🙂A single person spends $717 per month in Kardzhali vs $1,438 in Ubud, Bali, rent included.
🙂A couple spends around $1,175 per month in Kardzhali vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $1,633 per month in Kardzhali vs $3,732 in Ubud, Bali, rent included.
🙂Kardzhali is about 50% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Kardzhali sits 46% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.
Moneda
🍽 Eating Out
Kardzhali
Ubud, Bali
Diferencia
Meal at Budget Restaurant
$9.09BGN 15.19
$3.57Rp 61.9K
154.62%
Three-Course Dinner for Two, Mid-Range
$26.92BGN 44.96
$32.58Rp 564.7K
-17.37%
Fast Food Meal(McDonalds, etc)
$9.02BGN 15.06
$5.07Rp 87.8K
77.91%
Cappuccino
$1.16BGN 1.93
$2.83Rp 49.0K
-59.01%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.86BGN 1.44
$1.34Rp 23.2K
-35.82%
Water(0.33 liter bottle)
$1.47BGN 2.45
$0.69Rp 12.0K
113.04%
Local Beer(0.5 liter draught)
$1.66BGN 2.78
$2.99Rp 51.8K
-44.48%
Imported Beer(0.33 liter bottle)
$1.32BGN 2.21
$3.85Rp 66.7K
-65.71%
🛒 Groceries & Markets
Kardzhali
Ubud, Bali
Diferencia
Milk(1 liter)
$1.81BGN 3.02
$1.74Rp 30.2K
4.02%
White Bread(500g)
$0.83BGN 1.39
$2.54Rp 44.0K
-67.32%
Rice(white)(1kg)
$1.81BGN 3.02
$1.19Rp 20.6K
52.10%
Eggs
$3.15BGN 5.25
$2.43Rp 42.0K
29.63%
Local Cheese(1kg)
$12.44BGN 20.78
$14.66Rp 254.1K
-15.14%
Chicken Fillets(1kg)
$8.74BGN 14.60
$4.18Rp 72.4K
109.09%
Beef Round Steak(1kg)
$13.27BGN 22.16
$11.94Rp 206.9K
11.14%
Apples(1kg)
$1.83BGN 3.05
$3.69Rp 63.9K
-50.41%
Banana(1kg)
$1.89BGN 3.15
$1.61Rp 27.8K
17.39%
Oranges(1kg)
$1.94BGN 3.23
$2.69Rp 46.5K
-27.88%
Tomato(1kg)
$2.15BGN 3.60
$2.33Rp 40.4K
-7.73%
Potato(1kg)
$0.88BGN 1.47
$1.91Rp 33.0K
-53.93%
Onion(1kg)
$1.06BGN 1.76
$2.19Rp 37.9K
-51.60%
Lettuce(1 head)
$0.85BGN 1.41
$1.06Rp 18.3K
-19.81%
Water(1.5 liter bottle)
$0.71BGN 1.19
$0.72Rp 12.5K
-1.39%
Cigarettes 20 Pack(Marlboro, Camel)
$3.73BGN 6.23
$3.13Rp 54.3K
19.17%
Wine(Bottle)
$4.63BGN 7.73
$23.49Rp 407.1K
-80.29%
Local Beer(0.5 liter bottle)
$1.10BGN 1.84
$2.74Rp 47.5K
-59.85%
Imported Beer(0.33 liter bottle)
$1.77BGN 2.95
$2.88Rp 49.9K
-38.54%
🚌 Getting Around
Kardzhali
Ubud, Bali
Diferencia
One-way Ticket(Public Transport)
$0.30BGN 0.51
$0.29Rp 5,029
3.45%
Public Transport Monthly Pass(Regular Price)
$9.02BGN 15.07
$8.17Rp 141.6K
10.40%
Taxi Start(Normal Tariff)
$1.05BGN 1.75
$0.45Rp 7,863
133.33%
Taxi(Normal Tariff)(1km)
$0.72BGN 1.20
$0.42Rp 7,305
71.43%
Taxi 1hour Waiting(Normal Tariff)
$13.96BGN 23.32
$6.16Rp 106.7K
126.62%
Gasoline(1 liter)
$1.49BGN 2.48
$0.84Rp 14.6K
77.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3KBGN 54.0K
$26.2KRp 454.9M
23.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.3KBGN 49.0K
$32.5KRp 562.9M
-9.72%
🧾 Monthly Utilities & Internet
Kardzhali
Ubud, Bali
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.0BGN 104
$78.4Rp 1.4M
-20.91%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.05BGN 30.15
$3.95Rp 68.5K
356.96%
Internet(50+ Mbps, Unlimited Data)
$5.99BGN 10.01
$24.40Rp 423.0K
-75.45%
🎉 Sport & Entertainment
Kardzhali
Ubud, Bali
Diferencia
Gym Membership(Monthly)
$29.68BGN 49.56
$96.5Rp 1.7M
