Last update: Oct 2026

Cost of Living Comparison Between Karachi and Bayawan City

For one person, living is cheaper in Karachi: $482 a month against $754 in Bayawan City, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
37

Cost of Living Index in Bayawan City
Learn more

Bayawan City Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Bayawan City

🇵🇭 Philippines

$754

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Bayawan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Bayawan City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $482 in Karachi versus $754 in Bayawan City.

Karachi $482
Bayawan City $754

Estimated couple costs with rent: $750 in Karachi versus $1,171 in Bayawan City.

Karachi $750
Bayawan City $1,171

Monthly costs for a family of three with rent: $1,018 in Karachi versus $1,589 in Bayawan City.

Karachi $1,018
Bayawan City $1,589

Living in Karachi costs roughly 36% less than in Bayawan City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Bayawan City 44% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$2.97 ₱187

-28.28%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$23.51 ₱1,480

-43.43%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$4.07 ₱256

33.91%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$2.58 ₱162

-18.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$1.60 ₱101

-75.00%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.53 ₱33.50

-50.94%

Local Beer (0.5 liter draught)

$1.77 ₱111

Imported Beer (0.33 liter bottle)

$2.29 ₱144

Milk (1 liter)

$0.92 PKR 254

$1.77 ₱112

-48.02%

White Bread (500g)

$0.56 PKR 156

$1.11 ₱69.7

-49.55%

Rice (white) (1kg)

$1.25 PKR 345

$0.72 ₱45.02

73.61%

Eggs

$1.23 PKR 341

$2.06 ₱130

-40.29%

Local Cheese (1kg)

$5.67 PKR 1,570

$10.00 ₱630

-43.30%

Chicken Fillets (1kg)

$3.16 PKR 876

$4.45 ₱280

-28.99%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$7.43 ₱468

-15.48%

Apples (1kg)

$1.26 PKR 348

$3.36 ₱212

-62.50%

Banana (1kg)

$0.53 PKR 148

$1.40 ₱88.2

-62.14%

Oranges (1kg)

$1.00 PKR 276

$2.30 ₱145

-56.52%

Tomato (1kg)

$0.56 PKR 154

$1.56 ₱97.9

-64.10%

Potato (1kg)

$0.33 PKR 91.4

$2.37 ₱149

-86.08%

Onion (1kg)

$0.34 PKR 95.1

$1.97 ₱124

-82.74%

Lettuce (1 head)

$0.42 PKR 116

$1.15 ₱72.6

-63.48%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.66 ₱41.84

-33.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$2.91 ₱183

-36.77%

Wine (Bottle)

$4.89 ₱308

Local Beer (0.5 liter bottle)

$0.81 ₱51.1

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.26 ₱16.32

7.69%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

$9.66 ₱608

3.42%

Taxi Start (Normal Tariff)

$0.92 PKR 256

$0.78 ₱49.24

17.95%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.23 ₱14.50

204.35%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$1.86 ₱117

16.13%

Gasoline (1 liter)

$1.38 PKR 382

$1.09 ₱68.7

26.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$20.9K ₱1.3M

-14.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$19.4K ₱1.2M

39.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$123 ₱7,755

-7.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$14.33 ₱902

-58.48%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$28.21 ₱1,776

-53.35%

Gym Membership (Monthly)

$21.55 PKR 5,965

$33.93 ₱2,136

-36.49%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$3.96 ₱250

360.35%

Cinema Ticket

$4.21 PKR 1,165

$1.62 ₱102

159.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$132 ₱8,306

-60.47%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$7,958 ₱501.1K

-75.62%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$33.54 ₱2,112

-47.67%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$19.17 ₱1,207

22.64%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$76.8 ₱4,836

-10.34%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$58.1 ₱3,661

-30.19%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$233 ₱14.7K

-49.31%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$168 ₱10.6K

-56.12%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$503 ₱31.7K

-28.92%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$359 ₱22.6K

-47.63%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$2,618 ₱164.8K

-59.51%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$1,088 ₱68.5K

-55.80%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

$114 ₱7,149

61.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

7.2

83.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Bayawan City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Bayawan City

$166 22% 25% $33

Groceries & Markets

Karachi

$101 21%

Bayawan City

$198 26.2% 95.1% $96

Accommodation & Living

Karachi

$74 15.3%

Bayawan City

$168 22.2% 128% $94

Clothing & Footwear

Karachi

$68 14.1%

Bayawan City

$84 11.2% 24.7% $17

Eating Out

Karachi

$61 12.7%

Bayawan City

$89 11.8% 45.5% $28

Sport & Entertainment

Karachi

$30 6.2%

Bayawan City

$37 4.9% 24% $7.2

Getting Around

Karachi

$16 3.2%

Bayawan City

$13 1.7% 18.6% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $233 in Bayawan City. Housing cost is often the main lever when comparing two cities.

Karachi pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Karachi vs $24.00 in Bayawan City for a mid-range dinner for two. Groceries echo the gap at $101 vs $198 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇵🇭 Bayawan City

🕒 Local time

04:52 4:52 AM

07:52 7:52 AM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

122,747

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Bayawan City 6,130 km ≈ 8 h nonstop flight

From you

Karachi
Bayawan City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Bayawan City: Cost of Living - Frequently Asked Questions

Karachi and Bayawan City differ by about 57% in total monthly costs ($482 vs $754 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 61% higher in Karachi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Karachi versus $233 in Bayawan City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 95% higher in Bayawan City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Karachi – a meal for two runs $13.00 versus $24.00 in Bayawan City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 57% less than in Bayawan City. Beyond cost, consider language, visa policies, and how big the international community is in each city.