Last update: Oct 2026

Cost of Living Comparison Between Karachi and Nganjuk

For one person, living is cheaper in Karachi: $483 a month against $625 in Nganjuk, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
30

Cost of Living Index in Nganjuk
Learn more

Nganjuk Living Index

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Karachi

🇵🇰 Pakistan

$483

/mo nomad

Nganjuk

🇮🇩 Indonesia

$625

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Nganjuk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Nganjuk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $483 in Karachi versus $625 in Nganjuk.

Karachi $483
Nganjuk $625

Estimated couple costs with rent: $754 in Karachi versus $991 in Nganjuk.

Karachi $754
Nganjuk $991

Monthly costs for a family of three with rent: $1,025 in Karachi versus $1,357 in Nganjuk.

Karachi $1,025
Nganjuk $1,357

Living in Karachi costs roughly 23% less than in Nganjuk, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Nganjuk 54% lower.

Meal at Budget Restaurant

$2.11 PKR 585

$1.71 Rp 30.7K

23.39%

Three-Course Dinner for Two, Mid-Range

$13.73 PKR 3,801

$13.91 Rp 250.5K

-1.29%

Fast Food Meal (McDonalds, etc)

$5.53 PKR 1,531

$3.27 Rp 58.8K

69.11%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$2.14 PKR 593

$1.53 Rp 27.5K

39.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.47 Rp 8,373

-14.89%

Water (0.33 liter bottle)

$0.28 PKR 77.7

$0.23 Rp 4,139

21.74%

Local Beer (0.5 liter draught)

$2.18 Rp 39.2K

Imported Beer (0.33 liter bottle)

$3.52 Rp 63.4K

Milk (1 liter)

$0.90 PKR 250

$1.13 Rp 20.3K

-20.35%

White Bread (500g)

$0.55 PKR 153

$1.10 Rp 19.8K

-50.00%

Rice (white) (1kg)

$1.20 PKR 333

$0.82 Rp 14.8K

46.34%

Eggs

$1.25 PKR 346

$1.47 Rp 26.4K

-14.97%

Local Cheese (1kg)

$5.96 PKR 1,650

$7.13 Rp 128.4K

-16.41%

Chicken Fillets (1kg)

$3.19 PKR 883

$3.02 Rp 54.4K

5.63%

Beef Round Steak (1kg)

$6.48 PKR 1,793

$7.83 Rp 140.9K

-17.24%

Apples (1kg)

$1.24 PKR 344

$2.28 Rp 41.1K

-45.61%

Banana (1kg)

$0.53 PKR 147

$1.31 Rp 23.6K

-59.54%

Oranges (1kg)

$1.03 PKR 284

$1.70 Rp 30.6K

-39.41%

Tomato (1kg)

$0.51 PKR 142

$1.22 Rp 22.0K

-58.20%

Potato (1kg)

$0.31 PKR 85.1

$1.25 Rp 22.5K

-75.20%

Onion (1kg)

$0.31 PKR 87.1

$1.91 Rp 34.3K

-83.77%

Lettuce (1 head)

$0.41 PKR 113

$0.79 Rp 14.2K

-48.10%

Water (1.5 liter bottle)

$0.44 PKR 120

$0.40 Rp 7,203

10.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.83 PKR 508

$2.72 Rp 48.9K

-32.72%

Wine (Bottle)

$21.24 Rp 382.3K

Local Beer (0.5 liter bottle)

$1.90 Rp 34.3K

Imported Beer (0.33 liter bottle)

$2.92 Rp 52.6K

One-way Ticket (Public Transport)

$0.28 PKR 76.8

$0.27 Rp 4,843

3.70%

Public Transport Monthly Pass (Regular Price)

$9.81 PKR 2,716

Taxi Start (Normal Tariff)

$0.87 PKR 240

$0.50 Rp 8,913

74.00%

Taxi (Normal Tariff) (1km)

$0.74 PKR 204

$0.35 Rp 6,257

111.43%

Taxi 1hour Waiting (Normal Tariff)