-69.26%
Tennis Court(1 Hour on Weekend)
$15.01BGN 25.06
$6.35Rp 110.0K
136.38%
Cinema Ticket
$9.24BGN 15.43
$4.04Rp 70.0K
128.71%
🧸 Childcare & Education
Kardzhali
Ubud, Bali
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$635BGN 1,060
$303Rp 5.2M
109.67%
International Primary School, 1 Child(Yearly)
$9,240BGN 15.4K
$6,523Rp 113.1M
41.67%
👕👟 Clothing & Footwear
Kardzhali
Ubud, Bali
Diferencia
Jeans(Levis 501 Or Similar)
$29.92BGN 49.96
$53.8Rp 933.1K
-44.43%
Summer Dress(H&M, Zara, etc)
$17.56BGN 29.33
$37.98Rp 658.3K
-53.77%
Sport Shoes(Adidas, Nike)
$46.39BGN 77.5
$86.8Rp 1.5M
-46.53%
Men's Leather Business Shoes
$90.0BGN 150
$78.9Rp 1.4M
14.16%
🏠 Accommodation & Living
Kardzhali
Ubud, Bali
Diferencia
1-bedroom Apartment, City Center(Monthly)
$118BGN 197
$1,012Rp 17.5M
-88.32%
1-bedroom Apartment, Outside City Center(Monthly)
$116BGN 194
$674Rp 11.7M
-82.81%
3-bedroom Apartment, City Center(Monthly)
$237BGN 396
$3,390Rp 58.8M
-93.01%
3-bedroom Apartment, Outside City Center(Monthly)
$205BGN 343
$2,098Rp 36.4M
-90.22%
Buy Apartment in City Center(m2)
$1,207BGN 2,015
$2,985Rp 51.7M
-59.57%
Buy Apartment Outside City Center(m2)
$875BGN 1,461
$2,339Rp 40.5M
-62.60%
💵 Salaries & Financials
Kardzhali
Ubud, Bali
Diferencia
Average Monthly Net Salary(After Tax)
$1,341BGN 2,240
$173Rp 3.0M
674.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.1
13.28
-76.66%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Kardzhali: April 28, 2026
Última actualización para Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $118 in Kardzhali versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 675% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $27.00 in Kardzhali versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $241 vs $298 – making Kardzhali the more affordable choice for daily food spending.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Kardzhali vs Ubud, Bali: Coste de vida - preguntas frecuentes
Which city is more expensive, Kardzhali or Ubud, Bali?
Ubud, Bali costs about 101% more than Kardzhali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kardzhali vs Ubud, Bali?
For a comfortable life, plan on about $1,075 per month in Kardzhali and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Kardzhali or Ubud, Bali?
Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Kardzhali compared to Ubud, Bali?
Monthly expenses with rent come to $717 in Kardzhali and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Kardzhali vs Ubud, Bali?
Public transport costs about 10% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Kardzhali or Ubud, Bali?
A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $717, than in Ubud, Bali at $1,438. In Kardzhali it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Kardzhali or Ubud, Bali?
For digital nomads, it depends on budget. Kardzhali costs $717 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Kardzhali compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Kardzhali or Ubud, Bali?
If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Kardzhali vs otros destinos: coste de vida comparado