Cost of Living Comparison Between Karlovac and Novi Sad Cost of Living Comparison Between Karlovac and Novi Sad

🙂 Solo nomad: Karlovac is 15.4% cheaper than Novi Sad without rent, and 8.1% cheaper with rent.

🙂 Family of 3: Karlovac is 9.4% cheaper than Novi Sad without rent, and 12.2% cheaper with rent.

Meal at Budget Restaurant

$12.97 €11.18

$9.61 RSD 971

34.96%

Three-Course Dinner for Two, Mid-Range

$46.64 €40.20

$49.46 RSD 4,994

-5.70%

Fast Food Meal (McDonalds, etc)

$7.87 €6.79

$10.89 RSD 1,100

-27.73%

Cappuccino

$1.99 €1.72

$2.28 RSD 230

-12.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 €2.13

$2.15 RSD 217

14.88%

Water (0.33 liter bottle)

$1.35 €1.17

$1.67 RSD 168

-19.16%

Local Beer (0.5 liter draught)

$2.27 €1.96

$2.99 RSD 302

-24.08%

Imported Beer (0.33 liter bottle)

$2.28 €1.96

$3.70 RSD 373

-38.38%

Milk (1 liter)

$1.19 €1.03

$1.61 RSD 162

-26.09%

White Bread (500g)

$1.19 €1.02

$1.03 RSD 104

15.53%

Rice (white) (1kg)

$1.89 €1.63

$2.68 RSD 270

-29.48%

Eggs

$3.53 €3.04

$2.61 RSD 264

35.25%

Local Cheese (1kg)

$10.03 €8.64

$11.91 RSD 1,203

-15.79%

Chicken Fillets (1kg)

$11.48 €9.90

$7.12 RSD 719

61.24%

Beef Round Steak (1kg)

$13.68 €11.79

$12.71 RSD 1,283

7.63%

Apples (1kg)

$1.69 €1.46

$1.25 RSD 126

35.20%

Banana (1kg)

$1.99 €1.71

$1.92 RSD 194

3.65%

Oranges (1kg)

$1.72 €1.49

$1.56 RSD 158

10.26%

Tomato (1kg)

$2.00 €1.73

$2.52 RSD 255

-20.63%

Potato (1kg)

$1.64 €1.41

$0.99 RSD 100

65.66%

Onion (1kg)

$1.07 €0.92

$0.88 RSD 89.0

21.59%

Lettuce (1 head)

$1.77 €1.52

$0.81 RSD 81.9

118.52%

Water (1.5 liter bottle)

$1.06 €0.92

$0.66 RSD 66.5

60.61%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 €4.82

$4.34 RSD 438

28.80%

Wine (Bottle)

$6.86 €5.91

$7.88 RSD 796

-12.94%

Local Beer (0.5 liter bottle)

$1.78 €1.54

$0.90 RSD 91.3

97.78%

Imported Beer (0.33 liter bottle)

$2.62 €2.26

$2.21 RSD 223

18.55%

One-way Ticket (Public Transport)

$1.84 €1.59

$0.95 RSD 96.1

93.68%

Public Transport Monthly Pass (Regular Price)

$42.36 €36.51

$24.71 RSD 2,495

71.43%

Taxi Start (Normal Tariff)

$3.08 €2.66

$1.89 RSD 191

62.96%

Taxi (Normal Tariff) (1km)

$1.32 €1.14

$0.63 RSD 63.9

109.52%

Taxi 1hour Waiting (Normal Tariff)

$9.08 €7.83

$9.23 RSD 932

-1.63%

Gasoline (1 liter)

$1.72 €1.48

$1.90 RSD 192

-9.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K €32.4K

$31.0K RSD 3.1M

21.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €22.5K

$28.6K RSD 2.9M

-8.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 €162

$203 RSD 20.5K

-7.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.39 €20.16

$20.17 RSD 2,037

15.96%

Internet (50+ Mbps, Unlimited Data)

$32.65 €28.15

$35.65 RSD 3,600

-8.42%

Gym Membership (Monthly)

$34.79 €29.99

$35.89 RSD 3,624

-3.06%

Tennis Court (1 Hour on Weekend)

$14.98 €12.91

$14.27 RSD 1,441

4.98%

Cinema Ticket

$6.24 €5.38

$6.02 RSD 608

3.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$241 €208

$334 RSD 33.7K

-27.70%

International Primary School, 1 Child (Yearly)

$1,415 €1,220

$7,365 RSD 743.7K

-80.79%

Jeans (Levis 501 Or Similar)

$102 €88.2

$107 RSD 10.8K

-4.27%

Summer Dress (H&M, Zara, etc)

$34.79 €29.99

$45.39 RSD 4,584

-23.35%

Sport Shoes (Adidas, Nike)

$69.9 €60.3

$126 RSD 12.7K

-44.49%

Men's Leather Business Shoes

$73.8 €63.6

$140 RSD 14.1K

-47.26%

1-bedroom Apartment, City Center (Monthly)

$420 €362

$561 RSD 56.6K

-25.19%

1-bedroom Apartment, Outside City Center (Monthly)

$330 €285

$458 RSD 46.3K

-27.95%

3-bedroom Apartment, City Center (Monthly)

$628 €541

$1,080 RSD 109.0K

-41.85%

3-bedroom Apartment, Outside City Center (Monthly)

$487 €420

$771 RSD 77.8K

-36.77%

Buy Apartment in City Center (m2)

$2,713 €2,339

$3,683 RSD 371.9K

-26.33%

Buy Apartment Outside City Center (m2)

$2,250 €1,939

$2,696 RSD 272.2K

-16.54%

Average Monthly Net Salary (After Tax)

$1,244 €1,072

$1,014 RSD 102.4K

22.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.31

-38.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: January 12, 2026

Last update for Novi Sad: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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