Last update: Oct 2026

Cost of Living Comparison Between Karachi and Dipolog

For one person, living is cheaper in Karachi: $495 a month against $602 in Dipolog, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

24

Cost of Living Index in Karachi
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Karachi Living Index
29

Cost of Living Index in Dipolog
Learn more

Dipolog Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$495

/mo nomad

Dipolog

🇵🇭 Philippines

$602

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Dipolog

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Dipolog actually costs, broken down by who's living it.

A single person spends $495 per month in Karachi vs $602 in Dipolog, rent included.

Karachi $495
Dipolog $602

A couple spends around $770 per month in Karachi vs $839 in Dipolog, rent included.

Karachi $770
Dipolog $839

A family of three spends $1,046 per month in Karachi vs $1,076 in Dipolog, rent included.

Karachi $1,046
Dipolog $1,076

Karachi is about 18% cheaper than Dipolog, and outside of rent the biggest gap is in groceries.

Both Karachi and Dipolog are more affordable than the global median – Karachi 64% lower, Dipolog 56% lower.

Meal at Budget Restaurant

$2.21 PKR 610

$1.36 ₱86.9

62.50%

Three-Course Dinner for Two, Mid-Range

$12.87 PKR 3,562

$19.30 ₱1,233

-33.32%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,459

$2.72 ₱174

93.75%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 PKR 598

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.36 PKR 2,036

Cappuccino

$2.16 PKR 598

$2.02 ₱129

6.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 PKR 106

$0.64 ₱40.78

-40.63%

Water (0.33 liter bottle)

$0.25 PKR 69.3

$0.29 ₱18.75

-13.79%

Local Beer (0.5 liter draught)

$1.04 ₱66.6

Imported Beer (0.33 liter bottle)

$1.72 ₱110

Milk (1 liter)

$0.90 PKR 248

$1.60 ₱102

-43.75%

White Bread (500g)

$0.52 PKR 143

$0.77 ₱48.93

-32.47%

Rice (white) (1kg)

$1.20 PKR 331

$0.82 ₱52.5

46.34%

Eggs

$1.25 PKR 346

$1.87 ₱119

-33.16%

Local Cheese (1kg)

$5.82 PKR 1,611

$5.77 ₱369

0.87%

Chicken Fillets (1kg)

$3.11 PKR 860

$4.12 ₱263

-24.51%

Beef Round Steak (1kg)

$6.53 PKR 1,807

$5.71 ₱365

14.36%

Apples (1kg)

$1.28 PKR 354

$1.60 ₱102

-20.00%

Banana (1kg)

$0.54 PKR 149

$1.07 ₱68.7

-49.53%

Oranges (1kg)

$1.02 PKR 283

$2.91 ₱186

-64.95%

Tomato (1kg)

$0.56 PKR 155

$1.43 ₱91.5

-60.84%

Potato (1kg)

$0.34 PKR 94.9

$1.84 ₱118

-81.52%

Onion (1kg)

$0.31 PKR 87.0

$2.68 ₱171

-88.43%

Lettuce (1 head)

$0.41 PKR 113

$1.47 ₱93.6

-72.11%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.61 ₱39.25

-29.51%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 355

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 368

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.45 PKR 678

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 PKR 492

$3.04 ₱194

-41.45%

Wine (Bottle)

$3.93 ₱251

Local Beer (0.5 liter bottle)

$1.13 ₱71.9

Imported Beer (0.33 liter bottle)

$1.26 ₱80.4

One-way Ticket (Public Transport)

$0.28 PKR 77.2

$0.26 ₱16.72

7.69%

Public Transport Monthly Pass (Regular Price)

$11.70 PKR 3,237

$10.99 ₱702

6.46%

Taxi Start (Normal Tariff)

$0.92 PKR 254

$0.81 ₱51.5

13.58%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.32 ₱20.72

128.13%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$2.32 ₱148

-4.31%

Gasoline (1 liter)

$1.33 PKR 369

$0.89 ₱57.0

49.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K PKR 5.1M

$21.2K ₱1.4M

-13.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$19.0K ₱1.2M

38.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.0K

$64.3 ₱4,106

74.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.99 PKR 1,656

$7.73 ₱494

-22.51%

Internet (50+ Mbps, Unlimited Data)

