Cost of Living Comparison Between Karachi and Gujrat Cost of Living Comparison Between Karachi and Gujrat

Monthly Cost of Living

Monthly costs for one person with rent: $484 in Karachi versus $348 in Gujrat.

Estimated couple costs with rent: $735 in Karachi versus $547 in Gujrat.

Monthly costs for a family of three with rent: $987 in Karachi versus $746 in Gujrat.

Living in Karachi is roughly 39% more expensive than in Gujrat, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Karachi 64% lower, Gujrat 74% lower.

Meal at Budget Restaurant

$2.06 PKR 572

$1.80 PKR 501

14.44%

Three-Course Dinner for Two, Mid-Range

$12.56 PKR 3,487

$10.81 PKR 3,002

16.19%

Fast Food Meal (McDonalds, etc)

$3.99 PKR 1,108

$3.51 PKR 975

13.68%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.93 PKR 537

$2.81 PKR 780

-31.32%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,463

$4.85 PKR 1,346

8.66%

Cappuccino

$1.81 PKR 502

$1.45 PKR 403

24.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 92.7

$0.31 PKR 85.6

6.45%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$0.24 PKR 66.8

-12.50%

Milk (1 liter)

$0.79 PKR 220

$0.70 PKR 194

12.86%

White Bread (500g)

$0.58 PKR 161

$0.60 PKR 168

-3.33%

Rice (white) (1kg)

$1.18 PKR 328

$1.32 PKR 366

-10.61%

Eggs

$1.15 PKR 321

$1.14 PKR 317

0.88%

Local Cheese (1kg)

$6.41 PKR 1,781

$7.13 PKR 1,979

-10.10%

Chicken Fillets (1kg)

$3.12 PKR 867

$2.69 PKR 746

15.99%

Beef Round Steak (1kg)

$5.09 PKR 1,413

$3.31 PKR 918

53.78%

Apples (1kg)

$1.03 PKR 286

$1.03 PKR 287

Banana (1kg)

$0.60 PKR 166

$0.59 PKR 165

1.69%

Oranges (1kg)

$0.92 PKR 257

$0.62 PKR 172

48.39%

Tomato (1kg)

$0.57 PKR 159

$0.56 PKR 155

1.79%

Potato (1kg)

$0.35 PKR 98.2

$0.35 PKR 96.8

Onion (1kg)

$0.50 PKR 140

$0.51 PKR 143

-1.96%

Lettuce (1 head)

$0.36 PKR 99.8

$0.62 PKR 173

-41.94%

Water (1.5 liter bottle)

$0.41 PKR 113

$0.40 PKR 110

2.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

$0.96 PKR 266

30.21%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 367

$0.72 PKR 201

83.33%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.06 PKR 572

$1.95 PKR 543

5.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 PKR 599

$1.85 PKR 513

16.76%

One-way Ticket (Public Transport)

$0.33 PKR 92.7

$0.20 PKR 54.2

65.00%

Public Transport Monthly Pass (Regular Price)

$6.43 PKR 1,785

$7.03 PKR 1,953

-8.53%

Taxi Start (Normal Tariff)

$0.74 PKR 206

$1.07 PKR 298

-30.84%

Taxi (Normal Tariff) (1km)

$0.61 PKR 170

$0.40 PKR 112

52.50%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 484

Gasoline (1 liter)

$0.94 PKR 261

$0.97 PKR 270

-3.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K PKR 4.6M

$21.8K PKR 6.1M

-23.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K PKR 7.0M

$21.6K PKR 6.0M

17.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 PKR 37.3K

$58.2 PKR 16.2K

130.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 PKR 1,388

$3.78 PKR 1,050

32.28%

Internet (50+ Mbps, Unlimited Data)

$13.28 PKR 3,689

$13.08 PKR 3,631

1.53%

Gym Membership (Monthly)

$15.87 PKR 4,406

$12.54 PKR 3,482

26.56%

Tennis Court (1 Hour on Weekend)

$14.35 PKR 3,984

$6.02 PKR 1,672

138.37%

Cinema Ticket

$4.34 PKR 1,206

$3.50 PKR 971

24.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 PKR 16.3K

$27.97 PKR 7,767

110.12%

International Primary School, 1 Child (Yearly)

$1,356 PKR 376.6K

$1,111 PKR 308.6K

22.05%

Jeans (Levis 501 Or Similar)

$17.71 PKR 4,919

$16.16 PKR 4,488

9.59%

Summer Dress (H&M, Zara, etc)

$25.79 PKR 7,162

$22.28 PKR 6,188

15.75%

Sport Shoes (Adidas, Nike)

$64.2 PKR 17.8K

$61.1 PKR 17.0K

5.21%

Men's Leather Business Shoes

$35.84 PKR 9,953

$25.91 PKR 7,193

38.32%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.8K

$74.8 PKR 20.8K

58.15%

1-bedroom Apartment, Outside City Center (Monthly)

$74.7 PKR 20.7K

$51.1 PKR 14.2K

46.19%

3-bedroom Apartment, City Center (Monthly)

$319 PKR 88.6K

$169 PKR 46.8K

89.19%

3-bedroom Apartment, Outside City Center (Monthly)

$181 PKR 50.3K

$106 PKR 29.4K

70.98%

Buy Apartment in City Center (m2)

$932 PKR 258.7K

$850 PKR 236.2K

9.55%

Buy Apartment Outside City Center (m2)

$433 PKR 120.3K

$455 PKR 126.2K

-4.68%

Average Monthly Net Salary (After Tax)

$177 PKR 49.1K

$243 PKR 67.6K

-27.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

-1.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: July 12, 2026

Last update for Gujrat: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $74.8 in Gujrat. Housing cost is often the main lever when comparing two cities.

Gujrat pays 38% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Karachi vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $91.0 per month, with Gujrat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Gujrat: Cost of Living - Frequently Asked Questions

Karachi and Gujrat differ by about 39% in total monthly costs ($484 vs $348 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 38% lower in Gujrat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $118 in Karachi versus $74.8 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $13.00 in Karachi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $484 per month in Karachi versus $348 in Gujrat – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Gujrat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gujrat gentler on the wallet – expenses run 39% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.