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Cost of Living Comparison Between Kardzhali and Ubud, Bali Cost of Living Comparison Between Kardzhali and Ubud, Bali

😐 Solo nomad: Kardzhali is 3.3% more expensive than Ubud, Bali without rent, and 48.3% cheaper with rent.
😐 Family of 3: Kardzhali is 7% more expensive than Ubud, Bali without rent, and 56.6% cheaper with rent.
Currency
🍽 Eating Out
Kardzhali
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.94 BGN 14.21
$3.52 Rp 59.1K
153.98%
Three-Course Dinner for Two, Mid-Range
$26.46 BGN 42.06
$31.99 Rp 536.4K
-17.29%
Fast Food Meal (McDonalds, etc)
$8.66 BGN 13.77
$4.95 Rp 83.0K
74.95%
Cappuccino
$1.19 BGN 1.89
$2.76 Rp 46.2K
-56.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 BGN 1.30
$1.32 Rp 22.2K
-37.88%
Water (0.33 liter bottle)
$1.46 BGN 2.32
$0.68 Rp 11.5K
114.71%
Local Beer (0.5 liter draught)
$1.68 BGN 2.66
$2.88 Rp 48.3K
-41.67%
Imported Beer (0.33 liter bottle)
$1.32 BGN 2.10
$3.80 Rp 63.7K
-65.26%
🛒 Groceries & Markets
Kardzhali
Ubud, Bali
Difference
Milk (1 liter)
$1.79 BGN 2.85
$1.80 Rp 30.1K
-0.56%
White Bread (500g)
$0.78 BGN 1.24
$2.42 Rp 40.6K
-67.77%
Rice (white) (1kg)
$1.79 BGN 2.85
$1.17 Rp 19.6K
52.99%
Eggs
$3.18 BGN 5.05
$2.43 Rp 40.8K
30.86%
Local Cheese (1kg)
$12.21 BGN 19.41
$14.74 Rp 247.2K
-17.16%
Chicken Fillets (1kg)
$8.57 BGN 13.63
$4.32 Rp 72.4K
98.38%
Beef Round Steak (1kg)
$13.36 BGN 21.24
$11.89 Rp 199.5K
12.36%
Apples (1kg)
$1.92 BGN 3.05
$3.66 Rp 61.4K
-47.54%
Banana (1kg)
$1.98 BGN 3.15
$1.55 Rp 25.9K
27.74%
Oranges (1kg)
$2.01 BGN 3.19
$2.74 Rp 45.9K
-26.64%
Tomato (1kg)
$2.24 BGN 3.57
$2.27 Rp 38.1K
-1.32%
Potato (1kg)
$0.89 BGN 1.42
$1.90 Rp 31.9K
-53.16%
Onion (1kg)
$1.05 BGN 1.67
$2.23 Rp 37.4K
-52.91%
Lettuce (1 head)
$0.89 BGN 1.41
$1.05 Rp 17.6K
-15.24%
Water (1.5 liter bottle)
$0.67 BGN 1.06
$0.77 Rp 12.9K
-12.99%
Cigarettes 20 Pack (Marlboro, Camel)
$3.77 BGN 5.99
$3.31 Rp 55.6K
13.90%
Wine (Bottle)
$6.44 BGN 10.24
$25.28 Rp 423.9K
-74.53%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.73
$2.84 Rp 47.6K
-61.62%
Imported Beer (0.33 liter bottle)
$1.73 BGN 2.75
$2.88 Rp 48.3K
-39.93%
🚌 Getting Around
Kardzhali
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 BGN 0.45
$0.29 Rp 4,885
-3.45%
Public Transport Monthly Pass (Regular Price)
$8.62 BGN 13.71
$8.21 Rp 137.6K
4.99%
Taxi Start (Normal Tariff)
$1.09 BGN 1.73
$0.49 Rp 8,166
122.45%
Taxi (Normal Tariff) (1km)
$0.70 BGN 1.12
$0.46 Rp 7,745
52.17%
Taxi 1hour Waiting (Normal Tariff)
$14.30 BGN 22.74
$6.16 Rp 103.3K
132.14%
Gasoline (1 liter)
$1.54 BGN 2.45
$0.85 Rp 14.3K
81.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BGN 50.5K
$25.9K Rp 435.1M
22.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9K BGN 46.0K
$31.5K Rp 528.6M
-8.29%
🧾 Monthly Utilities & Internet
Kardzhali
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 BGN 98.9
$80.4 Rp 1.3M
-22.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.40 BGN 29.26
$3.99 Rp 66.9K
361.15%
Internet (50+ Mbps, Unlimited Data)
$5.94 BGN 9.45
$23.75 Rp 398.3K
-74.99%
🎉 Sport & Entertainment
Kardzhali
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.22 BGN 46.46
$99.1 Rp 1.7M
-70.50%
Tennis Court (1 Hour on Weekend)
$14.86 BGN 23.62
$6.46 Rp 108.3K
130.03%
Cinema Ticket
$9.65 BGN 15.35
$4.17 Rp 69.9K
131.41%
🧸 Childcare & Education
Kardzhali
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$634 BGN 1,007
$296 Rp 5.0M
113.87%
International Primary School, 1 Child (Yearly)
$9,264 BGN 14.7K
$6,729 Rp 112.9M
37.66%
👕👟 Clothing & Footwear
Kardzhali
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$29.11 BGN 46.29
$55.3 Rp 927.7K
-47.38%
Summer Dress (H&M, Zara, etc)
$17.76 BGN 28.25
$38.44 Rp 644.6K
-53.80%
Sport Shoes (Adidas, Nike)
$46.78 BGN 74.4
$89.3 Rp 1.5M
-47.63%
Men's Leather Business Shoes
$88.4 BGN 141
$76.6 Rp 1.3M
15.43%
🏠 Accommodation & Living
Kardzhali
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$120 BGN 191
$1,003 Rp 16.8M
-88.02%
1-bedroom Apartment, Outside City Center (Monthly)
$118 BGN 188
$668 Rp 11.2M
-82.31%
3-bedroom Apartment, City Center (Monthly)
$235 BGN 373
$3,389 Rp 56.8M
-93.07%
3-bedroom Apartment, Outside City Center (Monthly)
$204 BGN 325
$2,112 Rp 35.4M
-90.33%
Buy Apartment in City Center (m2)
$1,198 BGN 1,905
$3,003 Rp 50.4M
-60.11%
Buy Apartment Outside City Center (m2)
$897 BGN 1,427
$2,436 Rp 40.9M
-63.17%
💵 Salaries & Financials
Kardzhali
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,581 BGN 2,513
$179 Rp 3.0M
783.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
13.28
-76.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: February 1, 2026

Last update for Ubud, Bali: February 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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