Cost of Living Comparison Between Karlovo and Ubud, Bali Cost of Living Comparison Between Karlovo and Ubud, Bali

🙂 Solo nomad: Karlovo is 4.7% cheaper than Ubud, Bali without rent, and 5.1% more expensive with rent.

🙂 Family of 3: Karlovo is 15.3% cheaper than Ubud, Bali without rent, and 12.3% more expensive with rent.

Meal at Budget Restaurant

$7.55 BGN 12.68

$2.85 Rp 47.5K

164.91%

Three-Course Dinner for Two, Mid-Range

$35.83 BGN 60.2

$12.26 Rp 204.3K

192.25%

Fast Food Meal (McDonalds, etc)

$9.02 BGN 15.15

$3.28 Rp 54.6K

175.00%

Cappuccino

$1.45 BGN 2.44

$2.3 Rp 38.3K

-36.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.79

$1.11 Rp 18.5K

-3.60%

Water (0.33 liter bottle)

$0.65 BGN 1.1

$0.26 Rp 4,324

150.00%

Local Beer (0.5 liter draught)

$2.08 BGN 3.49

$2.4 Rp 40K

-13.33%

Imported Beer (0.33 liter bottle)

$1.82 BGN 3.06

$3.15 Rp 52.5K

-42.22%

Milk (1 liter)

$1.16 BGN 1.95

$1.49 Rp 24.9K

-22.15%

White Bread (500g)

$0.91 BGN 1.53

$1.65 Rp 27.5K

-44.85%

Rice (white) (1kg)

$1.93 BGN 3.25

$1.13 Rp 18.9K

70.80%

Eggs

$3.43 BGN 5.76

$2.33 Rp 38.9K

47.21%

Local Cheese (1kg)

$9.45 BGN 15.87

$13.7 Rp 228.3K

-31.02%

Chicken Fillets (1kg)

$8.01 BGN 13.46

$3.97 Rp 66.2K

101.76%

Beef Round Steak (1kg)

$5.76 BGN 9.68

$11.22 Rp 187K

-48.66%

Apples (1kg)

$1.29 BGN 2.16

$3.48 Rp 57.9K

-62.93%

Banana (1kg)

$2.14 BGN 3.59

$1.5 Rp 25K

42.67%

Oranges (1kg)

$2.01 BGN 3.37

$2.68 Rp 44.6K

-25.00%

Tomato (1kg)

$2.25 BGN 3.79

$1.35 Rp 22.5K

66.67%

Potato (1kg)

$0.49 BGN 0.82

$1.57 Rp 26.2K

-68.79%

Onion (1kg)

$0.92 BGN 1.55

$2.1 Rp 34.9K

-56.19%

Lettuce (1 head)

$1.02 BGN 1.71

$1.03 Rp 17.1K

-0.97%

Water (1.5 liter bottle)

$0.78 BGN 1.32

$0.57 Rp 9,488

36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.4 BGN 5.71

$2.31 Rp 38.5K

47.19%

Wine (Bottle)

$6.59 BGN 11.06

$15.21 Rp 253.5K

-56.67%

Local Beer (0.5 liter bottle)

$1.02 BGN 1.72

$2.49 Rp 41.5K

-59.04%

Imported Beer (0.33 liter bottle)

$1.78 BGN 2.99

$2.66 Rp 44.3K

-33.08%

One-way Ticket (Public Transport)

$1.2 BGN 2.01

$0.29 Rp 4,911

313.79%

Public Transport Monthly Pass (Regular Price)

$26.6 BGN 44.67

$10.03 Rp 167.1K

165.20%

Taxi Start (Normal Tariff)

$1.2 BGN 2.02

$0.45 Rp 7,480

166.67%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.19

$0.34 Rp 5,748

108.82%

Taxi 1hour Waiting (Normal Tariff)

$12.94 BGN 21.73

$5.97 Rp 99.4K

116.75%

Gasoline (1 liter)

$1.51 BGN 2.53

$0.75 Rp 12.4K

101.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K BGN 53.4K

$25.8K Rp 430.2M

23.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K BGN 42.5K

$31.7K Rp 528.9M

-20.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 BGN 160

$64.6 Rp 1.1M

47.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.36 BGN 27.47

$4.14 Rp 69K

295.17%

Internet (50+ Mbps, Unlimited Data)

$12.85 BGN 21.59

$23.99 Rp 399.7K

-46.44%

Gym Membership (Monthly)

$28.97 BGN 48.66

$23.29 Rp 388.1K

24.39%

Tennis Court (1 Hour on Weekend)

$14.89 BGN 25.01

$6.19 Rp 103.1K

140.55%

Cinema Ticket

$5.99 BGN 10.06

$3.45 Rp 57.5K

73.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BGN 395

$91.9 Rp 1.5M

155.81%

International Primary School, 1 Child (Yearly)

$4,151 BGN 6,970

$5,912 Rp 98.5M

-29.80%

Jeans (Levis 501 Or Similar)

$29.79 BGN 50

$51.5 Rp 857.6K

-42.12%

Summer Dress (H&M, Zara, etc)

$11.88 BGN 19.94

$24.45 Rp 407.3K

-51.41%

Sport Shoes (Adidas, Nike)

$57.9 BGN 97.2

$84.4 Rp 1.4M

-31.38%

Men's Leather Business Shoes

$47.71 BGN 80.1

$74.3 Rp 1.2M

-35.80%

1-bedroom Apartment, City Center (Monthly)

$287 BGN 481

$261 Rp 4.4M

9.67%

1-bedroom Apartment, Outside City Center (Monthly)

$192 BGN 323

$160 Rp 2.7M

20.43%

3-bedroom Apartment, City Center (Monthly)

$476 BGN 799

$585 Rp 9.7M

-18.71%

3-bedroom Apartment, Outside City Center (Monthly)

$354 BGN 595

$328 Rp 5.5M

7.84%

Buy Apartment in City Center (m2)

$1,385 BGN 2,326

$985 Rp 16.4M

40.59%

Buy Apartment Outside City Center (m2)

$983 BGN 1,651

$847 Rp 14.1M

16.06%

Average Monthly Net Salary (After Tax)

$467 BGN 784

$178 Rp 3M

162.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.28

-65.59%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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