Last update: Oct 2026

Cost of Living Comparison Between Karlovac and London

For one person, living is cheaper in Karlovac: $1,222 a month against $3,986 in London, rent and utilities included – about $33,200 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Karlovac
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Karlovac Living Index
194

Cost of Living Index in London
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London Living Index

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Karlovac

🇭🇷 Croatia

$1,222

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovac and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovac and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,222 in Karlovac versus $3,986 in London.

Karlovac $1,222
London $3,986

Estimated couple costs with rent: $1,813 in Karlovac versus $5,791 in London.

Karlovac $1,813
London $5,791

Monthly costs for a family of three with rent: $2,404 in Karlovac versus $7,595 in London.

Karlovac $2,404
London $7,595

Living in Karlovac costs roughly 69% less than in London, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Karlovac is 9% below, London is 195% above.

Meal at Budget Restaurant

$11.05 €9.83

$25.93 £19.45

-57.39%

Three-Course Dinner for Two, Mid-Range

$44.01 €39.15

$107 £79.9

-58.68%

Fast Food Meal (McDonalds, etc)

$7.86 €6.99

$10.71 £8.03

-26.61%

Cappuccino

$1.98 €1.76

$5.47 £4.11

-63.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 €2.16

$2.97 £2.23

-18.18%

Water (0.33 liter bottle)

$1.60 €1.42

$2.20 £1.65

-27.27%

Local Beer (0.5 liter draught)

$2.51 €2.23

$9.13 £6.85

-72.51%

Imported Beer (0.33 liter bottle)

$2.53 €2.25

$7.94 £5.96

-68.14%

Milk (1 liter)

$1.13 €1.00

$1.86 £1.40

-39.25%

White Bread (500g)

$1.16 €1.03

$2.07 £1.55

-43.96%

Rice (white) (1kg)

$1.55 €1.38

$2.42 £1.81

-35.95%

Eggs

$3.14 €2.79

$5.09 £3.82

-38.31%

Local Cheese (1kg)

$9.27 €8.25

$12.87 £9.66

-27.97%

Chicken Fillets (1kg)

$9.70 €8.62

$10.43 £7.82

-7.00%

Beef Round Steak (1kg)

$12.01 €10.68

$16.87 £12.66

-28.81%

Apples (1kg)

$1.98 €1.76

$3.11 £2.33

-36.33%

Banana (1kg)

$1.86 €1.65

$1.40 £1.05

32.86%

Oranges (1kg)

$1.84 €1.64

$3.08 £2.31

-40.26%

Tomato (1kg)

$2.03 €1.81

$3.27 £2.45

-37.92%

Potato (1kg)

$1.44 €1.28

$1.58 £1.19

-8.86%

Onion (1kg)

$1.07 €0.95

$1.74 £1.31

-38.51%

Lettuce (1 head)

$1.68 €1.50

$1.40 £1.05

20.00%

Water (1.5 liter bottle)

$1.16 €1.03

$1.80 £1.35

-35.56%

Cigarettes 20 Pack (Marlboro, Camel)

$5.42 €4.82

$23.28 £17.46

-76.72%

Wine (Bottle)

$6.81 €6.06

$13.03 £9.77

-47.74%

Local Beer (0.5 liter bottle)

$1.62 €1.44

$3.17 £2.38

-48.90%

Imported Beer (0.33 liter bottle)

$2.19 €1.95

$4.42 £3.32

-50.45%

One-way Ticket (Public Transport)

$3.37 €2.99

$4.07 £3.05

-17.20%

Public Transport Monthly Pass (Regular Price)

$247 £185

Taxi Start (Normal Tariff)

$5.56 €4.94

$5.58 £4.18

-0.36%

Taxi (Normal Tariff) (1km)

$1.13 €1.01

$3.36 £2.52

-66.37%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

Gasoline (1 liter)

$1.75 €1.56

$2.13 £1.60

-17.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K €23.0K

$38.2K £28.6K

-32.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.0K

$40.9K £30.7K

-39.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 €159

$372 £279

-52.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.88 €23.91

$17.82 £13.37

50.84%

Internet (50+ Mbps, Unlimited Data)

$39.18 €34.85

$40.37 £30.29

-2.95%

Gym Membership (Monthly)

$37.71 €33.55

$60.0 £44.99

-37.12%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

$21.29 £15.97

-12.26%

Cinema Ticket

$6.65 €5.91

$17.74 £13.31

-62.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 €375

$2,864 £2,149

-85.29%

International Primary School, 1 Child (Yearly)

$6,713 €5,971

$35.3K £26.5K

-81.00%

Jeans (Levis 501 Or Similar)

$87.9 €78.2

$114 £85.5

-22.87%

Summer Dress (H&M, Zara, etc)

$50.9 €45.28

$54.3 £40.71

-6.19%

Sport Shoes (Adidas, Nike)

$87.6 €77.9

$124 £93.2

-29.51%

Men's Leather Business Shoes

$77.3 €68.7

$163 £122

-52.62%

1-bedroom Apartment, City Center (Monthly)

$487 €433

$2,869 £2,152

-83.03%

1-bedroom Apartment, Outside City Center (Monthly)

$350 €311

$2,233 £1,675

-84.32%

3-bedroom Apartment, City Center (Monthly)

$714 €635

$5,266 £3,951

-86.45%

3-bedroom Apartment, Outside City Center (Monthly)

$521 €463

$3,778 £2,835

-86.21%

Buy Apartment in City Center (m2)

$2,765 €2,460

$18.3K £13.8K

-84.92%

Buy Apartment Outside City Center (m2)

$2,459 €2,188

$8,024 £6,020

-69.35%

Average Monthly Net Salary (After Tax)

$1,392 €1,238

$5,037 £3,779

-72.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.74

-21.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: October 11, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karlovac

$350 28.7%

London

$2.2K 56% 538% $1.9K

Groceries & Markets

Karlovac

$246 20.1%

London

$349 8.8% 42.2% $104

Monthly Utilities & Internet

Karlovac

$244 20%

London

$430 10.8% 76.1% $186

Eating Out

Karlovac

$169 13.9%

London

$388 9.7% 129% $218

Clothing & Footwear

Karlovac

$137 11.2%

London

$205 5.1% 50% $68

Sport & Entertainment

Karlovac

$51 4.2%

London

$95 2.4% 87.1% $44

Getting Around

Karlovac

$25 * 2%

London

$285 7.2% 1057% $261

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $487 in Karlovac and $2,869 in London. Housing cost is often the main lever when comparing two cities.

London pays 262% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Karlovac vs $107 in London for a mid-range dinner for two. Groceries echo the gap at $246 vs $349 per month, with Karlovac cheaper across the board.

Good to know

🇭🇷 Karlovac

🇬🇧 London

🕒 Local time

06:13 6:13 AM

05:13 5:13 AM

1 h behind Karlovac

🌤 Weather

👥 Population

41,869

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

Karlovac London 1,330 km ≈ 2 h 15 min nonstop flight

From you

Karlovac
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovac vs London: Cost of Living - Frequently Asked Questions

Karlovac is cheaper overall, especially in groceries, eating out, and clothing. The 226% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 262% lower in London. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $487 in Karlovac versus $2,869 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in London. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,222 per month in Karlovac versus $3,986 in London – a 226% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,222 in Karlovac versus $3,986 in London, a $1,500 budget is realistic in Karlovac but tight or insufficient in London. The gap between the two cities makes Karlovac the clear choice for anyone on this budget.

For families, Karlovac is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlovac and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlovac gentler on the wallet – expenses run 226% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.