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Cost of Living Comparison Between Karachi and Muzaffarabad Cost of Living Comparison Between Karachi and Muzaffarabad

๐Ÿ˜ Solo nomad: Karachi is 49.5% more expensive than Muzaffarabad without rent, and 61.2% more expensive with rent.
๐Ÿ˜ Family of 3: Karachi is 36.5% more expensive than Muzaffarabad without rent, and 41.5% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Karachi
Muzaffarabad
Difference
Meal at Budget Restaurant
$2.17 PKRย 611
$1.38 PKRย 388
57.25%
Three-Course Dinner for Two, Mid-Range
$12.19 PKRย 3,438
$14.38 PKRย 4,054
-15.23%
Fast Food Meal (McDonalds, etc)
$4.15 PKRย 1,171
$2.10 PKRย 591
97.62%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.00 PKRย 563
$1.38 PKRย 390
44.93%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$5.33 PKRย 1,503
$3.49 PKRย 984
52.72%
Cappuccino
$1.90 PKRย 535
$1.05 PKRย 295
80.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.34 PKRย 95.4
$0.34 PKRย 96.0
-
Water (0.33 liter bottle)
$0.23 PKRย 65.1
$0.23 PKRย 64.9
-
๐Ÿ›’ Groceries & Markets
Karachi
Muzaffarabad
Difference
Milk (1 liter)
$0.85 PKRย 240
$0.79 PKRย 222
7.59%
White Bread (500g)
$0.58 PKRย 163
$0.52 PKRย 147
11.54%
Rice (white) (1kg)
$1.17 PKRย 329
$1.22 PKRย 345
-4.10%
Eggs
$1.16 PKRย 327
$1.12 PKRย 316
3.57%
Local Cheese (1kg)
$6.31 PKRย 1,781
$6.17 PKRย 1,739
2.27%
Chicken Fillets (1kg)
$3.27 PKRย 922
$2.61 PKRย 736
25.29%
Beef Round Steak (1kg)
$5.11 PKRย 1,441
$2.97 PKRย 838
72.05%
Apples (1kg)
$1.08 PKRย 306
$0.96 PKRย 272
12.50%
Banana (1kg)
$0.55 PKRย 154
$0.69 PKRย 194
-20.29%
Oranges (1kg)
$0.88 PKRย 249
$0.54 PKRย 153
62.96%
Tomato (1kg)
$0.53 PKRย 150
$0.44 PKRย 123
20.45%
Potato (1kg)
$0.38 PKRย 108
$0.37 PKRย 103
2.70%
Onion (1kg)
$0.48 PKRย 135
$0.43 PKRย 122
11.63%
Lettuce (1 head)
$0.35 PKRย 99.2
$0.26 PKRย 74.0
34.62%
Water (1.5 liter bottle)
$0.41 PKRย 115
$0.34 PKRย 94.5
20.59%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.56 PKRย 440
$1.50 PKRย 422
4.00%
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.25 PKRย 354
$1.03 PKRย 291
21.36%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.08 PKRย 587
$2.38 PKRย 670
-12.61%
Cigarettes 20 Pack (Marlboro, Camel)
$2.07 PKRย 584
$1.45 PKRย 409
42.76%
๐ŸšŒ Getting Around
Karachi
Muzaffarabad
Difference
One-way Ticket (Public Transport)
$0.36 PKRย 103
$0.36 PKRย 102
-
Public Transport Monthly Pass (Regular Price)
$6.46 PKRย 1,821
$7.27 PKRย 2,051
-11.14%
Taxi Start (Normal Tariff)
$0.70 PKRย 197
$0.89 PKRย 252
-21.35%
Taxi (Normal Tariff) (1km)
$0.66 PKRย 185
$0.32 PKRย 91.5
106.25%
Taxi 1hour Waiting (Normal Tariff)
$1.80 PKRย 507
$2.66 PKRย 750
-32.33%
Gasoline (1 liter)
$0.92 PKRย 260
$0.91 PKRย 258
1.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.5K PKRย 4.7M
$18.0K PKRย 5.1M
-8.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K PKRย 7.2M
$23.1K PKRย 6.5M
9.99%
๐Ÿงพ Monthly Utilities & Internet
Karachi
Muzaffarabad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 PKRย 38.4K
$53.8 PKRย 15.2K
153.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.85 PKRย 1,368
$4.16 PKRย 1,172
16.59%
Internet (50+ Mbps, Unlimited Data)
$13.74 PKRย 3,873
$11.65 PKRย 3,285
17.94%
๐ŸŽ‰ Sport & Entertainment
Karachi
Muzaffarabad
Difference
Gym Membership (Monthly)
$15.46 PKRย 4,360
$7.23 PKRย 2,039
113.83%
Tennis Court (1 Hour on Weekend)
$14.14 PKRย 3,987
$5.16 PKRย 1,456
174.03%
Cinema Ticket
$4.32 PKRย 1,220
$3.48 PKRย 982
24.14%
๐Ÿงธ Childcare & Education
Karachi
Muzaffarabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$56.7 PKRย 16.0K
$24.44 PKRย 6,891
132.12%
International Primary School, 1 Child (Yearly)
$1,388 PKRย 391.4K
$962 PKRย 271.4K
44.22%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Karachi
Muzaffarabad
Difference
Jeans (Levis 501 Or Similar)
$17.33 PKRย 4,887
$5.16 PKRย 1,456
235.85%
Summer Dress (H&M, Zara, etc)
$25.38 PKRย 7,156
$8.66 PKRย 2,442
193.07%
Sport Shoes (Adidas, Nike)
$64.8 PKRย 18.3K
$87.9 PKRย 24.8K
-26.27%
Men's Leather Business Shoes
$35.62 PKRย 10.0K
$10.71 PKRย 3,019
232.59%
๐Ÿ  Accommodation & Living
Karachi
Muzaffarabad
Difference
1-bedroom Apartment, City Center (Monthly)
$119 PKRย 33.5K
$59.2 PKRย 16.7K
100.56%
1-bedroom Apartment, Outside City Center (Monthly)
$73.6 PKRย 20.7K
$26.76 PKRย 7,545
174.93%
3-bedroom Apartment, City Center (Monthly)
$317 PKRย 89.4K
$141 PKRย 39.9K
124.15%
3-bedroom Apartment, Outside City Center (Monthly)
$178 PKRย 50.3K
$108 PKRย 30.5K
64.80%
Buy Apartment in City Center (m2)
$726 PKRย 204.6K
$647 PKRย 182.5K
12.13%
Buy Apartment Outside City Center (m2)
$435 PKRย 122.6K
$591 PKRย 166.7K
-26.44%
๐Ÿ’ต Salaries & Financials
Karachi
Muzaffarabad
Difference
Average Monthly Net Salary (After Tax)
$176 PKRย 49.5K
$170 PKRย 47.8K
3.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.8
19
-6.32%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Karachi: January 11, 2026

Last update for Muzaffarabad: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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