Last update: Oct 2026

Cost of Living Comparison Between Karachi and Biysk

For one person, living is cheaper in Karachi: $482 a month against $1,130 in Biysk, rent and utilities included – about $7,800 less a year. Rent and utilities account for about half of the difference.

23

Cost of Living Index in Karachi
Learn more

Karachi Living Index
57

Cost of Living Index in Biysk
Learn more

Biysk Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Biysk

🇷🇺 Russia

$1,130

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Biysk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Biysk actually costs, broken down by who's living it.

A single person spends $482 per month in Karachi vs $1,130 in Biysk, rent included.

Karachi $482
Biysk $1,130

A couple spends around $750 per month in Karachi vs $1,788 in Biysk, rent included.

Karachi $750
Biysk $1,788

A family of three spends $1,018 per month in Karachi vs $2,447 in Biysk, rent included.

Karachi $1,018
Biysk $2,447

Karachi is about 57% cheaper than Biysk, and outside of rent the biggest gap is in eating out.

Both Karachi and Biysk are more affordable than the global median – Karachi 64% lower, Biysk 16% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$11.80 ₽985

-81.95%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$60.3 ₽5,030

-77.93%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$6.70 ₽559

-18.66%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$2.51 ₽210

-16.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$2.00 ₽167

-80.00%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$1.11 ₽92.8

-76.58%

Local Beer (0.5 liter draught)

$4.04 ₽337

Imported Beer (0.33 liter bottle)

$3.03 ₽253

Milk (1 liter)

$0.92 PKR 254

$1.40 ₽117

-34.29%

White Bread (500g)

$0.56 PKR 156

$0.77 ₽64.2

-27.27%

Rice (white) (1kg)

$1.25 PKR 345

$1.37 ₽114

-8.76%

Eggs

$1.23 PKR 341

$1.63 ₽136

-24.54%

Local Cheese (1kg)

$5.67 PKR 1,570

$8.41 ₽702

-32.58%

Chicken Fillets (1kg)

$3.16 PKR 876

$7.14 ₽596

-55.74%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$9.15 ₽764

-31.37%

Apples (1kg)

$1.26 PKR 348

$2.08 ₽174

-39.42%

Banana (1kg)

$0.53 PKR 148

$2.20 ₽184

-75.91%

Oranges (1kg)

$1.00 PKR 276

$2.39 ₽199

-58.16%

Tomato (1kg)

$0.56 PKR 154

$4.06 ₽339

-86.21%

Potato (1kg)

$0.33 PKR 91.4

$0.87 ₽73.0

-62.07%

Onion (1kg)

$0.34 PKR 95.1

$0.59 ₽49.03

-42.37%

Lettuce (1 head)

$0.42 PKR 116

$1.52 ₽127

-72.37%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.69 ₽57.9

-36.23%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$3.66 ₽306

-49.73%

Wine (Bottle)

$5.84 ₽487

Local Beer (0.5 liter bottle)

$1.80 ₽150

Imported Beer (0.33 liter bottle)

$2.66 ₽222

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.56 ₽46.70

-50.00%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

Taxi Start (Normal Tariff)

$0.92 PKR 256

$1.84 ₽153

-50.00%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.37 ₽30.90

89.19%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$5.04 ₽421

-57.14%

Gasoline (1 liter)

$1.38 PKR 382

$0.79 ₽66.2

74.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$32.3K ₽2.7M

-44.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$34.0K ₽2.8M

-20.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$222 ₽18.6K

-48.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$5.19 ₽433

14.64%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$6.41 ₽535

105.30%

Gym Membership (Monthly)

$21.55 PKR 5,965

$38.87 ₽3,244

-44.56%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$25.28 ₽2,110

-27.89%

Cinema Ticket

$4.21 PKR 1,165

$6.99 ₽584

-39.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$340 ₽28.4K

-84.68%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$6,241 ₽520.9K

-68.91%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$81.4 ₽6,793

-78.44%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$52.6 ₽4,390

-55.30%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$118 ₽9,880

-41.82%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$103 ₽8,624

-60.72%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$509 ₽42.4K

-76.80%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$274 ₽22.9K

-73.15%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$966 ₽80.6K

-62.99%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$528 ₽44.1K

-64.43%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$1,894 ₽158.1K

-44.03%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$1,525 ₽127.3K

-68.47%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

22.75

-41.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Biysk: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Biysk

$234 20.7% 76.5% $101

Groceries & Markets

Karachi

$101 21%

Biysk

$220 19.4% 117% $118

Accommodation & Living

Karachi

$74 15.3%

Biysk

$274 24.3% 272% $201

Clothing & Footwear

Karachi

$68 14.1%

Biysk

$160 14.2% 136% $92

Eating Out

Karachi

$61 12.7%

Biysk

$183 16.2% 200% $122

Sport & Entertainment

Karachi

$30 6.2%

Biysk

$53 4.7% 76.3% $23

Getting Around

Karachi

$16 3.2%

Biysk

$5.9 * 0.5% 61.8% $9.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $118 in Karachi versus $509 in Biysk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $13.00 in Karachi versus $60.0 in Biysk. Monthly groceries follow the same trend: $101 vs $220 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇰 Karachi

🇷🇺 Biysk

🕒 Local time

13:42 1:42 PM

15:42 3:42 PM

2 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

198,433

💱 Currency

Pakistani Rupee PKR ₨

Russian Ruble RUB ₽

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Biysk 3,440 km ≈ 4 h 45 min nonstop flight

From you

Karachi
Biysk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Biysk: Cost of Living - Frequently Asked Questions

Biysk costs about 135% more than Karachi, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $723 per month in Karachi and $1,695 in Biysk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Karachi and $60.0 in Biysk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 117% more in Biysk, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Karachi, where all-in costs run around $482, than in Biysk at $1,130. In Karachi it covers expenses comfortably, while in Biysk it requires careful planning or may not stretch far enough.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biysk makes more sense. Both are solid long-term options with distinct trade-offs.