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Cost of Living Comparison Between Kajaani and Ubud, Bali Cost of Living Comparison Between Kajaani and Ubud, Bali

😐 Solo nomad: Kajaani is 84.6% more expensive than Ubud, Bali without rent, and 134.1% more expensive with rent.
😐 Family of 3: Kajaani is 48.3% more expensive than Ubud, Bali without rent, and 124.2% more expensive with rent.
Currency
🍽 Eating Out
Kajaani
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.1 €13.01
$2.85 Rp 47.5K
429.82%
Three-Course Dinner for Two, Mid-Range
$46.49 €40.04
$12.26 Rp 204.3K
279.20%
Fast Food Meal (McDonalds, etc)
$9.71 €8.37
$3.28 Rp 54.6K
196.04%
Cappuccino
$4.68 €4.03
$2.3 Rp 38.3K
103.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.61 €2.25
$1.11 Rp 18.5K
135.14%
Water (0.33 liter bottle)
$1.65 €1.42
$0.26 Rp 4,324
534.62%
Local Beer (0.5 liter draught)
$8.15 €7.02
$2.4 Rp 40K
239.58%
Imported Beer (0.33 liter bottle)
$9.46 €8.15
$3.15 Rp 52.5K
200.32%
🛒 Groceries & Markets
Kajaani
Ubud, Bali
Difference
Milk (1 liter)
$1.32 €1.14
$1.49 Rp 24.9K
-11.41%
White Bread (500g)
$2.28 €1.96
$1.65 Rp 27.5K
38.18%
Rice (white) (1kg)
$2.28 €1.96
$1.13 Rp 18.9K
101.77%
Eggs
$2.84 €2.44
$2.33 Rp 38.9K
21.89%
Local Cheese (1kg)
$8.74 €7.53
$13.7 Rp 228.3K
-36.20%
Chicken Fillets (1kg)
$10.48 €9.02
$3.97 Rp 66.2K
163.98%
Beef Round Steak (1kg)
$20.67 €17.8
$11.22 Rp 187K
84.22%
Apples (1kg)
$2.09 €1.8
$3.48 Rp 57.9K
-39.94%
Banana (1kg)
$1.88 €1.62
$1.5 Rp 25K
25.33%
Oranges (1kg)
$2.34 €2.02
$2.68 Rp 44.6K
-12.69%
Tomato (1kg)
$4.67 €4.03
$1.35 Rp 22.5K
245.93%
Potato (1kg)
$1.41 €1.21
$1.57 Rp 26.2K
-10.19%
Onion (1kg)
$1.81 €1.56
$2.1 Rp 34.9K
-13.81%
Lettuce (1 head)
$1.76 €1.52
$1.03 Rp 17.1K
70.87%
Water (1.5 liter bottle)
$1.43 €1.23
$0.57 Rp 9,488
150.88%
Cigarettes 20 Pack (Marlboro, Camel)
$13.76 €11.85
$2.31 Rp 38.5K
495.67%
Wine (Bottle)
$13.52 €11.64
$15.21 Rp 253.5K
-11.11%
Local Beer (0.5 liter bottle)
$3.06 €2.64
$2.49 Rp 41.5K
22.89%
Imported Beer (0.33 liter bottle)
$3.69 €3.18
$2.66 Rp 44.3K
38.72%
🚌 Getting Around
Kajaani
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.43 €2.96
$0.29 Rp 4,911
1082.76%
Public Transport Monthly Pass (Regular Price)
$66.3 €57.1
$10.03 Rp 167.1K
561.32%
Taxi Start (Normal Tariff)
$8.23 €7.09
$0.45 Rp 7,480
1728.89%
Taxi (Normal Tariff) (1km)
$1.21 €1.04
$0.34 Rp 5,748
255.88%
Taxi 1hour Waiting (Normal Tariff)
$61.3 €52.8
$5.97 Rp 99.4K
927.14%
Gasoline (1 liter)
$2.05 €1.76
$0.75 Rp 12.4K
173.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K €29.9K
$25.8K Rp 430.2M
34.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K €26.4K
$31.7K Rp 528.9M
-3.46%
🧾 Monthly Utilities & Internet
Kajaani
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 €129
$64.6 Rp 1.1M
131.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.8 €25.66
$4.14 Rp 69K
619.81%
Internet (50+ Mbps, Unlimited Data)
$20 €17.22
$23.99 Rp 399.7K
-16.63%
🎉 Sport & Entertainment
Kajaani
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.44 €37.41
$23.29 Rp 388.1K
86.52%
Tennis Court (1 Hour on Weekend)
$24.42 €21.03
$6.19 Rp 103.1K
294.51%
Cinema Ticket
$16.05 €13.82
$3.45 Rp 57.5K
365.22%
🧸 Childcare & Education
Kajaani
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$335 €288
$91.9 Rp 1.5M
264.09%
International Primary School, 1 Child (Yearly)
$7,921 €6,823
$5,912 Rp 98.5M
33.98%
👕👟 Clothing & Footwear
Kajaani
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 €93.7
$51.5 Rp 857.6K
111.31%
Summer Dress (H&M, Zara, etc)
$26.32 €22.67
$24.45 Rp 407.3K
7.65%
Sport Shoes (Adidas, Nike)
$58 €49.95
$84.4 Rp 1.4M
-31.26%
Men's Leather Business Shoes
$105 €90.2
$74.3 Rp 1.2M
40.91%
🏠 Accommodation & Living
Kajaani
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$783 €674
$261 Rp 4.4M
199.46%
1-bedroom Apartment, Outside City Center (Monthly)
$643 €553
$160 Rp 2.7M
302.82%
3-bedroom Apartment, City Center (Monthly)
$1,281 €1,103
$585 Rp 9.7M
119.00%
3-bedroom Apartment, Outside City Center (Monthly)
$1,027 €885
$328 Rp 5.5M
212.92%
Buy Apartment in City Center (m2)
$3,532 €3,042
$985 Rp 16.4M
258.54%
Buy Apartment Outside City Center (m2)
$2,423 €2,087
$847 Rp 14.1M
186.16%
💵 Salaries & Financials
Kajaani
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,113 €1,820
$178 Rp 3M
1087.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.93
13.28
-70.41%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kajaani: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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