Last update: Oct 2026

Cost of Living Comparison Between Karachi and Banyuwangi

For one person, living is cheaper in Banyuwangi: $470 a month against $495 in Karachi, rent and utilities included – about $300 less a year. Other living expenses account for most of the difference.

24

Cost of Living Index in Karachi
Learn more

Karachi Living Index
23

Cost of Living Index in Banyuwangi
Learn more

Banyuwangi Living Index

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Karachi

🇵🇰 Pakistan

$495

/mo nomad

Banyuwangi

🇮🇩 Indonesia

$470

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Banyuwangi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Banyuwangi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $495 in Karachi versus $470 in Banyuwangi.

Karachi $495
Banyuwangi $470

Estimated couple costs with rent: $770 in Karachi versus $759 in Banyuwangi.

Karachi $770
Banyuwangi $759

Monthly costs for a family of three with rent: $1,046 in Karachi versus $1,049 in Banyuwangi.

Karachi $1,046
Banyuwangi $1,049

Living in Karachi is roughly 5% more expensive than in Banyuwangi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Karachi 64% lower, Banyuwangi 66% lower.

Meal at Budget Restaurant

$2.21 PKR 610

$0.67 Rp 12.2K

229.85%

Three-Course Dinner for Two, Mid-Range

$12.87 PKR 3,562

$11.24 Rp 204.0K

14.50%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,459

$3.08 Rp 55.9K

71.10%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.16 PKR 598

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.36 PKR 2,036

Cappuccino

$2.16 PKR 598

$1.18 Rp 21.4K

83.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 PKR 106

$0.38 Rp 6,815

Water (0.33 liter bottle)

$0.25 PKR 69.3

$0.17 Rp 3,022

47.06%

Local Beer (0.5 liter draught)

$2.10 Rp 38.2K

Imported Beer (0.33 liter bottle)

$4.17 Rp 75.7K

Milk (1 liter)

$0.90 PKR 248

$1.01 Rp 18.4K

-10.89%

White Bread (500g)

$0.52 PKR 143

$0.63 Rp 11.5K

-17.46%

Rice (white) (1kg)

$1.20 PKR 331

$0.79 Rp 14.4K

51.90%

Eggs

$1.25 PKR 346

$0.73 Rp 13.3K

71.23%

Local Cheese (1kg)

$5.82 PKR 1,611

$3.62 Rp 65.7K

60.77%

Chicken Fillets (1kg)

$3.11 PKR 861

$2.08 Rp 37.7K

49.52%

Beef Round Steak (1kg)

$6.53 PKR 1,807

$6.22 Rp 112.9K

4.98%

Apples (1kg)

$1.28 PKR 354

$1.94 Rp 35.2K

-34.02%

Banana (1kg)

$0.54 PKR 149

$0.58 Rp 10.5K

-6.90%

Oranges (1kg)

$1.02 PKR 283

$0.70 Rp 12.7K

45.71%

Tomato (1kg)

$0.56 PKR 155

$0.97 Rp 17.6K

-42.27%

Potato (1kg)

$0.34 PKR 94.9

$0.81 Rp 14.7K

-58.02%

Onion (1kg)

$0.31 PKR 87.0

$0.90 Rp 16.3K

-65.56%

Lettuce (1 head)

$0.41 PKR 113

$0.57 Rp 10.3K

-28.07%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.33 Rp 5,912

30.30%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 355

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 368

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.45 PKR 679

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 PKR 492

$1.96 Rp 35.5K

-9.18%

Wine (Bottle)

$5.49 Rp 99.7K

Local Beer (0.5 liter bottle)

$1.39 Rp 25.3K

Imported Beer (0.33 liter bottle)

$2.22 Rp 40.2K

One-way Ticket (Public Transport)

$0.28 PKR 77.2

$0.23 Rp 4,165

21.74%

Public Transport Monthly Pass (Regular Price)

$11.70 PKR 3,238

$11.37 Rp 206.3K

2.90%

Taxi Start (Normal Tariff)

$0.92 PKR 254

$0.49 Rp 8,869

87.76%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.29 Rp 5,314

151.72%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$2.58 Rp 46.9K

-13.95%

Gasoline (1 liter)

