Last update: Oct 2026

Cost of Living Comparison Between Karachi and Gujranwala

For one person, living is cheaper in Gujranwala: $398 a month against $495 in Karachi, rent and utilities included – about $1,200 less a year. Rent and utilities account for most of the difference.

Karachi, Pakistan
Gujranwala, Pakistan
Karachi
🇵🇰 Pakistan
$495
/mo nomad
Gujranwala
🇵🇰 Pakistan
$398
/mo nomad
Monthly Cost of Living

How much you'll spend in Karachi and in Gujranwala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Gujranwala actually costs, broken down by who's living it.

A single person spends $495 per month in Karachi vs $398 in Gujranwala, rent included.

  • Karachi $495
  • Gujranwala $398

A couple spends around $770 per month in Karachi vs $620 in Gujranwala, rent included.

  • Karachi $770
  • Gujranwala $620

A family of three spends $1,046 per month in Karachi vs $843 in Gujranwala, rent included.

  • Karachi $1,046
  • Gujranwala $843

Karachi costs about 24% more than Gujranwala, and outside of rent the biggest gap is in leisure.

Both Karachi and Gujranwala are more affordable than the global median – Karachi 64% lower, Gujranwala 71% lower.

Currency
🍽 Eating Out
Karachi
Gujranwala
Difference
Meal at Budget Restaurant
$2.21 PKR 610
$3.57 PKR 987
-38.10%
Three-Course Dinner for Two, Mid-Range
$12.87 PKR 3,559
$12.88 PKR 3,560
-0.08%
Fast Food Meal (McDonalds, etc)
$5.27 PKR 1,458
$5.45 PKR 1,508
-3.30%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.16 PKR 597
$0.92 PKR 254
134.78%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$7.36 PKR 2,034
$6.72 PKR 1,858
9.52%
Cappuccino
$2.16 PKR 598
$1.19 PKR 330
81.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 PKR 106
$0.23 PKR 63.8
65.22%
Water (0.33 liter bottle)
$0.25 PKR 69.2
$0.15 PKR 41.59
66.67%
🛒 Groceries & Markets
Karachi
Gujranwala
Difference
Milk (1 liter)
$0.90 PKR 248
$0.81 PKR 224
11.11%
White Bread (500g)
$0.52 PKR 143
$0.66 PKR 181
-21.21%
Rice (white) (1kg)
$1.20 PKR 331
$1.09 PKR 302
10.09%
Eggs
$1.25 PKR 345
$1.19 PKR 330
5.04%
Local Cheese (1kg)
$5.82 PKR 1,609
$6.01 PKR 1,660
-3.16%
Chicken Fillets (1kg)
$3.11 PKR 860
$2.37 PKR 656
31.22%
Beef Round Steak (1kg)
$6.53 PKR 1,805
$5.47 PKR 1,512
19.38%
Apples (1kg)
$1.28 PKR 354
$1.32 PKR 366
-3.03%
Banana (1kg)
$0.54 PKR 149
$0.83 PKR 229
-34.94%
Oranges (1kg)
$1.02 PKR 282
$1.07 PKR 295
-4.67%
Tomato (1kg)
$0.56 PKR 155
$0.53 PKR 146
5.66%
Potato (1kg)
$0.34 PKR 94.8
$0.27 PKR 74.5
25.93%
Onion (1kg)
$0.31 PKR 86.9
$0.39 PKR 107
-20.51%
Lettuce (1 head)
$0.41 PKR 113
$0.22 PKR 60.5
86.36%
Water (1.5 liter bottle)
$0.43 PKR 120
$0.36 PKR 101
19.44%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.28 PKR 355
$1.99 PKR 551
-35.68%
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.33 PKR 367
$1.25 PKR 344
6.40%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.45 PKR 678
$2.72 PKR 753
-9.93%
Cigarettes 20 Pack (Marlboro, Camel)
$1.78 PKR 492
$2.06 PKR 568
-13.59%
🚌 Getting Around
Karachi
Gujranwala
Difference
One-way Ticket (Public Transport)
$0.28 PKR 77.1
$0.17 PKR 45.74
64.71%
Public Transport Monthly Pass (Regular Price)
$11.70 PKR 3,234
-
-
Taxi Start (Normal Tariff)
$0.92 PKR 254
$0.95 PKR 262
-3.16%
Taxi (Normal Tariff) (1km)
$0.73 PKR 203
$0.70 PKR 195
4.29%
Taxi 1hour Waiting (Normal Tariff)
$2.22 PKR 614
$1.46 PKR 405
52.05%
Gasoline (1 liter)
$1.33 PKR 369
$1.13 PKR 312
17.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.3K PKR 5.0M
$18.3K PKR 5.1M
-0.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K PKR 7.3M
$21.7K PKR 6.0M
21.85%
🧾 Monthly Utilities & Internet
Karachi
Gujranwala
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 PKR 31.0K
$102 PKR 28.3K
9.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.99 PKR 1,655
$5.74 PKR 1,587
4.36%
Internet (50+ Mbps, Unlimited Data)
$13.18 PKR 3,645
$16.39 PKR 4,531
-19.59%
🎉 Sport & Entertainment
Karachi
Gujranwala
Difference
Gym Membership (Monthly)
$24.67 PKR 6,819
$7.20 PKR 1,989
242.64%
Tennis Court (1 Hour on Weekend)
$18.29 PKR 5,057
$6.08 PKR 1,681
200.82%
Cinema Ticket
$4.34 PKR 1,200
$4.31 PKR 1,190
0.70%
🧸 Childcare & Education
Karachi
Gujranwala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$67.2 PKR 18.6K
$27.47 PKR 7,593
144.63%
International Primary School, 1 Child (Yearly)
$1,915 PKR 529.4K
$969 PKR 267.7K
97.72%
👕👟 Clothing & Footwear
Karachi
Gujranwala
Difference
Jeans (Levis 501 Or Similar)
$17.61 PKR 4,869
$14.50 PKR 4,008
21.45%
Summer Dress (H&M, Zara, etc)
$22.03 PKR 6,091
$25.33 PKR 7,003
-13.03%
Sport Shoes (Adidas, Nike)
$68.3 PKR 18.9K
$71.8 PKR 19.8K
-4.81%
Men's Leather Business Shoes
$40.66 PKR 11.2K
$33.05 PKR 9,135
23.03%
🏠 Accommodation & Living
Karachi
Gujranwala
Difference
1-bedroom Apartment, City Center (Monthly)
$136 PKR 37.6K
$55.0 PKR 15.2K
147.17%
1-bedroom Apartment, Outside City Center (Monthly)
$82.2 PKR 22.7K
$31.39 PKR 8,678
161.74%
3-bedroom Apartment, City Center (Monthly)
$392 PKR 108.4K
$164 PKR 45.3K
139.04%
3-bedroom Apartment, Outside City Center (Monthly)
$207 PKR 57.2K
$100 PKR 27.7K
106.19%
Buy Apartment in City Center (m2)
$1,046 PKR 289.2K
-
-
Buy Apartment Outside City Center (m2)
$482 PKR 133.1K
-
-
💵 Salaries & Financials
Karachi
Gujranwala
Difference
Average Monthly Net Salary (After Tax)
$184 PKR 51.0K
$238 PKR 65.8K
-22.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.21
11.5
14.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 26, 2026

