Last update: Oct 2026

Cost of Living Comparison Between Karachi and Binjai

For one person, living is cheaper in Karachi: $495 a month against $638 in Binjai, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

24

Cost of Living Index in Karachi
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Karachi Living Index
30

Cost of Living Index in Binjai
Learn more

Binjai Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$495

/mo nomad

Binjai

🇮🇩 Indonesia

$638

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Binjai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Binjai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $495 in Karachi versus $638 in Binjai.

Karachi $495
Binjai $638

Estimated couple costs with rent: $770 in Karachi versus $1,029 in Binjai.

Karachi $770
Binjai $1,029

Monthly costs for a family of three with rent: $1,046 in Karachi versus $1,421 in Binjai.

Karachi $1,046
Binjai $1,421

Living in Karachi costs roughly 22% less than in Binjai, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Binjai 53% lower.

Meal at Budget Restaurant

$2.21 PKR 610

$1.80 Rp 32.7K

22.78%

Three-Course Dinner for Two, Mid-Range

$12.87 PKR 3,562

$15.06 Rp 273.7K

-14.54%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,459

$2.81 Rp 51.1K

87.54%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 PKR 598

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.36 PKR 2,036

Cappuccino

$2.16 PKR 598

$1.33 Rp 24.2K

62.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 PKR 106

$0.48 Rp 8,725

-20.83%

Water (0.33 liter bottle)

$0.25 PKR 69.3

$0.20 Rp 3,646

25.00%

Local Beer (0.5 liter draught)

$2.49 Rp 45.2K

Imported Beer (0.33 liter bottle)

$3.12 Rp 56.7K

Milk (1 liter)

$0.90 PKR 248

$1.04 Rp 18.9K

-13.46%

White Bread (500g)

$0.52 PKR 143

$0.94 Rp 17.0K

-44.68%

Rice (white) (1kg)

$1.20 PKR 331

$0.80 Rp 14.6K

50.00%

Eggs

$1.25 PKR 346

$1.25 Rp 22.7K

Local Cheese (1kg)

$5.82 PKR 1,611

$6.22 Rp 113.1K

-6.43%

Chicken Fillets (1kg)

$3.11 PKR 860

$3.15 Rp 57.2K

-1.27%

Beef Round Steak (1kg)

$6.53 PKR 1,807

$7.48 Rp 136.0K

-12.70%

Apples (1kg)

$1.28 PKR 354

$2.43 Rp 44.2K

-47.33%

Banana (1kg)

$0.54 PKR 149

$1.30 Rp 23.7K

-58.46%

Oranges (1kg)

$1.02 PKR 283

$1.77 Rp 32.2K

-42.37%

Tomato (1kg)

$0.56 PKR 155

$1.25 Rp 22.7K

-55.20%

Potato (1kg)

$0.34 PKR 94.9

$1.40 Rp 25.5K

-75.71%

Onion (1kg)

$0.31 PKR 87.0

$1.96 Rp 35.6K

-84.18%

Lettuce (1 head)

$0.41 PKR 113

$0.81 Rp 14.7K

-49.38%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.39 Rp 6,999

10.26%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 355

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 368

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.45 PKR 678

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 PKR 492

$2.43 Rp 44.2K

-26.75%

Wine (Bottle)

$21.59 Rp 392.4K

Local Beer (0.5 liter bottle)

$2.01 Rp 36.6K

Imported Beer (0.33 liter bottle)

$3.20 Rp 58.1K

One-way Ticket (Public Transport)

$0.28 PKR 77.2

$0.21 Rp 3,857

33.33%

Public Transport Monthly Pass (Regular Price)

$11.70 PKR 3,237

$10.00 Rp 181.7K

17.00%

Taxi Start (Normal Tariff)

$0.92 PKR 254

$0.47 Rp 8,527

95.74%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.36 Rp 6,525

102.78%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$3.18 Rp 57.7K

-30.19%

Gasoline (1 liter)