$1.33 PKR 369

$0.72 Rp 13.0K

84.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K PKR 5.1M

$22.4K Rp 406.4M

-18.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$27.9K Rp 507.1M

-5.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.0K

$46.01 Rp 834.8K

143.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.99 PKR 1,657

$4.67 Rp 84.8K

28.27%

Internet (50+ Mbps, Unlimited Data)

$13.18 PKR 3,648

$17.65 Rp 320.3K

-25.33%

Gym Membership (Monthly)

$24.67 PKR 6,826

$17.89 Rp 324.6K

37.90%

Tennis Court (1 Hour on Weekend)

$18.29 PKR 5,062

$8.03 Rp 145.8K

127.77%

Cinema Ticket

$4.34 PKR 1,202

$1.88 Rp 34.2K

130.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.2 PKR 18.6K

$27.75 Rp 503.5K

142.16%

International Primary School, 1 Child (Yearly)

$1,915 PKR 529.9K

$1,080 Rp 19.6M

77.36%

Jeans (Levis 501 Or Similar)

$17.61 PKR 4,874

$22.34 Rp 405.3K

-21.17%

Summer Dress (H&M, Zara, etc)

$22.03 PKR 6,097

$10.98 Rp 199.3K

100.64%

Sport Shoes (Adidas, Nike)

$68.3 PKR 18.9K

$54.8 Rp 994.4K

24.71%

Men's Leather Business Shoes

$40.66 PKR 11.3K

$27.18 Rp 493.2K

49.60%

1-bedroom Apartment, City Center (Monthly)

$136 PKR 37.6K

$227 Rp 4.1M

-40.05%

1-bedroom Apartment, Outside City Center (Monthly)

$82.2 PKR 22.7K

$148 Rp 2.7M

-44.32%

3-bedroom Apartment, City Center (Monthly)

$392 PKR 108.5K

$558 Rp 10.1M

-29.71%

3-bedroom Apartment, Outside City Center (Monthly)

$207 PKR 57.2K

$368 Rp 6.7M

-43.88%

Buy Apartment in City Center (m2)

$1,046 PKR 289.5K

$1,173 Rp 21.3M

-10.82%

Buy Apartment Outside City Center (m2)

$482 PKR 133.2K

$778 Rp 14.1M

-38.07%

Average Monthly Net Salary (After Tax)

$184 PKR 51.0K

$148 Rp 2.7M

24.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

6.84

93.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 26, 2026

Last update for Banyuwangi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 26.6%

Banyuwangi

$68 14.6% 48% $63

Groceries & Markets

Karachi

$102 20.5%

Banyuwangi

$116 24.7% 14.3% $15

Accommodation & Living

Karachi

$82 16.6%

Banyuwangi

$148 31.4% 79.6% $65

Clothing & Footwear

Karachi

$67 13.5%

Banyuwangi

$52 11.1% 22.4% $15

Eating Out

Karachi

$62 12.5%

Banyuwangi

$50 10.6% 19.7% $12

Sport & Entertainment

Karachi

$33 6.7%

Banyuwangi

$22 4.6% 35.1% $12

Getting Around

Karachi

$17 3.5%

Banyuwangi

$14 3% 18.2% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Karachi and $227 in Banyuwangi. Housing cost is often the main lever when comparing two cities.

Karachi pays 25% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $13 in Karachi vs $11 in Banyuwangi. Groceries flip the comparison at $102 vs $116, with Karachi cheaper for home cooking.

Good to know

🇵🇰 Karachi

🇮🇩 Banyuwangi

🕒 Local time

19:41 7:41 PM

21:41 9:41 PM

2 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

117,558

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.23 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 27, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 309 PKR (1,000 PKR = 3.23 EUR).

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,281 IDR (100,000 IDR = 4.93 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Banyuwangi 6,310 km ≈ 8 h nonstop flight

From you

Karachi
Banyuwangi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Banyuwangi: Cost of Living - Frequently Asked Questions

Banyuwangi is cheaper overall, especially in clothing, eating out, and leisure. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 25% higher in Karachi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $136 in Karachi versus $227 in Banyuwangi. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Karachi pay roughly 13% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Banyuwangi – a meal for two runs $11 versus $13 in Karachi. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Banyuwangi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Banyuwangi wins on affordability, Karachi on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.