Cost of Living Comparison Between Karachi and Gujrat Cost of Living Comparison Between Karachi and Gujrat

Monthly Cost of Living

Monthly costs for one person with rent: $457 in Karachi versus $413 in Gujrat.

Estimated couple costs with rent: $728 in Karachi versus $641 in Gujrat.

Monthly costs for a family of three with rent: $999 in Karachi versus $868 in Gujrat.

Living in Karachi is roughly 11% more expensive than in Gujrat, driven mainly by Eating Out.

Both cities sit below the global median: Karachi 67% lower, Gujrat 70% lower.

Meal at Budget Restaurant

$2.20 PKR 611

$1.83 PKR 508

20.22%

Three-Course Dinner for Two, Mid-Range

$14.33 PKR 3,974

$10.75 PKR 2,979

33.30%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,462

$5.27 PKR 1,460

Local Non-Alcoholic Beer (0.5 liter draught)

$2.14 PKR 593

$2.45 PKR 678

-12.65%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.36 PKR 2,040

$2.19 PKR 608

236.07%

Cappuccino

$2.20 PKR 610

$1.51 PKR 419

45.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 92.3

$0.47 PKR 131

-29.79%

Water (0.33 liter bottle)

$0.23 PKR 63.3

$0.32 PKR 89.9

-28.13%

Milk (1 liter)

$0.89 PKR 248

$0.83 PKR 231

7.23%

White Bread (500g)

$0.52 PKR 145

$0.65 PKR 181

-20.00%

Rice (white) (1kg)

$1.24 PKR 345

$1.27 PKR 353

-2.36%

Eggs

$1.21 PKR 335

$1.23 PKR 341

-1.63%

Local Cheese (1kg)

$6.19 PKR 1,715

$8.50 PKR 2,358

-27.18%

Chicken Fillets (1kg)

$3.03 PKR 841

$2.52 PKR 699

20.24%

Beef Round Steak (1kg)

$6.11 PKR 1,695

$4.04 PKR 1,119

51.24%

Apples (1kg)

$1.22 PKR 339

$1.09 PKR 301

11.93%

Banana (1kg)

$0.55 PKR 153

$0.67 PKR 186

-17.91%

Oranges (1kg)

$0.98 PKR 272

$0.58 PKR 160

68.97%

Tomato (1kg)

$0.59 PKR 164

$0.51 PKR 141

15.69%

Potato (1kg)

$0.34 PKR 95.2

$0.31 PKR 87.3

9.68%

Onion (1kg)

$0.31 PKR 85.2

$0.52 PKR 144

-40.38%

Lettuce (1 head)

$0.39 PKR 109

$0.53 PKR 148

-26.42%

Water (1.5 liter bottle)

$0.43 PKR 121

$0.43 PKR 119

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 347

$0.52 PKR 145

140.38%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

$0.56 PKR 156

135.71%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.48 PKR 687

$0.74 PKR 206

235.14%

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 PKR 496

$2.39 PKR 663

-25.10%

One-way Ticket (Public Transport)

$0.28 PKR 77.5

$0.18 PKR 49.86

55.56%

Public Transport Monthly Pass (Regular Price)

$8.20 PKR 2,274

$9.71 PKR 2,693

-15.55%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$0.75 PKR 209

-1.33%

Taxi (Normal Tariff) (1km)

$0.70 PKR 194

$1.10 PKR 305

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$2.20 PKR 609

$2.65 PKR 736

-16.98%

Gasoline (1 liter)

$1.33 PKR 369

$0.84 PKR 234

58.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K PKR 5.0M

$23.1K PKR 6.4M

-21.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K PKR 7.6M

$23.3K PKR 6.5M

18.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 PKR 28.8K

$66.3 PKR 18.4K

56.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.88 PKR 1,630

$5.72 PKR 1,586

2.80%

Internet (50+ Mbps, Unlimited Data)

$12.86 PKR 3,565

$14.25 PKR 3,951

-9.75%

Gym Membership (Monthly)

$20.32 PKR 5,633

$14.37 PKR 3,983

41.41%

Tennis Court (1 Hour on Weekend)

$18.66 PKR 5,174

Cinema Ticket

$4.40 PKR 1,221

$7.03 PKR 1,948

-37.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.4 PKR 14.0K

$26.25 PKR 7,277

91.96%

International Primary School, 1 Child (Yearly)

$1,375 PKR 381.2K

$2,047 PKR 567.4K

-32.81%

Jeans (Levis 501 Or Similar)

$14.81 PKR 4,107

$18.80 PKR 5,211

-21.22%

Summer Dress (H&M, Zara, etc)

$21.90 PKR 6,072

$26.39 PKR 7,316

-17.01%

Sport Shoes (Adidas, Nike)

$65.2 PKR 18.1K

$54.2 PKR 15.0K

20.28%

Men's Leather Business Shoes

$35.81 PKR 9,927

$29.92 PKR 8,296

19.69%

1-bedroom Apartment, City Center (Monthly)

$111 PKR 30.8K

$139 PKR 38.6K

-20.24%

1-bedroom Apartment, Outside City Center (Monthly)

$70.9 PKR 19.6K

$79.7 PKR 22.1K

-11.15%

3-bedroom Apartment, City Center (Monthly)

$297 PKR 82.2K

$237 PKR 65.7K

25.07%

3-bedroom Apartment, Outside City Center (Monthly)

$180 PKR 49.9K

$151 PKR 41.9K

19.17%

Buy Apartment in City Center (m2)

$976 PKR 270.7K

$969 PKR 268.5K

0.82%

Buy Apartment Outside City Center (m2)

$467 PKR 129.6K

$495 PKR 137.4K

-5.67%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$244 PKR 67.6K

-25.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.88

17.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: August 30, 2026

Last update for Gujrat: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $111 in Karachi and $139 in Gujrat. Housing cost is often the main lever when comparing two cities.

Gujrat pays 34% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Karachi vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $101 vs $99.0 per month, with Gujrat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Gujrat: Cost of Living - Frequently Asked Questions

Karachi and Gujrat differ by about 11% in total monthly costs ($457 vs $413 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 34% lower in Gujrat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $111 in Karachi versus $139 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $14.00 in Karachi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $457 per month in Karachi versus $413 in Gujrat – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Gujrat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gujrat gentler on the wallet – expenses run 11% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.