$1.33 PKR 369

$0.94 Rp 17.0K

41.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K PKR 5.1M

$20.3K Rp 369.8M

-10.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$30.1K Rp 547.2M

-12.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.0K

$68.7 Rp 1.2M

63.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.99 PKR 1,656

$3.91 Rp 71.0K

53.20%

Internet (50+ Mbps, Unlimited Data)

$13.18 PKR 3,648

$18.11 Rp 329.1K

-27.22%

Gym Membership (Monthly)

$24.67 PKR 6,826

$20.19 Rp 367.0K

22.19%

Tennis Court (1 Hour on Weekend)

$18.29 PKR 5,061

$8.73 Rp 158.7K

109.51%

Cinema Ticket

$4.34 PKR 1,201

$2.88 Rp 52.4K

50.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.2 PKR 18.6K

$105 Rp 1.9M

-35.87%

International Primary School, 1 Child (Yearly)

$1,915 PKR 529.9K

$8,060 Rp 146.5M

-76.24%

Jeans (Levis 501 Or Similar)

$17.61 PKR 4,873

$42.93 Rp 780.3K

-58.98%

Summer Dress (H&M, Zara, etc)

$22.03 PKR 6,097

$27.03 Rp 491.3K

-18.50%

Sport Shoes (Adidas, Nike)

$68.3 PKR 18.9K

$84.1 Rp 1.5M

-18.74%

Men's Leather Business Shoes

$40.66 PKR 11.3K

$62.7 Rp 1.1M

-35.14%

1-bedroom Apartment, City Center (Monthly)

$136 PKR 37.6K

$204 Rp 3.7M

-33.16%

1-bedroom Apartment, Outside City Center (Monthly)

$82.2 PKR 22.7K

$156 Rp 2.8M

-47.42%

3-bedroom Apartment, City Center (Monthly)

$392 PKR 108.5K

$495 Rp 9.0M

-20.71%

3-bedroom Apartment, Outside City Center (Monthly)

$207 PKR 57.2K

$411 Rp 7.5M

-49.71%

Buy Apartment in City Center (m2)

$1,046 PKR 289.5K

$1,207 Rp 21.9M

-13.31%

Buy Apartment Outside City Center (m2)

$482 PKR 133.2K

$752 Rp 13.7M

-35.99%

Average Monthly Net Salary (After Tax)

$184 PKR 51.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

9.46

39.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 26, 2026

Last update for Binjai: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 26.6%

Binjai

$91 14.2% 31% $41

Groceries & Markets

Karachi

$102 20.5%

Binjai

$194 30.4% 90.8% $92

Accommodation & Living

Karachi

$82 16.6%

Binjai

$156 24.5% 90.2% $74

Clothing & Footwear

Karachi

$67 13.5%

Binjai

$98 15.3% 45.8% $31

Eating Out

Karachi

$62 12.5%

Binjai

$60 9.4% 2.8% $1.7

Sport & Entertainment

Karachi

$33 6.7%

Binjai

$26 4.1% 22.2% $7.4

Getting Around

Karachi

$17 3.5%

Binjai

$13 2.1% 24.7% $4.3

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Karachi and $204 in Binjai. Housing cost is often the main lever when comparing two cities.

Dining out: $13 in Karachi vs $15 in Binjai for a mid-range dinner for two. Groceries echo the gap at $102 vs $194 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇮🇩 Binjai

🕒 Local time

03:24 3:24 AM

05:24 5:24 AM

2 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

267,901

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.25 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 28, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 308 PKR (1,000 PKR = 3.25 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Binjai 4,110 km ≈ 6 h nonstop flight

From you

Karachi
Binjai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Binjai: Cost of Living - Frequently Asked Questions

Karachi is about 22% cheaper overall, especially in groceries, clothing, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $742 in Karachi and $956 in Binjai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $136 in Karachi versus $204 in Binjai. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $495 per month in Karachi versus $638 in Binjai – Karachi is about 22% cheaper, which adds up to real savings over time.

A monthly transit pass in Binjai runs roughly 15% less than in Karachi. The price difference matters if you commute daily and watch your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.