Last update: Oct 2026

Cost of Living Comparison Between Karachi and Surat Thani

For one person, living is cheaper in Karachi: $483 a month against $775 in Surat Thani, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
Learn more

Karachi Living Index
38

Cost of Living Index in Surat Thani
Learn more

Surat Thani Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$483

/mo nomad

Surat Thani

🇹🇭 Thailand

$775

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Surat Thani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Surat Thani actually costs, broken down by who's living it.

Monthly costs for one person with rent: $483 in Karachi versus $775 in Surat Thani.

Karachi $483
Surat Thani $775

Estimated couple costs with rent: $754 in Karachi versus $1,414 in Surat Thani.

Karachi $754
Surat Thani $1,414

Monthly costs for a family of three with rent: $1,025 in Karachi versus $2,053 in Surat Thani.

Karachi $1,025
Surat Thani $2,053

Living in Karachi costs roughly 38% less than in Surat Thani, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Surat Thani 43% lower.

Meal at Budget Restaurant

$2.11 PKR 585

$1.89 ฿63.0

11.64%

Three-Course Dinner for Two, Mid-Range

$13.73 PKR 3,801

$17.87 ฿597

-23.17%

Fast Food Meal (McDonalds, etc)

$5.53 PKR 1,531

$4.51 ฿151

22.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$2.14 PKR 593

$1.50 ฿50.2

42.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.50 ฿16.68

-20.00%

Water (0.33 liter bottle)

$0.28 PKR 77.7

$0.29 ฿9.66

-3.45%

Local Beer (0.5 liter draught)

$2.56 ฿85.4

Imported Beer (0.33 liter bottle)

$3.69 ฿123

Milk (1 liter)

$0.90 PKR 250

$1.66 ฿55.4

-45.78%

White Bread (500g)

$0.55 PKR 153

$1.19 ฿39.89

-53.78%

Rice (white) (1kg)

$1.20 PKR 333

$1.17 ฿39.13

2.56%

Eggs

$1.25 PKR 346

$1.87 ฿62.4

-33.16%

Local Cheese (1kg)

$5.96 PKR 1,650

$19.18 ฿641

-68.93%

Chicken Fillets (1kg)

$3.19 PKR 883

$3.33 ฿111

-4.20%

Beef Round Steak (1kg)

$6.48 PKR 1,793

$7.44 ฿249

-12.90%

Apples (1kg)

$1.24 PKR 344

$2.91 ฿97.2

-57.39%

Banana (1kg)

$0.53 PKR 147

$1.68 ฿56.3

-68.45%

Oranges (1kg)

$1.03 PKR 284

$1.76 ฿58.7

-41.48%

Tomato (1kg)

$0.51 PKR 142

$2.05 ฿68.4

-75.12%

Potato (1kg)

$0.31 PKR 85.1

$1.30 ฿43.57

-76.15%

Onion (1kg)

$0.31 PKR 87.1

$1.37 ฿45.90

-77.37%

Lettuce (1 head)

$0.41 PKR 113

$1.11 ฿37.24

-63.06%

Water (1.5 liter bottle)

$0.44 PKR 120

$0.41 ฿13.66

7.32%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.83 PKR 508

$3.07 ฿103

-40.39%

Wine (Bottle)

$18.86 ฿630

Local Beer (0.5 liter bottle)

$1.54 ฿51.6

Imported Beer (0.33 liter bottle)

$1.82 ฿60.7

One-way Ticket (Public Transport)

$0.28 PKR 76.8

$1.02 ฿34.00

-72.55%

Public Transport Monthly Pass (Regular Price)

$9.81 PKR 2,716

$20.95 ฿700

-53.17%

Taxi Start (Normal Tariff)

$0.87 PKR 240

$1.18 ฿39.50

-26.27%

Taxi (Normal Tariff) (1km)

$0.74 PKR 204

$0.63 ฿21.05

17.46%

Taxi 1hour Waiting (Normal Tariff)

