Last update: Oct 2026

Cost of Living Comparison Between Karachi and Binan City

For one person, living is cheaper in Karachi: $482 a month against $731 in Binan City, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

Karachi
🇵🇰 Pakistan
$482
/mo nomad
Binan City
🇵🇭 Philippines
$731
/mo nomad
Monthly Cost of Living

How much you'll spend in Karachi and in Binan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Binan City actually costs, broken down by who's living it.

A single person spends $482 per month in Karachi vs $731 in Binan City, rent included.

  • Karachi $482
  • Binan City $731

A couple spends around $750 per month in Karachi vs $1,132 in Binan City, rent included.

  • Karachi $750
  • Binan City $1,132

A family of three spends $1,018 per month in Karachi vs $1,534 in Binan City, rent included.

  • Karachi $1,018
  • Binan City $1,534

Karachi is about 34% cheaper than Binan City, and outside of rent the biggest gap is in groceries.

Both Karachi and Binan City are more affordable than the global median – Karachi 64% lower, Binan City 46% lower.

Currency
🍽 Eating Out
Karachi
Binan City
Difference
Meal at Budget Restaurant
$2.13 PKR 588
$4.02 ₱253
-47.01%
Three-Course Dinner for Two, Mid-Range
$13.30 PKR 3,680
$16.94 ₱1,067
-21.49%
Fast Food Meal (McDonalds, etc)
$5.45 PKR 1,508
$2.78 ₱175
96.04%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.19 PKR 607
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$7.24 PKR 2,005
-
-
Cappuccino
$2.09 PKR 579
$1.79 ₱113
16.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 PKR 111
$0.56 ₱35.53
-28.57%
Water (0.33 liter bottle)
$0.26 PKR 71.1
$0.31 ₱19.24
-16.13%
Local Beer (0.5 liter draught)
-
$0.98 ₱61.8
-
Imported Beer (0.33 liter bottle)
-
$1.57 ₱98.9
-
🛒 Groceries & Markets
Karachi
Binan City
Difference
Milk (1 liter)
$0.92 PKR 254
$1.62 ₱102
-43.21%
White Bread (500g)
$0.56 PKR 156
$1.13 ₱71.1
-50.44%
Rice (white) (1kg)
$1.25 PKR 345
$1.04 ₱65.3
20.19%
Eggs
$1.23 PKR 341
$2.04 ₱128
-39.71%
Local Cheese (1kg)
$5.67 PKR 1,570
$4.97 ₱313
14.08%
Chicken Fillets (1kg)
$3.16 PKR 876
$3.41 ₱214
-7.33%
Beef Round Steak (1kg)
$6.28 PKR 1,737
$6.90 ₱434
-8.99%
Apples (1kg)
$1.26 PKR 348
$2.41 ₱152
-47.72%
Banana (1kg)
$0.53 PKR 148
$1.52 ₱96.0
-65.13%
Oranges (1kg)
$1.00 PKR 276
$2.33 ₱147
-57.08%
Tomato (1kg)
$0.56 PKR 154
$1.07 ₱67.1
-47.66%
Potato (1kg)
$0.33 PKR 91.4
$1.74 ₱109
-81.03%
Onion (1kg)
$0.34 PKR 95.1
$1.76 ₱111
-80.68%
Lettuce (1 head)
$0.42 PKR 116
$0.61 ₱38.30
-31.15%
Water (1.5 liter bottle)
$0.44 PKR 121
$0.57 ₱36.15
-22.81%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.25 PKR 346
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.32 PKR 365
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.42 PKR 670
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$1.84 PKR 509
$2.58 ₱163
-28.68%
Wine (Bottle)
-
$8.11 ₱511
-
Local Beer (0.5 liter bottle)
-
$0.95 ₱59.9
-
Imported Beer (0.33 liter bottle)
-
$2.00 ₱126
-
🚌 Getting Around
Karachi
Binan City
Difference
One-way Ticket (Public Transport)
$0.28 PKR 77.0
$0.28 ₱17.72
-
Public Transport Monthly Pass (Regular Price)
$9.99 PKR 2,764
$12.24 ₱771
-18.38%
Taxi Start (Normal Tariff)
$0.92 PKR 256
$0.67 ₱41.93
37.31%
Taxi (Normal Tariff) (1km)
$0.70 PKR 193
$0.21 ₱13.16
233.33%
Taxi 1hour Waiting (Normal Tariff)
$2.16 PKR 597
$1.93 ₱122
11.92%
Gasoline (1 liter)
$1.38 PKR 382
$1.24 ₱78.2
11.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.9K PKR 5.0M
$21.6K ₱1.4M
-17.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K PKR 7.5M
$19.1K ₱1.2M
41.50%
🧾 Monthly Utilities & Internet
Karachi
Binan City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 PKR 31.4K
$140 ₱8,795
-18.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.95 PKR 1,648
$16.11 ₱1,014
-63.07%
Internet (50+ Mbps, Unlimited Data)
$13.16 PKR 3,642
$31.50 ₱1,983
-58.22%
🎉 Sport & Entertainment
Karachi
Binan City
Difference
Gym Membership (Monthly)
$21.55 PKR 5,965
$35.01 ₱2,204
-38.45%
Tennis Court (1 Hour on Weekend)
$18.23 PKR 5,044
$5.04 ₱317
261.71%
Cinema Ticket
$4.21 PKR 1,165
$5.07 ₱319
-16.96%
🧸 Childcare & Education
Karachi
Binan City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$52.2 PKR 14.4K
$135 ₱8,501
-61.38%
International Primary School, 1 Child (Yearly)
$1,940 PKR 537.0K
$7,389 ₱465.2K
-73.74%
👕👟 Clothing & Footwear
Karachi
Binan City
Difference
Jeans (Levis 501 Or Similar)
$17.55 PKR 4,858
$28.73 ₱1,809
-38.91%
Summer Dress (H&M, Zara, etc)
$23.51 PKR 6,506
$19.59 ₱1,233
20.01%
Sport Shoes (Adidas, Nike)
$68.9 PKR 19.1K
$71.2 ₱4,481
-3.23%
Men's Leather Business Shoes
$40.59 PKR 11.2K
$56.5 ₱3,555
-28.11%
🏠 Accommodation & Living
Karachi
Binan City
Difference
1-bedroom Apartment, City Center (Monthly)
$118 PKR 32.7K
$268 ₱16.9K
-55.97%
1-bedroom Apartment, Outside City Center (Monthly)
$73.6 PKR 20.4K
$159 ₱10.0K
-53.78%
3-bedroom Apartment, City Center (Monthly)
$357 PKR 98.9K
$583 ₱36.7K
-38.73%
3-bedroom Apartment, Outside City Center (Monthly)
$188 PKR 52.0K
$396 ₱24.9K
-52.55%
Buy Apartment in City Center (m2)
$1,060 PKR 293.4K
$2,584 ₱162.7K
-58.97%
Buy Apartment Outside City Center (m2)
$481 PKR 133.1K
$1,026 ₱64.6K
-53.14%
💵 Salaries & Financials
Karachi
Binan City
Difference
Average Monthly Net Salary (After Tax)
$183 PKR 50.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.21
6.75
95.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Binan City: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Karachi
$133
Binan City
$187 41.3% $55
Groceries & Markets
Karachi
$101
Binan City
$171 69.2% $70
Accommodation & Living
Karachi
$74
Binan City
$159 116% $86
Clothing & Footwear
Karachi
$68
Binan City
$79 16.9% $11
Eating Out
Karachi
$61
Binan City
$73 20.3% $12
Sport & Entertainment
Karachi
$30
Binan City
$45 50.6% $15
Getting Around
Karachi
$16
Binan City
$15 2.8% $0.4

