Cost of Living Comparison Between Karlovac and Novi Sad Cost of Living Comparison Between Karlovac and Novi Sad

😐 Solo nomad: Karlovac is 2.9% more expensive than Novi Sad without rent, and 11.7% cheaper with rent.

😐 Family of 3: Karlovac is 11.3% more expensive than Novi Sad without rent, and 14.2% cheaper with rent.

Meal at Budget Restaurant

$12.71 €10.86

$9.83 RSD 983

29.30%

Three-Course Dinner for Two, Mid-Range

$45.42 €38.79

$49.02 RSD 4,902

-7.34%

Fast Food Meal (McDonalds, etc)

$8.33 €7.12

$10.75 RSD 1,075

-22.51%

Cappuccino

$2.02 €1.72

$2.30 RSD 230

-12.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.13

$2.19 RSD 219

13.70%

Water (0.33 liter bottle)

$1.41 €1.21

$1.66 RSD 166

-15.06%

Local Beer (0.5 liter draught)

$2.29 €1.96

$2.88 RSD 288

-20.49%

Imported Beer (0.33 liter bottle)

$2.25 €1.92

$3.67 RSD 367

-38.69%

Milk (1 liter)

$1.14 €0.97

$1.57 RSD 157

-27.39%

White Bread (500g)

$1.19 €1.02

$0.98 RSD 98.3

21.43%

Rice (white) (1kg)

$1.83 €1.56

$2.77 RSD 277

-33.94%

Eggs

$3.41 €2.91

$2.59 RSD 259

31.66%

Local Cheese (1kg)

$10.11 €8.63

$12.17 RSD 1,217

-16.93%

Chicken Fillets (1kg)

$11.38 €9.72

$6.92 RSD 692

64.45%

Beef Round Steak (1kg)

$13.99 €11.95

$12.76 RSD 1,276

9.64%

Apples (1kg)

$1.72 €1.47

$1.28 RSD 128

34.37%

Banana (1kg)

$1.97 €1.69

$1.85 RSD 185

6.49%

Oranges (1kg)

$1.73 €1.48

$1.64 RSD 164

5.49%

Tomato (1kg)

$2.04 €1.74

$2.50 RSD 250

-18.40%

Potato (1kg)

$1.63 €1.39

$1.01 RSD 101

61.39%

Onion (1kg)

$1.05 €0.90

$0.93 RSD 93.4

12.90%

Lettuce (1 head)

$1.79 €1.53

$0.81 RSD 81.5

120.99%

Water (1.5 liter bottle)

$1.07 €0.91

$0.64 RSD 63.8

67.19%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 €4.75

$4.36 RSD 436

27.75%

Wine (Bottle)

$6.89 €5.89

$7.97 RSD 797

-13.55%

Local Beer (0.5 liter bottle)

$1.78 €1.52

$0.91 RSD 91.2

95.60%

Imported Beer (0.33 liter bottle)

$2.65 €2.26

$2.25 RSD 225

17.78%

One-way Ticket (Public Transport)

$1.75 €1.50

$1.00 RSD 100

75.00%

Public Transport Monthly Pass (Regular Price)

$42.68 €36.45

$25.14 RSD 2,514

69.77%

Taxi Start (Normal Tariff)

$3.02 €2.58

$1.98 RSD 198

52.53%

Taxi (Normal Tariff) (1km)

$1.33 €1.13

$0.68 RSD 67.8

95.59%

Taxi 1hour Waiting (Normal Tariff)

$8.93 €7.63

$9.30 RSD 930

-3.98%

Gasoline (1 liter)

$1.76 €1.50

$1.85 RSD 185

-4.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K €31.9K

$30.5K RSD 3.0M

22.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €22.3K

$28.6K RSD 2.9M

-8.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 €160

$208 RSD 20.8K

-9.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.53 €20.10

$19.77 RSD 1,977

19.02%

Internet (50+ Mbps, Unlimited Data)

$33.29 €28.43

$35.55 RSD 3,555

-6.36%

Gym Membership (Monthly)

$34.81 €29.73

$36.83 RSD 3,683

-5.48%

Tennis Court (1 Hour on Weekend)

$14.53 €12.41

$13.82 RSD 1,382

5.14%

Cinema Ticket

$6.46 €5.52

$6.12 RSD 612

5.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 €207

$339 RSD 33.9K

-28.61%

International Primary School, 1 Child (Yearly)

$1,379 €1,178

$7,209 RSD 720.9K

-80.87%

Jeans (Levis 501 Or Similar)

$105 €89.4

$110 RSD 11.0K

-4.84%

Summer Dress (H&M, Zara, etc)

$34.68 €29.62

$45.54 RSD 4,554

-23.85%

Sport Shoes (Adidas, Nike)

$69.7 €59.6

$123 RSD 12.3K

-43.38%

Men's Leather Business Shoes

$76.2 €65.1

$138 RSD 13.8K

-44.80%

1-bedroom Apartment, City Center (Monthly)

$430 €367

$556 RSD 55.6K

-22.69%

1-bedroom Apartment, Outside City Center (Monthly)

$334 €285

$458 RSD 45.8K

-27.07%

3-bedroom Apartment, City Center (Monthly)

$639 €545

$1,105 RSD 110.5K

-42.22%

3-bedroom Apartment, Outside City Center (Monthly)

$473 €404

$774 RSD 77.4K

-38.92%

Buy Apartment in City Center (m2)

$2,966 €2,533

$3,676 RSD 367.6K

-19.30%

Buy Apartment Outside City Center (m2)

$2,490 €2,126

$2,633 RSD 263.3K

-5.45%

Average Monthly Net Salary (After Tax)

$1,460 €1,247

$1,003 RSD 100.3K

45.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.31

-38.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: March 1, 2026

Last update for Novi Sad: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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