$2.23 PKR 617

$2.61 Rp 46.9K

-14.56%

Gasoline (1 liter)

$1.38 PKR 383

$0.80 Rp 14.4K

72.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K PKR 5.1M

$23.6K Rp 425.3M

-22.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$30.7K Rp 553.3M

-13.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$67.3 Rp 1.2M

68.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.12 PKR 1,694

$4.40 Rp 79.2K

39.09%

Internet (50+ Mbps, Unlimited Data)

$13.11 PKR 3,628

$19.40 Rp 349.1K

-32.42%

Gym Membership (Monthly)

$21.78 PKR 6,029

$19.93 Rp 358.8K

9.28%

Tennis Court (1 Hour on Weekend)

$18.27 PKR 5,058

$8.44 Rp 152.0K

116.47%

Cinema Ticket

$4.26 PKR 1,179

$2.71 Rp 48.8K

57.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.1 PKR 14.4K

$94.1 Rp 1.7M

-44.63%

International Primary School, 1 Child (Yearly)

$1,941 PKR 537.3K

$7,683 Rp 138.3M

-74.73%

Jeans (Levis 501 Or Similar)

$17.53 PKR 4,852

$44.01 Rp 792.1K

-60.17%

Summer Dress (H&M, Zara, etc)

$22.88 PKR 6,332

$28.55 Rp 513.8K

-19.86%

Sport Shoes (Adidas, Nike)

$68.1 PKR 18.8K

$73.1 Rp 1.3M

-6.82%

Men's Leather Business Shoes

$41.55 PKR 11.5K

$71.6 Rp 1.3M

-41.97%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.5K

$232 Rp 4.2M

-49.28%

1-bedroom Apartment, Outside City Center (Monthly)

$73.2 PKR 20.3K

$148 Rp 2.7M

-50.39%

3-bedroom Apartment, City Center (Monthly)

$360 PKR 99.6K

$544 Rp 9.8M

-33.83%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.1K

$359 Rp 6.5M

-47.53%

Buy Apartment in City Center (m2)

$1,082 PKR 299.4K

$1,181 Rp 21.2M

-8.37%

Buy Apartment Outside City Center (m2)

$474 PKR 131.2K

$789 Rp 14.2M

-39.91%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$83.6 Rp 1.5M

117.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

9.46

39.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 17, 2026

Last update for Nganjuk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.4%

Nganjuk

$91 14.6% 31.2% $41

Groceries & Markets

Karachi

$102 21.1%

Nganjuk

$197 31.5% 92.9% $95

Accommodation & Living

Karachi

$73 15.2%

Nganjuk

$148 23.6% 102% $74

Clothing & Footwear

Karachi

$68 14%

Nganjuk

$98 15.7% 44.8% $30

Eating Out

Karachi

$62 12.8%

Nganjuk

$63 10% 1% $0.6

Sport & Entertainment

Karachi

$30 6.3%

Nganjuk

$25 4.1% 16.3% $4.9

Getting Around

Karachi

$15 3.2%

Nganjuk

$3.3 * 0.5% 78.6% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $232 in Nganjuk. Housing cost is often the main lever when comparing two cities.

Karachi pays 118% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Karachi vs $14.00 in Nganjuk for a mid-range dinner for two. Groceries echo the gap at $102 vs $197 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇮🇩 Nganjuk

🕒 Local time

19:17 7:17 PM

21:17 9:17 PM

2 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

69,011

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Nganjuk 6,050 km ≈ 8 h nonstop flight

From you

Karachi
Nganjuk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Nganjuk: Cost of Living - Frequently Asked Questions

Karachi and Nganjuk differ by about 29% in total monthly costs ($483 vs $625 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 118% higher in Karachi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Karachi versus $232 in Nganjuk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 93% higher in Nganjuk. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $483 per month in Karachi versus $625 in Nganjuk – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 29% less than in Nganjuk. Beyond cost, consider language, visa policies, and how big the international community is in each city.