Last update: Oct 2026

Cost of Living Comparison Between Karachi and Hat Yai

For one person, living is cheaper in Karachi: $482 a month against $731 in Hat Yai, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
35

Cost of Living Index in Hat Yai
Learn more

Hat Yai Living Index

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Karachi

🇵🇰 Pakistan

$482

/mo nomad

Hat Yai

🇹🇭 Thailand

$731

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Hat Yai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Hat Yai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $482 in Karachi versus $731 in Hat Yai.

Karachi $482
Hat Yai $731

Estimated couple costs with rent: $750 in Karachi versus $1,300 in Hat Yai.

Karachi $750
Hat Yai $1,300

Monthly costs for a family of three with rent: $1,018 in Karachi versus $1,870 in Hat Yai.

Karachi $1,018
Hat Yai $1,870

Living in Karachi costs roughly 34% less than in Hat Yai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Hat Yai 46% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$2.90 ฿96.9

-26.55%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$43.67 ฿1,460

-69.54%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$3.66 ฿122

48.91%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$2.88 ฿96.3

-27.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$1.33 ฿44.34

-69.92%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.56 ฿18.60

-53.57%

Local Beer (0.5 liter draught)

$1.80 ฿60.1

Imported Beer (0.33 liter bottle)

$3.46 ฿116

Milk (1 liter)

$0.92 PKR 254

$1.45 ฿48.55

-36.55%

White Bread (500g)

$0.56 PKR 156

$1.25 ฿41.68

-55.20%

Rice (white) (1kg)

$1.25 PKR 345

$1.24 ฿41.28

0.81%

Eggs

$1.23 PKR 341

$2.51 ฿83.9

-51.00%

Local Cheese (1kg)

$5.67 PKR 1,570

$22.15 ฿740

-74.40%

Chicken Fillets (1kg)

$3.16 PKR 876

$2.24 ฿74.7

41.07%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$11.19 ฿374

-43.88%

Apples (1kg)

$1.26 PKR 348

$2.54 ฿84.8

-50.39%

Banana (1kg)

$0.53 PKR 148

$1.38 ฿46.10

-61.59%

Oranges (1kg)

$1.00 PKR 276

$1.89 ฿63.3

-47.09%

Tomato (1kg)

$0.56 PKR 154

$1.80 ฿60.3

-68.89%

Potato (1kg)

$0.33 PKR 91.4

$1.46 ฿48.94

-77.40%

Onion (1kg)

$0.34 PKR 95.1

$1.03 ฿34.38

-66.99%

Lettuce (1 head)

$0.42 PKR 116

$1.07 ฿35.74

-60.75%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.41 ฿13.57

7.32%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$4.36 ฿146

-57.80%

Wine (Bottle)

$15.03 ฿502

Local Beer (0.5 liter bottle)

$1.77 ฿59.2

Imported Beer (0.33 liter bottle)

$1.99 ฿66.4

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.57 ฿18.98

-50.88%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

Taxi Start (Normal Tariff)

$0.92 PKR 256

$1.25 ฿41.71

-26.40%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$1.13 ฿37.78

-38.05%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$4.94 ฿165

-56.28%

Gasoline (1 liter)

$1.38 PKR 382

$1.29 ฿43.15

6.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$18.9K ฿630.6K

-5.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$45.1K ฿1.5M

-39.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$84.4 ฿2,819

34.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$11.75 ฿393

-49.36%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$9.65 ฿322

36.37%

Gym Membership (Monthly)

$21.55 PKR 5,965

$48.45 ฿1,619

-55.52%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$14.10 ฿471

29.29%

Cinema Ticket

$4.21 PKR 1,165

$7.19 ฿240

-41.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$562 ฿18.8K

-90.72%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$10.7K ฿357.3K

-81.85%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$37.54 ฿1,255

-53.25%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$26.26 ฿878

-10.47%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$70.9 ฿2,369

-2.82%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$97.3 ฿3,250

-58.26%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$270 ฿9,010

-56.23%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$107 ฿3,576

-31.21%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$729 ฿24.4K

-50.98%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$397 ฿13.3K

-52.66%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$1,915 ฿64.0K

-44.65%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$1,584 ฿52.9K

-69.64%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

$452 ฿15.1K

-59.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

6.36

107.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Hat Yai: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Hat Yai

$106 14.5% 20.2% $27

Groceries & Markets

Karachi

$101 21%

Hat Yai

$249 34.1% 146% $148

Accommodation & Living

Karachi

$74 15.3%

Hat Yai

$107 14.7% 45.4% $33

Clothing & Footwear

Karachi

$68 14.1%

Hat Yai

$104 14.3% 54.1% $37

Eating Out

Karachi

$61 12.7%

Hat Yai

$92 12.6% 50.9% $31

Sport & Entertainment

Karachi

$30 6.2%

Hat Yai

$63 8.6% 110% $33

Getting Around

Karachi

$16 3.2%

Hat Yai

$9.2 * 1.3% 40.9% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $270 in Hat Yai. Housing cost is often the main lever when comparing two cities.

Hat Yai pays 147% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Karachi vs $44.00 in Hat Yai for a mid-range dinner for two. Groceries echo the gap at $101 vs $249 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇹🇭 Hat Yai

🕒 Local time

07:57 7:57 AM

09:57 9:57 AM

2 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

156,802

💱 Currency

Pakistani Rupee PKR ₨

Thai Baht THB ฿

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Thai Baht exchange rates as of October 18, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Hat Yai 4,070 km ≈ 6 h nonstop flight

From you

Karachi
Hat Yai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Hat Yai: Cost of Living - Frequently Asked Questions

Karachi wins on cost – living expenses run 52% lower than in Hat Yai. Housing and daily spending are where you'll feel the difference most, making Karachi the obvious pick if budget is a priority.

On paper, salaries run 147% lower in Hat Yai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $118 in Karachi versus $270 in Hat Yai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $52.2 in Karachi versus $562 in Hat Yai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Karachi – a meal for two runs $13.00 versus $44.00 in Hat Yai. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karachi and Hat Yai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 52% less than in Hat Yai. Beyond cost, consider language, visa policies, and how big the international community is in each city.