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Cost of Living Comparison Between Karbala and Ubud, Bali Cost of Living Comparison Between Karbala and Ubud, Bali

🙂 Solo nomad: Karbala is 29.2% cheaper than Ubud, Bali without rent, and 53.6% cheaper with rent.
🙂 Family of 3: Karbala is 21.7% cheaper than Ubud, Bali without rent, and 65% cheaper with rent.
Currency
🍽 Eating Out
Karbala
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.06 IQD 6,634
$3.43 Rp 58.1K
47.52%
Three-Course Dinner for Two, Mid-Range
$15.45 IQD 20.3K
$32.70 Rp 553.4K
-52.75%
Fast Food Meal (McDonalds, etc)
$5.44 IQD 7,131
$5.04 Rp 85.2K
7.94%
Cappuccino
$1.59 IQD 2,081
$2.85 Rp 48.2K
-44.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 IQD 515
$1.34 Rp 22.8K
-70.90%
Water (0.33 liter bottle)
$0.28 IQD 364
$0.75 Rp 12.6K
-62.67%
Local Beer (0.5 liter draught)
$1.96 IQD 2,568
$2.90 Rp 49.1K
-32.41%
Imported Beer (0.33 liter bottle)
$2.81 IQD 3,688
$3.94 Rp 66.7K
-28.68%
🛒 Groceries & Markets
Karbala
Ubud, Bali
Difference
Milk (1 liter)
$1.17 IQD 1,541
$1.80 Rp 30.5K
-35.00%
White Bread (500g)
$0.74 IQD 973
$2.55 Rp 43.2K
-70.98%
Rice (white) (1kg)
$1.50 IQD 1,972
$1.19 Rp 20.2K
26.05%
Eggs
$1.74 IQD 2,285
$2.42 Rp 40.9K
-28.10%
Local Cheese (1kg)
$5.22 IQD 6,847
$14.38 Rp 243.4K
-63.70%
Chicken Fillets (1kg)
$4.66 IQD 6,110
$4.21 Rp 71.2K
10.69%
Beef Round Steak (1kg)
$9.88 IQD 13.0K
$11.88 Rp 201.0K
-16.84%
Apples (1kg)
$0.92 IQD 1,205
$3.71 Rp 62.8K
-75.20%
Banana (1kg)
$1.04 IQD 1,364
$1.56 Rp 26.4K
-33.33%
Oranges (1kg)
$0.95 IQD 1,250
$2.77 Rp 46.9K
-65.70%
Tomato (1kg)
$0.72 IQD 941
$2.22 Rp 37.6K
-67.57%
Potato (1kg)
$0.69 IQD 905
$1.99 Rp 33.8K
-65.33%
Onion (1kg)
$0.55 IQD 716
$2.29 Rp 38.8K
-75.98%
Lettuce (1 head)
$0.60 IQD 784
$1.01 Rp 17.1K
-40.59%
Water (1.5 liter bottle)
$0.59 IQD 776
$0.78 Rp 13.3K
-24.36%
Cigarettes 20 Pack (Marlboro, Camel)
$1.94 IQD 2,549
$3.17 Rp 53.6K
-38.80%
Wine (Bottle)
$11.61 IQD 15.2K
$23.70 Rp 401.1K
-51.01%
Local Beer (0.5 liter bottle)
$1.07 IQD 1,404
$2.78 Rp 47.0K
-61.51%
Imported Beer (0.33 liter bottle)
$2.09 IQD 2,741
$2.75 Rp 46.5K
-24.00%
🚌 Getting Around
Karbala
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.37 IQD 480
$0.27 Rp 4,514
37.04%
Public Transport Monthly Pass (Regular Price)
$31.68 IQD 41.5K
$8.14 Rp 137.7K
289.19%
Taxi Start (Normal Tariff)
$2.27 IQD 2,979
$0.45 Rp 7,609
404.44%
Taxi (Normal Tariff) (1km)
$1.55 IQD 2,035
$0.42 Rp 7,192
269.05%
Taxi 1hour Waiting (Normal Tariff)
$7.82 IQD 10.2K
$6.18 Rp 104.6K
26.54%
Gasoline (1 liter)
$0.48 IQD 635
$0.80 Rp 13.5K
-40.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.5K IQD 15.1M
$26.2K Rp 443.1M
-56.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.5K IQD 19.0M
$31.6K Rp 534.8M
-54.04%
🧾 Monthly Utilities & Internet
Karbala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.5 IQD 93.7K
$80.7 Rp 1.4M
-11.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.91 IQD 32.7K
$4.12 Rp 69.8K
504.61%
Internet (50+ Mbps, Unlimited Data)
$49.60 IQD 65.0K
$23.70 Rp 401.0K
109.28%
🎉 Sport & Entertainment
Karbala
Ubud, Bali
Difference
Gym Membership (Monthly)
$22.92 IQD 30.1K
$96.9 Rp 1.6M
-76.34%
Tennis Court (1 Hour on Weekend)
$16.88 IQD 22.1K
$6.29 Rp 106.4K
168.36%
Cinema Ticket
$8.92 IQD 11.7K
$4.11 Rp 69.5K
117.03%
🧸 Childcare & Education
Karbala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$124 IQD 163.2K
$298 Rp 5.0M
-58.29%
International Primary School, 1 Child (Yearly)
$798 IQD 1.0M
$6,540 Rp 110.7M
-87.80%
👕👟 Clothing & Footwear
Karbala
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$17.01 IQD 22.3K
$53.4 Rp 904.2K
-68.16%
Summer Dress (H&M, Zara, etc)
$13.92 IQD 18.2K
$38.33 Rp 648.6K
-63.68%
Sport Shoes (Adidas, Nike)
$30.65 IQD 40.2K
$86.4 Rp 1.5M
-64.52%
Men's Leather Business Shoes
$32.35 IQD 42.4K
$78.9 Rp 1.3M
-59.00%
🏠 Accommodation & Living
Karbala
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$255 IQD 334.5K
$1,015 Rp 17.2M
-74.88%
1-bedroom Apartment, Outside City Center (Monthly)
$148 IQD 193.6K
$669 Rp 11.3M
-77.92%
3-bedroom Apartment, City Center (Monthly)
$350 IQD 458.7K
$3,348 Rp 56.7M
-89.55%
3-bedroom Apartment, Outside City Center (Monthly)
$248 IQD 324.8K
$2,114 Rp 35.8M
-88.28%
Buy Apartment in City Center (m2)
$990 IQD 1.3M
$3,020 Rp 51.1M
-67.21%
Buy Apartment Outside City Center (m2)
$328 IQD 430.7K
$2,334 Rp 39.5M
-85.93%
💵 Salaries & Financials
Karbala
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$483 IQD 633.8K
$178 Rp 3.0M
170.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karbala: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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