Cost of Living Comparison Between Karbala and Ubud, Bali Cost of Living Comparison Between Karbala and Ubud, Bali

🙂 Solo nomad: Karbala is 20.3% cheaper than Ubud, Bali without rent, and 55.1% cheaper with rent.
🙂 Family of 3: Karbala is 40.2% cheaper than Ubud, Bali without rent, and 66.5% cheaper with rent.
Currency
🍽 Eating Out
Karbala
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.89 IQD 6,407
$3.47 Rp 58.6K
40.92%
Three-Course Dinner for Two, Mid-Range
$15.02 IQD 19.7K
$32.10 Rp 542.9K
-53.21%
Fast Food Meal (McDonalds, etc)
$5.48 IQD 7,177
$4.86 Rp 82.2K
12.76%
Cappuccino
$1.66 IQD 2,169
$2.82 Rp 47.7K
-41.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 IQD 482
$1.37 Rp 23.2K
-72.99%
Water (0.33 liter bottle)
$0.28 IQD 365
$0.73 Rp 12.4K
-61.64%
Local Beer (0.5 liter draught)
$1.90 IQD 2,486
$2.90 Rp 49.0K
-34.48%
Imported Beer (0.33 liter bottle)
$2.93 IQD 3,838
$3.92 Rp 66.2K
-25.26%
🛒 Groceries & Markets
Karbala
Ubud, Bali
Difference
Milk (1 liter)
$1.18 IQD 1,549
$1.74 Rp 29.4K
-32.18%
White Bread (500g)
$0.68 IQD 897
$2.44 Rp 41.3K
-72.13%
Rice (white) (1kg)
$1.43 IQD 1,869
$1.17 Rp 19.7K
22.22%
Eggs
$1.72 IQD 2,259
$2.35 Rp 39.8K
-26.81%
Local Cheese (1kg)
$5.23 IQD 6,844
$14.78 Rp 250.0K
-64.61%
Chicken Fillets (1kg)
$4.64 IQD 6,078
$4.25 Rp 71.9K
9.18%
Beef Round Steak (1kg)
$9.52 IQD 12.5K
$12.21 Rp 206.6K
-22.03%
Apples (1kg)
$0.92 IQD 1,204
$3.72 Rp 62.9K
-75.27%
Banana (1kg)
$1.08 IQD 1,411
$1.56 Rp 26.3K
-30.77%
Oranges (1kg)
$0.91 IQD 1,197
$2.69 Rp 45.5K
-66.17%
Tomato (1kg)
$0.67 IQD 883
$2.34 Rp 39.5K
-71.37%
Potato (1kg)
$0.64 IQD 837
$2.00 Rp 33.8K
-68.00%
Onion (1kg)
$0.51 IQD 666
$2.31 Rp 39.0K
-77.92%
Lettuce (1 head)
$0.55 IQD 723
$1.01 Rp 17.2K
-45.54%
Water (1.5 liter bottle)
$0.62 IQD 817
$0.73 Rp 12.3K
-15.07%
Cigarettes 20 Pack (Marlboro, Camel)
$1.86 IQD 2,441
$3.31 Rp 56.1K
-43.81%
Wine (Bottle)
-
$25.14 Rp 425.2K
-
Local Beer (0.5 liter bottle)
$1.06 IQD 1,382
$2.90 Rp 49.0K
-63.45%
Imported Beer (0.33 liter bottle)
$2.15 IQD 2,818
$2.77 Rp 46.9K
-22.38%
🚌 Getting Around
Karbala
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.36 IQD 478
$0.27 Rp 4,537
33.33%
Public Transport Monthly Pass (Regular Price)
$30.74 IQD 40.3K
$8.26 Rp 139.7K
272.15%
Taxi Start (Normal Tariff)
$2.27 IQD 2,970
$0.45 Rp 7,652
404.44%
Taxi (Normal Tariff) (1km)
$1.49 IQD 1,949
$0.42 Rp 7,146
254.76%
Taxi 1hour Waiting (Normal Tariff)
$7.60 IQD 9,956
$6.26 Rp 105.8K
21.41%
Gasoline (1 liter)
$0.49 IQD 638
$0.86 Rp 14.6K
-43.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.3K IQD 14.9M
$25.9K Rp 437.9M
-56.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.3K IQD 18.7M
$31.9K Rp 539.4M
-55.27%
🧾 Monthly Utilities & Internet
Karbala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.0 IQD 93.0K
$80.8 Rp 1.4M
-12.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.77 IQD 32.4K
$3.98 Rp 67.2K
522.36%
Internet (50+ Mbps, Unlimited Data)
$49.02 IQD 64.2K
$23.55 Rp 398.2K
108.15%
🎉 Sport & Entertainment
Karbala
Ubud, Bali
Difference
Gym Membership (Monthly)
$23.23 IQD 30.4K
$97.3 Rp 1.6M
-76.12%
Tennis Court (1 Hour on Weekend)
$16.89 IQD 22.1K
$6.42 Rp 108.6K
163.08%
Cinema Ticket
$8.78 IQD 11.5K
$4.16 Rp 70.4K
111.06%
🧸 Childcare & Education
Karbala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$127 IQD 166.9K
$294 Rp 5.0M
-56.69%
International Primary School, 1 Child (Yearly)
$769 IQD 1.0M
$6,548 Rp 110.7M
-88.26%
👕👟 Clothing & Footwear
Karbala
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$17.07 IQD 22.4K
$54.2 Rp 916.1K
-68.49%
Summer Dress (H&M, Zara, etc)
$14.05 IQD 18.4K
$37.95 Rp 641.8K
-62.98%
Sport Shoes (Adidas, Nike)
$30.35 IQD 39.8K
$88.1 Rp 1.5M
-65.55%
Men's Leather Business Shoes
$32.45 IQD 42.5K
$78.1 Rp 1.3M
-58.45%
🏠 Accommodation & Living
Karbala
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$249 IQD 326.2K
$995 Rp 16.8M
-74.98%
1-bedroom Apartment, Outside City Center (Monthly)
$148 IQD 193.8K
$668 Rp 11.3M
-77.85%
3-bedroom Apartment, City Center (Monthly)
$343 IQD 449.5K
$3,391 Rp 57.4M
-89.88%
3-bedroom Apartment, Outside City Center (Monthly)
$248 IQD 325.1K
$2,080 Rp 35.2M
-88.07%
Buy Apartment in City Center (m2)
$977 IQD 1.3M
$3,037 Rp 51.4M
-67.82%
Buy Apartment Outside City Center (m2)
$325 IQD 425.7K
$2,378 Rp 40.2M
-86.33%
💵 Salaries & Financials
Karbala
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$477 IQD 625.3K
$180 Rp 3.0M
165.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karbala: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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