$2.23 PKR 617

$3.49 ฿117

-36.10%

Gasoline (1 liter)

$1.38 PKR 383

$1.16 ฿38.93

18.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K PKR 5.1M

$26.6K ฿890.1K

-31.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$27.3K ฿911.7K

-3.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$72.9 ฿2,437

55.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.12 PKR 1,694

$11.12 ฿372

-44.96%

Internet (50+ Mbps, Unlimited Data)

$13.11 PKR 3,628

$17.32 ฿579

-24.31%

Gym Membership (Monthly)

$21.78 PKR 6,029

$48.24 ฿1,612

-54.85%

Tennis Court (1 Hour on Weekend)

$18.27 PKR 5,058

$11.52 ฿385

58.59%

Cinema Ticket

$4.26 PKR 1,179

$4.53 ฿151

-5.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.1 PKR 14.4K

$549 ฿18.3K

-90.51%

International Primary School, 1 Child (Yearly)

$1,941 PKR 537.3K

$11.6K ฿386.5K

-83.22%

Jeans (Levis 501 Or Similar)

$17.53 PKR 4,852

$61.9 ฿2,070

-71.69%

Summer Dress (H&M, Zara, etc)

$22.88 PKR 6,332

$29.16 ฿974

-21.54%

Sport Shoes (Adidas, Nike)

$68.1 PKR 18.8K

$97.3 ฿3,252

-30.02%

Men's Leather Business Shoes

$41.55 PKR 11.5K

$86.5 ฿2,892

-51.99%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.5K

$237 ฿7,910

-50.31%

1-bedroom Apartment, Outside City Center (Monthly)

$73.2 PKR 20.3K

$149 ฿4,985

-50.94%

3-bedroom Apartment, City Center (Monthly)

$360 PKR 99.6K

$1,150 ฿38.4K

-68.71%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.1K

$709 ฿23.7K

-73.43%

Buy Apartment in City Center (m2)

$1,082 PKR 299.4K

$2,226 ฿74.4K

-51.41%

Buy Apartment Outside City Center (m2)

$474 PKR 131.2K

$1,404 ฿46.9K

-66.23%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

5.57

137.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 17, 2026

Last update for Surat Thani: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.4%

Surat Thani

$101 13.1% 23.5% $31

Groceries & Markets

Karachi

$102 21.1%

Surat Thani

$244 31.5% 139% $142

Accommodation & Living

Karachi

$73 15.2%

Surat Thani

$149 19.3% 104% $76

Clothing & Footwear

Karachi

$68 14%

Surat Thani

$124 16% 83.2% $56

Eating Out

Karachi

$62 12.8%

Surat Thani

$70 9% 12.9% $8

Sport & Entertainment

Karachi

$30 6.3%

Surat Thani

$57 7.4% 89% $27

Getting Around

Karachi

$15 3.2%

Surat Thani

$29 3.8% 89.6% $14

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $237 in Surat Thani. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Karachi vs $18.00 in Surat Thani for a mid-range dinner for two. Groceries echo the gap at $102 vs $244 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇹🇭 Surat Thani

🕒 Local time

21:06 9:06 PM

23:06 11:06 PM

2 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

132,040

💱 Currency

Pakistani Rupee PKR ₨

Thai Baht THB ฿

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Surat Thani 3,840 km ≈ 5 h nonstop flight

From you

Karachi
Surat Thani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Surat Thani: Cost of Living - Frequently Asked Questions

Karachi and Surat Thani differ by about 60% in total monthly costs ($483 vs $775 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $725 in Karachi and $1,163 in Surat Thani to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $118 in Karachi versus $237 in Surat Thani. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $483 per month in Karachi versus $775 in Surat Thani – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 114% less than in Surat Thani. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karachi and Surat Thani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 60% less than in Surat Thani. Beyond cost, consider language, visa policies, and how big the international community is in each city.