Last update: Oct 2026

Cost of Living Comparison Between Karachi and Okara

For one person, living costs are similar in Karachi and in Okara: $495 and $502 a month, rent and utilities included.

24

Cost of Living Index in Karachi
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Karachi Living Index
24

Cost of Living Index in Okara
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Okara Living Index

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Karachi

🇵🇰 Pakistan

$495

/mo nomad

Okara

🇵🇰 Pakistan

$502

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Okara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Okara actually costs, broken down by who's living it.

Monthly costs for one person with rent: $495 in Karachi versus $502 in Okara.

Karachi $495
Okara $502

Estimated couple costs with rent: $770 in Karachi versus $766 in Okara.

Karachi $770
Okara $766

Monthly costs for a family of three with rent: $1,046 in Karachi versus $1,031 in Okara.

Karachi $1,046
Okara $1,031

Monthly costs are close between Karachi and Okara; which city is cheaper depends on the spending category.

Both cities sit below the global median: Karachi 64% lower, Okara 63% lower.

Meal at Budget Restaurant

$2.21 PKR 610

$2.46 PKR 681

-10.16%

Three-Course Dinner for Two, Mid-Range

$12.87 PKR 3,562

$14.68 PKR 4,062

-12.33%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,459

$5.61 PKR 1,553

-6.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 PKR 598

$3.63 PKR 1,004

-40.50%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.36 PKR 2,036

$5.32 PKR 1,471

38.35%

Cappuccino

$2.16 PKR 598

$2.61 PKR 722

-17.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 PKR 106

$0.41 PKR 113

-7.32%

Water (0.33 liter bottle)

$0.25 PKR 69.3

$0.26 PKR 72.5

-3.85%

Milk (1 liter)

$0.90 PKR 248

$0.64 PKR 177

40.63%

White Bread (500g)

$0.52 PKR 143

$0.73 PKR 201

-28.77%

Rice (white) (1kg)

$1.20 PKR 331

$1.17 PKR 324

2.56%

Eggs

$1.25 PKR 346

$1.20 PKR 331

4.17%

Local Cheese (1kg)

$5.82 PKR 1,611

$6.25 PKR 1,729

-6.88%

Chicken Fillets (1kg)

$3.11 PKR 860

$2.45 PKR 679

26.94%

Beef Round Steak (1kg)

$6.53 PKR 1,807

$4.97 PKR 1,374

31.39%

Apples (1kg)

$1.28 PKR 354

$1.18 PKR 327

8.47%

Banana (1kg)

$0.54 PKR 149

$0.65 PKR 179

-16.92%

Oranges (1kg)

$1.02 PKR 283

$0.83 PKR 231

22.89%

Tomato (1kg)

$0.56 PKR 155

$0.59 PKR 162

-5.08%

Potato (1kg)

$0.34 PKR 94.9

$0.29 PKR 79.5

17.24%

Onion (1kg)

$0.31 PKR 87.0

$0.36 PKR 98.6

-13.89%

Lettuce (1 head)

$0.41 PKR 113

$0.48 PKR 133

-14.58%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.38 PKR 105

13.16%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 355

$1.11 PKR 306

15.32%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 368

$0.62 PKR 171

114.52%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.45 PKR 678

$1.72 PKR 477

42.44%

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 PKR 492

$2.13 PKR 591

-16.43%

One-way Ticket (Public Transport)

$0.28 PKR 77.1

$0.18 PKR 49.45

55.56%

Public Transport Monthly Pass (Regular Price)

$11.70 PKR 3,237

$9.77 PKR 2,704

19.75%

Taxi Start (Normal Tariff)

$0.92 PKR 254

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.70 PKR 193

4.29%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$1.76 PKR 487

26.14%

Gasoline (1 liter)

$1.33 PKR 369

$0.88 PKR 244

51.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K PKR 5.1M

$18.0K PKR 5.0M

1.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$23.9K PKR 6.6M

10.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.0K

$127 PKR 35.2K

-11.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.99 PKR 1,656

$5.66 PKR 1,565

5.83%

Internet (50+ Mbps, Unlimited Data)

$13.18 PKR 3,648

$16.14 PKR 4,467

-18.34%

Gym Membership (Monthly)

$24.67 PKR 6,825

$15.19 PKR 4,203

62.41%

Tennis Court (1 Hour on Weekend)

$18.29 PKR 5,061

$7.91 PKR 2,190

131.23%

Cinema Ticket

$4.34 PKR 1,201

$4.24 PKR 1,172

2.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.2 PKR 18.6K

$14.17 PKR 3,921

374.24%

International Primary School, 1 Child (Yearly)

$1,915 PKR 529.8K

$2,054 PKR 568.3K

-6.77%

Jeans (Levis 501 Or Similar)

$17.61 PKR 4,873

$17.53 PKR 4,850

0.46%

Summer Dress (H&M, Zara, etc)

$22.03 PKR 6,096

$27.71 PKR 7,667

-20.50%

Sport Shoes (Adidas, Nike)

$68.3 PKR 18.9K

$72.3 PKR 20.0K

-5.41%

Men's Leather Business Shoes

$40.66 PKR 11.3K

$33.39 PKR 9,239

21.77%

1-bedroom Apartment, City Center (Monthly)

$136 PKR 37.6K

$118 PKR 32.7K

14.96%

1-bedroom Apartment, Outside City Center (Monthly)

$82.2 PKR 22.7K

$82.9 PKR 22.9K

-0.83%

3-bedroom Apartment, City Center (Monthly)

$392 PKR 108.5K

$251 PKR 69.5K

56.14%

3-bedroom Apartment, Outside City Center (Monthly)

$207 PKR 57.2K

$203 PKR 56.2K

1.85%

Buy Apartment in City Center (m2)

$1,046 PKR 289.5K

$808 PKR 223.5K

29.50%

Buy Apartment Outside City Center (m2)

$482 PKR 133.2K

$564 PKR 156.0K

-14.60%

Average Monthly Net Salary (After Tax)

$184 PKR 51.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

14.05

-5.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 26, 2026

Last update for Okara: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 26.6%

Okara

$149 29.7% 13.4% $18

Groceries & Markets

Karachi

$102 20.5%

Okara

$93 18.6% 8.3% $8.4

Accommodation & Living

Karachi

$82 16.6%

Okara

$83 16.5% 0.8% $0.7

Clothing & Footwear

Karachi

$67 13.5%

Okara

$68 13.5% 1.5% $1

Eating Out

Karachi

$62 12.5%

Okara

$70 14% 13.8% $8.5

Sport & Entertainment

Karachi

$33 6.7%

Okara

$24 4.7% 29.1% $9.7

Getting Around

Karachi

$17 3.5%

Okara

$15 3% 14.4% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Karachi and $118 in Okara. Housing cost is often the main lever when comparing two cities.

Dining out: $13 in Karachi vs $15 in Okara. Groceries flip the comparison at $102 vs $93, with Okara cheaper for home cooking.

Good to know

🇵🇰 Karachi

🇵🇰 Okara

🕒 Local time

04:54 4:54 AM

Same time as Karachi

🌤 Weather

👥 Population

14,910,352

357,935

💱 Currency

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

Exchange rates and currency converter

On the map

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Between locations

Karachi Okara 920 km ≈ 1 h 45 min nonstop flight

From you

Karachi
Okara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Okara: Cost of Living - Frequently Asked Questions

You’d need roughly $742 in Karachi and $753 in Okara to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $136 in Karachi versus $118 in Okara. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Okara runs roughly 16% less than in Karachi. The price difference matters if you commute daily and watch your budget.

Shoppers in Okara pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.