Last update: Oct 2026

Cost of Living Comparison Between Karachi and Gujrat

For one person, living is cheaper in Gujrat: $396 a month against $483 in Karachi, rent and utilities included – about $1,000 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
19

Cost of Living Index in Gujrat
Learn more

Gujrat Living Index

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Karachi

🇵🇰 Pakistan

$483

/mo nomad

Gujrat

🇵🇰 Pakistan

$396

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Gujrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Gujrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $483 in Karachi versus $396 in Gujrat.

Karachi $483
Gujrat $396

Estimated couple costs with rent: $754 in Karachi versus $597 in Gujrat.

Karachi $754
Gujrat $597

Monthly costs for a family of three with rent: $1,025 in Karachi versus $797 in Gujrat.

Karachi $1,025
Gujrat $797

Living in Karachi is roughly 22% more expensive than in Gujrat, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Karachi 64% lower, Gujrat 71% lower.

Meal at Budget Restaurant

$2.11 PKR 585

$1.83 PKR 506

15.30%

Three-Course Dinner for Two, Mid-Range

$13.73 PKR 3,801

$10.82 PKR 2,995

26.89%

Fast Food Meal (McDonalds, etc)

$5.53 PKR 1,531

$5.36 PKR 1,482

3.17%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

$2.58 PKR 715

-14.73%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

$2.11 PKR 584

249.29%

Cappuccino

$2.14 PKR 593

$0.71 PKR 196

201.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.28 PKR 76.9

42.86%

Water (0.33 liter bottle)

$0.28 PKR 77.7

$0.16 PKR 44.17

75.00%

Milk (1 liter)

$0.90 PKR 250

$0.83 PKR 230

8.43%

White Bread (500g)

$0.55 PKR 153

$0.51 PKR 142

7.84%

Rice (white) (1kg)

$1.20 PKR 333

$1.20 PKR 331

Eggs

$1.25 PKR 346

$1.18 PKR 328

5.93%

Local Cheese (1kg)

$5.96 PKR 1,650

$5.34 PKR 1,478

11.61%

Chicken Fillets (1kg)

$3.19 PKR 883

$2.51 PKR 694

27.09%

Beef Round Steak (1kg)

$6.48 PKR 1,793

$4.01 PKR 1,109

61.60%

Apples (1kg)

$1.24 PKR 344

$1.05 PKR 290

18.10%

Banana (1kg)

$0.53 PKR 147

$0.61 PKR 169

-13.11%

Oranges (1kg)

$1.03 PKR 284

$0.61 PKR 169

68.85%

Tomato (1kg)

$0.51 PKR 142

$0.63 PKR 176

-19.05%

Potato (1kg)

$0.31 PKR 85.1

$0.15 PKR 42.55

106.67%

Onion (1kg)

$0.31 PKR 87.1

$0.34 PKR 94.9

-8.82%

Lettuce (1 head)

$0.41 PKR 113

$0.16 PKR 43.32

156.25%

Water (1.5 liter bottle)

$0.44 PKR 120

$0.43 PKR 119

2.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

$0.57 PKR 157

129.82%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

$0.57 PKR 157

133.33%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

$0.69 PKR 192

250.72%

Cigarettes 20 Pack (Marlboro, Camel)

$1.83 PKR 508

$1.48 PKR 410

23.65%

One-way Ticket (Public Transport)

$0.28 PKR 76.8

$0.17 PKR 46.94

64.71%

Public Transport Monthly Pass (Regular Price)

$9.81 PKR 2,716

$9.90 PKR 2,739

-0.91%

Taxi Start (Normal Tariff)

$0.87 PKR 240

$0.74 PKR 205

17.57%

Taxi (Normal Tariff) (1km)

$0.74 PKR 204

$1.06 PKR 293

-30.19%

Taxi 1hour Waiting (Normal Tariff)

$2.23 PKR 617

$2.74 PKR 759

-18.61%

Gasoline (1 liter)

$1.38 PKR 383

$0.90 PKR 250

53.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K PKR 5.1M

$23.2K PKR 6.4M

-20.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$23.4K PKR 6.5M

13.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$66.7 PKR 18.5K

69.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.12 PKR 1,694

$5.69 PKR 1,576

7.56%

Internet (50+ Mbps, Unlimited Data)

$13.11 PKR 3,628

$14.22 PKR 3,936

-7.81%

Gym Membership (Monthly)

$21.78 PKR 6,029

$13.28 PKR 3,676

64.01%

Tennis Court (1 Hour on Weekend)

$18.27 PKR 5,058

$7.77 PKR 2,152

135.14%

Cinema Ticket

$4.26 PKR 1,179

$7.27 PKR 2,012

-41.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.1 PKR 14.4K

$26.09 PKR 7,221

99.66%

International Primary School, 1 Child (Yearly)

$1,941 PKR 537.3K

$1,985 PKR 549.5K

-2.22%

Jeans (Levis 501 Or Similar)

$17.53 PKR 4,852

$19.34 PKR 5,352

-9.36%

Summer Dress (H&M, Zara, etc)

$22.88 PKR 6,332

$26.32 PKR 7,285

-13.07%

Sport Shoes (Adidas, Nike)

$68.1 PKR 18.8K

$54.8 PKR 15.2K

24.16%

Men's Leather Business Shoes

$41.55 PKR 11.5K

$29.58 PKR 8,186

40.47%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.5K

$123 PKR 34.2K

-4.78%

1-bedroom Apartment, Outside City Center (Monthly)

$73.2 PKR 20.3K

$80.4 PKR 22.2K

-8.93%

3-bedroom Apartment, City Center (Monthly)

$360 PKR 99.6K

$241 PKR 66.8K

49.03%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.1K

$139 PKR 38.6K

35.24%

Buy Apartment in City Center (m2)

$1,082 PKR 299.4K

$884 PKR 244.8K

22.32%

Buy Apartment Outside City Center (m2)

$474 PKR 131.2K

$473 PKR 130.8K

0.25%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$252 PKR 69.7K

-27.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

20.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 17, 2026

Last update for Gujrat: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.4%

Gujrat

$87 21.9% 34.7% $46

Groceries & Markets

Karachi

$102 21.1%

Gujrat

$85 21.5% 16.7% $17

Accommodation & Living

Karachi

$73 15.2%

Gujrat

$80 20.3% 9.8% $7.2

Clothing & Footwear

Karachi

$68 14%

Gujrat

$59 14.8% 13.3% $9

Eating Out

Karachi

$62 12.8%

Gujrat

$41 10.3% 33.9% $21

Sport & Entertainment

Karachi

$30 6.3%

Gujrat

$28 7% 8.2% $2.5

Getting Around

Karachi

$15 3.2%

Gujrat

$17 4.2% 7.2% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $123 in Gujrat. Housing cost is often the main lever when comparing two cities.

Gujrat pays 38% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Karachi vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $102 vs $85.0 per month, with Gujrat cheaper across the board.

Good to know

🇵🇰 Karachi

🇵🇰 Gujrat

🕒 Local time

21:05 9:05 PM

Same time as Karachi

🌤 Weather

👥 Population

14,910,352

390,533

💱 Currency

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

On the map

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Between locations

Karachi Gujrat 1,100 km ≈ 1 h 45 min nonstop flight

From you

Karachi
Gujrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Gujrat: Cost of Living - Frequently Asked Questions

Karachi and Gujrat differ by about 22% in total monthly costs ($483 vs $396 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 38% lower in Gujrat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $118 in Karachi versus $123 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $14.00 in Karachi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $483 per month in Karachi versus $396 in Gujrat – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Gujrat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gujrat gentler on the wallet – expenses run 22% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.