Last update for Gujranwala: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Karachi
$131
Gujranwala
$124 5.3% $7
Groceries & Markets
Karachi
$102
Gujranwala
$95 6% $6.1
Accommodation & Living
Karachi
$82
Gujranwala
$31 61.8% $51
Clothing & Footwear
Karachi
$67
Gujranwala
$65 2.7% $1.8
Eating Out
Karachi
$62
Gujranwala
$61 1.9% $1.2
Sport & Entertainment
Karachi
$33
Gujranwala
$16 52.6% $18
Getting Around
Karachi
$17
Gujranwala
$5.1 * 70.5% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $136 in Karachi versus $55 in Gujranwala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Gujranwala, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13 in Karachi versus $13 in Gujranwala. Groceries tell a different story – $102 in Karachi vs $95 in Gujranwala – so Gujranwala wins on supermarket bills even if dining out costs more.

Good to know
🇵🇰 Karachi
🇵🇰 Gujranwala
🕒 Local time
11:09 11:09 AM
11:09 11:09 AM
Same time as Karachi
🌤 Weather
👥 Population
14,910,352
2,027,001
💱 Currency
Exchange rates and currency converter

USD, EUR to PKR – Pakistani Rupee Converter

Pakistani Rupee exchange rates as of November 2, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

On the map
Between locations
  • Karachi Gujranwala 1,070 km ≈ 1 h 45 min nonstop flight
From you
  • Karachi
  • Gujranwala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Karachi vs Gujranwala: Cost of Living - Frequently Asked Questions
How do living costs in Karachi and in Gujranwala compare overall?
Monthly costs with rent: $495 in Karachi, $398 in Gujranwala – Gujranwala comes out roughly 20% cheaper. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in Karachi compared to Gujranwala?
For a comfortable life, plan on about $742 per month in Karachi and $597 in Gujranwala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Karachi and Gujranwala?
Rent is clearly cheaper in Gujranwala, especially for central apartments: a one-bedroom in the center costs $55 there versus $136 in Karachi.
What is the difference in childcare costs between Karachi and Gujranwala?
Kindergarten costs $67 per month in Karachi and $27 in Gujranwala. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more expensive overall: Karachi or Gujranwala?
Monthly expenses with rent come to $495 in Karachi and $398 in Gujranwala. That makes Gujranwala about 20% cheaper.
How far does $1,200 go in Karachi compared to Gujranwala?
$1,200 covers both cities comfortably – all-in costs are $495 in Karachi and $398 in Gujranwala, leaving budget for savings and extras in both cases.
Where should families live: Karachi or Gujranwala?
Families tend to lean toward Gujranwala – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

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