Cost Breakdown

A central one-bedroom costs $118 in Karachi versus $268 in Binan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $13.00 in Karachi versus $17.00 in Binan City. Monthly groceries follow the same trend: $101 vs $171 – making Karachi the more affordable choice for daily food spending.

Good to know
🇵🇰 Karachi
🇵🇭 Binan City
🕒 Local time
05:03 5:03 AM
08:03 8:03 AM
3 h ahead of Karachi
🌤 Weather
👥 Population
14,910,352
407,037
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Karachi Binan City 5,750 km ≈ 8 h nonstop flight
From you
  • Karachi
  • Binan City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Karachi vs Binan City: Cost of Living - Frequently Asked Questions
Is Binan City cheaper than Karachi?
Yes – Binan City is pricier by about 52%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $723 per month in Karachi and $1,096 in Binan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $52.2 per month in Karachi and $135 in Binan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Karachi and in Binan City?
Groceries cost about 69% more in Binan City, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,200 enough for either Karachi or Binan City?
$1,200 covers both cities comfortably – all-in costs are $482 in Karachi and $731 in Binan City, leaving budget for savings and extras in both cases.
Is Karachi or Binan City more family-friendly?
Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Karachi or Binan City?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Binan City makes more sense. Both are solid long-term options with distinct trade-offs.

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