$13.18 PKR 3,648

$23.98 ₱1,532

-45.04%

Gym Membership (Monthly)

$24.67 PKR 6,826

$32.70 ₱2,090

-24.56%

Tennis Court (1 Hour on Weekend)

$18.29 PKR 5,061

$4.65 ₱297

293.33%

Cinema Ticket

$4.34 PKR 1,201

$4.70 ₱300

-7.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.2 PKR 18.6K

$32.00 ₱2,045

110.00%

International Primary School, 1 Child (Yearly)

$1,915 PKR 529.9K

$8,107 ₱518.0K

-76.38%

Jeans (Levis 501 Or Similar)

$17.61 PKR 4,873

$33.03 ₱2,111

-46.68%

Summer Dress (H&M, Zara, etc)

$22.03 PKR 6,097

$19.08 ₱1,219

15.46%

Sport Shoes (Adidas, Nike)

$68.3 PKR 18.9K

$55.9 ₱3,574

22.17%

Men's Leather Business Shoes

$40.66 PKR 11.3K

$23.76 ₱1,518

71.13%

1-bedroom Apartment, City Center (Monthly)

$136 PKR 37.6K

$156 ₱9,955

-12.68%

1-bedroom Apartment, Outside City Center (Monthly)

$82.2 PKR 22.7K

$172 ₱11.0K

-52.22%

3-bedroom Apartment, City Center (Monthly)

$392 PKR 108.5K

$513 ₱32.7K

-23.49%

3-bedroom Apartment, Outside City Center (Monthly)

$207 PKR 57.2K

$134 ₱8,589

53.80%

Buy Apartment in City Center (m2)

$1,046 PKR 289.5K

$2,401 ₱153.4K

-56.43%

Buy Apartment Outside City Center (m2)

$482 PKR 133.2K

$1,119 ₱71.5K

-56.97%

Average Monthly Net Salary (After Tax)

$184 PKR 51.0K

$234 ₱15.0K

-21.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

7.33

80.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 26, 2026

Last update for Dipolog: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 26.6%

Dipolog

$96 15.9% 26.9% $35

Groceries & Markets

Karachi

$102 20.5%

Dipolog

$163 27% 60.4% $61

Accommodation & Living

Karachi

$82 16.6%

Dipolog

$172 28.6% 109% $90

Clothing & Footwear

Karachi

$67 13.5%

Dipolog

$59 9.9% 11.3% $7.6

Eating Out

Karachi

$62 12.5%

Dipolog

$56 9.2% 10.1% $6.3

Sport & Entertainment

Karachi

$33 6.7%

Dipolog

$42 7% 26.3% $8.8

Getting Around

Karachi

$17 3.5%

Dipolog

$14 2.4% 16.8% $2.9

Cost Breakdown

A central one-bedroom costs $136 in Karachi versus $156 in Dipolog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Dipolog. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13 in Karachi versus $19 in Dipolog. Monthly groceries follow the same trend: $102 vs $163 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇰 Karachi

🇵🇭 Dipolog

🕒 Local time

23:35 11:35 PM

02:35 2:35 AM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

130,759

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.25 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 28, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 308 PKR (1,000 PKR = 3.25 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Dipolog 6,220 km ≈ 8 h nonstop flight

From you

Karachi
Dipolog

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Dipolog: Cost of Living - Frequently Asked Questions

Dipolog costs about 22% more than Karachi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $742 per month in Karachi and $904 in Dipolog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments: a one-bedroom in the center costs $136 there versus $156 in Dipolog.

Kindergarten costs $67 per month in Karachi and $32 in Dipolog. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 60% more in Dipolog, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $495 in Karachi and $602 in Dipolog, leaving budget for savings and extras in both cases.

It depends on your priorities. Karachi has an edge in some lifestyle areas, with costs from $495 in Karachi to $602 in Dipolog. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Dipolog makes more sense. Both are solid long-term options with distinct trade-offs.