.6% cheaper with rent.

🙂 Family of 3: Karlovo is 10.9% cheaper than Ubud, Bali without rent, and 55.1% cheaper with rent.

Meal at Budget Restaurant

$7.44 BGN 12.12

$3.43 Rp 58.1K

116.91%

Three-Course Dinner for Two, Mid-Range

$35.72 BGN 58.2

$32.70 Rp 553.4K

9.24%

Fast Food Meal (McDonalds, etc)

$8.90 BGN 14.51

$5.04 Rp 85.2K

76.59%

Cappuccino

$1.50 BGN 2.44

$2.85 Rp 48.2K

-47.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 BGN 1.82

$1.34 Rp 22.8K

-16.42%

Water (0.33 liter bottle)

$0.67 BGN 1.09

$0.75 Rp 12.6K

-10.67%

Local Beer (0.5 liter draught)

$2.08 BGN 3.39

$2.90 Rp 49.1K

-28.28%

Imported Beer (0.33 liter bottle)

$1.78 BGN 2.90

$3.94 Rp 66.7K

-54.82%

Milk (1 liter)

$1.16 BGN 1.90

$1.80 Rp 30.5K

-35.56%

White Bread (500g)

$0.92 BGN 1.50

$2.55 Rp 43.2K

-63.92%

Rice (white) (1kg)

$1.86 BGN 3.04

$1.19 Rp 20.2K

56.30%

Eggs

$3.39 BGN 5.52

$2.42 Rp 40.9K

40.08%

Local Cheese (1kg)

$9.46 BGN 15.42

$14.38 Rp 243.4K

-34.21%

Chicken Fillets (1kg)

$7.87 BGN 12.83

$4.21 Rp 71.2K

86.94%

Beef Round Steak (1kg)

$5.74 BGN 9.35

$11.88 Rp 201.0K

-51.68%

Apples (1kg)

$1.31 BGN 2.14

$3.71 Rp 62.8K

-64.69%

Banana (1kg)

$2.04 BGN 3.32

$1.56 Rp 26.4K

30.77%

Oranges (1kg)

$1.98 BGN 3.23

$2.77 Rp 46.9K

-28.52%

Tomato (1kg)

$2.30 BGN 3.75

$2.22 Rp 37.6K

3.60%

Potato (1kg)

$0.49 BGN 0.80

$1.99 Rp 33.8K

-75.38%

Onion (1kg)

$0.92 BGN 1.50

$2.29 Rp 38.8K

-59.83%

Lettuce (1 head)

$1.06 BGN 1.73

$1.01 Rp 17.1K

4.95%

Water (1.5 liter bottle)

$0.75 BGN 1.23

$0.78 Rp 13.3K

-3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 BGN 5.73

$3.17 Rp 53.6K

10.73%

Wine (Bottle)

$6.48 BGN 10.57

$23.70 Rp 401.1K

-72.66%

Local Beer (0.5 liter bottle)

$0.95 BGN 1.55

$2.78 Rp 47.0K

-65.83%

Imported Beer (0.33 liter bottle)

$1.80 BGN 2.93

$2.75 Rp 46.5K

-34.55%

One-way Ticket (Public Transport)

$1.19 BGN 1.95

$0.27 Rp 4,514

340.74%

Public Transport Monthly Pass (Regular Price)

$26.19 BGN 42.69

$8.14 Rp 137.7K

221.74%

Taxi Start (Normal Tariff)

$1.20 BGN 1.96

$0.45 Rp 7,609

166.67%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.17

$0.42 Rp 7,192

71.43%

Taxi 1hour Waiting (Normal Tariff)

$13.34 BGN 21.74

$6.18 Rp 104.6K

115.86%

Gasoline (1 liter)

$1.44 BGN 2.34

$0.80 Rp 13.5K

80.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 51.7K

$26.2K Rp 443.1M

21.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K BGN 41.0K

$31.6K Rp 534.8M

-20.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.5 BGN 152

$80.7 Rp 1.4M

15.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.31 BGN 26.58

$4.12 Rp 69.8K

295.87%

Internet (50+ Mbps, Unlimited Data)

$12.78 BGN 20.84

$23.70 Rp 401.0K

-46.08%

Gym Membership (Monthly)

$29.57 BGN 48.20

$96.9 Rp 1.6M

-69.47%

Tennis Court (1 Hour on Weekend)

$14.53 BGN 23.68

$6.29 Rp 106.4K

131.00%

Cinema Ticket

$6.01 BGN 9.80

$4.11 Rp 69.5K

46.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BGN 384

$298 Rp 5.0M

-21.12%

International Primary School, 1 Child (Yearly)

$4,165 BGN 6,788

$6,540 Rp 110.7M

-36.32%

Jeans (Levis 501 Or Similar)

$29.54 BGN 48.15

$53.4 Rp 904.2K

-44.71%

Summer Dress (H&M, Zara, etc)

$12.01 BGN 19.57

$38.33 Rp 648.6K

-68.67%

Sport Shoes (Adidas, Nike)

$59.1 BGN 96.4

$86.4 Rp 1.5M

-31.56%

Men's Leather Business Shoes

$47.01 BGN 76.6

$78.9 Rp 1.3M

-40.43%

1-bedroom Apartment, City Center (Monthly)

$290 BGN 472

$1,015 Rp 17.2M

-71.49%

1-bedroom Apartment, Outside City Center (Monthly)

$193 BGN 315

$669 Rp 11.3M

-71.13%

3-bedroom Apartment, City Center (Monthly)

$472 BGN 769

$3,348 Rp 56.7M

-85.91%

3-bedroom Apartment, Outside City Center (Monthly)

$361 BGN 588

$2,114 Rp 35.8M

-82.92%

Buy Apartment in City Center (m2)

$1,491 BGN 2,430

$3,020 Rp 51.1M

-50.64%

Buy Apartment Outside City Center (m2)

$1,064 BGN 1,735

$2,334 Rp 39.5M

-54.40%

Average Monthly Net Salary (After Tax)

$483 BGN 787

$178 Rp 3.0M

170.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.28

-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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