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Cost of Living Comparison Between Karbala and Ubud, Bali Cost of Living Comparison Between Karbala and Ubud, Bali

😐 Solo nomad: Karbala is 2.5% more expensive than Ubud, Bali without rent, and 9.3% cheaper with rent.
🙂 Family of 3: Karbala is 33.2% cheaper than Ubud, Bali without rent, and 15.1% cheaper with rent.
Currency
🍽 Eating Out
Karbala
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.88 IQD 6,389
$2.85 Rp 47.5K
71.23%
Three-Course Dinner for Two, Mid-Range
$15.03 IQD 19.7K
$12.26 Rp 204.3K
22.59%
Fast Food Meal (McDonalds, etc)
$5.27 IQD 6,896
$3.28 Rp 54.6K
60.67%
Cappuccino
$1.66 IQD 2,179
$2.3 Rp 38.3K
-27.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 IQD 474
$1.11 Rp 18.5K
-67.57%
Water (0.33 liter bottle)
$0.3 IQD 394
$0.26 Rp 4,324
15.38%
Local Beer (0.5 liter draught)
$1.88 IQD 2,461
$2.4 Rp 40K
-21.67%
Imported Beer (0.33 liter bottle)
$2.9 IQD 3,796
$3.15 Rp 52.5K
-7.94%
🛒 Groceries & Markets
Karbala
Ubud, Bali
Difference
Milk (1 liter)
$1.17 IQD 1,535
$1.49 Rp 24.9K
-21.48%
White Bread (500g)
$0.75 IQD 977
$1.65 Rp 27.5K
-54.55%
Rice (white) (1kg)
$1.51 IQD 1,976
$1.13 Rp 18.9K
33.63%
Eggs
$1.73 IQD 2,270
$2.33 Rp 38.9K
-25.75%
Local Cheese (1kg)
$5 IQD 6,541
$13.7 Rp 228.3K
-63.50%
Chicken Fillets (1kg)
$4.74 IQD 6,206
$3.97 Rp 66.2K
19.40%
Beef Round Steak (1kg)
$9.9 IQD 13K
$11.22 Rp 187K
-11.76%
Apples (1kg)
$0.93 IQD 1,214
$3.48 Rp 57.9K
-73.28%
Banana (1kg)
$1.09 IQD 1,426
$1.5 Rp 25K
-27.33%
Oranges (1kg)
$0.92 IQD 1,209
$2.68 Rp 44.6K
-65.67%
Tomato (1kg)
$0.67 IQD 876
$1.35 Rp 22.5K
-50.37%
Potato (1kg)
$0.63 IQD 822
$1.57 Rp 26.2K
-59.87%
Onion (1kg)
$0.54 IQD 701
$2.1 Rp 34.9K
-74.29%
Lettuce (1 head)
$0.59 IQD 777
$1.03 Rp 17.1K
-42.72%
Water (1.5 liter bottle)
$0.6 IQD 783
$0.57 Rp 9,488
5.26%
Cigarettes 20 Pack (Marlboro, Camel)
$1.88 IQD 2,466
$2.31 Rp 38.5K
-18.61%
Wine (Bottle)
$10.27 IQD 13.5K
$15.21 Rp 253.5K
-32.48%
Local Beer (0.5 liter bottle)
$1.06 IQD 1,386
$2.49 Rp 41.5K
-57.43%
Imported Beer (0.33 liter bottle)
$2.17 IQD 2,840
$2.66 Rp 44.3K
-18.42%
🚌 Getting Around
Karbala
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.4 IQD 522
$0.29 Rp 4,911
37.93%
Public Transport Monthly Pass (Regular Price)
$31.07 IQD 40.7K
$10.03 Rp 167.1K
209.77%
Taxi Start (Normal Tariff)
$2.35 IQD 3,076
$0.45 Rp 7,480
422.22%
Taxi (Normal Tariff) (1km)
$1.55 IQD 2,026
$0.34 Rp 5,748
355.88%
Taxi 1hour Waiting (Normal Tariff)
$7.69 IQD 10.1K
$5.97 Rp 99.4K
28.81%
Gasoline (1 liter)
$0.51 IQD 672
$0.75 Rp 12.4K
-32.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.6K IQD 15.1M
$25.8K Rp 430.2M
-55.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.4K IQD 18.9M
$31.7K Rp 528.9M
-54.59%
🧾 Monthly Utilities & Internet
Karbala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$72.2 IQD 94.6K
$64.6 Rp 1.1M
11.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.37 IQD 31.9K
$4.14 Rp 69K
488.65%
Internet (50+ Mbps, Unlimited Data)
$48.88 IQD 64K
$23.99 Rp 399.7K
103.75%
🎉 Sport & Entertainment
Karbala
Ubud, Bali
Difference
Gym Membership (Monthly)
$23.38 IQD 30.6K
$23.29 Rp 388.1K
0.39%
Tennis Court (1 Hour on Weekend)
$17.01 IQD 22.3K
$6.19 Rp 103.1K
174.80%
Cinema Ticket
$8.87 IQD 11.6K
$3.45 Rp 57.5K
157.10%
🧸 Childcare & Education
Karbala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$126 IQD 164.6K
$91.9 Rp 1.5M
36.76%
International Primary School, 1 Child (Yearly)
$792 IQD 1M
$5,912 Rp 98.5M
-86.60%
👕👟 Clothing & Footwear
Karbala
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$17.45 IQD 22.8K
$51.5 Rp 857.6K
-66.10%
Summer Dress (H&M, Zara, etc)
$13.8 IQD 18.1K
$24.45 Rp 407.3K
-43.56%
Sport Shoes (Adidas, Nike)
$30.76 IQD 40.3K
$84.4 Rp 1.4M
-63.54%
Men's Leather Business Shoes
$32.6 IQD 42.7K
$74.3 Rp 1.2M
-56.13%
🏠 Accommodation & Living
Karbala
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$252 IQD 330K
$261 Rp 4.4M
-3.57%
1-bedroom Apartment, Outside City Center (Monthly)
$148 IQD 193.9K
$160 Rp 2.7M
-7.17%
3-bedroom Apartment, City Center (Monthly)
$345 IQD 452.2K
$585 Rp 9.7M
-40.96%
3-bedroom Apartment, Outside City Center (Monthly)
$245 IQD 321.4K
$328 Rp 5.5M
-25.24%
Buy Apartment in City Center (m2)
$983 IQD 1.3M
$985 Rp 16.4M
-0.23%
Buy Apartment Outside City Center (m2)
$323 IQD 422.4K
$847 Rp 14.1M
-61.91%
💵 Salaries & Financials
Karbala
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$486 IQD 636.8K
$178 Rp 3M
173.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karbala: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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